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First Internet Bancorp INBK R2KR3KFINANCIAL

Financial Services · Banks - Regional · United States
https://www.firstinternetbancorp.com
Company Profile ↓
$29.75
+22.48% 1Y
Mkt Cap$259.82M
P/E-8.24
P/B0.70
Div. Yield0.82%
52W High$29.94
52W Low$17.12
Book Value$41.63
EPS (TTM)$-3.61

Company Overview

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.

Why Investors Should Care

Steady Revenue Expansion

Revenue has grown at a 21.4% CAGR over the past five years.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +39.0%, earnings +1250.1%.
  • 5-Year Trend Long-term compounding — revenue CAGR 21.4%.

Growth & Price Performance

Compounded Sales Growth

5 Years:21.36%
1 Year:39.00%

Compounded Profit Growth

5 Years:-
1 Year:1,250.10%

Stock Price Performance

1 Year:+22.48%
6 Months:+48.18%
3 Months:+20.76%
1 Month:+1.67%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 99% of range
$17.12 $29.94
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)61.52 · Neutral
Price Performance
1M+1.67%
3M+20.76%
6M+48.18%
1Y+22.48%

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Compounding revenue at 21.4% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
-8.24
Industry PE
14.52
Forward P/E
6.57
PEG Ratio
-
Book Value
$41.63
Price to Book
0.70
P/S
4.63
EV/EBITDA
-
Dividend Yield
0.82%

Growth (CAGR)

Revenue 5Y
21.36%
Profit 5Y
-
Revenue (YoY)
39.00%
Earnings (YoY)
1,250.10%

Profitability & Returns

ROCE
-
ROE
-8.34%
ROA
-0.54%
Profit Margin
-56.99%
Op Margin
11.54%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.27
EPS (TTM)
$-3.61

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$345.13M
Total Assets
$5.56B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
13.99%
Chg in Prom Hold
-0.03%
FII / Inst Holding
72.61%
Chg in FII Hold
0.01%

Financial Snapshot

Enterprise Value
$259.82M
Total Revenue (TTM)
$55.15M
EBITDA
-
Free Cash Flow
$2.22M
Operating Cash Flow
$3.45M
Shares Outstanding
8.73M
Gross Margin
0.00%
Payout Ratio
13.64%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 INBK First Internet Bancorp R2KR3KFINANCIAL 29.75 -8.24 $259.82M 0.82% - -8.34% 21.36% -
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 358.64 15.37 $953.34B 1.68% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 506.03 15.07 $707.59B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 374.00 31.86 $637.34B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 579.21 31.82 $503.60B 0.60% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.68 14.48 $438.31B 2.03% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 759,350.00 15.07 $384.00B 0.00% - 10.50% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 107.11 15.30 $367.34B 3.62% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 217.72 17.59 $342.26B 2.15% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Jun 2015Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026Jun 2026
Net Income 2.27M2.32M2.28M2.43M2.83M3.10M3.71M2.83M4.00M4.89M3.50M6.03M6.01M6.29M3.58M5.70M6.12M6.33M7.10M6.02M3.93M8.41M11.09M10.45M13.10M12.09M11.21M9.54M8.44M-3.02M3.88M3.41M5.18M5.78M6.99M943.00K193.00K-41.59M2.51M2.37M
Diluted EPS 0.500.510.500.530.570.550.640.430.610.710.410.710.670.610.350.560.600.630.720.620.400.861.121.051.311.211.140.990.89-0.330.440.390.590.670.800.110.02-4.760.290.27

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -----7.84M5.72M11.54M------
Net Income 5.61M4.59M4.32M8.93M12.07M15.23M21.90M25.24M29.45M48.11M35.54M8.42M25.28M-35.17M
Diluted EPS 1.951.510.961.962.302.132.302.512.994.823.700.952.88-4.03

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets -636.37M802.34M970.50M1.27B1.85B2.77B3.54B4.10B4.25B4.21B4.54B5.17B5.74B5.57B
Total Equity 55.42M61.35M90.91M96.78M104.33M153.94M224.13M288.74M304.91M330.94M380.34M364.97M362.80M384.06M359.77M
Cash & Equivalents 34.78M32.51M53.69M28.29M25.15M39.45M47.98M188.71M327.36M419.81M442.96M256.55M405.90M466.41M456.78M
Long Term Debt -40.69M31.79M106.90M190.96M189.98M410.18M525.15M514.91M514.92M514.92M614.93M614.93M295.00M249.50M
Total Liabilities -575.02M711.43M873.72M1.17B1.70B2.54B3.25B3.80B3.92B3.83B4.18B4.80B5.35B5.21B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow -----24.62M29.36M-43.58M13.07M54.84M82.72M11.68M12.99M3.45M
Investing Cash Flow ------908.15M-638.71M-313.27M-44.81M43.87M-601.03M-474.50M-496.17M128.68M
Financing Cash Flow -----892.06M750.09M495.50M124.19M-75.56M331.90M612.17M543.69M-141.76M
Capital Expenditure -309.00K-7.19M-915.00K-2.54M-3.17M-1.52M-2.22M-4.11M-25.56M-29.89M-17.52M-5.37M-2.59M-1.23M
Free Cash Flow -----23.11M27.14M-47.68M-12.49M24.95M65.21M6.31M10.40M2.22M
Share Buybacks ----00216.00K9.78M04.44M27.78M9.34M283.00K521.00K
Dividends Paid 479.00K450.00K1.08M1.09M1.20M1.68M2.23M2.42M2.35M2.42M2.32M2.16M2.08M2.09M

Ratios (Annual)

Figures in %.

Metric Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % --------------
Operating Margin % --------------
Net Margin % -----194.3%383.0%218.7%------
ROE % 9.1%5.1%4.5%8.6%7.8%6.8%7.6%8.3%8.9%12.7%9.7%2.3%6.6%-9.8%
ROCE % --------------

Shareholding Pattern

Insiders
13.99%
Institutions
72.61%
Public Float
84.42%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 8.32% 726.94K $20.36M
2 Heartland Advisors Inc. 4.30% 375.90K $10.53M
3 Aegis Financial Corporation 4.06% 354.26K $9.92M
4 Vanguard Capital Management LLC 3.97% 346.35K $9.70M
5 Dimensional Fund Advisors LP 3.75% 327.83K $9.18M
6 AQR Capital Management, LLC 3.32% 289.64K $8.11M
7 CSM Advisors, LLC 3.01% 262.53K $7.35M
8 Geode Capital Management, LLC 2.60% 227.25K $6.37M
9 Acadian Asset Management. LLC 2.48% 216.35K $6.06M
10 Simcoe Capital LLC 2.39% 208.78K $5.85M

Analyst View

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Latest News

Recent headlines for INBK

Google News Wed, 02 Sep 2026

A $5.6 billion bank holding company will meet investors in New York - Stock Titan

<a href="https://news.google.com/rss/articles/CBMiuwFBVV95cUxNLTlXWnVXY1FsYXhBblhsUjF3NEJNWDhyRVZhRDVEYXVZZWpCOUJfLVJ4WWZ6ZWxCZE8zS2wxYXUxR01menZ1a0pjZEsxZ3B3N3FveFkzaE1zS0h3S3VfSklSc3pCYkY3NElnOXJYX0ZpS1U0ekRmME9qYjNqeWFMRG54X213eWNSOXVVdW…

Google News hu, 03 Sep 2026

BlackRock Inc. Invests $20.21 Million in First Internet Bancorp $INBK - marketbeat.com

<a href="https://news.google.com/rss/articles/CBMixAFBVV95cUxPRm9QWWtiNktSb1phcU9WNUpSRzhmNWVmRUs3RlZ3QVJKY2FUWDdTeTdOdE52dTh6WHpWbm5CNzJPZnhPQ0JhMVdpQzc2ZDJGZWRydFRCOTBPSWp0eGxZRHlmNkI1Q2ZSNzdVeXh6ZmJMdmZEQXdoRnlTZEtZVFYyZ2wxRDlqa2JqcHFILS…

Google News hu, 30 Jul 2026

First Internet Bancorp (INBK) Tops Q2 Earnings Estimates - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMingFBVV95cUxNS2N5NllvUV9ZSnFaLW9SUmswVk04TFZzX1Y0TEFocnFQd24wS3FpcHk2OXVyb29ZdXZTRUZmM3lMX3Zrb3BnWWY5aFlGMWo5WFBMMXFMYUZ3X01iZkZGMG1uZUNGblNLX0p0djlRMm1KUy1VV1hYcDc2ekJWanJEUjNDVFZULTlEdVBleG…

Google News Fri, 04 Sep 2026

3 Small Cap US Bank Stocks Worth A Closer Look After The Fed Shift - simplywall.st

<a href="https://news.google.com/rss/articles/CBMizAFBVV95cUxQYkI4QzJFUFBiT0duOEdLYmZFV21PRWV4RjRMYVREUnlGc3p2SWFTTGl5aFdrYmhlTkVkVjlaekxQQW03NUtGUGZEaGluU24yR1M4SjFCZlVJck9xcjdmTldoZFhJdElUWVlkMGZ4bElIc0FqQU9Cc085aDdsR1l6THZ3V3ZpNGdfSE03dk…

Google News ue, 01 Sep 2026

The Technical Signals Behind (INBK) That Institutions Follow - Stock Traders Daily

<a href="https://news.google.com/rss/articles/CBMi1AFBVV95cUxNOHdwNzdrazdfWmI2X0M1UnVwRURSV2ZkNUFFMlFXWkFkN1dsS0ZXbU5sTDk2YXpqV1l6LVZObW9rNmZmN2VUS3YxcFRxTUlSbGtLb0R1NzZKZnBFbFhBTVVKV0xhWTRnSGk4WnNjZEZ4ei12V01MRXAwdjFiUmdCLTZCTzJ5T2JnWjQ3dk…

Google News hu, 30 Jul 2026

FIRST INTERNET BAN ($INBK) Releases Q2 2026 Earnings - quiverquant.com

<a href="https://news.google.com/rss/articles/CBMilgFBVV95cUxQNGZoX3o4Y1JfZjREODNfUFdNd09EWVF3Qm53SnNFRXZRTlA1dXRiLTI0VFdpZENGbW1rU1cxTWlzVzZXZTMwM0RFR3N1b3ZXcy1YVVhQTTQ4OE5uLXlqOFV6Ql9Jc012V3ZCZUFySlBRVGpidVF5d28yQ0dlVlV3UllWMU43ZkNmX0JhWj…

INBK — Frequently Asked Questions

What is the current share price of First Internet Bancorp (INBK)?

As of 2026-09-07 16:24 PDT, First Internet Bancorp (INBK) trades at $29.75 on NasdaqGS. Its 52-week range is $17.12 to $29.94.

What is the market capitalisation of INBK?

First Internet Bancorp (INBK) has a market capitalisation of $259.82M on NasdaqGS.

What is the P/E ratio of INBK?

INBK trades at a trailing price-to-earnings (P/E) ratio of -8.24. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 0.70.

Does INBK pay a dividend?

First Internet Bancorp (INBK) currently offers a dividend yield of 0.82%.

What is the return on equity (ROE) of INBK?

INBK has a return on equity (ROE) of -8.34%.

Is INBK a good stock to buy?

This page provides a data-driven analysis of First Internet Bancorp (INBK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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