HomeTrust Bancshares, Inc. HTB R2K
Company Overview
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. It's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises one-to-four-family real estate lending, multifamily, home equity lines of credit, construction and land development, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and land development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, and municipal leases, as well as cash management and online/mobile banking services. In addition, the company invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal bonds, corporate bonds, commercial paper, and certificates of deposit insured by the federal deposit insurance corporation. Further it provides healthcare banking, designed to serve the distinct financial needs of healthcare practices and professionals; provides customized financial solutions and relationship-driven support for medical, dental, and veterinary practices throughout each stage of the business lifecycle, from acquisition and ownership transition to expansion and long-term operations. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.
Why Investors Should Care
Net profit has compounded at 15.9% per year over the last five years.
Trades at a P/E of 12.6, below the sector median of 13.5.
Maintains a net profit margin of 31.6%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +9.3%, earnings +17.9%.
- 5-Year Trend Long-term compounding — revenue CAGR 3.6%, profit CAGR 15.9%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 3.62% |
| 1 Year: | 9.30% |
Compounded Profit Growth
| 5 Years: | 15.90% |
| 1 Year: | 17.90% |
Stock Price Performance
| 1 Year: | +27.75% |
| 6 Months: | +13.18% |
| 3 Months: | +8.39% |
| 1 Month: | +1.61% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)52.98 · Neutral
P/E of 12.58 is below the sector median of 13.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 31.6%.
- Profit CAGR of 15.9% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HTB HomeTrust Bancshares, Inc. R2K | 48.70 | 12.58 | $818.42M | 1.24% | - | 11.50% | 3.62% | 15.90% |
| 2 | JPM JPMorgan Chase & Co. SPX | 346.91 | 16.61 | $929.55B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 488.35 | 14.54 | $682.86B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 355.14 | 30.99 | $589.43B | 0.75% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 535.21 | 30.99 | $469.40B | 0.65% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 61.59 | 15.28 | $432.24B | 1.88% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 228.55 | 20.70 | $360.49B | 1.76% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,152.07 | 17.79 | $339.87B | 1.58% | - | 16.95% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 87.51 | 13.53 | $267.80B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | 2.14M | 2.35M | 2.31M | - | 2.80M | 2.89M | 2.69M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 2.56M | 2.45M | 3.14M | 3.30M | 3.82M | 2.98M | 274.00K | 4.77M | 5.57M | -10.67M | 6.13M | 7.21M | 7.79M | 8.04M | 3.30M | 8.01M | 8.80M | 9.19M | 1.19M | 3.60M | 5.75M | 9.46M | 7.87M | -7.41M | 10.53M | 11.08M | 8.02M | 6.03M | 9.20M | 13.66M | 6.73M | 15.01M | 14.83M | 15.07M | 12.42M | 13.11M | 14.54M | 17.21M | 16.49M | 16.77M |
| Diluted EPS | 0.14 | 0.14 | 0.18 | - | 0.22 | 0.17 | 0.01 | - | 0.30 | -0.59 | 0.32 | - | 0.41 | 0.43 | 0.18 | - | 0.49 | 0.52 | 0.07 | - | 0.35 | 0.57 | 0.48 | - | 0.65 | 0.68 | 0.51 | - | 0.60 | 0.90 | 0.40 | 0.90 | 0.88 | 0.88 | 0.73 | 0.76 | 0.84 | 1.00 | 0.95 | 0.99 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Jun 2010 | Jun 2011 | Jun 2012 | Jun 2013 | Jun 2014 | Jun 2015 | Jun 2016 | Jun 2017 | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | 9.00M | 10.16M | 11.13M | 10.57M | 10.37M | - | - | - | - |
| Net Income | 7.04M | -14.74M | 4.53M | 9.05M | 10.34M | 8.03M | 11.46M | 11.85M | 8.23M | 27.15M | 22.78M | 15.68M | 35.65M | 44.60M | 54.80M | 64.36M |
| Diluted EPS | - | - | - | 0.45 | 0.54 | 0.42 | 0.65 | 0.65 | 0.44 | 1.46 | 1.30 | 0.94 | 2.23 | 2.80 | 3.20 | 3.72 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Jun 2009 | Jun 2010 | Jun 2011 | Jun 2012 | Jun 2013 | Jun 2014 | Jun 2015 | Jun 2016 | Jun 2017 | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.64B | 1.72B | 1.58B | 2.07B | 2.78B | 2.72B | 3.21B | 3.30B | 3.48B | 3.72B | 3.52B | 3.55B | 4.61B | 4.67B | 4.60B | 4.55B |
| Total Equity | - | - | 167.77M | 172.49M | 367.51M | 377.15M | 371.05M | 359.98M | 397.65M | 409.24M | 408.90M | 408.26M | 396.52M | 388.85M | 471.19M | 499.89M | 551.76M | 600.69M |
| Cash & Equivalents | 38.97M | 116.83M | 34.67M | 224.80M | 125.71M | 45.83M | 116.16M | 52.60M | 86.98M | 70.75M | 71.04M | 121.62M | 50.99M | 105.12M | 303.50M | 347.14M | 279.22M | 324.69M |
| Total Liabilities | - | - | 1.47B | 1.55B | 1.22B | 1.70B | 2.41B | 2.36B | 2.81B | 2.89B | 3.07B | 3.31B | 3.13B | 3.16B | 4.14B | 4.17B | 4.04B | 3.94B |
Cash Flows (Annual)
Figures in USD.
| Metric | Jun 2010 | Jun 2011 | Jun 2012 | Jun 2013 | Jun 2014 | Jun 2015 | Jun 2016 | Jun 2017 | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 23.21M | 32.71M | 19.87M | 23.93M | 23.76M | 2.21M | 28.92M | 15.12M | 31.32M | 7.63M | -39.09M | 9.56M | 39.11M | -32.89M | 45.44M | 49.49M |
| Investing Cash Flow | 54.59M | -19.80M | 93.80M | 29.42M | -15.10M | -189.78M | -11.11M | -106.76M | -134.02M | -150.49M | -127.91M | 149.50M | 28.86M | -130.64M | 20.81M | 110.06M |
| Financing Cash Flow | 66.00K | -95.06M | 76.46M | -152.44M | -88.54M | 257.89M | -81.38M | 126.03M | 86.46M | 143.16M | 217.57M | -229.69M | -13.84M | 361.91M | -134.17M | -114.08M |
| Capital Expenditure | 1.54M | 2.40M | 3.22M | -1.58M | -1.69M | -4.94M | -801.00K | -2.82M | -3.46M | -2.12M | -2.92M | -16.08M | -6.61M | -3.42M | -3.04M | -4.17M |
| Free Cash Flow | 24.75M | 35.11M | 23.09M | 22.35M | 22.07M | -2.72M | 28.12M | 12.29M | 27.86M | 5.50M | -42.02M | -6.52M | 32.50M | -36.31M | 42.40M | 45.32M |
| Share Buybacks | - | - | - | - | 29.46M | 18.47M | 27.73M | 0 | 0 | 30.64M | 24.48M | 16.16M | 43.35M | 0 | 645.00K | 13.61M |
| Dividends Paid | - | - | - | - | - | - | - | 0 | 0 | 3.18M | 4.55M | 5.02M | 5.45M | 6.23M | 7.67M | 8.38M |
Ratios (Annual)
Figures in %.
| Metric | Jun 2010 | Jun 2011 | Jun 2012 | Jun 2013 | Jun 2014 | Jun 2015 | Jun 2016 | Jun 2017 | Jun 2018 | Jun 2019 | Jun 2020 | Jun 2021 | Jun 2022 | Jun 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | 131.6% | 81.1% | 243.9% | 215.5% | 151.1% | - | - | - | - |
| ROE % | - | -8.8% | 2.6% | 2.5% | 2.7% | 2.2% | 3.2% | 3.0% | 2.0% | 6.6% | 5.6% | 4.0% | 9.2% | 9.5% | 9.9% | 10.7% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.49% | 1.60M | $77.93M |
| 2 | FJ Capital Management LLC | 9.25% | 1.55M | $75.92M |
| 3 | Dimensional Fund Advisors LP | 4.98% | 836.26K | $40.84M |
| 4 | Vanguard Capital Management LLC | 4.06% | 682.91K | $33.35M |
| 5 | Alliancebernstein L.P. | 3.29% | 552.80K | $27.00M |
| 6 | American Century Companies Inc | 2.99% | 502.31K | $24.53M |
| 7 | Renaissance Technologies, LLC | 2.77% | 466.21K | $22.77M |
| 8 | State Street Corporation | 2.70% | 453.88K | $22.17M |
| 9 | Geode Capital Management, LLC | 2.10% | 352.76K | $17.23M |
| 10 | Private Capital Management, LLC | 1.45% | 244.09K | $11.92M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for HTB
Dimensional Fund Advisors discloses 5.1% of HomeTrust Bancshares (HTB) - Stock Titan
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Precision Trading with HTB Inc (HTB) Risk Zones - Stock Traders Daily
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Enterprise value to revenue forward of HomeTrust Bancshares, Inc. – NYSE:HTB - TradingView
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HomeTrust Bancshares to Announce Q2 2026 Results - The Globe and Mail
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Insider Sale: President of $HTB Sells 20,000 Shares - Quiver Quantitative
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HomeTrust Bancshares (HTB) files Form 3 for Advisory Director Charles Fred Bowman - Stock Titan
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HTB — Frequently Asked Questions
What is the current share price of HomeTrust Bancshares, Inc. (HTB)?
As of 2026-07-15 16:51 PDT, HomeTrust Bancshares, Inc. (HTB) trades at $48.70 on NYSE. Its 52-week range is $37.17 to $50.80.
What is the market capitalisation of HTB?
HomeTrust Bancshares, Inc. (HTB) has a market capitalisation of $818.42M on NYSE.
What is the P/E ratio of HTB?
HTB trades at a trailing price-to-earnings (P/E) ratio of 12.58. The industry average P/E is 13.52. Its price-to-book (P/B) ratio is 1.37.
Does HTB pay a dividend?
HomeTrust Bancshares, Inc. (HTB) currently offers a dividend yield of 1.24%.
What is the return on equity (ROE) of HTB?
HTB has a return on equity (ROE) of 11.50%.
Is HTB a good stock to buy?
This page provides a data-driven analysis of HomeTrust Bancshares, Inc. (HTB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.