Home BancShares, Inc. HOMB R2K

Financial Services · Banks - Regional · United States

https://www.homebancshares.com

Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as certificates of deposit. It also provides loans comprising non-farm/non-residential real estate, construction/land development, residential mortgage, consumer, agricultural, and commercial and industrial loans. In addition, the company offers other banking services, such as internet and mobile banking, voice response information, cash management, overdraft protection, direct deposit, and automatic account transfer services, as well as safe deposit boxes and the United States savings bonds. Further, it provides trust, wealth management, and custodial services, as well as trustee services, escrow, and paying agent services. Additionally, the company writes policies for commercial and personal lines of business, including insurance for property, casualty, life, health, and employee benefits. It operates its branches in Arkansas, Florida, Texas, South Alabama, and New York City. Home BancShares, Inc. was founded in 1903 and is headquartered in Conway, Arkansas.

Market & Price

Market Cap

$5.39B

Current Price

$26.76

High / Low (52W)

$30.13 / $25.68

Beta

0.69

Valuation

Stock P/E

11.01

Industry PE

12.01

Forward P/E

10.36

PEG Ratio

3.01

Book Value

$22.15

Price to Book

1.21

P/S

5.02

EV/EBITDA

Dividend Yield

3.14%

Profitability & Returns

ROCE

ROE

11.40%

ROA

2.07%

Profit Margin

44.52%

Op Margin

57.33%

EPS (Latest Qtr)

$0.60

EPS (TTM)

$2.43

Balance Sheet & Liquidity

Debt/Equity

Quick Ratio

Current Ratio

Debt

$969.83M

Total Assets

$22.88B

Current Assets

Working Capital

Ownership

Promoter Holding

6.33%

Chg in Prom Hold

FII / Inst Holding

75.12%

Chg in FII Hold

Financial Snapshot

Enterprise Value

$5.25B

Total Revenue (TTM)

$1.07B

EBITDA

Free Cash Flow

Operating Cash Flow

$433.10M

Shares Outstanding

201.41M

Gross Margin

0.00%

Payout Ratio

33.74%

Growth (CAGR)

Revenue 5Y

5.55%

Profit 5Y

15.92%

Revenue (YoY)

2.40%

Earnings (YoY)

3.50%

PROS

Excellent profit margin of 44.5%.
Profit CAGR of 15.9% over 5 years.
Attractive dividend yield of 3.14%.

CONS

In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	HOMB Home BancShares, Inc. R2K	26.76	11.01	$5.39B	3.14%	-	11.40%	5.55%	15.92%
2	JPM JPMorgan Chase & Co. SPX	299.31	14.33	$802.00B	2.00%	-	16.47%	12.50%	14.83%
3	V Visa Inc. SPX	326.36	28.48	$620.65B	0.82%	38.38%	60.35%	10.92%	10.28%
4	MA Mastercard Incorporated SPX	493.98	28.57	$436.47B	0.70%	61.47%	-	13.82%	14.66%
5	MS Morgan Stanley SPX	208.00	18.84	$328.08B	1.92%	-	16.39%	9.52%	15.20%
6	GS The Goldman Sachs Group, Inc. SPX	1,025.56	18.73	$302.55B	1.76%	-	14.55%	7.16%	15.11%
7	WFC Wells Fargo & Company SPX	77.54	11.98	$237.29B	2.32%	-	12.03%	4.02%	15.98%
8	BLK BlackRock, Inc. SPX	1,046.88	26.32	$162.51B	2.19%	4.89%	11.90%	10.65%	2.36%
9	SCHW The Charles Schwab Corporation SPX	87.35	17.37	$151.91B	1.47%	-	19.08%	4.83%	7.21%

Quarterly Results

Figures in USD.

Metric	Sep 2013	Dec 2013	Mar 2014	Jun 2014	Sep 2014	Mar 2015	Jun 2015	Sep 2015	Mar 2016	Jun 2016	Sep 2016	Mar 2017	Jun 2017	Sep 2017	Mar 2018	Jun 2018	Sep 2018	Mar 2019	Jun 2019	Sep 2019	Mar 2020	Jun 2020	Sep 2020	Mar 2021	Jun 2021	Sep 2021	Mar 2022	Jun 2022	Sep 2022	Mar 2023	Jun 2023	Sep 2023	Mar 2024	Jun 2024	Sep 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	256.91M	266.60M	276.17M	278.46M	263.06M
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	97.89M	99.16M	97.37M	92.05M	87.12M
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	147.15M	151.99M	159.33M	153.32M	152.23M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	31.95M	33.59M	35.72M	35.10M	34.02M
Net Income	18.36M	12.95M	27.34M	28.43M	27.37M	31.12M	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	100.11M	101.53M	100.04M	115.21M	118.40M	123.60M	118.22M	118.21M
Diluted EPS	0.33	-	0.42	0.43	0.41	0.46	0.25	0.26	0.29	0.31	0.31	0.33	0.35	0.10	0.42	0.44	0.46	0.42	0.43	0.44	0.00	0.38	0.42	0.55	0.48	0.46	0.40	0.08	0.53	0.51	0.52	0.49	0.50	0.51	0.50	0.58	0.60	0.63	0.60	0.60

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	916.88M	978.26M	1.00B	1.08B
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	119.09M	348.11M	451.00M	386.46M
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	394.57M	511.88M	522.34M	611.79M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	89.31M	118.95M	120.10M	136.35M
Net Income	26.81M	17.59M	54.74M	63.02M	66.52M	113.06M	-	-	-	-	-	-	-	305.26M	392.93M	402.24M	475.44M
Diluted EPS	1.02	0.52	0.92	1.11	1.14	0.85	1.01	1.26	0.89	1.73	1.73	1.30	-	1.57	1.94	2.01	2.35

Compounded Sales Growth

5 Years:	5.55%
1 Year:	2.40%

Compounded Profit Growth

5 Years:	15.92%
1 Year:	3.50%

Stock Price Performance

1 Year:	-2.56%
6 Months:	-4.35%
3 Months:	-1.76%
1 Month:	+1.76%

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2008	Dec 2009	Sep 2010	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	-	-	3.76B	3.60B	4.24B	6.81B	7.40B	9.29B	9.81B	14.45B	15.30B	15.03B	16.40B	-	22.88B	22.66B	22.49B	22.88B
Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & Equivalents	54.17M	173.49M	287.53M	287.53M	184.30M	231.85M	165.53M	112.53M	255.82M	216.65M	635.93M	657.94M	490.60M	1.26B	-	724.79M	1.00B	910.35M	667.34M
Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	103.20M	118.97M	120.13M	108.94M
Total Liabilities	-	-	-	3.29B	3.13B	3.73B	5.97B	6.39B	8.09B	8.48B	12.25B	12.95B	12.52B	13.79B	-	19.36B	18.87B	18.53B	18.59B
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-	-	-	-	-	130.39M	220.40M	183.00M	1.41B	1.27B	-	-	-	-	-	1.09B	1.74B	1.04B	779.51M
Total Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.09B	1.74B	1.04B	779.51M
Total Equity	283.04M	464.97M	-	476.93M	474.07M	515.47M	840.96M	1.02B	1.20B	1.33B	2.20B	2.35B	2.51B	2.61B	-	3.53B	3.79B	3.96B	4.30B
Shares Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	203.43M	201.53M	198.88M	196.36M

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	34.95M	56.39M	92.68M	117.68M	113.04M	-	-	175.70M	140.07M	303.90M	247.41M	291.73M	-	413.17M	379.67M	460.65M	399.28M
Investing Cash Flow	15.21M	319.77M	20.18M	362.30M	84.17M	-	-	-558.68M	-318.63M	-779.58M	221.66M	-651.94M	-	-1.02B	578.46M	5.67M	-470.32M
Financing Cash Flow	69.16M	-262.12M	-216.09M	-432.43M	-263.52M	-	-	343.81M	597.84M	497.68M	-636.41M	1.13B	-	-2.31B	-682.71M	-556.18M	-171.97M
Capital Expenditure	-2.31M	-16.22M	-13.02M	-13.52M	-12.71M	-67.00K	-10.54M	-3.08M	-5.19M	-7.95M	-14.90M	-11.55M	-	-19.58M	-22.46M	-38.53M	-22.27M
Free Cash Flow	32.64M	40.17M	79.65M	104.16M	100.32M	-	-	172.62M	134.88M	295.95M	232.52M	280.18M	-	393.59M	357.20M	422.12M	377.02M
Net Change in Cash	-	-	-	-	-	-	-	-	-	-	-	-	-	-2.93B	275.42M	-89.87M	-243.01M
Share Buybacks	-	-	6.77M	13.55M	-	-	2.02M	9.82M	20.82M	104.28M	84.89M	25.69M	44.48M	70.86M	48.77M	86.49M	82.22M

Ratios (Annual)

Figures in %.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	33.3%	40.2%	40.2%	44.1%
ROE %	5.8%	3.7%	11.5%	12.2%	7.9%	11.1%	-	-	-	-	-	-	-	8.7%	10.4%	10.2%	11.1%
ROCE %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Shareholding Pattern

Insiders

6.33%

Institutions

75.12%

Public Float

80.20%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Blackrock Inc.	11.85%	23.87M	$638.84M
2	Vanguard Portfolio Management LLC	5.43%	10.94M	$292.85M
3	State Street Corporation	4.52%	9.11M	$243.89M
4	Vanguard Capital Management LLC	4.13%	8.31M	$222.41M
5	T. Rowe Price Investment Management, Inc.	3.99%	8.05M	$215.31M
6	Dimensional Fund Advisors LP	3.34%	6.72M	$179.84M
7	Capital Research Global Investors	2.82%	5.69M	$152.22M
8	Geode Capital Management, LLC	2.36%	4.76M	$127.42M
9	American Century Companies Inc	2.31%	4.66M	$124.70M
10	First Trust Advisors LP	1.72%	3.47M	$92.90M

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HOMB · Financial Services