Hanover Bancorp, Inc. HNVR R2KFINANCIAL
Company Overview
Hanover Bancorp, Inc. operates as the bank holding company for Hanover Community Bank that provides banking products and services for small and medium-sized businesses, municipalities, and individuals. It offers a full-service bank providing personal and business lending and deposit services. The company offers checking, savings, money market, time deposit, NOW, and individual retirement accounts, as well as certificates of deposit. It also provides residential and commercial real estate mortgages, commercial and industrial loans, lines of credit, and small business administration loans, as well as home equity, multi-family, business, bridge, and other personal purpose loans. In addition, the company offers cards, cash management, and online and mobile banking services, as well as merchant, professional, and digital solutions. It operates banking offices in Kings, Nassau, Suffolk, New York, and Queens counties, New York; and Monmouth County, New Jersey. The company was founded in 2008 and is headquartered in Mineola, New York.
Why Investors Should Care
Operating margin of 30.3% supports profitability.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +19.2%, earnings +68.5%.
- 5-Year Trend Long-term compounding — profit CAGR 8.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 19.20% |
Compounded Profit Growth
| 5 Years: | 8.53% |
| 1 Year: | 68.50% |
Stock Price Performance
| 1 Year: | +8.96% |
| 6 Months: | +7.66% |
| 3 Months: | -5.11% |
| 1 Month: | -8.37% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)35.16 · Neutral
P/E of 18.80 is above the sector median of 13.55 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HNVR Hanover Bancorp, Inc. R2KFINANCIAL | 23.88 | 18.80 | $168.48M | 1.50% | - | 4.71% | - | 8.53% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 331.58 | 14.21 | $881.40B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 542.19 | 13.64 | $763.42B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 407.92 | 34.69 | $695.14B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 623.60 | 34.34 | $542.20B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 813,595.00 | 13.64 | $397.40B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 7 | BAC Bank of America Corporation SPXR3KFINANCIAL | 50.56 | 11.68 | $353.55B | 2.39% | - | 11.20% | 3.14% | 4.27% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 90.68 | 12.95 | $310.38B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 179.49 | 14.51 | $281.90B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2020 | Jun 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 18.36M | 18.36M | 18.01M | 18.59M | 19.11M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 18.21M | 17.25M | 17.77M | 16.77M | 15.93M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.76M | 3.38M | 4.67M | 136.00K | 2.97M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 244.00K | 940.00K | 1.18M | 103.00K | 1.10M | - |
| Net Income | 249.00K | 1.41M | 1.52M | 2.06M | 221.00K | 6.54M | 5.86M | 5.33M | 5.34M | 3.21M | 3.09M | 3.52M | 3.76M | 4.06M | 844.00K | 3.54M | - | 1.52M | 2.44M | 3.49M | 33.00K | 1.87M | - |
| Diluted EPS | 0.06 | 0.33 | 0.36 | 0.48 | 0.05 | 1.16 | 1.00 | 0.80 | 0.72 | 0.43 | 0.42 | 0.48 | 0.51 | 0.55 | 0.11 | 0.48 | - | - | 0.33 | 0.47 | 0.00 | 0.25 | 0.55 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Sep 2020 | Sep 2021 | Sep 2022 | Sep 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Net Income | 4.97M | 10.85M | 23.56M | 15.16M | 12.35M | 7.49M |
| Diluted EPS | 1.18 | 2.28 | 3.68 | 2.05 | 1.66 | 1.00 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Sep 2019 | Sep 2020 | Sep 2021 | Sep 2022 | Sep 2023 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 851.61M | - | - | 2.15B | 2.27B | 2.31B | 2.38B |
| Current Assets | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | 80.21M | - | - | 192.11M | 176.68M | 162.86M | 208.90M |
| Inventory | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | 10.64M | 11.91M | 11.85M | 11.78M |
| Total Liabilities | - | 773.56M | - | - | 1.96B | 2.09B | 2.12B | 2.18B |
| Current Liabilities | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | 204.47M | 153.59M | 132.49M | 125.47M |
| Total Debt | - | - | - | - | 215.37M | 164.05M | 141.52M | 136.03M |
| Total Equity | 71.95M | 78.04M | - | - | 185.91M | 184.83M | 196.64M | 200.27M |
| Shares Outstanding | - | - | - | - | 7.17M | 7.20M | 7.15M | 7.14M |
Cash Flows (Annual)
Figures in USD.
| Metric | Sep 2020 | Sep 2021 | Sep 2022 | Sep 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | 566.00K | - | 25.08M | 16.40M | 5.44M | 13.05M |
| Investing Cash Flow | -7.29M | - | -374.15M | -256.36M | -45.36M | -27.95M |
| Financing Cash Flow | -898.00K | - | 332.47M | 282.64M | 25.57M | 60.94M |
| Capital Expenditure | -1.09M | - | -1.12M | -3.41M | -1.29M | -869.00K |
| Free Cash Flow | -527.00K | - | 23.96M | 12.99M | 4.15M | 12.18M |
| Net Change in Cash | - | - | -16.60M | 42.68M | -14.35M | 46.05M |
| Share Buybacks | - | - | - | - | 0 | 1.83M |
| Dividends Paid | - | - | - | 2.93M | 2.96M | 3.01M |
Ratios (Annual)
Figures in %.
| Metric | Sep 2020 | Sep 2021 | Sep 2022 | Sep 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - |
| ROE % | 6.4% | - | - | 8.2% | 6.3% | 3.7% |
| ROCE % | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 4.02% | 283.88K | $6.95M |
| 2 | Alliancebernstein L.P. | 3.66% | 258.29K | $6.32M |
| 3 | Vanguard Capital Management LLC | 3.15% | 221.97K | $5.43M |
| 4 | Fourthstone LLC | 2.04% | 144.22K | $3.53M |
| 5 | Susquehanna International Group, LLP | 1.84% | 129.75K | $3.18M |
| 6 | Geode Capital Management, LLC | 1.50% | 106.16K | $2.60M |
| 7 | Bull Street Advisors, LLC | 1.09% | 76.78K | $1.88M |
| 8 | State Street Corporation | 1.03% | 72.78K | $1.78M |
| 9 | Dimensional Fund Advisors LP | 0.62% | 43.99K | $1.08M |
| 10 | Corient Private Wealth LP | 0.60% | 42.45K | $1.04M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for HNVR
Hanover Bancorp, Inc. (HNVR) Earnings Expected to Grow: Should You Buy? - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMinwFBVV95cUxPdnZnc05uQzlvVTVSX3p5bGtzOXZDZmdGY2oxMHZoeHRYS2Uwc1UyTUFsSlRfWkhzczAxTC10ZlpzMllrRjVFQnROeW81QjA5RHZCZWZMRVBfQ2NTOEFGN0hBSVFtQXl2MFZELXJOazFaVmw1V0s1U3VDNzBjUDRiTVRRRGFOLVpva1dRUF…
Hanover Bancorp (HNVR) Expected to Release Earnings on Wednesday - MarketBeat
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Hanover Bancorp stock rises on share buyback program approval - Investing.com
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(HNVR) Movement as an Input in Quant Signal Sets - Stock Traders Daily
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Hanover Bancorp Authorizes New Stock Repurchase Program - Yahoo Finance
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Hanover Bancorp Q3 2026 Earnings Date and Estimates - MarketBeat
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HNVR — Frequently Asked Questions
What is the current share price of Hanover Bancorp, Inc. (HNVR)?
As of 2026-10-23 16:27 PDT, Hanover Bancorp, Inc. (HNVR) trades at $23.88 on NasdaqGS. Its 52-week range is $19.83 to $27.74.
What is the market capitalisation of HNVR?
Hanover Bancorp, Inc. (HNVR) has a market capitalisation of $168.48M on NasdaqGS.
What is the P/E ratio of HNVR?
HNVR trades at a trailing price-to-earnings (P/E) ratio of 18.80. The industry average P/E is 13.55. Its price-to-book (P/B) ratio is 0.95.
Does HNVR pay a dividend?
Hanover Bancorp, Inc. (HNVR) currently offers a dividend yield of 1.50%.
What is the return on equity (ROE) of HNVR?
HNVR has a return on equity (ROE) of 4.71%.
Is HNVR a good stock to buy?
This page provides a data-driven analysis of Hanover Bancorp, Inc. (HNVR), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.