The Hartford Insurance Group, Inc. HIG SPX
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Strong return on equity of 22.7%.
- Profit CAGR of 28.2% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HIG The Hartford Insurance Group, Inc. SPX | 127.13 | 8.95 | $34.85B | 1.89% | - | 22.74% | 8.70% | 28.24% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Quarterly Results
Figures in USD.
| Metric | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | 342.00M | 352.00M | 373.00M | - | 339.00M | 354.00M | 359.00M | - | 341.00M | 319.00M | 346.00M | - | 374.00M | 396.00M | 399.00M | 379.00M | 361.00M | 348.00M | - | 338.00M | 352.00M | 351.00M | - | 352.00M | 364.00M | 369.00M | - | 6.77B | 6.97B | 7.15B | 7.18B | 7.15B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 833.00M | 1.30B | 1.37B | 1.46B | 1.11B |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 50.00M | 50.00M | 50.00M | 49.00M | 50.00M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 783.00M | 1.25B | 1.32B | 1.41B | 1.06B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 153.00M | 251.00M | 238.00M | 282.00M | 201.00M |
| Net Income | 323.00M | 216.00M | 438.00M | -81.00M | 378.00M | -40.00M | 234.00M | -3.70B | 597.00M | 582.00M | 432.00M | 196.00M | 630.00M | 372.00M | 535.00M | 548.00M | 273.00M | 468.00M | 459.00M | 537.00M | 249.00M | 905.00M | 482.00M | 443.00M | 444.00M | 340.00M | 592.00M | 535.00M | 547.00M | 651.00M | 771.00M | 753.00M | 738.00M | 767.00M | - | 630.00M | 995.00M | 1.08B | 1.13B | 856.00M |
| Diluted EPS | 0.79 | 0.54 | 1.12 | -0.22 | 1.00 | -0.11 | 0.64 | -10.37 | 1.64 | 1.60 | 1.19 | 0.52 | 1.71 | 1.02 | 1.43 | 1.49 | 0.74 | 1.29 | 1.26 | 1.47 | 0.67 | 2.51 | 1.36 | 1.30 | 1.32 | 1.02 | 1.82 | 1.66 | 1.73 | 2.09 | 2.51 | 2.47 | 2.44 | 2.56 | - | 2.15 | 3.44 | 3.77 | 3.98 | 3.04 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | 1.25B | 1.42B | 1.40B | 1.36B | 1.57B | 21.85B | 24.33B | 26.38B | 28.07B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 4.00B | -4.59B | -1.73B | - | - | - | - | - | - | - | - | - | - | - | - | 2.48B | 3.29B | 4.05B | 4.96B |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 213.00M | 199.00M | 199.00M | 199.00M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.26B | 3.09B | 3.85B | 4.76B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 443.00M | 584.00M | 738.00M | 924.00M |
| Net Income | 2.95B | -2.75B | -887.00M | 1.64B | 712.00M | -38.00M | 176.00M | 798.00M | 1.68B | 896.00M | -3.13B | 1.81B | 2.08B | 1.74B | 2.37B | 1.82B | 2.50B | 3.11B | 3.84B |
| Diluted EPS | 9.24 | -8.99 | -2.93 | 2.40 | 1.40 | -0.17 | 0.36 | 1.73 | 3.96 | 2.27 | -8.61 | 4.95 | 5.66 | 4.76 | 6.64 | 5.44 | 7.97 | 10.35 | 13.32 |
Compounded Sales Growth
| 5 Years: | 8.70% |
| 1 Year: | 6.10% |
Compounded Profit Growth
| 5 Years: | 28.24% |
| 1 Year: | 41.40% |
Stock Price Performance
| 1 Year: | -0.45% |
| 6 Months: | -6.79% |
| 3 Months: | -9.34% |
| 1 Month: | -6.96% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Jan 2021 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 287.58B | 307.72B | 318.35B | 302.61B | 298.51B | 277.88B | 245.01B | 228.35B | 224.58B | 225.26B | 62.31B | 70.82B | 74.11B | - | 76.58B | 73.01B | 76.78B | 80.92B | 86.00B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 229.00M | 126.00M | 183.00M | 133.00M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 11.91B | 12.71B | 13.14B | 13.51B |
| Total Liabilities | - | 278.22B | 289.82B | 298.04B | 281.12B | 276.07B | 258.98B | 226.29B | 210.71B | 207.67B | 211.77B | 49.21B | 54.55B | 55.55B | - | 58.73B | 59.33B | 61.45B | 64.47B | 67.02B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | 5.82B | 5.50B | 6.21B | 6.22B | 6.81B | 6.11B | 5.65B | 5.08B | 4.49B | 4.68B | 4.26B | 4.35B | 4.35B | - | 4.94B | 4.36B | 4.36B | 4.37B | 4.37B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.36B | 4.36B | 4.37B | 4.37B |
| Total Equity | 19.30B | 9.27B | 16.20B | 18.75B | 21.49B | 22.45B | 18.91B | 18.72B | 17.64B | 16.90B | 13.49B | 13.10B | 16.27B | 18.56B | 18.49B | 17.80B | 13.68B | 15.33B | 16.45B | 18.98B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 344.96M | 326.96M | 326.96M | 326.96M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 5.99B | 4.19B | 2.97B | 3.31B | 2.27B | 2.68B | 1.24B | 1.89B | 2.76B | 2.07B | 2.19B | 2.84B | 3.49B | 3.87B | - | 4.01B | 4.22B | 5.91B | 5.92B |
| Investing Cash Flow | -6.18B | -8.83B | -3.12B | -434.00M | -1.18B | -2.56B | 3.75B | 1.70B | 485.00M | 949.00M | -1.44B | -1.96B | -2.15B | -2.07B | - | -1.28B | -2.43B | -3.77B | -3.76B |
| Financing Cash Flow | 499.00M | 4.27B | 523.00M | -2.96B | -609.00M | -228.00M | -5.82B | -4.48B | -3.14B | -2.54B | -979.00M | -1.47B | -1.19B | -1.78B | - | -2.71B | -1.95B | -2.08B | -2.23B |
| Capital Expenditure | - | - | - | - | - | -66.00M | -64.00M | -121.00M | -307.00M | -224.00M | -250.00M | -122.00M | -105.00M | -114.00M | - | -175.00M | -215.00M | -145.00M | -169.00M |
| Free Cash Flow | - | - | - | - | - | 2.62B | 1.17B | 1.76B | 2.45B | 1.84B | 1.94B | 2.72B | 3.38B | 3.76B | - | 3.83B | 4.00B | 5.76B | 5.75B |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 21.00M | -158.00M | 65.00M | -71.00M |
| Share Buybacks | - | - | - | - | - | 154.00M | 600.00M | 1.80B | 1.25B | 1.33B | 1.03B | 0 | 200.00M | 150.00M | 1.70B | 1.55B | 1.40B | 1.51B | 1.61B |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 11.3% | 13.5% | 15.3% | 17.7% |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | -249.9% | 127.4% | 148.5% | 127.7% | 151.1% | 8.3% | 10.3% | 11.8% | 13.7% |
| ROE % | 15.3% | -29.7% | -5.5% | 8.7% | 3.3% | -0.2% | 0.9% | 4.3% | 9.5% | 5.3% | -23.2% | 13.8% | 12.8% | 9.4% | 13.3% | 13.3% | 16.3% | 18.9% | 20.2% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 11.58% | 31.74M | $4.04B |
| 2 | Vanguard Capital Management LLC | 6.57% | 18.00M | $2.29B |
| 3 | State Street Corporation | 5.86% | 16.06M | $2.04B |
| 4 | Vanguard Portfolio Management LLC | 5.81% | 15.92M | $2.02B |
| 5 | FMR, LLC | 4.05% | 11.12M | $1.41B |
| 6 | Geode Capital Management, LLC | 2.99% | 8.21M | $1.04B |
| 7 | Invesco Ltd. | 1.85% | 5.07M | $644.02M |
| 8 | Dimensional Fund Advisors LP | 1.71% | 4.70M | $597.44M |
| 9 | Nordea Investment Management AB | 1.62% | 4.43M | $562.88M |
| 10 | UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | 1.60% | 4.39M | $558.65M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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