🇺🇸 US Stock Screener ← Switch market ★ Elite Club ⚡ HerAI

Horizon Bancorp, Inc. HBNC R2K

Financial Services · Banks - Regional · United States
https://www.horizonbank.com
Company Profile ↓
$19.62
+28.53% 1Y
Mkt Cap$1.01B
P/E-5.98
P/B1.45
Div. Yield3.24%
52W High$20.32
52W Low$14.46
Book Value$13.62
EPS (TTM)$-3.28

Company Overview

Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides commercial loans, residential real estate loans, mortgage warehouse loans, and consumer loans; home equity loans and lines; auto loans; personal loans and lines; business loans and lines; SBA loans; public fund, medical practice, and franchise financing; and equipment finance solutions. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; debit and credit cards; treasury management; and remote deposit, merchant processing, online payment portal, lockbox, smart safe, ACH origination, online bill pay, wire transfer, and positive and reverse positive pay services, as well as sells various life insurance products. Further, it provides online and mobile banking; health savings accounts; wealth management, financial planning, investment management, and insurance services; retirement services, including individual retirement accounts (IRAs), business IRAs, and employee benefit plans; and estate planning and settlement services. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.

Why Investors Should Care

Healthy Margins

Operating margin of 46.6% supports profitability.

Dividend Income

Offers a dividend yield of 3.24%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +8.5%, earnings -5.6%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-
1 Year:8.50%

Compounded Profit Growth

5 Years:-
1 Year:-5.60%

Stock Price Performance

1 Year:+28.53%
6 Months:+17.23%
3 Months:+11.72%
1 Month:+1.30%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 88% of range
$14.46 $20.32
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)54.24 · Neutral
Price Performance
1M+1.30%
3M+11.72%
6M+17.23%
1Y+28.53%

Auto-generated from price history and fundamentals; not investment advice.

⚙Ad space

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Attractive dividend yield of 3.24%.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
-5.98
Industry PE
13.30
Forward P/E
8.84
PEG Ratio
0.80
Book Value
$13.62
Price to Book
1.45
P/S
-43.77
EV/EBITDA
-
Dividend Yield
3.24%

Growth (CAGR)

Revenue 5Y
-
Profit 5Y
-
Revenue (YoY)
8.50%
Earnings (YoY)
-5.60%

Profitability & Returns

ROCE
-
ROE
-20.10%
ROA
-2.09%
Profit Margin
0.00%
Op Margin
46.58%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.51
EPS (TTM)
$-3.28

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$397.22M
Total Assets
$6.56B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
2.24%
Chg in Prom Hold
-
FII / Inst Holding
80.55%
Chg in FII Hold
-0.12%

Financial Snapshot

Enterprise Value
$1.01B
Total Revenue (TTM)
$-23.16M
EBITDA
-
Free Cash Flow
$74.28M
Operating Cash Flow
$84.75M
Shares Outstanding
51.33M
Gross Margin
0.00%
Payout Ratio
54.70%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 HBNC Horizon Bancorp, Inc. R2K 19.62 -5.98 $1.01B 3.24% - -20.10% - -
2 JPM JPMorgan Chase & Co. SPX 342.89 16.42 $918.78B 1.87% - 16.47% 5.35% 7.56%
3 BRK-B Berkshire Hathaway Inc. SPX 491.09 14.61 $686.70B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPX 356.02 31.01 $590.89B 0.83% 37.15% 60.35% 14.33% 13.04%
5 MA Mastercard Incorporated SPX 538.02 31.10 $471.86B 0.71% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPX 60.62 15.04 $430.20B 2.00% - 10.64% 6.00% 3.49%
7 MS Morgan Stanley SPX 227.67 20.62 $359.10B 1.87% - 16.39% 3.76% 9.66%
8 GS The Goldman Sachs Group, Inc. SPX 1,140.00 20.83 $336.31B 1.69% - 14.55% - 2.21%
9 WFC Wells Fargo & Company SPX 85.29 13.18 $261.00B 2.11% - 12.03% 4.02% 15.98%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Jun 2015Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026
Net Income 4.73M4.29M6.17M5.38M6.33M6.60M5.60M8.22M9.07M8.17M7.65M12.80M14.12M13.06M13.13M10.82M16.64M20.54M18.54M11.65M14.64M20.31M21.89M20.42M22.17M23.07M21.43M23.56M24.86M23.82M18.23M18.76M16.20M13.99M14.14M18.18M23.94M20.64M-221.99M26.17M
Diluted EPS 0.330.240.340.300.340.300.250.250.270.240.200.330.370.340.340.280.370.460.410.260.330.460.500.460.500.520.490.540.570.550.420.430.370.320.320.410.540.47-4.690.51

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Net Income 9.14M10.46M12.80M19.54M19.88M18.10M20.55M23.91M33.12M53.12M66.54M68.50M87.09M93.41M27.98M35.43M-150.48M
Diluted EPS 1.581.211.512.302.171.271.260.790.951.381.531.551.982.140.640.80-3.24

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --1.40B1.55B1.85B1.76B2.08B2.65B3.14B3.96B4.25B5.25B5.89B7.41B7.87B7.94B7.80B6.44B
Total Equity 103.35M114.61M112.28M121.47M158.97M164.52M194.41M266.83M340.86M457.08M491.99M656.02M692.22M723.21M677.38M718.81M763.58M688.25M
Cash & Equivalents 38.68M68.70M15.68M20.45M30.73M31.72M43.48M35.32M53.42M59.98M58.49M98.83M249.71M593.51M-526.51M293.43M139.46M
Long Term Debt ---370.11M345.76M256.30M351.20M449.35M----475.00M712.74M1.14B1.35B1.23B248.59M
Total Liabilities --1.29B1.43B1.69B1.59B1.88B2.39B2.80B3.51B3.75B4.59B5.19B6.69B7.20B7.22B7.04B5.75B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 14.71M24.91M22.41M26.35M46.97M--25.55M49.06M72.29M174.37M78.86M106.35M94.38M88.94M6.37M79.23M
Investing Cash Flow -51.68M27.82M-142.17M-60.38M49.80M--222.31M-278.92M-303.76M-94.14M-478.46M-344.85M-1.02B329.52M-52.78M979.48M
Financing Cash Flow 66.99M-105.74M124.53M44.33M-95.78M---229.76M236.42M229.99M-39.89M550.48M582.30M455.55M-15.44M-186.68M-1.21B
Capital Expenditure -4.07M-2.41M-2.44M-6.98M-6.32M-6.25M-5.62M-1.38M-2.69M-3.43M-4.61M-5.87M-1.44M-6.43M-7.78M-5.08M-4.96M
Free Cash Flow 10.65M22.50M19.97M19.36M40.65M--24.16M46.38M68.85M169.76M72.99M104.91M87.95M81.16M1.28M74.28M
Share Buybacks -----------19.64M7.61M000-

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -----------------
ROE % 8.0%9.3%10.5%12.3%12.1%9.3%7.7%7.0%7.2%10.8%10.1%9.9%12.0%13.8%3.9%4.6%-21.9%
ROCE % -----------------

Shareholding Pattern

Insiders
2.24%
Institutions
80.55%
Public Float
82.40%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 12.80% 6.57M $130.07M
2 Vanguard Capital Management LLC 4.34% 2.23M $44.08M
3 Sapient Capital LLC 4.05% 2.08M $41.16M
4 Dimensional Fund Advisors LP 3.83% 1.97M $38.90M
5 PL Capital Advisors, LLC 3.53% 1.81M $35.88M
6 State Street Corporation 3.23% 1.66M $32.84M
7 Jennison Associates LLC 3.13% 1.61M $31.78M
8 Adage Capital Partners GP L.L.C. 2.87% 1.47M $29.11M
9 FJ Capital Management LLC 2.52% 1.29M $25.55M
10 Geode Capital Management, LLC 2.51% 1.29M $25.51M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for HBNC

Google News Sun, 12 Jul 2026

Horizon Bancorp (IN) (NASDAQ:HBNC) Upgraded to "Buy" at Wall Street Zen - MarketBeat

<a href="https://news.google.com/rss/articles/CBMiugFBVV95cUxNeUlOQi1LeWRmQUo5bDR1Zk5ya0NDWkY4VFVfLVhSYVN0bEtHR2MxWWdmVDlMbUtZcEFyaExmNk5yVHhaMlBKQUh5MEJCQlNhYjBRR1FuQ3phYUdERlNqWnZJMDlETmFWSjYtWnhxRkpBNGJjUGZDZnJ3SG1raXpTbGhlZDQwS3QxOHJDQz…

Google News Wed, 01 Jul 2026

Horizon Bancorp, Inc. Announces Conference Call to Review Second Quarter Results on July 23 - Stock Titan

<a href="https://news.google.com/rss/articles/CBMiuAFBVV95cUxNYWN1b21BdnpTSlBFTndqOWVIaU8tQmxMeEJ5ejNrS01WOF9CLUdrSVloMnpZWUZwaGhTcUtfeTBZYk5YbWtqTElTNUZQZGZ2cWlzZGtudUNkV3cyWVhPazBrSmpZM1RqZmdMRDlnZTBmb3lpV3pYMzJyTjlwRzNPcVlYYXZFNm81NlNPMV…

Google News Mon, 13 Jul 2026

Horizon Bancorp Inc. (HBNC) Q1 2026 Earnings: EPS Beats Estimates, Stock Rises 0.51% - Basic EPS Analysis - DonanımHaber

<a href="https://news.google.com/rss/articles/CBMivwFBVV95cUxQcE02eHNwWmVvNlRBeHFkcm5rU3BBcHRkNmk1eGx0cXpFNEt0VHVBdWJlc2JTWHptWk50RktUWXBOOVhSSFFDcXhYZV9YMWRBY2hHc0g0Zy05Q01FV3Vwc0FlNm5RMzhWNEF6WlhUVmxxa3REQWNJVHhqNmxFaXlOTGp6ZEx3cFpaOHhOWl…

Google News Fri, 03 Jul 2026

Horizon Bancorp (HBNC) Faces Jury Verdict, Is The Stock Still Trading At A Discount? - simplywall.st

<a href="https://news.google.com/rss/articles/CBMiywFBVV95cUxNNGhjd3lMQjg3VWJJdUpkNnZveWJybjYwelZkdmRYbmJmSXQzU1FKMTF3ZUxxSWxNWGdLd3FFTlNOQUdRVFQ4ZU8wVVJNRDB0d3hNS0pBSzh4TkJiNDM0X195UzJfYkhNUEwwR1YwamVxLWMtYWVWODhYZnRScFI3SjZsQlhaNnlvNUNicX…

Google News Fri, 26 Jun 2026

Horizon Bancorp, Inc. Actuals & Estimates (NASDAQ:HBNC) - TradingView

<a href="https://news.google.com/rss/articles/CBMihgFBVV95cUxQekNhbk12cHRRYU9MeDlQa0d5NkVMUDV2cHNlSEJIWnBzSUpFWmRsTm5BNWpla0dvaWZMdlVvd3lFRWpONE9WeDJ2djIwaHJWZjMyeVkwWHRUV3lEcXJsa21HcDJFbzUzbmZCaUFEZnNrUFdNU2pxVE5wZmpINVhSSDBRREJpdw?oc=5" t…

Google News ue, 07 Jul 2026

Liquidity Mapping Around (HBNC) Price Events - Stock Traders Daily

<a href="https://news.google.com/rss/articles/CBMivwFBVV95cUxQVXhEVENCWFd1d3Zsd3BWcGh1SWVScVI3eFNoT3paQ3pvWGhlU3R5QVJ1VXV4RkJpU0NjQkhtVlZSVC1razhKNjN3SFN4YWlpYnhkc185UnpDc1Vzb3B6RmZaS2RjMVVmOUxtV2VoUm5VbW55M21VQnJPZXVHOHRUbVVJV1RPRVluYlJidU…

HBNC — Frequently Asked Questions

What is the current share price of Horizon Bancorp, Inc. (HBNC)?

As of 2026-07-14 21:23 PDT, Horizon Bancorp, Inc. (HBNC) trades at $19.62 on NasdaqGS. Its 52-week range is $14.46 to $20.32.

What is the market capitalisation of HBNC?

Horizon Bancorp, Inc. (HBNC) has a market capitalisation of $1.01B on NasdaqGS.

What is the P/E ratio of HBNC?

HBNC trades at a trailing price-to-earnings (P/E) ratio of -5.98. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.45.

Does HBNC pay a dividend?

Horizon Bancorp, Inc. (HBNC) currently offers a dividend yield of 3.24%.

What is the return on equity (ROE) of HBNC?

HBNC has a return on equity (ROE) of -20.10%.

Is HBNC a good stock to buy?

This page provides a data-driven analysis of Horizon Bancorp, Inc. (HBNC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks
⚙Ad space