Huntington Bancshares Incorporated HBAN SPX

Financial Services · Banks - Regional · United States

https://www.huntington.com

Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services. It offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. The company also provides 24-Hour Grace, Asterisk-Free Checking, Money Scout, $50 Safety Zone, Standby Cash, Early Pay, Instant Access, Savings Goal Getter, And Huntington Heads Up; digitally powered consumer and business financial solutions to consumer finance, regional banking, branch banking, and wealth management customers; direct and indirect consumer loans; dealer finance loans and deposits; and private banking, wealth management and legacy planning through investment and portfolio management, fiduciary administration and trust, institutional custody, and full-service retail brokerage investment services. In addition, it offers equipment financing, asset-based lending, distribution finance, structured lending, municipal financing solutions, and Huntington ChoicePay. Additionally, the company provides lending, liquidity, treasury management and other payment services, and capital markets; government and non-profits, healthcare, technology and telecommunications, franchises, financial sponsors, fund finance, Native American financial, and global services; and corporate risk management, institutional sales and trading, debt and equity issuance, and additional advisory services. The company offers its products through a network of channels, including branches and ATMs, online and mobile banking, and through customer call centers to customers in middle market banking, corporate, specialty, and government banking, asset finance, commercial real estate banking, and capital markets. The company was founded in 1866 and is headquartered in Columbus, Ohio.

Market & Price

Market Cap

$33.16B

Current Price

$16.36

High / Low (52W)

$19.08 / $14.88

Beta

0.98

Valuation

Stock P/E

12.58

Industry PE

12.01

Forward P/E

8.59

PEG Ratio

1.77

Book Value

$14.63

Price to Book

1.12

P/S

4.00

EV/EBITDA

Dividend Yield

3.79%

Profitability & Returns

ROCE

ROE

8.39%

ROA

0.90%

Profit Margin

26.60%

Op Margin

40.70%

EPS (Latest Qtr)

$0.25

EPS (TTM)

$1.30

Balance Sheet & Liquidity

Debt/Equity

Quick Ratio

Current Ratio

Debt

$23.89B

Total Assets

$225.11B

Current Assets

Working Capital

Ownership

Promoter Holding

0.81%

Chg in Prom Hold

FII / Inst Holding

89.49%

Chg in FII Hold

0.00%

Financial Snapshot

Enterprise Value

$39.84B

Total Revenue (TTM)

$8.30B

EBITDA

Free Cash Flow

Operating Cash Flow

$2.49B

Shares Outstanding

2.03B

Gross Margin

0.00%

Payout Ratio

47.69%

Growth (CAGR)

Revenue 5Y

3.88%

Profit 5Y

-0.40%

Revenue (YoY)

33.60%

Earnings (YoY)

-26.50%

PROS

Excellent profit margin of 26.6%.
Attractive dividend yield of 3.79%.

CONS

Earnings shrank at -0.4% CAGR over 5 years.
In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	HBAN Huntington Bancshares Incorporated SPX	16.36	12.58	$33.16B	3.79%	-	8.39%	3.88%	-0.40%
2	JPM JPMorgan Chase & Co. SPX	299.31	14.33	$802.00B	2.00%	-	16.47%	12.50%	14.83%
3	V Visa Inc. SPX	326.36	28.48	$620.65B	0.82%	38.38%	60.35%	10.92%	10.28%
4	MA Mastercard Incorporated SPX	493.98	28.57	$436.47B	0.70%	61.47%	-	13.82%	14.66%
5	MS Morgan Stanley SPX	208.00	18.84	$328.08B	1.92%	-	16.39%	9.52%	15.20%
6	GS The Goldman Sachs Group, Inc. SPX	1,025.56	18.73	$302.55B	1.76%	-	14.55%	7.16%	15.11%
7	WFC Wells Fargo & Company SPX	77.54	11.98	$237.29B	2.32%	-	12.03%	4.02%	15.98%
8	BLK BlackRock, Inc. SPX	1,046.88	26.32	$162.51B	2.19%	4.89%	11.90%	10.65%	2.36%
9	SCHW The Charles Schwab Corporation SPX	87.35	17.37	$151.91B	1.47%	-	19.08%	4.83%	7.21%

Quarterly Results

Figures in USD.

Metric	Mar 2015	Jun 2015	Sep 2015	Dec 2015	Mar 2016	Jun 2016	Sep 2016	Dec 2016	Mar 2017	Jun 2017	Sep 2017	Dec 2017	Mar 2018	Jun 2018	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Mar 2021	Jun 2021	Sep 2021	Mar 2022	Jun 2022	Sep 2022	Mar 2023	Jun 2023	Sep 2023	Mar 2024	Jun 2024	Sep 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	214.00M	217.00M	222.00M	-	222.00M	235.00M	240.00M	-	227.00M	201.00M	224.00M	222.00M	257.00M	315.00M	308.00M	322.00M	345.00M	377.00M	332.00M	338.00M	336.00M	360.00M	362.00M	1.92B	1.94B	2.13B	2.14B	2.57B
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.06B	1.09B	1.09B	1.07B	1.20B
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	653.00M	638.00M	766.00M	631.00M	641.00M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	122.00M	96.00M	133.00M	108.00M	114.00M
Net Income	165.85M	196.21M	152.59M	178.31M	171.00M	175.00M	127.00M	239.00M	207.00M	272.00M	275.00M	432.00M	326.00M	355.00M	378.00M	334.00M	358.00M	364.00M	372.00M	317.00M	48.00M	150.00M	303.00M	532.00M	-15.00M	377.00M	460.00M	539.00M	594.00M	602.00M	559.00M	547.00M	419.00M	474.00M	517.00M	527.00M	536.00M	629.00M	519.00M	523.00M
Diluted EPS	0.19	0.23	0.18	0.21	0.20	0.19	0.11	0.20	0.17	0.23	0.23	0.37	0.28	0.30	0.33	0.29	0.32	0.33	0.34	0.28	0.03	0.13	0.27	0.48	-0.05	0.22	0.29	0.35	0.39	0.39	0.35	0.35	0.26	0.30	0.33	0.34	0.34	0.41	0.30	0.25

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	-	-	-	-	-	-	-	-	-	-	881.00M	939.00M	884.00M	-	7.25B	7.36B	7.38B	8.13B
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	696.00M	3.48B	4.58B	4.32B
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2.76B	2.38B	2.40B	2.69B
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	515.00M	413.00M	443.00M	459.00M
Net Income	-113.81M	-3.09B	312.35M	542.61M	631.29M	641.28M	632.39M	693.00M	712.00M	1.19B	1.39B	1.41B	817.00M	-	2.24B	1.95B	1.94B	2.21B
Diluted EPS	-0.44	-6.14	0.19	0.59	0.69	0.72	0.72	0.81	0.70	1.00	1.20	1.27	0.69	-	1.45	1.24	1.22	1.39

Compounded Sales Growth

5 Years:	3.88%
1 Year:	33.60%

Compounded Profit Growth

5 Years:	-0.40%
1 Year:	-26.50%

Stock Price Performance

1 Year:	+8.70%
6 Months:	+3.04%
3 Months:	-1.63%
1 Month:	+0.31%

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2007	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	-	51.55B	53.82B	54.45B	56.15B	59.47B	66.30B	71.02B	99.71B	104.19B	108.78B	109.00B	123.04B	-	182.91B	189.37B	204.23B	225.11B
Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & Equivalents	2.01B	844.67M	1.52B	1.12B	1.26B	1.26B	1.00B	1.22B	847.00M	1.39B	1.52B	2.67B	-	-	-	6.92B	10.32B	13.33B	14.08B
Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	294.00M	-	-	-	-
Total Liabilities	-	-	46.22B	48.84B	49.03B	50.36B	53.38B	59.97B	64.42B	89.41B	93.37B	97.68B	97.21B	110.05B	-	165.14B	169.97B	184.45B	200.73B
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-	-	-	-	-	-	2.46B	4.34B	7.04B	8.31B	9.21B	8.62B	9.85B	8.35B	-	9.69B	12.39B	16.37B	17.22B
Total Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	11.46B	12.40B	16.43B	18.46B
Total Equity	5.95B	7.23B	5.34B	5.42B	5.78B	5.78B	6.09B	6.33B	6.59B	10.31B	10.81B	11.10B	11.79B	12.99B	-	17.73B	19.35B	19.74B	24.34B
Shares Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.45B	1.46B	1.46B	1.57B

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	1.24B	1.97B	840.82M	1.59B	1.00B	1.01B	888.79M	1.03B	1.22B	1.95B	1.73B	1.57B	1.32B	-	4.03B	2.66B	1.84B	2.48B
Investing Cash Flow	-2.70B	-1.60B	-2.78B	-1.30B	-1.08B	-4.24B	-5.00B	-4.93B	-3.44B	-4.87B	-3.66B	-1.88B	-8.64B	-	-11.61B	-3.00B	-12.12B	-6.35B
Financing Cash Flow	297.80M	305.77M	1.26B	-22.00M	227.69M	2.97B	4.34B	3.52B	2.77B	3.05B	3.09B	-1.20B	12.74B	-	8.76B	3.77B	13.00B	4.51B
Capital Expenditure	-59.95M	-49.22M	-68.20M	-143.76M	-129.64M	-102.21M	-58.86M	-93.00M	-120.00M	-194.00M	-110.00M	-107.00M	-119.00M	-	-214.00M	-140.00M	-143.00M	-267.00M
Free Cash Flow	1.18B	1.92B	772.62M	1.45B	872.49M	911.04M	829.92M	940.00M	1.09B	1.76B	1.62B	1.47B	1.20B	-	3.81B	2.52B	1.69B	2.21B
Net Change in Cash	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1.18B	3.42B	2.72B	648.00M
Share Buybacks	-	-	-	-	-	125.00M	334.43M	252.00M	0	260.00M	939.00M	441.00M	92.00M	650.00M	0	0	-	-
Dividends Paid	-	162.29M	136.50M	92.40M	169.34M	-	-	-	-	-	-	-	-	-	-	-	-	-

Ratios (Annual)

Figures in %.

Metric	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Margin %	-	-	-	-	-	-	-	-	-	-	158.1%	150.3%	92.4%	-	30.9%	26.5%	26.3%	27.2%
ROE %	-1.6%	-58.0%	5.8%	9.4%	10.9%	10.5%	10.0%	10.5%	6.9%	11.0%	12.5%	12.0%	6.3%	-	12.6%	10.1%	9.8%	9.1%
ROCE %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Shareholding Pattern

Insiders

0.81%

Institutions

89.49%

Public Float

90.22%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Blackrock Inc.	8.67%	175.85M	$2.88B
2	Vanguard Capital Management LLC	6.50%	131.81M	$2.16B
3	Wellington Management Group, LLP	6.38%	129.39M	$2.12B
4	State Street Corporation	4.65%	94.35M	$1.54B
5	Vanguard Portfolio Management LLC	4.63%	93.85M	$1.54B
6	Invesco Ltd.	3.32%	67.27M	$1.10B
7	Price (T.Rowe) Associates Inc	3.13%	63.48M	$1.04B
8	Geode Capital Management, LLC	2.80%	56.71M	$927.84M
9	Boston Partners	2.47%	50.15M	$820.46M
10	Dz Bank Ag Deutsche Zentral Genossenschafts Bank, Frankfurt Am Main	2.47%	50.05M	$818.87M

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