Horizon Bancorp, Inc. HBNC R2KR3KFINANCIAL

Q: What is the current share price of Horizon Bancorp, Inc. (HBNC)?

As of 2026-09-07 16:24 PDT, Horizon Bancorp, Inc. (HBNC) trades at $19.91 on NasdaqGS. Its 52-week range is $14.59 to $20.80.

Q: What is the market capitalisation of HBNC?

Horizon Bancorp, Inc. (HBNC) has a market capitalisation of $1.02B on NasdaqGS.

Q: What is the P/E ratio of HBNC?

HBNC trades at a trailing price-to-earnings (P/E) ratio of -6.07. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.44.

Q: Does HBNC pay a dividend?

Horizon Bancorp, Inc. (HBNC) currently offers a dividend yield of 3.13%.

Q: What is the return on equity (ROE) of HBNC?

HBNC has a return on equity (ROE) of -18.98%.

Q: Is HBNC a good stock to buy?

This page provides a data-driven analysis of Horizon Bancorp, Inc. (HBNC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Financial Services · Banks - Regional · United States

https://www.horizonbank.com

Company Profile ↓

$19.91

+27.14% 1Y

Mkt Cap$1.02B

P/E-6.07

P/B1.44

Div. Yield3.13%

52W High$20.80

52W Low$14.59

Book Value$14.21

EPS (TTM)$-3.28

Company Overview

Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides commercial loans, residential real estate loans, mortgage warehouse loans, and consumer loans; home equity loans and lines; auto loans; personal loans and lines; business loans and lines; SBA loans; public fund, medical practice, and franchise financing; and equipment finance solutions. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; debit and credit cards; treasury management; and remote deposit, merchant processing, online payment portal, lockbox, smart safe, ACH origination, online bill pay, wire transfer, and positive and reverse positive pay services, as well as sells various life insurance products. Further, it provides online and mobile banking; health savings accounts; wealth management, financial planning, investment management, and insurance services; retirement services, including individual retirement accounts (IRAs), business IRAs, and employee benefit plans; and estate planning and settlement services. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.

Why Investors Should Care

Healthy Margins

Operating margin of 43.5% supports profitability.

Dividend Income

Offers a dividend yield of 3.13%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

Trailing 12 Months Year-on-year growth — revenue +16.9%, earnings +3.7%.

Growth & Price Performance

Compounded Sales Growth

5 Years:	-
1 Year:	16.90%

Compounded Profit Growth

5 Years:	-
1 Year:	3.70%

Stock Price Performance

1 Year:	+27.14%
6 Months:	+24.37%
3 Months:	+7.02%
1 Month:	-2.78%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Mixed

52-Week Range 86% of range

$14.59 $20.80

Trend Signals

Price vs 50-DMABelow
Price vs 200-DMAAbove
RSI (14)51.33 · Neutral

Price Performance

1M-2.78%

3M+7.02%

6M+24.37%

1Y+27.14%

Auto-generated from price history and fundamentals; not investment advice.

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Period: Metric:

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

Attractive dividend yield of 3.13%.
Generates positive free cash flow.
In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

Valuation

Stock P/E

-6.07

Industry PE

14.52

Forward P/E

8.93

PEG Ratio

0.80

Book Value

$14.21

Price to Book

1.44

P/S

-84.24

EV/EBITDA

Dividend Yield

3.13%

Growth (CAGR)

Revenue 5Y

Profit 5Y

Revenue (YoY)

16.90%

Earnings (YoY)

3.70%

Profitability & Returns

ROCE

ROE

-18.98%

ROA

-2.02%

Profit Margin

0.00%

Op Margin

43.47%

Gross Margin

0.00%

EPS (Latest Qtr)

$0.49

EPS (TTM)

$-3.28

Balance Sheet & Liquidity

Debt/Equity

0.45

Quick Ratio

Current Ratio

Debt

$379.09M

Total Assets

$6.57B

Current Assets

Working Capital

Ownership

Promoter Holding

2.23%

Chg in Prom Hold

0.00%

FII / Inst Holding

81.82%

Chg in FII Hold

0.08%

Financial Snapshot

Enterprise Value

$1.02B

Total Revenue (TTM)

$-12.38M

EBITDA

Free Cash Flow

$74.28M

Operating Cash Flow

$79.23M

Shares Outstanding

51.09M

Gross Margin

0.00%

Payout Ratio

54.70%

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	HBNC Horizon Bancorp, Inc. R2KR3KFINANCIAL	19.91	-6.07	$1.02B	3.13%	-	-18.98%	-	-
2	JPM JPMorgan Chase & Co. SPXR3KFINANCIAL	358.64	15.37	$953.34B	1.68%	-	17.79%	12.50%	14.83%
3	BRK-B Berkshire Hathaway Inc. SPXFINANCIAL	506.03	15.07	$707.59B	0.00%	-	10.50%	4.18%	9.44%
4	V Visa Inc. SPXR3KFINANCIAL	374.00	31.86	$637.34B	0.72%	37.15%	61.19%	14.33%	13.04%
5	MA Mastercard Incorporated SPXR3KFINANCIAL	579.21	31.82	$503.60B	0.60%	60.19%	-	12.29%	19.21%
6	BAC Bank of America Corporation SPXR3KFINANCIAL	62.68	14.48	$438.31B	2.03%	-	11.20%	3.14%	4.27%
7	BRK-A Berkshire Hathaway Inc. FINANCIAL	759,350.00	15.07	$384.00B	0.00%	-	10.50%	7.60%	10.02%
8	HSBC HSBC Holdings plc FINANCIAL	107.11	15.30	$367.34B	3.62%	-	13.10%	9.75%	12.72%
9	MS Morgan Stanley SPXR3KFINANCIAL	217.72	17.59	$342.26B	2.15%	-	17.97%	3.76%	9.66%

Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric	Dec 2015	Mar 2016	Jun 2016	Sep 2016	Dec 2016	Mar 2017	Jun 2017	Sep 2017	Dec 2017	Mar 2018	Jun 2018	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Mar 2023	Jun 2023	Sep 2023	Mar 2024	Jun 2024	Sep 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	68.08M	65.04M	-238.19M	73.75M	72.26M	-
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	36.91M	36.12M	34.45M	25.81M	24.41M	-
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	28.08M	24.40M	-286.33M	32.70M	32.34M	-
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4.14M	3.75M	-64.34M	5.77M	6.18M	-
Net Income	6.17M	5.38M	6.33M	6.60M	5.60M	8.22M	9.07M	8.17M	7.65M	12.80M	14.12M	13.06M	13.13M	10.82M	16.64M	20.54M	18.54M	11.65M	14.64M	20.31M	21.89M	20.42M	22.17M	23.07M	21.43M	23.56M	24.86M	23.82M	18.23M	18.76M	16.20M	13.99M	14.14M	18.18M	23.94M	20.64M	-221.99M	26.92M	26.17M	-
Diluted EPS	0.34	0.30	0.34	0.30	0.25	0.25	0.27	0.24	0.20	0.33	0.37	0.34	0.34	0.28	0.37	0.46	0.41	0.26	0.33	0.46	0.50	0.46	0.50	0.52	0.49	0.54	0.57	0.55	0.42	0.43	0.37	0.32	0.32	0.41	-	0.47	-4.69	0.53	0.51	0.49

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Net Income	9.14M	10.46M	12.80M	19.54M	19.88M	18.10M	20.55M	23.91M	33.12M	53.12M	66.54M	68.50M	87.09M	93.41M	27.98M	35.43M	-150.48M
Diluted EPS	1.58	1.21	1.51	2.30	2.17	1.27	1.26	0.79	0.95	1.38	1.53	1.55	1.98	2.14	0.64	0.80	-3.24

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	-	1.40B	1.55B	1.85B	1.76B	2.08B	2.65B	3.14B	3.96B	4.25B	5.25B	5.89B	7.41B	7.87B	7.94B	7.80B	6.44B
Total Equity	103.35M	114.61M	112.28M	121.47M	158.97M	164.52M	194.41M	266.83M	340.86M	457.08M	491.99M	656.02M	692.22M	723.21M	677.38M	718.81M	763.58M	688.25M
Cash & Equivalents	38.68M	68.70M	15.68M	20.45M	30.73M	31.72M	43.48M	35.32M	53.42M	59.98M	58.49M	98.83M	249.71M	593.51M	-	526.51M	293.43M	139.46M
Long Term Debt	-	-	-	370.11M	345.76M	256.30M	351.20M	449.35M	-	-	-	-	475.00M	712.74M	1.14B	1.35B	1.23B	248.59M
Total Liabilities	-	-	1.29B	1.43B	1.69B	1.59B	1.88B	2.39B	2.80B	3.51B	3.75B	4.59B	5.19B	6.69B	7.20B	7.22B	7.04B	5.75B

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	14.71M	24.91M	22.41M	26.35M	46.97M	-	-	25.55M	49.06M	72.29M	174.37M	78.86M	106.35M	94.38M	88.94M	6.37M	79.23M
Investing Cash Flow	-51.68M	27.82M	-142.17M	-60.38M	49.80M	-	-	222.31M	-278.92M	-303.76M	-94.14M	-478.46M	-344.85M	-1.02B	329.52M	-52.78M	979.48M
Financing Cash Flow	66.99M	-105.74M	124.53M	44.33M	-95.78M	-	-	-229.76M	236.42M	229.99M	-39.89M	550.48M	582.30M	455.55M	-15.44M	-186.68M	-1.21B
Capital Expenditure	-4.07M	-2.41M	-2.44M	-6.98M	-6.32M	-6.25M	-5.62M	-1.38M	-2.69M	-3.43M	-4.61M	-5.87M	-1.44M	-6.43M	-7.78M	-5.08M	-4.96M
Free Cash Flow	10.65M	22.50M	19.97M	19.36M	40.65M	-	-	24.16M	46.38M	68.85M	169.76M	72.99M	104.91M	87.95M	81.16M	1.28M	74.28M
Share Buybacks	-	-	-	-	-	-	-	-	-	-	-	19.64M	7.61M	0	0	0	-

Ratios (Annual)

Figures in %.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
ROE %	8.0%	9.3%	10.5%	12.3%	12.1%	9.3%	7.7%	7.0%	7.2%	10.8%	10.1%	9.9%	12.0%	13.8%	3.9%	4.6%	-21.9%
ROCE %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Shareholding Pattern

Insiders

2.23%

Institutions

81.82%

Public Float

83.69%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Blackrock Inc.	14.03%	7.20M	$140.87M
2	Alliancebernstein L.P.	4.35%	2.24M	$43.73M
3	Vanguard Capital Management LLC	4.29%	2.20M	$43.10M
4	PL Capital Advisors, LLC	3.53%	1.81M	$35.46M
5	State Street Corporation	3.52%	1.81M	$35.37M
6	Jennison Associates LLC	3.20%	1.64M	$32.16M
7	Dimensional Fund Advisors LP	3.06%	1.57M	$30.74M
8	Adage Capital Partners GP L.L.C.	2.67%	1.37M	$26.77M
9	Geode Capital Management, LLC	2.61%	1.34M	$26.22M
10	FJ Capital Management LLC	2.43%	1.25M	$24.38M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for HBNC

Google News hu, 03 Sep 2026

Man Group plc Buys New Shares in Horizon Bancorp (IN) $HBNC - marketbeat.com

<a href="https://news.google.com/rss/articles/CBMiuAFBVV95cUxQT3BKOTdtZk1ycnhOTUxZSjhiclloYXprMEZqbHFwYXo4YmN5MEF2UlNCTzh5Qzg5SE12eF93WVdFMUFmcUlvOEI0RmVLTmhtdUhNQUlHQk9tS2IweDZKTDhkX0ozdEl4eV8yazF0WjJLY01wRnk0a0ZTelRhVjJod1dzTV9YeUtJeFVaSm…

Google News Sun, 06 Sep 2026

3 US Financial Stocks That Could Benefit If Fed Rates Stay Higher - simplywall.st

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Google News hu, 27 Aug 2026

Horizon Bancorp (HBNC) director reports new 306-share grant - Stock Titan

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Google News Wed, 22 Jul 2026

Horizon Bancorp (HBNC) Lags Q2 Earnings and Revenue Estimates - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMimAFBVV95cUxOQlpkRDFxOHJ0RU1UTWJoZjR3bHRpcXlnb21MRll2TTh2TGE5VDBrc1FTTVVlak0zbk1SSTNaMy1fUW9aemlYQ3lxbjdIcENwNE1heU9RWTNDVVlFLXJUODdGYXkzUzJaRGI3T2VMTlhFN1dYa2x2VGh6UEY4el9sM3ZGR0hjNHZRbUt1aU…

Google News Mon, 31 Aug 2026

Avoiding Lag: Real-Time Signals in (HBNC) Movement - Stock Traders Daily

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Google News hu, 27 Aug 2026

Horizon Bancorp (HBNC) director gets 306-share stock grant - Stock Titan

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HBNC — Frequently Asked Questions

What is the current share price of Horizon Bancorp, Inc. (HBNC)?

As of 2026-09-07 16:24 PDT, Horizon Bancorp, Inc. (HBNC) trades at $19.91 on NasdaqGS. Its 52-week range is $14.59 to $20.80.

What is the market capitalisation of HBNC?

Horizon Bancorp, Inc. (HBNC) has a market capitalisation of $1.02B on NasdaqGS.

What is the P/E ratio of HBNC?

HBNC trades at a trailing price-to-earnings (P/E) ratio of -6.07. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.44.

Does HBNC pay a dividend?

Horizon Bancorp, Inc. (HBNC) currently offers a dividend yield of 3.13%.

What is the return on equity (ROE) of HBNC?

HBNC has a return on equity (ROE) of -18.98%.

Is HBNC a good stock to buy?

This page provides a data-driven analysis of Horizon Bancorp, Inc. (HBNC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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Horizon Bancorp, Inc. HBNC R2KR3KFINANCIAL

Company Overview

Why Investors Should Care

Recent Developments

Growth & Price Performance

Compounded Sales Growth

Compounded Profit Growth

Stock Price Performance

Price Chart

Technical Trend

Fundamental Growth Charts

PROS

CONS

Valuation

Growth (CAGR)

Profitability & Returns

Balance Sheet & Liquidity

Ownership

Financial Snapshot

Peer comparison

Quarterly Results

Profit & Loss (Annual)

Balance Sheet (Annual)

Cash Flows (Annual)

Ratios (Annual)

Shareholding Pattern

Top Institutional Holders

Analyst View

Latest News

Man Group plc Buys New Shares in Horizon Bancorp (IN) $HBNC - marketbeat.com

3 US Financial Stocks That Could Benefit If Fed Rates Stay Higher - simplywall.st

Horizon Bancorp (HBNC) director reports new 306-share grant - Stock Titan

Horizon Bancorp (HBNC) Lags Q2 Earnings and Revenue Estimates - Yahoo Finance

Avoiding Lag: Real-Time Signals in (HBNC) Movement - Stock Traders Daily

Horizon Bancorp (HBNC) director gets 306-share stock grant - Stock Titan

HBNC — Frequently Asked Questions

What is the current share price of Horizon Bancorp, Inc. (HBNC)?

What is the market capitalisation of HBNC?

What is the P/E ratio of HBNC?

Does HBNC pay a dividend?

What is the return on equity (ROE) of HBNC?

Is HBNC a good stock to buy?

Explore More