🇺🇸 US Stock Screener ← Switch market ★ Elite Club ⚡ HerAI

Heritage Financial Corporation HFWA R2K

Financial Services · Banks - Regional · United States
https://www.hf-wa.com
Company Profile ↓
$29.61
+19.70% 1Y
Mkt Cap$1.22B
P/E14.51
P/B1.07
Div. Yield3.31%
52W High$30.23
52W Low$21.09
Book Value$27.05
EPS (TTM)$2.04

Company Overview

Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit. The company also offers commercial business loans, including lines of credit, term equipment financing and term owner-occupied, and non-owner occupied CRE loans; real estate construction and land development loans, as well as residential construction loans, and commercial and multifamily construction loans; residential real estate loans; and originate loans that are guaranteed by the U.S. SBA, and secured and unsecured consumer loans and lines of credit. In addition, it provides investment advice, online banking, online statements, mobile banking with mobile deposit, Visa debit cards, and access. The company was formerly known as Heritage Financial Corporation, M.H.C. and changed its name to Heritage Financial Corporation in 1998. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia, Washington.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 34.6% per year over the last five years.

Reasonable Valuation

Trades at an undemanding P/E of 14.5.

Healthy Margins

Maintains a net profit margin of 27.3%.

Dividend Income

Offers a dividend yield of 3.31%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +37.2%, earnings +20.0%.
  • 5-Year Trend Long-term compounding — profit CAGR 34.6%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-
1 Year:37.20%

Compounded Profit Growth

5 Years:34.61%
1 Year:20.00%

Stock Price Performance

1 Year:+19.70%
6 Months:+24.94%
3 Months:+9.74%
1 Month:+2.74%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 93% of range
$21.09 $30.23
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)57.80 · Neutral
Price Performance
1M+2.74%
3M+9.74%
6M+24.94%
1Y+19.70%
Valuation vs Sector

P/E of 14.51 is above the sector median of 13.30 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

⚙Ad space

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 27.3%.
  • Profit CAGR of 34.6% over 5 years.
  • Attractive dividend yield of 3.31%.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
14.51
Industry PE
13.30
Forward P/E
10.59
PEG Ratio
2.13
Book Value
$27.05
Price to Book
1.07
P/S
4.51
EV/EBITDA
-
Dividend Yield
3.31%

Growth (CAGR)

Revenue 5Y
-
Profit 5Y
34.61%
Revenue (YoY)
37.20%
Earnings (YoY)
20.00%

Profitability & Returns

ROCE
-
ROE
7.27%
ROA
0.93%
Profit Margin
27.32%
Op Margin
32.29%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.48
EPS (TTM)
$2.04

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$59.05M
Total Assets
$8.50B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
1.45%
Chg in Prom Hold
0.00%
FII / Inst Holding
80.85%
Chg in FII Hold
-0.01%

Financial Snapshot

Enterprise Value
$1.22B
Total Revenue (TTM)
$265.58M
EBITDA
-
Free Cash Flow
$85.66M
Operating Cash Flow
$89.53M
Shares Outstanding
41.22M
Gross Margin
0.00%
Payout Ratio
47.06%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 HFWA Heritage Financial Corporation R2K 29.61 14.51 $1.22B 3.31% - 7.27% - 34.61%
2 JPM JPMorgan Chase & Co. SPX 342.89 16.42 $918.78B 1.87% - 16.47% 5.35% 7.56%
3 BRK-B Berkshire Hathaway Inc. SPX 491.09 14.61 $686.70B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPX 356.02 31.01 $590.89B 0.83% 37.15% 60.35% 14.33% 13.04%
5 MA Mastercard Incorporated SPX 538.02 31.10 $471.86B 0.71% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPX 60.62 15.04 $430.20B 2.00% - 10.64% 6.00% 3.49%
7 MS Morgan Stanley SPX 227.67 20.62 $359.10B 1.87% - 16.39% 3.76% 9.66%
8 GS The Goldman Sachs Group, Inc. SPX 1,140.00 20.83 $336.31B 1.69% - 14.55% - 2.21%
9 WFC Wells Fargo & Company SPX 85.29 13.18 $261.00B 2.11% - 12.03% 4.02% 15.98%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Mar 2015Jun 2015Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026
Net Income 9.78M8.72M9.49M9.49M9.09M8.89M11.04M9.89M9.32M11.83M10.62M10.02M9.09M11.86M15.50M16.61M16.55M15.98M17.89M17.13M12.19M-6.14M16.64M23.88M25.34M32.70M20.59M19.76M18.58M20.99M20.46M16.85M18.22M5.75M14.16M11.42M13.91M12.21M19.17M18.95M
Diluted EPS 0.320.290.320.320.300.300.370.330.310.400.350.330.270.350.420.450.450.430.480.470.34-0.170.460.660.700.900.580.560.520.590.580.480.510.160.410.330.400.360.550.48

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Net Income 581.00K13.35M6.52M13.26M9.57M21.01M37.49M38.92M41.79M53.06M67.56M46.57M98.03M81.88M61.76M43.26M67.53M
Diluted EPS -0.101.040.420.870.010.011.251.301.391.491.831.292.732.311.751.241.96

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --1.37B1.37B1.35B1.66B3.46B3.65B3.88B4.11B5.32B5.55B6.62B7.43B6.98B7.17B7.11B6.97B
Total Equity 113.15M158.50M202.28M202.52M198.94M215.76M454.51M469.97M481.76M508.31M760.72M809.31M820.44M854.43M797.89M853.26M863.53M921.50M
Cash & Equivalents 60.63M107.23M168.89M123.17M104.27M130.40M121.64M126.64M103.75M103.02M161.91M228.57M743.32M1.72B103.59M224.97M117.10M233.09M
Total Liabilities --1.17B1.17B1.15B1.44B3.00B3.18B3.40B3.60B4.56B4.74B5.79B6.58B6.18B6.32B6.24B6.05B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 9.87M27.07M20.87M27.88M30.90M51.34M51.40M53.98M73.51M90.41M92.49M70.33M69.53M94.46M109.52M64.48M94.82M
Investing Cash Flow -34.03M243.76M-61.77M-3.50M-16.59M-121.65M-216.62M-252.93M-241.39M-109.60M-125.30M-538.55M163.76M-1.21B-93.45M-85.90M186.75M
Financing Cash Flow 70.76M-209.07M-4.82M-43.28M11.83M61.55M170.23M176.05M167.15M78.08M99.47M982.97M746.68M-506.38M105.31M-86.45M-165.58M
Capital Expenditure -1.98M-6.91M-3.13M-3.86M-5.21M-3.94M-1.82M-6.72M-3.06M-23.27M-13.04M-7.00M-3.02M-4.02M-10.38M-3.46M-9.16M
Free Cash Flow 7.89M20.16M17.74M24.02M25.69M47.40M49.58M47.26M70.45M67.15M79.45M63.33M66.51M90.44M99.15M61.02M85.66M
Share Buybacks --2.34M6.02M8.82M2.60M7.74M2.89M737.00K1.70M8.64M19.12M22.89M3.20M6.97M22.42M5.52M
Dividends Paid 1.20M1.17M---------------

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -----------------
ROE % 0.4%6.6%3.2%6.7%4.4%4.6%8.0%8.1%8.2%7.0%8.3%5.7%11.5%10.3%7.2%5.0%7.3%
ROCE % -----------------

Shareholding Pattern

Insiders
1.45%
Institutions
80.85%
Public Float
82.03%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 13.49% 5.56M $165.71M
2 Jennison Associates LLC 7.80% 3.21M $95.75M
3 Victory Capital Management Inc. 5.99% 2.47M $73.57M
4 Dimensional Fund Advisors LP 4.75% 1.96M $58.29M
5 Vanguard Capital Management LLC 4.48% 1.85M $55.06M
6 State Street Corporation 4.36% 1.80M $53.53M
7 Alliancebernstein L.P. 2.78% 1.14M $34.11M
8 Geode Capital Management, LLC 2.27% 934.80K $27.85M
9 Basswood Capital Management, L.L.C. 1.70% 698.90K $20.82M
10 Boston Partners 1.67% 690.32K $20.57M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for HFWA

Google News hu, 09 Jul 2026

Price to sales forward of Heritage Financial Corporation – NASDAQ:HFWA - TradingView

<a href="https://news.google.com/rss/articles/CBMingFBVV95cUxPTFNZTlNYQXZMWFRPS3NfaHU5bFhRck9IRGxBM1hId3czSUYwLWJWeE9GdE1uTXFiZlRJWmJwelNZMmpJTXhNZGZzZDFfMmpsekNjTlVQRDB2YzZHUmNPQ2dqQ3JXS3NKMHNzeEpJbjQyNmdvSHU5d1hDOTEyRDZnNDRLR1o4RWpuZjJ1Mk…

Google News Mon, 06 Apr 2026

Is Heritage (HFWA) Stock Growing Now | Price at $26.47, Up 1.42% - Breakout Confirmation - lwvtexas.org

<a href="https://news.google.com/rss/articles/CBMiqwFBVV95cUxOLVNtaVJJUGR4Ym8zc0I3UnBLcnVVSE0zOURkVjBCcHY1dlNaYnphU1BFbXFDTVdaZjZ2dmxsd1FOUzZSX1ZjYVBGOHlleWRMN1psb2M2RURfTkp3eGQ4U1E3c3kxV1o4M2tmaElPMjB4blhFbnVSNWd5bzFMQXNSVG9MNVliekpYaEsycT…

Google News hu, 25 Jun 2026

Heritage Financial sets July 23 call for second-quarter results - Stock Titan

<a href="https://news.google.com/rss/articles/CBMivAFBVV95cUxQcXlJbVlZdmxHRktBdGtZU3RrdFRzRVp5WW1OdEZHM1Rva1dXek53Ym1ZTGxtNEVYTmZtY1N4bkprT1Z6cnB0ZnJDbFdhMVFETV8tNmNJdE5WM05MRmdmdFMwbW5XN3hkdmFIWmZ6S3ZGVzV4Z2ZOXzQ4Z3pFOW1sZVh4Z1d5ajdTZnNZVz…

Google News ue, 07 Jul 2026

Price-Driven Insight from (HFWA) for Rule-Based Strategy - Stock Traders Daily

<a href="https://news.google.com/rss/articles/CBMizgFBVV95cUxNejV1OWtucVVLN0NFUGlrakgtQzlvZGZ1UVlmakI4cWdxSHdycVZHQTVnbVREaFhneW8xMU01SUFyM2YzdGhaRzNIWHdkaXc2cnRGQmFITThPRzlCa2RNTXVEblBHcVpfam0zMmx1ZHRDZjk5R3JxQU9IWGx0d0JvODc1RFMwd0tXYWNlbU…

Google News Sat, 20 Jun 2026

Will Profit Gains And Higher Institutional Ownership Change Heritage Financial's (HFWA) Narrative? - simplywall.st

<a href="https://news.google.com/rss/articles/CBMizgFBVV95cUxPMXBTSHkzdHpIWUpnbXdiUldYSjVrUXFnZ0dHMGRQNDAxMDZMUUd3SnJhaHdERzNtYnB0SmJYMFRRdGNkaWk5YmwxY2QxcjFZeWpOcDBPZkFFRVo5V3BSZDJkQzBsSFJGdmI2XzF0dWRZaXgyS3FzbTZCaVRFRGFFRW5GbTNiUm9sNVo0Sl…

Google News Sat, 11 Jul 2026

Heritage Financial (HFWA) Edges Higher Amid Consolidation, Resistance at $30.89 in Focus - New Listing Stocks - dars.gov.et

<a href="https://news.google.com/rss/articles/CBMixwFBVV95cUxPd0xURkZHb1R1WVU0dTAtNGhtLXhGb0tEdklXcjB5VFRldHpHT21jb0M0cFBtTDhZWDVaZkpLSE9FUWVLOXItU191SV9PUk44Q0tLTWlJM1pwVW92a0JaQVJsRFQ1RGtFOE9ydG1NbmtoaTh0T0FGMXdDZlVTSERJd2NVSHNmNE05Z0E2Zm…

HFWA — Frequently Asked Questions

What is the current share price of Heritage Financial Corporation (HFWA)?

As of 2026-07-14 21:23 PDT, Heritage Financial Corporation (HFWA) trades at $29.61 on NasdaqGS. Its 52-week range is $21.09 to $30.23.

What is the market capitalisation of HFWA?

Heritage Financial Corporation (HFWA) has a market capitalisation of $1.22B on NasdaqGS.

What is the P/E ratio of HFWA?

HFWA trades at a trailing price-to-earnings (P/E) ratio of 14.51. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.07.

Does HFWA pay a dividend?

Heritage Financial Corporation (HFWA) currently offers a dividend yield of 3.31%.

What is the return on equity (ROE) of HFWA?

HFWA has a return on equity (ROE) of 7.27%.

Is HFWA a good stock to buy?

This page provides a data-driven analysis of Heritage Financial Corporation (HFWA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks
⚙Ad space