Hancock Whitney Corporation HWC R2K

Financial Services · Banks - Regional · United States

https://www.hancockwhitney.com

Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States. The company offers various transaction and savings deposit products, such as brokered deposits, time deposits, and money market accounts; treasury management services; secured and unsecured loan products, including revolving credit facilities; letters of credit and similar financial guarantees; trust and investment management services to retirement plans, corporations, and individuals; and investment advisory and brokerage products. It also provides commercial and industrial loans, such as commercial non-real estate and real estate loans; construction and land development loans; residential mortgages; and consumer loans comprising second lien mortgage home loans, home equity lines of credit, and nonresidential consumer purpose loans, automobiles, recreational vehicles and boats, other personal purposes, deposit account secured loans, and small portfolio of credit card receivables. In addition, the company offers commercial finance products to middle market and corporate clients comprising leases and related structures; invests in new market tax credit activities and holds certain foreclosed assets; fixed annuity and life insurance products, investment management and advisory, and other services; and underwrites transactions primarily for banking clients, as well as debt and mortgage-related securities. The company was founded in 1899 and is headquartered in Gulfport, Mississippi.

Market & Price

Market Cap

$5.53B

Current Price

$68.12

High / Low (52W)

$73.85 / $52.03

Beta

0.98

Valuation

Stock P/E

14.02

Industry PE

12.01

Forward P/E

9.41

PEG Ratio

1.76

Book Value

$54.46

Price to Book

1.25

P/S

3.99

EV/EBITDA

Dividend Yield

2.79%

Profitability & Returns

ROCE

ROE

9.52%

ROA

1.18%

Profit Margin

29.89%

Op Margin

23.95%

EPS (Latest Qtr)

$0.57

EPS (TTM)

$4.86

Balance Sheet & Liquidity

Debt/Equity

Quick Ratio

Current Ratio

Debt

$1.77B

Total Assets

$35.47B

Current Assets

Working Capital

Ownership

Promoter Holding

0.96%

Chg in Prom Hold

FII / Inst Holding

99.11%

Chg in FII Hold

-0.01%

Financial Snapshot

Enterprise Value

$6.46B

Total Revenue (TTM)

$1.39B

EBITDA

Free Cash Flow

Operating Cash Flow

$551.97M

Shares Outstanding

81.16M

Gross Margin

0.00%

Payout Ratio

38.07%

Growth (CAGR)

Revenue 5Y

3.07%

Profit 5Y

-2.48%

Revenue (YoY)

-21.10%

Earnings (YoY)

-58.70%

PROS

Excellent profit margin of 29.9%.
Attractive dividend yield of 2.79%.
In a confirmed uptrend (50-DMA above 200-DMA).

CONS

Earnings shrank at -2.5% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	HWC Hancock Whitney Corporation R2K	68.12	14.02	$5.53B	2.79%	-	9.52%	3.07%	-2.48%
2	JPM JPMorgan Chase & Co. SPX	299.31	14.33	$802.00B	2.00%	-	16.47%	12.50%	14.83%
3	V Visa Inc. SPX	326.36	28.48	$620.65B	0.82%	38.38%	60.35%	10.92%	10.28%
4	MA Mastercard Incorporated SPX	493.98	28.57	$436.47B	0.70%	61.47%	-	13.82%	14.66%
5	MS Morgan Stanley SPX	208.00	18.84	$328.08B	1.92%	-	16.39%	9.52%	15.20%
6	GS The Goldman Sachs Group, Inc. SPX	1,025.56	18.73	$302.55B	1.76%	-	14.55%	7.16%	15.11%
7	WFC Wells Fargo & Company SPX	77.54	11.98	$237.29B	2.32%	-	12.03%	4.02%	15.98%
8	BLK BlackRock, Inc. SPX	1,046.88	26.32	$162.51B	2.19%	4.89%	11.90%	10.65%	2.36%
9	SCHW The Charles Schwab Corporation SPX	87.35	17.37	$151.91B	1.47%	-	19.08%	4.83%	7.21%

Quarterly Results

Figures in USD.

Metric	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	362.84M	374.45M	383.83M	387.99M	290.60M
Cost of Revenue	-	-	-	-	-
Gross Profit	-	-	-	-	-
Operating Expenses	-	-	-	-	-
Operating Income	-	-	-	-	-
EBITDA	-	-	-	-	-
Interest Expense	125.42M	125.62M	129.28M	125.53M	116.22M
Pretax Income	149.18M	144.58M	160.34M	158.31M	58.73M
Tax Provision	29.67M	31.05M	32.87M	32.73M	11.30M
Net Income	119.50M	113.53M	127.47M	125.57M	47.42M
Diluted EPS	1.38	1.32	1.49	1.49	0.57

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	-	1.38B	1.37B	1.44B	1.51B
Cost of Revenue	-	-	-	-	-
Gross Profit	-	-	-	-	-
Operating Expenses	-	-	-	-	-
Operating Income	-	-	-	-	-
EBITDA	-	-	-	-	-
Interest Expense	-	87.06M	522.90M	611.07M	505.85M
Pretax Income	-	659.20M	490.13M	573.97M	612.39M
Tax Provision	-	135.11M	97.53M	113.16M	126.32M
Net Income	-	524.09M	392.60M	460.81M	486.07M
Diluted EPS	-	5.98	4.50	5.28	5.67

Compounded Sales Growth

5 Years:	3.07%
1 Year:	-21.10%

Compounded Profit Growth

5 Years:	-2.48%
1 Year:	-58.70%

Stock Price Performance

1 Year:	+28.42%
6 Months:	+13.75%
3 Months:	+4.30%
1 Month:	+2.24%

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	35.18B	35.58B	35.08B	35.47B
Current Assets	-	-	-	-	-
Cash & Equivalents	-	887.79M	1.19B	1.51B	695.03M
Inventory	-	-	-	-	-
Receivables	-	131.85M	157.18M	143.24M	138.51M
Total Liabilities	-	31.84B	31.77B	30.95B	31.01B
Current Liabilities	-	-	-	-	-
Long Term Debt	-	242.08M	236.32M	210.54M	199.41M
Total Debt	-	2.23B	1.52B	967.38M	1.34B
Total Equity	-	3.34B	3.80B	4.13B	4.46B
Shares Outstanding	-	92.24M	92.95M	92.95M	92.95M

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	-	842.02M	495.25M	625.74M	541.78M
Investing Cash Flow	-	662.36M	-295.21M	274.76M	-314.36M
Financing Cash Flow	-	-1.34B	-203.29M	-886.79M	-239.34M
Capital Expenditure	-	-29.14M	-25.02M	-10.24M	-18.72M
Free Cash Flow	-	812.88M	470.22M	615.50M	523.06M
Net Change in Cash	-	163.26M	-3.26M	13.71M	-11.91M

Ratios (Annual)

Figures in %.

Metric	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-
Operating Margin %	-	-	-	-	-
Net Margin %	-	38.0%	28.7%	32.0%	32.2%
ROE %	-	15.7%	10.3%	11.2%	10.9%
ROCE %	-	-	-	-	-

Shareholding Pattern

Insiders

0.96%

Institutions

99.11%

Public Float

100.07%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Blackrock Inc.	12.80%	10.39M	$707.47M
2	FMR, LLC	9.03%	7.33M	$499.39M
3	Vanguard Portfolio Management LLC	6.07%	4.93M	$335.49M
4	Dimensional Fund Advisors LP	5.90%	4.79M	$326.36M
5	State Street Corporation	5.23%	4.25M	$289.30M
6	Vanguard Capital Management LLC	4.60%	3.73M	$254.08M
7	Geode Capital Management, LLC	2.77%	2.25M	$153.14M
8	Fuller & Thaler Asset Management Inc.	2.67%	2.16M	$147.43M
9	American Century Companies Inc	2.35%	1.91M	$130.10M
10	Wellington Management Group, LLP	2.18%	1.77M	$120.71M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for HWC

No recent headlines available.

HWC · Financial Services