Home Bancorp, Inc. HBCP R2K

Financial Services · Banks - Regional · United States

https://www.home24bank.com

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States. The company offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts; custodial accounts; health savings and individual retirement accounts; and statement savings. It also provides various loan products comprising one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans; personal loans, including auto, savings and CD secured, unsecured, and credit builder loans; and business loans, such as business term and SBA loans. In addition, the company invests in loans and securities. Further, it offers debit and credit cards; account services; treasury management, such as online banking and bill pay, mobile banking, remote deposit capture, positive pay, and ACH positive pay services; merchant card services; and payroll cards. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.

Market & Price

Market Cap

$504.91M

Current Price

$64.38

High / Low (52W)

$65.40 / $47.34

Beta

0.51

Valuation

Stock P/E

10.82

Industry PE

12.01

Forward P/E

10.28

PEG Ratio

Book Value

$56.73

Price to Book

1.13

P/S

3.35

EV/EBITDA

Dividend Yield

1.90%

Profitability & Returns

ROCE

ROE

10.97%

ROA

1.32%

Profit Margin

30.85%

Op Margin

40.51%

EPS (Latest Qtr)

$1.45

EPS (TTM)

$5.95

Balance Sheet & Liquidity

Debt/Equity

Quick Ratio

Current Ratio

Debt

$54.94M

Total Assets

$3.49B

Current Assets

Working Capital

Ownership

Promoter Holding

12.25%

Chg in Prom Hold

FII / Inst Holding

51.53%

Chg in FII Hold

Financial Snapshot

Enterprise Value

$335.26M

Total Revenue (TTM)

$150.59M

EBITDA

Free Cash Flow

Operating Cash Flow

$58.75M

Shares Outstanding

7.84M

Gross Margin

0.00%

Payout Ratio

19.83%

Growth (CAGR)

Revenue 5Y

4.08%

Profit 5Y

10.57%

Revenue (YoY)

5.50%

Earnings (YoY)

5.80%

PROS

Excellent profit margin of 30.9%.
Profit CAGR of 10.6% over 5 years.
In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	HBCP Home Bancorp, Inc. R2K	64.38	10.82	$504.91M	1.90%	-	10.97%	4.08%	10.57%
2	JPM JPMorgan Chase & Co. SPX	299.31	14.33	$802.00B	2.00%	-	16.47%	12.50%	14.83%
3	V Visa Inc. SPX	326.36	28.48	$620.65B	0.82%	38.38%	60.35%	10.92%	10.28%
4	MA Mastercard Incorporated SPX	493.98	28.57	$436.47B	0.70%	61.47%	-	13.82%	14.66%
5	MS Morgan Stanley SPX	208.00	18.84	$328.08B	1.92%	-	16.39%	9.52%	15.20%
6	GS The Goldman Sachs Group, Inc. SPX	1,025.56	18.73	$302.55B	1.76%	-	14.55%	7.16%	15.11%
7	WFC Wells Fargo & Company SPX	77.54	11.98	$237.29B	2.32%	-	12.03%	4.02%	15.98%
8	BLK BlackRock, Inc. SPX	1,046.88	26.32	$162.51B	2.19%	4.89%	11.90%	10.65%	2.36%
9	SCHW The Charles Schwab Corporation SPX	87.35	17.37	$151.91B	1.47%	-	19.08%	4.83%	7.21%

Quarterly Results

Figures in USD.

Metric	Jun 2016	Sep 2016	Dec 2016	Mar 2017	Jun 2017	Sep 2017	Dec 2017	Mar 2018	Jun 2018	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	35.76M	37.07M	37.84M	38.05M	38.22M
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	15.45M	15.28M	15.12M	14.67M	13.26M
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	13.79M	14.17M	15.54M	14.52M	14.36M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2.82M	2.84M	3.19M	3.11M	3.00M
Net Income	4.02M	4.36M	4.28M	5.00M	4.49M	4.09M	3.24M	7.46M	7.78M	8.26M	8.09M	7.89M	6.58M	6.86M	6.61M	2.48M	2.92M	8.78M	10.58M	11.93M	11.40M	15.06M	10.24M	4.40M	8.46M	10.43M	10.78M	11.32M	9.78M	9.75M	9.38M	9.20M	8.12M	-	-	10.96M	11.33M	12.36M	11.41M	11.36M
Diluted EPS	0.57	0.61	0.60	0.69	0.62	0.56	0.41	0.81	0.83	0.89	0.87	0.85	0.72	0.75	0.73	0.27	0.33	1.01	1.24	1.41	1.34	1.79	1.23	0.53	1.03	1.28	1.32	1.39	1.21	1.22	1.17	1.14	1.02	-	-	1.37	1.45	1.59	1.46	1.45

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	131.90M	135.33M	134.89M	148.72M
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	7.92M	42.97M	64.50M	60.52M
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	42.50M	50.15M	45.18M	58.02M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	8.43M	9.91M	8.76M	11.96M
Net Income	4.68M	4.69M	5.12M	9.19M	7.29M	9.87M	12.55M	16.01M	16.82M	31.59M	27.93M	24.77M	-	34.07M	40.24M	36.43M	46.06M
Diluted EPS	0.58	0.62	0.71	1.28	1.06	1.42	1.79	2.25	2.28	3.40	3.05	2.85	-	4.16	4.99	4.55	5.87

Compounded Sales Growth

5 Years:	4.08%
1 Year:	5.50%

Compounded Profit Growth

5 Years:	10.57%
1 Year:	5.80%

Stock Price Performance

1 Year:	+30.50%
6 Months:	+16.14%
3 Months:	+9.47%
1 Month:	+3.58%

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	-	700.42M	963.79M	962.93M	984.24M	1.22B	1.55B	1.56B	2.23B	2.15B	2.20B	2.59B	-	3.23B	3.32B	3.44B	3.49B
Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & Equivalents	20.15M	25.71M	36.97M	31.77M	39.54M	32.64M	29.08M	24.80M	29.32M	150.42M	59.62M	-	-	-	87.75M	75.93M	98.55M	141.60M
Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	40.76M	73.58M	-	-	-
Total Liabilities	-	-	568.89M	829.50M	821.35M	842.33M	1.07B	1.39B	1.38B	1.95B	1.85B	1.88B	2.27B	-	2.90B	2.95B	3.05B	3.06B
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	80.77M	102.49M	98.32M	57.70M
Total Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	235.76M	252.49M	235.54M	57.70M
Total Equity	126.96M	132.75M	131.53M	134.28M	141.57M	141.91M	154.14M	165.05M	179.84M	277.87M	304.04M	316.33M	321.84M	-	329.95M	367.44M	396.09M	435.09M
Shares Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	-	8.29M	8.16M	8.09M	7.83M

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	4.44M	-80.47K	17.52M	11.34M	21.28M	-	-	20.49M	24.75M	47.13M	43.94M	49.03M	-	51.20M	41.36M	48.73M	54.51M
Investing Cash Flow	17.40M	66.63M	-48.16M	7.84M	-42.87M	-	-	-11.50M	78.67M	-24.68M	-72.33M	-260.04M	-	-495.35M	-94.25M	-107.11M	-2.88M
Financing Cash Flow	-16.28M	-55.28M	25.43M	-11.41M	14.70M	-	-	-4.47M	17.68M	-113.24M	8.62M	359.11M	-	-69.89M	41.33M	81.09M	-8.57M
Capital Expenditure	-1.75M	-8.28M	-1.18M	-1.45M	-1.35M	-3.30M	-828.72K	-4.11M	-1.92M	-5.01M	-3.84M	-2.15M	-	-2.71M	-2.02M	-4.06M	-10.17M
Free Cash Flow	2.70M	-8.36M	16.34M	9.89M	19.93M	-	-	16.38M	22.84M	42.12M	40.10M	46.88M	-	48.49M	39.33M	44.67M	44.34M
Net Change in Cash	-	-	-	-	-	-	-	-	-	-	-	-	-	-514.04M	-11.57M	22.72M	43.06M
Share Buybacks	1.85M	8.58M	5.47M	5.83M	6.29M	561.49K	3.47M	357.00K	70.00K	1.19M	15.45M	14.01M	8.90M	11.33M	5.26M	4.77M	14.36M
Dividends Paid	-	-	-	-	-	498.82K	2.16M	-	-	-	-	-	-	-	-	-	-

Ratios (Annual)

Figures in %.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	25.8%	29.7%	27.0%	31.0%
ROE %	3.5%	3.6%	3.8%	6.5%	5.1%	6.4%	7.6%	8.9%	6.1%	10.4%	8.8%	7.7%	-	10.3%	11.0%	9.2%	10.6%
ROCE %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Shareholding Pattern

Insiders

12.25%

Institutions

51.53%

Public Float

58.72%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Dimensional Fund Advisors LP	5.48%	429.58K	$27.66M
2	Blackrock Inc.	5.25%	411.94K	$26.52M
3	Vanguard Capital Management LLC	3.77%	295.78K	$19.04M
4	American Century Companies Inc	2.38%	186.59K	$12.01M
5	Geode Capital Management, LLC	2.10%	164.37K	$10.58M
6	Crawford Fund Management, LLC	2.06%	161.46K	$10.39M
7	State Street Corporation	2.06%	161.27K	$10.38M
8	AQR Capital Management, LLC	1.51%	118.31K	$7.62M
9	Hotchkis & Wiley Capital Management, LLC	1.45%	113.96K	$7.34M
10	NewEdge Advisors, LLC	1.36%	106.30K	$6.84M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for HBCP

No recent headlines available.

HBCP · Financial Services

Home Bancorp, Inc.

About

Key Facts

Sector	Financial Services
Industry	Banks - Regional
Headquarters	United States
Employees	486
Website	https://www.home24bank.com

Press Esc or click outside to close.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks

Home Bancorp, Inc. HBCP R2K

Market & Price

Valuation

Profitability & Returns

Balance Sheet & Liquidity

Ownership

Financial Snapshot

Growth (CAGR)

PROS

CONS

Price Chart

Technical Trend

Fundamental Growth

Peer comparison

Quarterly Results

Profit & Loss (Annual)

Compounded Sales Growth

Compounded Profit Growth

Stock Price Performance

Balance Sheet (Annual)

Cash Flows (Annual)

Ratios (Annual)

Shareholding Pattern

Top Institutional Holders

Analyst View

Latest News

Explore More