Hingham Institution for Savings HIFS R2K
Company Overview
Hingham Institution for Savings provides various financial services to individuals and small businesses in the United States. It offers savings, checking, money market, term certificate, demand, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company provides commercial and residential owner-occupied real estate, construction, home equity, consumer, and commercial loans; and origination of loans. In addition, it offers ATMs, debit cards, and Internet-based banking services. Further, the company invests in short-term income investments, such as U.S. treasury debt securities, U.S. Government-sponsored enterprise debt securities, bank subordinated debt, and FDIC-insured certificates of deposit; and equity investments, corporate bonds, CRA investments, and federal home loan bank stock, as well as bank-owned life insurance. Hingham Institution for Savings was incorporated in 1834 and is headquartered in Hingham, Massachusetts.
Why Investors Should Care
Net profit has compounded at 13.3% per year over the last five years.
Trades at a P/E of 12.6, below the sector median of 13.3.
Maintains a net profit margin of 51.6%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $104.35M (+58.5% YoY); net profit $54.55M.
- Trailing 12 Months Year-on-year growth — revenue -30.5%, earnings -60.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 6.9%, profit CAGR 13.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 6.90% |
| 1 Year: | -30.50% |
Compounded Profit Growth
| 5 Years: | 13.29% |
| 1 Year: | -60.20% |
Stock Price Performance
| 1 Year: | +3.89% |
| 6 Months: | +4.29% |
| 3 Months: | -5.46% |
| 1 Month: | -1.13% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)44.77 · Neutral
P/E of 12.62 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 51.6%.
- Profit CAGR of 13.3% over 5 years.
- Generates positive free cash flow.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HIFS Hingham Institution for Savings R2K | 287.79 | 12.62 | $632.35M | 0.85% | - | 10.93% | 6.90% | 13.29% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | - | - | 17.59M | 20.85M | 30.90M | 35.02M | 12.52M |
| Cost of Revenue | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - |
| Interest Expense | - | - | 33.79M | 33.25M | 33.57M | 31.83M | 29.68M |
| Pretax Income | - | - | 9.81M | 12.85M | 23.11M | 27.00M | 4.19M |
| Tax Provision | - | - | 2.69M | 3.44M | 5.82M | 6.28M | 1.34M |
| Net Income | - | - | 7.12M | 9.41M | 17.30M | 20.72M | 2.85M |
| Diluted EPS | 2.66 | - | 3.24 | 4.28 | 7.85 | - | 1.29 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | 85.42M | 64.56M | 65.85M | 104.35M |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 32.89M | 125.96M | 151.52M | 132.43M |
| Pretax Income | - | 54.31M | 35.23M | 36.52M | 72.78M |
| Tax Provision | - | 16.80M | 8.86M | 8.32M | 18.23M |
| Net Income | - | 37.52M | 26.37M | 28.19M | 54.55M |
| Diluted EPS | - | 17.04 | 12.02 | 12.85 | 24.76 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 4.19B | 4.48B | 4.46B | 4.54B |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 362.03M | 362.48M | 351.83M | 369.61M |
| Inventory | - | - | - | - | - |
| Receivables | - | 7.12M | 8.55M | 8.77M | 9.21M |
| Total Liabilities | - | 3.81B | 4.08B | 4.03B | 4.06B |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | 1.28B | 1.69B | 810.00M | 797.25M |
| Total Debt | - | 1.28B | 1.69B | 1.50B | 1.46B |
| Total Equity | - | 385.97M | 407.62M | 431.75M | 479.71M |
| Shares Outstanding | - | 2.15M | 2.16M | 2.18M | 2.18M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 55.85M | 19.75M | 11.89M | 35.79M |
| Investing Cash Flow | - | -685.28M | -276.58M | 32.48M | -37.53M |
| Financing Cash Flow | - | 720.30M | 257.27M | -55.02M | 19.51M |
| Capital Expenditure | - | -2.53M | -1.30M | -139.00K | -266.00K |
| Free Cash Flow | - | 53.33M | 18.45M | 11.75M | 35.53M |
| Net Change in Cash | - | 90.87M | 444.00K | -10.65M | 17.78M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 43.9% | 40.8% | 42.8% | 52.3% |
| ROE % | - | 9.7% | 6.5% | 6.5% | 11.4% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Maren Capital LLC | 9.83% | 206.96K | $64.84M |
| 2 | Blackrock Inc. | 6.80% | 143.15K | $44.85M |
| 3 | Royce & Associates LP | 5.62% | 118.29K | $37.06M |
| 4 | Doma Perpetual Capital Management LLC | 5.57% | 117.35K | $36.77M |
| 5 | Schwartz Investment Counsel, Inc. | 3.85% | 81.09K | $25.40M |
| 6 | State Street Corporation | 3.74% | 78.70K | $24.66M |
| 7 | Vanguard Capital Management LLC | 3.55% | 74.72K | $23.41M |
| 8 | Dimensional Fund Advisors LP | 2.73% | 57.50K | $18.01M |
| 9 | Geode Capital Management, LLC | 2.04% | 42.99K | $13.47M |
| 10 | Hotchkis & Wiley Capital Management, LLC | 1.99% | 41.94K | $13.14M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for HIFS
Hingham Institution for Savings (NASDAQ:HIFS) Stock Price Crosses Above 200 Day Moving Average - Here's Why - MarketBeat
<a href="https://news.google.com/rss/articles/CBMi6wFBVV95cUxOeGVSOG9EZnVGclpLR1lrVDhDUFJ2MTZBX2ZDUUZJMTBpWE9kODV3bXhDTXFXTmpkYVVFbTZJN1dvQTQtNGM1VnI5QWJkWDNUaWo4d0R0ODAxSnVQdG0yY3hmTktxbG01aGhWMks4NkhRaTlvQ2FWSHY4eW1tZzIwdG9ad010c1JZazAxR0…
Asset Quality Concerns Linger For Hingham Institution For Savings Stock (NASDAQ:HIFS) - Seeking Alpha
<a href="https://news.google.com/rss/articles/CBMiqgFBVV95cUxObDRhSmh5RHZsbm9zakNXV1pnamI4SUV1WmNnYkhCRTMycVNRQlprUXVxYk5yZnAwMUNoLXZRdlZNbkxPX0FzYk5xQk9SQ2pVNFk2b0FoU1hJU3l6MmF2WnFVSGRpT0hLZFRYMlo5SW1pd2tMMnkzUDBuV2FrUks3RUFTY01iUXVuYTdoZ1…
Have Hingham Institution for Savings Insiders Been Selling Stock? - simplywall.st
<a href="https://news.google.com/rss/articles/CBMi4wFBVV95cUxQN3Y2d2RBeXFTWVpha1dtLWNQbXpBNGVWWUhqTTdVUXU3QXlpWmIxZTJiaERTWnAtRTNMQWREbDh0a3Bfd05fVlpwNE5Ub2ZwRzJxMUdPX0ZxUGFLWEFycXA1R0s5a0VoNWZ0czY2QmNKNTg4T2ZWYlgydUtTTVlYQW1tTnJvWHFZUEV4OU…
Price to earnings forward of Hingham Institution for Savings – NASDAQ:HIFS - TradingView
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(HIFS) as a Liquidity Pulse for Institutional Tactics - Stock Traders Daily
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Hingham Institution for Savings (HIFS) Holds Steady Near Key Support Levels - Hull Moving Average - DonanımHaber
<a href="https://news.google.com/rss/articles/CBMivgFBVV95cUxPRkM1bW1sekk5OHl3X3g1MklObVktMGFzX1hJMkE5UlRUalNvbnFXNjg0TTBNMTBCeGl6emdmWDJ3bTNTY0VGeFVRUnJOdDRBUVUxbVZWY0tQR181ZEx5aExyN09tUG1jeHA1a0ZtZXZvMUpfU0VZdnJaa2U5ZDJqTWJQb0g0MHZEeTBjaT…
HIFS — Frequently Asked Questions
What is the current share price of Hingham Institution for Savings (HIFS)?
As of 2026-07-14 21:23 PDT, Hingham Institution for Savings (HIFS) trades at $287.79 on NasdaqGM. Its 52-week range is $236.98 to $332.64.
What is the market capitalisation of HIFS?
Hingham Institution for Savings (HIFS) has a market capitalisation of $632.35M on NasdaqGM.
What is the P/E ratio of HIFS?
HIFS trades at a trailing price-to-earnings (P/E) ratio of 12.62. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.34.
Does HIFS pay a dividend?
Hingham Institution for Savings (HIFS) currently offers a dividend yield of 0.85%.
What is the return on equity (ROE) of HIFS?
HIFS has a return on equity (ROE) of 10.93%.
Is HIFS a good stock to buy?
This page provides a data-driven analysis of Hingham Institution for Savings (HIFS), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.