The Hartford Insurance Group, Inc. HIG SPXR3KFINANCIAL
Company Overview
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
Why Investors Should Care
Generates a return on equity of 22.1%, reflecting efficient use of shareholder capital.
Trades at a P/E of 9.6, below the sector median of 14.5.
Operating margin of 17.6% supports profitability.
Carries low leverage with a debt-to-equity ratio of 0.22.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $1.51B (+3.3% YoY); net profit $3.84B.
- Trailing 12 Months Year-on-year growth — revenue +8.1%, earnings +36.1%.
- 5-Year Trend Long-term compounding — revenue CAGR -14.6%, profit CAGR 1.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -14.62% |
| 1 Year: | 8.10% |
Compounded Profit Growth
| 5 Years: | 1.47% |
| 1 Year: | 36.10% |
Stock Price Performance
| 1 Year: | +7.52% |
| 6 Months: | +0.28% |
| 3 Months: | +5.17% |
| 1 Month: | -3.83% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)50.54 · Neutral
P/E of 9.56 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 22.1%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -14.6% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HIG The Hartford Insurance Group, Inc. SPXR3KFINANCIAL | 138.37 | 9.56 | $37.93B | 1.66% | - | 22.06% | -14.62% | 1.47% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | 342.00M | 352.00M | 373.00M | - | 339.00M | 354.00M | 359.00M | - | 341.00M | 319.00M | 346.00M | - | 374.00M | 396.00M | 399.00M | 379.00M | 361.00M | 348.00M | - | 338.00M | 352.00M | 351.00M | - | 352.00M | 364.00M | 369.00M | 366.00M | 366.00M | 386.00M | 392.00M | 111.00M |
| Net Income | - | 323.00M | 216.00M | 438.00M | -81.00M | 378.00M | -40.00M | 234.00M | -3.70B | 597.00M | 582.00M | 432.00M | 196.00M | 630.00M | 372.00M | 535.00M | 548.00M | 273.00M | 468.00M | 459.00M | 537.00M | 249.00M | 905.00M | 482.00M | 443.00M | 444.00M | 340.00M | 592.00M | 535.00M | 547.00M | 651.00M | 771.00M | 753.00M | 738.00M | 767.00M | 630.00M | 995.00M | 1.08B | 856.00M | 1.30B |
| Diluted EPS | 1.01 | 0.79 | 0.54 | 1.12 | -0.22 | 1.00 | -0.11 | 0.64 | -10.37 | 1.64 | 1.60 | 1.19 | 0.52 | 1.71 | 1.02 | 1.43 | 1.49 | 0.74 | 1.29 | 1.26 | 1.47 | 0.67 | 2.51 | 1.36 | 1.30 | 1.32 | 1.02 | 1.82 | 1.66 | 1.73 | 2.09 | 2.51 | 2.47 | 2.44 | 2.56 | 2.15 | 3.44 | 3.77 | 3.04 | 4.68 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 25.92B | 9.22B | 24.43B | 22.05B | 21.73B | 22.09B | 20.67B | 18.61B | 16.00B | 16.29B | 1.25B | 1.42B | 1.40B | 1.36B | 1.57B | 1.42B | 1.38B | 1.46B | 1.51B |
| Operating Income | 4.00B | -4.59B | -1.73B | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 2.95B | -2.75B | -887.00M | 1.64B | 712.00M | -38.00M | 176.00M | 798.00M | 1.68B | 896.00M | -3.13B | 1.81B | 2.08B | 1.74B | 2.37B | 1.82B | 2.50B | 3.11B | 3.84B |
| Diluted EPS | 9.24 | -8.99 | -2.93 | 2.40 | 1.40 | -0.17 | 0.36 | 1.73 | 3.96 | 2.27 | -8.61 | 4.95 | 5.66 | 4.76 | 6.64 | 5.46 | 7.97 | 10.35 | 13.32 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Jan 2021 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 287.58B | 307.72B | 318.35B | 302.61B | 298.51B | 277.88B | 245.01B | 228.35B | 224.58B | 225.26B | 62.31B | 70.82B | 74.11B | - | 76.58B | 73.01B | 76.78B | 80.92B | 86.00B |
| Total Equity | 19.30B | 9.27B | 16.20B | 18.75B | 21.49B | 22.45B | 18.91B | 18.72B | 17.64B | 16.90B | 13.49B | 13.10B | 16.27B | 18.56B | 18.49B | 17.80B | 13.68B | 15.33B | 16.45B | 18.98B |
| Long Term Debt | - | 5.82B | 5.50B | 6.21B | 6.22B | 6.81B | 6.11B | 5.65B | 5.08B | 4.49B | 4.68B | 4.26B | 4.35B | 4.35B | - | 4.94B | 4.36B | 4.36B | 4.37B | 4.37B |
| Total Liabilities | - | 278.22B | 289.82B | 298.04B | 281.12B | 276.07B | 258.98B | 226.29B | 210.71B | 207.67B | 211.77B | 49.21B | 54.55B | 55.55B | - | 58.73B | 59.33B | 61.45B | 64.47B | 67.02B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 5.99B | 4.19B | 2.97B | 3.31B | 2.27B | 2.68B | 1.24B | 1.89B | 2.76B | 2.07B | 2.19B | 2.84B | 3.49B | 3.87B | 4.09B | 4.01B | 4.22B | 5.91B | 5.92B |
| Investing Cash Flow | -6.18B | -8.83B | -3.12B | -434.00M | -1.18B | -2.56B | 3.75B | 1.70B | 485.00M | 949.00M | -1.44B | -1.96B | -2.15B | -2.07B | -2.47B | -1.28B | -2.43B | -3.77B | -3.76B |
| Financing Cash Flow | 499.00M | 4.27B | 523.00M | -2.96B | -609.00M | -228.00M | -5.82B | -4.48B | -3.14B | -2.54B | -979.00M | -1.47B | -1.19B | -1.78B | -1.58B | -2.71B | -1.95B | -2.08B | -2.23B |
| Capital Expenditure | - | - | - | - | - | -66.00M | -64.00M | -121.00M | -307.00M | -224.00M | -250.00M | -122.00M | -105.00M | -114.00M | -133.00M | -175.00M | -215.00M | -145.00M | -169.00M |
| Free Cash Flow | - | - | - | - | - | 2.62B | 1.17B | 1.76B | 2.45B | 1.84B | 1.94B | 2.72B | 3.38B | 3.76B | 3.96B | 3.83B | 4.00B | 5.76B | 5.75B |
| Share Buybacks | - | - | - | - | - | 154.00M | 600.00M | 1.80B | 1.25B | 1.33B | 1.03B | 0 | 200.00M | 150.00M | 1.70B | 1.55B | 1.40B | 1.51B | 1.61B |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 15.5% | -49.8% | -7.1% | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 11.4% | -29.8% | -3.6% | 7.4% | 3.3% | -0.2% | 0.9% | 4.3% | 10.5% | 5.5% | -249.9% | 127.4% | 148.5% | 127.7% | 151.1% | 127.8% | 181.2% | 213.4% | 254.7% |
| ROE % | 15.3% | -29.7% | -5.5% | 8.7% | 3.3% | -0.2% | 0.9% | 4.3% | 9.5% | 5.3% | -23.2% | 13.8% | 12.8% | 9.4% | 13.3% | 13.3% | 16.3% | 18.9% | 20.2% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 11.33% | 30.69M | $4.25B |
| 2 | Vanguard Capital Management LLC | 6.60% | 17.88M | $2.48B |
| 3 | State Street Corporation | 5.93% | 16.07M | $2.23B |
| 4 | Vanguard Portfolio Management LLC | 5.81% | 15.73M | $2.18B |
| 5 | FMR, LLC | 3.88% | 10.50M | $1.46B |
| 6 | Geode Capital Management, LLC | 3.04% | 8.24M | $1.14B |
| 7 | Invesco Ltd. | 2.09% | 5.67M | $785.21M |
| 8 | Dimensional Fund Advisors LP | 1.77% | 4.79M | $663.33M |
| 9 | Nordea Investment Management AB | 1.68% | 4.54M | $629.16M |
| 10 | NORGES BANK | 1.62% | 4.38M | $606.73M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for HIG
Hartford Insurance Group (HIG) Stock Looks Like A Bargain On Earnings But Full On Long Term Returns - simplywall.st
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3 Reasons to Avoid HIG and 1 Stock to Buy Instead - Yahoo Finance
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The Hartford Insurance Group (NYSE:HIG) Stock Rating Upgraded by Zacks Research - marketbeat.com
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iSAM Funds UK Ltd Buys New Shares in The Hartford Insurance Group, Inc. $HIG - marketbeat.com
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HIG — Frequently Asked Questions
What is the current share price of The Hartford Insurance Group, Inc. (HIG)?
As of 2026-09-07 16:24 PDT, The Hartford Insurance Group, Inc. (HIG) trades at $138.37 on NYSE. Its 52-week range is $120.21 to $145.04.
What is the market capitalisation of HIG?
The Hartford Insurance Group, Inc. (HIG) has a market capitalisation of $37.93B on NYSE.
What is the P/E ratio of HIG?
HIG trades at a trailing price-to-earnings (P/E) ratio of 9.56. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 2.02.
Does HIG pay a dividend?
The Hartford Insurance Group, Inc. (HIG) currently offers a dividend yield of 1.66%.
What is the return on equity (ROE) of HIG?
HIG has a return on equity (ROE) of 22.06%.
Is HIG a good stock to buy?
This page provides a data-driven analysis of The Hartford Insurance Group, Inc. (HIG), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.