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Home BancShares, Inc. HOMB R2K

Financial Services · Banks - Regional · United States
https://www.homebancshares.com
Company Profile ↓
$29.00
+1.23% 1Y
Mkt Cap$5.84B
P/E11.93
P/B1.28
Div. Yield2.97%
52W High$30.13
52W Low$25.68
Book Value$22.15
EPS (TTM)$2.43

Company Overview

Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as certificates of deposit. It also provides loans comprising non-farm/non-residential real estate, construction/land development, residential mortgage, consumer, agricultural, and commercial and industrial loans. In addition, the company offers other banking services, such as internet and mobile banking, voice response information, cash management, overdraft protection, direct deposit, and automatic account transfer services, as well as safe deposit boxes and the United States savings bonds. Further, it provides trust, wealth management, and custodial services, as well as trustee services, escrow, and paying agent services. Additionally, the company writes policies for commercial and personal lines of business, including insurance for property, casualty, life, health, and employee benefits. It operates its branches in Arkansas, Florida, Texas, South Alabama, and New York City. Home BancShares, Inc. was founded in 1903 and is headquartered in Conway, Arkansas.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 19.7% per year over the last five years.

Reasonable Valuation

Trades at a P/E of 11.9, below the sector median of 13.3.

Healthy Margins

Maintains a net profit margin of 44.5%.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.18.

Dividend Income

Offers a dividend yield of 2.97%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +2.4%, earnings +3.5%.
  • 5-Year Trend Long-term compounding — profit CAGR 19.7%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-
1 Year:2.40%

Compounded Profit Growth

5 Years:19.69%
1 Year:3.50%

Stock Price Performance

1 Year:+1.23%
6 Months:+3.48%
3 Months:+3.59%
1 Month:+4.13%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 75% of range
$25.68 $30.13
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)60.65 · Neutral
Price Performance
1M+4.13%
3M+3.59%
6M+3.48%
1Y+1.23%
Valuation vs Sector

P/E of 11.93 is below the sector median of 13.30 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 44.5%.
  • Profit CAGR of 19.7% over 5 years.
  • Attractive dividend yield of 2.97%.
  • Generates positive free cash flow.

CONS

  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
11.93
Industry PE
13.30
Forward P/E
11.23
PEG Ratio
3.01
Book Value
$22.15
Price to Book
1.28
P/S
5.29
EV/EBITDA
-
Dividend Yield
2.97%

Growth (CAGR)

Revenue 5Y
-
Profit 5Y
19.69%
Revenue (YoY)
2.40%
Earnings (YoY)
3.50%

Profitability & Returns

ROCE
-
ROE
11.40%
ROA
2.07%
Profit Margin
44.52%
Op Margin
57.33%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.60
EPS (TTM)
$2.43

Balance Sheet & Liquidity

Debt/Equity
0.18
Quick Ratio
-
Current Ratio
-
Debt
$969.83M
Total Assets
$23.20B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
6.32%
Chg in Prom Hold
-
FII / Inst Holding
75.12%
Chg in FII Hold
-0.07%

Financial Snapshot

Enterprise Value
$5.84B
Total Revenue (TTM)
$1.07B
EBITDA
-
Free Cash Flow
$377.02M
Operating Cash Flow
$433.10M
Shares Outstanding
201.41M
Gross Margin
0.00%
Payout Ratio
33.74%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 HOMB Home BancShares, Inc. R2K 29.00 11.93 $5.84B 2.97% - 11.40% - 19.69%
2 JPM JPMorgan Chase & Co. SPX 342.89 16.42 $918.78B 1.87% - 16.47% 5.35% 7.56%
3 BRK-B Berkshire Hathaway Inc. SPX 491.09 14.61 $686.70B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPX 356.02 31.01 $590.89B 0.83% 37.15% 60.35% 14.33% 13.04%
5 MA Mastercard Incorporated SPX 538.02 31.10 $471.86B 0.71% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPX 60.62 15.04 $430.20B 2.00% - 10.64% 6.00% 3.49%
7 MS Morgan Stanley SPX 227.67 20.62 $359.10B 1.87% - 16.39% 3.76% 9.66%
8 GS The Goldman Sachs Group, Inc. SPX 1,140.00 20.83 $336.31B 1.69% - 14.55% - 2.21%
9 WFC Wells Fargo & Company SPX 85.29 13.18 $261.00B 2.11% - 12.03% 4.02% 15.98%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Jun 2013Sep 2013Dec 2013Mar 2014Jun 2014Sep 2014Mar 2015Jun 2015Sep 2015Mar 2016Jun 2016Sep 2016Mar 2017Jun 2017Sep 2017Mar 2018Jun 2018Sep 2018Mar 2019Jun 2019Sep 2019Mar 2020Jun 2020Sep 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026
Net Income 17.66M18.36M12.95M27.34M28.43M27.37M31.12M--------------------------100.11M101.53M100.04M115.21M118.40M123.60M118.21M
Diluted EPS 0.310.33-0.420.430.410.460.250.260.290.310.310.330.350.100.420.440.460.420.430.440.000.380.420.550.480.460.400.080.530.510.520.490.500.510.500.580.600.630.60

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Net Income 26.81M17.59M54.74M63.02M66.52M113.06M138.20M177.15M135.08M300.40M289.54M214.45M319.02M305.26M392.93M402.24M475.44M
Diluted EPS 1.020.520.921.111.140.851.011.260.891.731.731.301.941.571.942.012.41

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Sep 2010Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets ---3.76B3.60B4.24B6.81B7.40B9.29B9.81B14.45B15.30B15.03B16.40B18.05B22.88B22.66B22.49B22.88B
Total Equity 283.04M464.97M-476.93M474.07M515.47M840.96M1.02B1.20B1.33B2.20B2.35B2.51B2.61B2.77B3.53B3.79B3.96B4.30B
Cash & Equivalents 54.17M173.49M287.53M287.53M184.30M231.85M165.53M112.53M255.82M216.65M635.93M657.94M490.60M1.26B3.65B724.79M1.00B910.35M667.34M
Long Term Debt -----130.39M220.40M183.00M1.41B1.27B---------
Total Liabilities ---3.29B3.13B3.73B5.97B6.39B8.09B8.48B12.25B12.95B12.52B13.79B15.29B19.36B18.87B18.53B18.59B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 34.95M56.39M92.68M117.68M113.04M--175.70M140.07M303.90M247.41M291.73M-413.17M379.67M460.65M399.28M
Investing Cash Flow 15.21M319.77M20.18M362.30M84.17M---558.68M-318.63M-779.58M221.66M-651.94M--1.02B578.46M5.67M-470.32M
Financing Cash Flow 69.16M-262.12M-216.09M-432.43M-263.52M--343.81M597.84M497.68M-636.41M1.13B--2.31B-682.71M-556.18M-171.97M
Capital Expenditure -2.31M-16.22M-13.02M-13.52M-12.71M-67.00K-10.54M-3.08M-5.19M-7.95M-14.90M-11.55M--19.58M-22.46M-38.53M-22.27M
Free Cash Flow 32.64M40.17M79.65M104.16M100.32M--172.62M134.88M295.95M232.52M280.18M-393.59M357.20M422.12M377.02M
Net Change in Cash --------------2.93B275.42M-89.87M-243.01M
Share Buybacks --6.77M13.55M--2.02M9.82M20.82M104.28M84.89M25.69M44.48M70.86M48.77M86.49M82.22M

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -----------------
ROE % 5.8%3.7%11.5%12.2%7.9%11.1%11.5%13.3%6.1%12.8%11.5%8.2%11.5%8.7%10.4%10.2%11.1%
ROCE % -----------------

Shareholding Pattern

Insiders
6.32%
Institutions
75.12%
Public Float
80.19%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 11.85% 23.87M $686.34M
2 Vanguard Portfolio Management LLC 5.43% 10.94M $314.63M
3 State Street Corporation 4.52% 9.11M $262.02M
4 Vanguard Capital Management LLC 4.13% 8.31M $238.95M
5 T. Rowe Price Investment Management, Inc. 3.99% 8.05M $231.32M
6 Dimensional Fund Advisors LP 3.34% 6.72M $193.21M
7 Capital Research Global Investors 2.82% 5.69M $163.55M
8 Geode Capital Management, LLC 2.36% 4.76M $136.90M
9 American Century Companies Inc 2.31% 4.66M $133.97M
10 First Trust Advisors LP 1.72% 3.47M $99.81M

Analyst View

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Latest News

Recent headlines for HOMB

Google News ue, 14 Jul 2026

Home Bancshares (HOMB) Reports Earnings Tomorrow: What To Expect - TradingView

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Google News Sun, 12 Jul 2026

Hsbc Holdings PLC Has $2.23 Million Stock Holdings in Home BancShares, Inc. $HOMB - MarketBeat

<a href="https://news.google.com/rss/articles/CBMi0wFBVV95cUxOSmxXYzhPa0IxV2RFRnVLRFdYemllTUgzZ2VnLVp5OGhySlhzRTU5SEIxcExOQ0xnV2ZrR2JoclN5OGpWUW9UbDB0ZjlDZm5RR0RFVzMwbTBCTTF1a3RfbGZpcVRBeS1xaGJKYjBzZlJFOUx5c2FLRzlvWllxOWwwOHBfMmpFVlhWRnROTU…

Google News Fri, 10 Jul 2026

Home BancShares: High Quality, Growing, And Still Worth Buying - Seeking Alpha

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Google News Fri, 10 Jul 2026

Home BancShares (HOMB) Nears Its Earnings Call, Is It Still Below Fair Value? - simplywall.st

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Google News Mon, 15 Jun 2026

Home BancShares sets July dates for Q2 2026 results call - Stock Titan

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Google News Fri, 10 Jul 2026

Unlocking Q2 Potential of Home BancShares (HOMB): Exploring Wall Street Estimates for Key Metrics - Yahoo Finance

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HOMB — Frequently Asked Questions

What is the current share price of Home BancShares, Inc. (HOMB)?

As of 2026-07-14 21:23 PDT, Home BancShares, Inc. (HOMB) trades at $29.00 on NYSE. Its 52-week range is $25.68 to $30.13.

What is the market capitalisation of HOMB?

Home BancShares, Inc. (HOMB) has a market capitalisation of $5.84B on NYSE.

What is the P/E ratio of HOMB?

HOMB trades at a trailing price-to-earnings (P/E) ratio of 11.93. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.28.

Does HOMB pay a dividend?

Home BancShares, Inc. (HOMB) currently offers a dividend yield of 2.97%.

What is the return on equity (ROE) of HOMB?

HOMB has a return on equity (ROE) of 11.40%.

Is HOMB a good stock to buy?

This page provides a data-driven analysis of Home BancShares, Inc. (HOMB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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