International Money Express, Inc. IMXI R2K
Technology · Software - Infrastructure · United States
International Money Express, Inc., together with its subsidiaries, operates as an omnichannel money remittance services company in the United States, Latin America, Mexico, Central and South America, the Caribbean, Africa, and Asia. The company offers remittance services, which include a suite of ancillary financial processing solutions and payment services; and online payment options, pre-paid debit cards, and direct deposit payroll cards. It provides services through sending and paying agents and company-operated stores, as well as through online and internet-enabled mobile devices. The company was founded in 1994 and is headquartered in Miami, Florida.
READ MORE ›$14.97
+35.72% 1Y
Market & Price
Market Cap
$450.51M
Current Price
$14.97
High / Low (52W)
$15.94 / $8.71
Beta
0.78
Valuation
Stock P/E
17.61
Industry PE
32.74
Forward P/E
8.43
PEG Ratio
2.74
Book Value
$5.40
Price to Book
2.77
P/S
0.76
EV/EBITDA
6.56
Dividend Yield
-
Profitability & Returns
ROCE
15.64%
ROE
16.83%
ROA
7.63%
Profit Margin
4.31%
Op Margin
-10.87%
EPS (Latest Qtr)
$0.02
EPS (TTM)
$0.85
Balance Sheet & Liquidity
Debt/Equity
1.61
Quick Ratio
1.95
Current Ratio
2.84
Debt
$262.28M
Total Assets
$517.69M
Current Assets
$353.16M
Working Capital
$212.20M
Ownership
Promoter Holding
9.36%
Chg in Prom Hold
-
FII / Inst Holding
88.23%
Chg in FII Hold
-
Financial Snapshot
Enterprise Value
$542.47M
Total Revenue (TTM)
$589.28M
EBITDA
$82.72M
Free Cash Flow
$-62.74M
Operating Cash Flow
$-41.76M
Shares Outstanding
30.09M
Gross Margin
35.27%
Payout Ratio
0.00%
Growth (CAGR)
Revenue 5Y
3.59%
Profit 5Y
-17.09%
Revenue (YoY)
-14.90%
Earnings (YoY)
-93.20%
PROS
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -17.1% CAGR over 5 years.
- RSI at 21 suggests oversold conditions.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | IMXI International Money Express, Inc. R2K | 14.97 | 17.61 | $450.51M | - | 15.64% | 16.83% | 3.59% | -17.09% |
| 2 | NVDA NVIDIA Corporation NDXSPXAI | 211.14 | 32.38 | $5.11T | 0.47% | 81.14% | 114.29% | 100.05% | 201.80% |
| 3 | AAPL Apple Inc. NDXSPX | 312.06 | 37.73 | $4.58T | 0.35% | 68.72% | 141.47% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXAI | 450.24 | 26.82 | $3.34T | 0.81% | 26.37% | 34.01% | 12.42% | 11.87% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AI | 418.45 | 35.86 | $2.17T | 0.91% | 32.04% | 36.21% | 18.94% | 19.57% |
| 6 | MU Micron Technology, Inc. NDXSPXAI | 971.00 | 45.87 | $1.10T | 0.06% | 14.20% | 39.82% | 6.71% | -0.57% |
| 7 | AMD Advanced Micro Devices, Inc. NDXSPXAI | 516.10 | 172.61 | $841.55B | - | 6.33% | 8.06% | 13.64% | 48.64% |
| 8 | ORCL Oracle Corporation SPXAI | 225.78 | 40.46 | $649.35B | 0.89% | 13.07% | 57.57% | 10.59% | 22.81% |
| 9 | ASML ASML Holding N.V. NDXAI | 1,612.76 | 53.76 | $621.59B | 0.54% | 43.81% | 52.24% | 15.55% | 19.55% |
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Quarterly Results
Figures in USD.
| Metric | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 31.60M | 53.78M | 56.39M | 59.27M | 55.96M | 70.38M | 72.51M | 75.06M | 68.35M | 82.67M | 85.33M | 83.24M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 144.31M | 161.13M | 154.92M | 147.41M | 121.95M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 93.79M | 102.26M | 98.64M | 94.19M | 79.09M |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 50.52M | 58.88M | 56.28M | 53.23M | 42.86M |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 34.97M | 37.19M | 40.40M | 38.28M | 38.02M |
| Operating Income | -871 | -5.39M | 3.64M | 3.85M | -290.00K | 2.54M | 6.06M | -2.41M | 6.88M | 6.31M | 11.96M | 8.44M | 9.73M | 9.64M | 13.88M | 14.57M | 13.49M | 19.28M | 16.10M | 17.11M | 23.21M | 20.75M | 18.84M | 24.74M | 24.25M | 19.59M | 22.90M | 27.82M | - | 15.55M | 21.68M | 15.89M | 14.94M | 4.84M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 17.70M | 23.91M | 14.95M | 19.53M | 8.36M |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.70M | 3.09M | 2.98M | 3.06M | 2.21M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 11.38M | 16.37M | 7.55M | 11.80M | 1.47M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.61M | 5.36M | 2.59M | 2.87M | 955.00K |
| Net Income | -871 | -7.76M | 1.27M | -574.00K | -3.11M | -540.00K | 1.84M | -13.41M | 4.87M | 3.16M | 7.07M | 4.04M | 5.34M | 5.69M | 8.98M | 9.50M | 8.98M | 13.23M | 11.51M | 11.65M | 15.98M | 16.63M | 11.76M | 15.42M | 14.83M | 12.11M | 14.03M | 17.30M | - | 7.77M | 11.01M | 4.96M | 8.93M | 511.00K |
| Diluted EPS | 0.00 | - | 0.01 | 0.01 | - | -0.03 | 0.11 | -0.43 | 0.13 | - | - | 0.11 | - | 0.15 | 0.24 | 0.25 | 0.23 | 0.34 | 0.29 | 0.30 | 0.41 | 0.43 | 0.31 | 0.42 | 0.41 | 0.35 | 0.42 | 0.53 | 0.49 | 0.25 | 0.37 | 0.17 | - | 0.02 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 201.04M | 273.90M | 319.60M | - | - | 546.80M | 658.74M | 658.65M | 607.78M |
| Cost of Revenue | - | - | - | - | - | - | 364.80M | 430.87M | 428.97M | 388.87M |
| Gross Profit | - | - | - | - | - | - | 182.00M | 227.87M | 229.68M | 218.91M |
| Operating Expenses | - | - | - | - | - | - | 96.09M | 130.72M | 129.79M | 150.84M |
| Operating Income | -1.62K | 1.81M | 13.07M | 36.44M | 52.87M | - | 85.91M | 97.15M | 99.89M | 68.06M |
| EBITDA | - | - | - | - | - | - | 92.38M | 108.36M | 108.66M | 76.10M |
| Interest Expense | - | - | - | - | - | - | 5.63M | 10.43M | 11.74M | 11.84M |
| Pretax Income | - | - | - | - | - | - | 77.28M | 85.06M | 83.27M | 47.10M |
| Tax Provision | - | - | - | - | - | - | 19.95M | 25.55M | 24.45M | 14.43M |
| Net Income | -1.62K | -10.17M | -7.24M | 19.61M | 33.78M | - | 57.33M | 59.52M | 58.82M | 32.67M |
| Diluted EPS | - | - | -0.28 | 0.52 | 0.88 | - | 1.48 | 1.63 | 1.79 | 1.08 |
Compounded Sales Growth
| 5 Years: | 3.59% |
| 1 Year: | -14.90% |
Compounded Profit Growth
| 5 Years: | -17.09% |
| 1 Year: | -93.20% |
Stock Price Performance
| 1 Year: | +35.72% |
| 6 Months: | -0.99% |
| 3 Months: | -5.13% |
| 1 Month: | -5.97% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2015 | Dec 2016 | Jan 2017 | Dec 2017 | Jul 2018 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 470.54K | - | 216.58M | - | 225.84M | 227.31M | 259.47M | - | 512.07M | 576.81M | 462.38M | 517.69M |
| Current Assets | - | - | - | - | - | - | - | - | - | 382.44M | 432.87M | 297.78M | 353.16M |
| Cash & Equivalents | - | 82.61K | - | 59.16M | - | 73.03M | 86.12M | 74.91M | - | 149.49M | 239.20M | 130.50M | 168.68M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | 129.81M | 155.24M | 107.08M | 105.37M |
| Total Liabilities | - | 449.34K | - | 10.13M | - | - | - | - | - | 362.17M | 427.77M | 327.45M | 356.64M |
| Current Liabilities | 2.19K | 449.34K | - | 72.62M | - | 68.04M | 83.72M | 83.94M | - | 184.77M | 223.37M | 152.00M | 140.96M |
| Long Term Debt | - | - | - | 108.05M | - | 113.33M | 87.62M | 80.58M | - | 150.24M | 181.07M | 156.62M | 194.82M |
| Total Debt | - | - | - | - | - | - | - | - | - | 183.74M | 215.86M | 181.67M | 216.51M |
| Total Equity | -2.19K | 3.26M | 64.41M | 35.90M | 110.73M | 44.47M | 55.97M | 94.26M | - | 149.91M | 149.04M | 134.92M | 161.05M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | 39.45M | 39.67M | 40.16M | 40.68M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -622 | 7.42M | 19.84M | 52.53M | -880.00K | - | 15.17M | 143.53M | 53.09M | 36.89M |
| Investing Cash Flow | - | -5.28M | -5.45M | -6.72M | -4.06M | - | -12.53M | -18.28M | -43.95M | -22.07M |
| Financing Cash Flow | 83.24K | 12.93M | -1.11M | -32.94M | -6.16M | - | 14.06M | -37.12M | -114.20M | 20.80M |
| Capital Expenditure | - | -4.35M | -5.33M | -6.47M | -4.06M | - | -12.17M | -12.80M | -30.00M | -21.07M |
| Free Cash Flow | - | 3.07M | 14.51M | 46.06M | -4.94M | - | 3.00M | 130.72M | 23.09M | 15.81M |
| Net Change in Cash | - | - | - | - | - | - | 16.70M | 88.12M | -105.06M | 35.62M |
| Share Buybacks | - | 0 | 0 | 0 | 0 | 5.57M | 53.73M | 66.26M | 75.13M | 16.33M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | 33.3% | 34.6% | 34.9% | 36.0% |
| Operating Margin % | - | 0.9% | 4.8% | 11.4% | - | - | 15.7% | 14.7% | 15.2% | 11.2% |
| Net Margin % | - | -5.1% | -2.6% | 6.1% | - | - | 10.5% | 9.0% | 8.9% | 5.4% |
| ROE % | -0.0% | -28.3% | -16.3% | 35.0% | 35.8% | - | 38.2% | 39.9% | 43.6% | 20.3% |
| ROCE % | -7.6% | 1.3% | 8.3% | 25.4% | 30.1% | - | 26.2% | 27.5% | 32.2% | 18.1% |
Shareholding Pattern
Insiders
9.36%
Institutions
88.23%
Public Float
97.34%
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Alliancebernstein L.P. | 7.60% | 2.29M | $34.24M |
| 2 | Blackrock Inc. | 6.86% | 2.06M | $30.91M |
| 3 | Magnetar Financial LLC | 6.39% | 1.92M | $28.81M |
| 4 | Man Group PLC | 4.33% | 1.30M | $19.52M |
| 5 | Vanguard Capital Management LLC | 4.06% | 1.22M | $18.29M |
| 6 | FIL LTD | 4.01% | 1.21M | $18.05M |
| 7 | Geode Capital Management, LLC | 2.84% | 853.40K | $12.78M |
| 8 | LSV Asset Management | 2.39% | 720.22K | $10.78M |
| 9 | American Century Companies Inc | 2.32% | 698.53K | $10.46M |
| 10 | Capula Management Ltd | 2.09% | 630.19K | $9.43M |
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Analyst aggregate. Targets and ratings update periodically; not investment advice.
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