Hilltop Holdings Inc. HTH R2K
Company Overview
Hilltop Holdings Inc. provides business and consumer banking services. The company operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, term, agricultural and commercial real estate, equipment loans, and other lending products; and mortgage, commercial and industrial loans, and term and construction finance. It provides treasury management, asset management, check cards, safe deposit boxes, online banking, bill pay, and overdraft privilege services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts services, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; advisory services and products for derivatives and commodities; agricultural insurance; and sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds; mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products; and provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers fixed and adjustable rate mortgages, jumbo, new construction, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was incorporated in 1998 and is headquartered in Dallas, Texas.
Why Investors Should Care
Trades at an undemanding P/E of 14.6.
Operating margin of 16.9% supports profitability.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue -3.4%, earnings -1.5%.
- 5-Year Trend Long-term compounding — revenue CAGR 8.7%, profit CAGR -18.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 8.69% |
| 1 Year: | -3.40% |
Compounded Profit Growth
| 5 Years: | -18.04% |
| 1 Year: | -1.50% |
Stock Price Performance
| 1 Year: | +24.91% |
| 6 Months: | +10.68% |
| 3 Months: | +2.18% |
| 1 Month: | +1.06% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)50.45 · Neutral
P/E of 14.56 is above the sector median of 13.30 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -18.0% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HTH Hilltop Holdings Inc. R2K | 38.28 | 14.56 | $2.24B | 1.98% | - | 7.56% | 8.69% | -18.04% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 31.07M | 51.93M | 35.32M | 26.43M | 62.48M | 30.21M | 13.43M | 24.44M | 33.08M | 35.80M | 28.11M | 38.79M | 57.81M | 79.42M | 49.28M | 49.64M | 128.48M | 153.28M | 116.44M | 120.34M | 99.06M | 92.91M | 62.18M | 22.25M | 33.26M | 32.07M | 25.56M | 25.80M | 18.13M | 37.04M | 28.67M | 27.67M | 20.33M | 29.69M | 35.52M | 42.12M | 36.07M | 45.82M | 41.58M | 37.84M |
| Diluted EPS | 0.32 | 0.53 | 0.36 | 0.27 | 0.63 | 0.31 | 0.14 | 0.25 | 0.35 | 0.38 | 0.30 | 0.41 | 0.62 | 0.86 | 0.54 | 0.55 | 1.42 | 1.70 | 1.35 | 1.46 | 1.21 | 1.15 | 0.78 | 0.28 | 0.45 | 0.50 | 0.39 | 0.40 | 0.28 | 0.57 | 0.44 | 0.42 | 0.31 | 0.46 | 0.55 | 0.65 | 0.57 | 0.74 | 0.69 | 0.64 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 128.84M | 131.74M | 152.19M | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | -2.11M | -548.00K | -6.53M | -5.59M | 125.34M | 111.65M | 210.97M | 145.89M | 132.54M | 121.44M | 225.29M | 447.84M | 374.50M | 113.13M | 109.65M | 113.21M | 165.59M |
| Diluted EPS | -0.22 | -0.24 | -0.12 | -0.10 | 1.40 | 1.17 | 2.09 | 1.48 | 1.36 | 1.28 | 2.44 | 5.01 | 4.61 | 1.60 | 1.69 | 1.74 | 2.64 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 939.64M | 925.42M | 7.29B | 8.90B | 9.24B | 11.87B | 12.74B | 13.37B | 13.68B | 15.17B | 16.94B | 18.69B | 16.26B | 16.47B | 16.27B | 15.84B |
| Total Equity | 791.46M | 783.78M | 653.05M | 655.38M | 1.14B | 1.31B | 1.46B | 1.74B | 1.87B | 1.91B | 1.95B | 2.10B | 2.32B | 2.52B | 2.04B | 2.12B | 2.19B | 2.17B |
| Cash & Equivalents | 749.38M | 790.01M | 649.44M | 578.52M | 726.46M | 746.02M | 813.08M | 669.45M | 690.76M | 487.38M | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | 238.72M | 317.91M | 208.81M | 228.87M | - | - | - | - | - | - | - |
| Total Liabilities | - | - | 286.59M | 270.04M | 6.14B | 7.59B | 7.78B | 10.13B | 10.86B | 11.45B | 11.71B | 13.04B | 14.59B | 16.14B | 14.20B | 14.32B | 14.05B | 13.65B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | 35.74M | -160.97M | -320.72M | 389.54M | -433.02M | 280.44M | 765.62M | 1.19B | 443.02M | 273.93M | -38.70M |
| Investing Cash Flow | - | - | - | 442.29M | -493.56M | -357.96M | -289.67M | -604.29M | -827.67M | -553.27M | -877.30M | 158.34M | 354.22M | -364.85M |
| Financing Cash Flow | - | - | - | -621.66M | 698.23M | 480.88M | 4.63M | 901.64M | 1.26B | 1.48B | -1.71B | -332.51M | -174.31M | -714.24M |
| Share Buybacks | 1.30M | - | - | 30.03M | - | 27.39M | 58.99M | 73.39M | 208.66M | 123.63M | 442.34M | 5.10M | 19.86M | 184.03M |
| Dividends Paid | - | 2.98M | 5.62M | 3.54M | - | - | - | - | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | -1.6% | -0.4% | -4.3% | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| ROE % | -0.3% | -0.1% | -1.0% | -0.5% | 9.6% | 7.6% | 12.1% | 7.8% | 6.9% | 6.2% | 10.7% | 19.3% | 14.8% | 5.6% | 5.2% | 5.2% | 7.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 11.30% | 6.61M | $255.12M |
| 2 | Dimensional Fund Advisors LP | 4.48% | 2.62M | $101.20M |
| 3 | State Street Corporation | 4.31% | 2.52M | $97.30M |
| 4 | Vanguard Portfolio Management LLC | 4.25% | 2.49M | $95.93M |
| 5 | Vanguard Capital Management LLC | 3.03% | 1.77M | $68.39M |
| 6 | Geode Capital Management, LLC | 1.79% | 1.05M | $40.42M |
| 7 | Charles Schwab Investment Management, Inc. | 1.20% | 704.61K | $27.18M |
| 8 | Jacobs Levy Equity Management, Inc. | 1.15% | 670.91K | $25.88M |
| 9 | Ameriprise Financial, Inc. | 1.14% | 667.99K | $25.77M |
| 10 | Invesco Ltd. | 1.06% | 617.50K | $23.82M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for HTH
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HTH — Frequently Asked Questions
What is the current share price of Hilltop Holdings Inc. (HTH)?
As of 2026-07-14 21:23 PDT, Hilltop Holdings Inc. (HTH) trades at $38.28 on NYSE. Its 52-week range is $28.94 to $39.94.
What is the market capitalisation of HTH?
Hilltop Holdings Inc. (HTH) has a market capitalisation of $2.24B on NYSE.
What is the P/E ratio of HTH?
HTH trades at a trailing price-to-earnings (P/E) ratio of 14.56. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.06.
Does HTH pay a dividend?
Hilltop Holdings Inc. (HTH) currently offers a dividend yield of 1.98%.
What is the return on equity (ROE) of HTH?
HTH has a return on equity (ROE) of 7.56%.
Is HTH a good stock to buy?
This page provides a data-driven analysis of Hilltop Holdings Inc. (HTH), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.