Investors Title Company ITIC R2K
Investors Title Company, through its subsidiaries, engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. The company operates through Title Insurance and Exchange Services segments. It underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. The company also provides services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of real property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it acts as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies directly and through a network of agents. Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Profit CAGR of 13.7% over 5 years.
- Generates positive free cash flow.
CONS
- Revenue declined at -1.2% CAGR over 5 years.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ITIC Investors Title Company R2K | 234.75 | 11.68 | $443.21M | 0.78% | - | 14.44% | -1.21% | 13.75% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Quarterly Results
Figures in USD.
| Metric | Jun 2013 | Sep 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.10M | 3.85M | 3.61M | 3.71M | 4.42M | 4.93M | 4.39M | 3.99M | 4.11M | 4.88M | 5.89M | 6.31M | 7.49M | 9.04M | 9.81M | 8.97M | 9.17M | 9.32M | 8.03M | 9.11M | 8.88M | 56.84M | 73.79M | 73.02M | 69.99M | 64.01M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.05M | 15.80M | 15.09M | 9.61M | 7.71M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 882.00K | 3.52M | 2.88M | 2.09M | 1.65M |
| Net Income | 4.01M | 5.52M | 986.44K | 3.37M | 2.59M | 1.73M | 4.12M | 4.49M | 1.81M | 4.53M | 8.13M | 4.48M | 5.67M | 5.93M | 4.18M | 6.95M | 10.63M | 6.63M | 5.50M | 7.95M | -7.01M | 14.49M | 15.30M | 13.82M | 19.78M | 14.50M | 6.18M | 2.28M | 7.91M | 1.18M | 7.58M | 7.08M | 4.53M | 8.87M | 9.31M | 3.17M | 12.28M | 12.21M | 7.52M | 6.07M |
| Diluted EPS | 1.92 | 2.66 | 0.48 | 1.65 | 1.28 | 0.86 | 2.05 | 2.28 | 0.93 | 2.35 | 4.29 | 2.36 | 2.99 | 3.13 | 2.20 | 3.66 | 5.61 | 3.49 | 2.90 | 4.20 | -3.71 | 7.65 | 8.07 | 7.29 | 10.42 | 7.63 | 3.25 | 1.20 | 4.17 | 0.62 | 4.00 | 3.75 | 2.40 | 4.70 | 4.92 | 1.67 | 6.48 | 6.45 | 3.97 | 3.20 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | 8.18M | 13.02M | 14.18M | 17.40M | 17.01M | - | 283.39M | 224.75M | 258.61M | 273.22M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | 30.11M | 26.23M | 39.46M | 44.55M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | 6.21M | 4.54M | 8.39M | 9.37M |
| Net Income | 6.37M | 6.93M | 11.10M | 14.71M | 9.65M | 12.53M | 19.52M | 25.71M | 21.89M | 31.46M | 39.42M | - | 23.90M | 21.69M | 31.07M | 35.18M |
| Diluted EPS | 2.78 | 3.20 | 5.24 | 7.08 | 4.74 | 6.30 | 10.19 | 13.56 | 11.54 | 16.59 | 20.80 | - | 12.59 | 11.45 | 16.43 | 18.57 |
Compounded Sales Growth
| 5 Years: | -1.21% |
| 1 Year: | 13.20% |
Compounded Profit Growth
| 5 Years: | 13.75% |
| 1 Year: | 91.60% |
Stock Price Performance
| 1 Year: | +4.38% |
| 6 Months: | -11.45% |
| 3 Months: | +1.89% |
| 1 Month: | -1.48% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 153.49M | 157.96M | 171.92M | 188.31M | 198.04M | 211.52M | 228.94M | 248.91M | 244.27M | 263.89M | 282.93M | 331.49M | 339.76M | 330.56M | 333.57M | 363.14M |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 8.73M | 8.12M | 18.04M | 20.81M | 23.63M | 15.83M | 21.79M | 27.93M | 20.21M | 18.69M | 25.95M | 13.72M | 37.17M | 35.31M | 24.03M | 24.65M | 20.84M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | 19.05M | 13.34M | 16.05M | 17.13M |
| Total Liabilities | - | 49.56M | 51.45M | 56.79M | 59.70M | 60.48M | 68.74M | 73.80M | 70.99M | 68.63M | 72.53M | 82.50M | 102.40M | 98.75M | 79.01M | 81.80M | 94.84M |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | 6.84M | 6.45M | 6.36M | 8.05M |
| Total Equity | 97.26M | 103.93M | 106.51M | 114.64M | 128.06M | 137.56M | 142.67M | 155.05M | 177.84M | 175.64M | 191.36M | 200.42M | 229.09M | 241.01M | 251.55M | 251.77M | 268.30M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.19M | 2.18M | 2.18M | 2.18M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 4.23M | 9.01M | 8.69M | 15.30M | 9.68M | 16.92M | 22.57M | 19.89M | 24.39M | 20.92M | 34.09M | - | 36.20M | 7.43M | 29.84M | 30.94M |
| Investing Cash Flow | -3.96M | 7.30M | -1.48M | -8.55M | -15.65M | -4.70M | -8.84M | -20.29M | -2.81M | 4.49M | -14.60M | - | -28.75M | -6.70M | 1.75M | -14.82M |
| Financing Cash Flow | -878.00K | -6.38M | -4.44M | -3.93M | -1.83M | -6.25M | -7.59M | -7.32M | -23.10M | -18.15M | -31.72M | - | -9.31M | -12.01M | -30.96M | -19.93M |
| Capital Expenditure | -317.53K | -361.21K | -568.73K | -1.42M | -2.02M | -2.74M | -2.46M | -2.88M | -1.86M | -1.49M | -3.20M | - | -5.68M | -9.19M | -7.42M | -5.56M |
| Free Cash Flow | 3.91M | 8.65M | 8.12M | 13.88M | 7.67M | 14.17M | 20.11M | 17.01M | 22.53M | 19.43M | 30.89M | - | 30.52M | -1.76M | 22.42M | 25.38M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | -1.86M | -11.28M | 623.00K | -3.82M |
| Share Buybacks | 378.77K | 5.94M | 3.98M | 4.26M | 1.06M | 5.48M | 6.22M | 246.00K | 29.00K | 19.00K | 6.00K | 0 | 133.00K | 959.00K | 1.10M | 0 |
| Dividends Paid | 639.73K | 599.24K | 603.33K | 657.91K | 650.43K | 789.91K | 1.37M | 7.07M | 23.02M | 18.13M | 31.72M | 37.55M | 9.18M | 11.05M | 29.86M | 19.93M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | 238.6% | 197.4% | 154.4% | 180.8% | 231.7% | - | 8.4% | 9.6% | 12.0% | 12.9% |
| ROE % | 6.1% | 6.5% | 9.7% | 11.5% | 7.0% | 8.8% | 12.6% | 14.5% | 12.5% | 16.4% | 19.7% | - | 9.9% | 8.6% | 12.3% | 13.1% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Markel Group Inc | 11.30% | 213.30K | $50.07M |
| 2 | Blackrock Inc. | 5.82% | 109.83K | $25.78M |
| 3 | Dimensional Fund Advisors LP | 3.87% | 73.06K | $17.15M |
| 4 | Vanguard Capital Management LLC | 3.21% | 60.62K | $14.23M |
| 5 | Two Sigma Investments, LP | 2.68% | 50.65K | $11.89M |
| 6 | Geode Capital Management, LLC | 1.97% | 37.27K | $8.75M |
| 7 | Goldman Sachs Group Inc | 1.65% | 31.10K | $7.30M |
| 8 | State Street Corporation | 1.57% | 29.62K | $6.95M |
| 9 | Third Avenue Management, LLC | 1.16% | 21.89K | $5.14M |
| 10 | Morgan Stanley | 1.01% | 19.07K | $4.48M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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