Hanmi Financial Corporation HAFC R2K
Financial Services · Banks - Regional · United States
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans comprising commercial term loan, and commercial lines of credit and international; equipment lease financing; and international finance and trade services and products, including letters of credit, and import and export financing. In addition, the company offers small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. Hanmi Financial Corporation was founded in 1982 and is based in Los Angeles, California.
READ MORE ›$30.12
+36.99% 1Y
Market & Price
Market Cap
$896.57M
Current Price
$30.12
High / Low (52W)
$30.78 / $21.52
Beta
0.72
Valuation
Stock P/E
11.24
Industry PE
12.01
Forward P/E
8.81
PEG Ratio
1.39
Book Value
$27.14
Price to Book
1.11
P/S
3.39
EV/EBITDA
-
Dividend Yield
3.72%
Profitability & Returns
ROCE
-
ROE
10.42%
ROA
1.04%
Profit Margin
30.62%
Op Margin
44.27%
EPS (Latest Qtr)
$0.75
EPS (TTM)
$2.68
Balance Sheet & Liquidity
Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$170.94M
Total Assets
$7.87B
Current Assets
-
Working Capital
-
Ownership
Promoter Holding
2.18%
Chg in Prom Hold
0.07%
FII / Inst Holding
96.28%
Chg in FII Hold
-
Financial Snapshot
Enterprise Value
$804.16M
Total Revenue (TTM)
$264.48M
EBITDA
-
Free Cash Flow
-
Operating Cash Flow
$203.53M
Shares Outstanding
29.77M
Gross Margin
0.00%
Payout Ratio
40.67%
Growth (CAGR)
Revenue 5Y
-0.21%
Profit 5Y
-9.13%
Revenue (YoY)
14.60%
Earnings (YoY)
29.30%
PROS
- Excellent profit margin of 30.6%.
- Attractive dividend yield of 3.72%.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -0.2% CAGR over 5 years.
- Earnings shrank at -9.1% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HAFC Hanmi Financial Corporation R2K | 30.12 | 11.24 | $896.57M | 3.72% | - | 10.42% | -0.21% | -9.13% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
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Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 58.39M | 56.68M | - | - | 62.82M | 65.21M | 70.96M | 71.18M | 71.74M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 15.16M | 14.45M | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 44.16M | 44.19M | 44.15M | 42.23M | 38.95M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 25.11M | 21.23M | 31.46M | 30.13M | 30.48M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 7.44M | 6.12M | 9.40M | 8.89M | 7.92M |
| Net Income | 13.96M | 14.83M | 14.80M | 14.15M | 13.12M | 14.42M | 13.78M | 14.46M | 14.92M | 11.50M | 14.86M | 15.55M | 16.08M | 11.38M | 14.67M | 2.66M | 12.38M | 3.08M | 2.35M | 9.18M | 16.34M | 14.33M | 16.66M | 22.12M | 26.57M | 20.70M | 25.05M | 27.17M | 21.99M | 20.62M | 18.80M | 15.16M | 14.45M | - | - | 17.67M | 15.12M | 22.06M | 21.24M | 22.56M |
| Diluted EPS | 0.44 | 0.46 | 0.46 | 0.44 | 0.41 | 0.45 | 0.43 | 0.45 | 0.46 | 0.36 | 0.46 | 0.48 | 0.50 | 0.37 | 0.48 | 0.09 | 0.40 | 0.10 | 0.08 | 0.30 | 0.53 | 0.47 | 0.54 | 0.72 | 0.86 | 0.68 | 0.82 | 0.89 | 0.72 | 0.67 | 0.62 | 0.50 | 0.48 | - | - | 0.58 | 0.50 | 0.73 | 0.70 | 0.75 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | 271.85M | 249.51M | 233.50M | 270.17M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 36.17M | 148.06M | 196.01M | 174.74M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 140.73M | 114.58M | 88.61M | 107.93M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 39.33M | 34.54M | 26.40M | 31.84M |
| Net Income | -122.28M | -88.01M | 28.15M | 90.32M | 39.86M | 49.76M | 53.82M | 56.49M | 54.66M | 57.87M | 32.79M | 42.20M | - | 101.39M | 80.04M | 62.20M | 76.09M |
| Diluted EPS | -20.56 | -7.46 | 1.38 | 2.87 | 1.26 | 1.56 | 1.68 | 1.75 | 1.69 | 1.79 | 1.06 | 1.38 | - | 3.32 | 2.62 | 2.05 | 2.51 |
Compounded Sales Growth
| 5 Years: | -0.21% |
| 1 Year: | 14.60% |
Compounded Profit Growth
| 5 Years: | -9.13% |
| 1 Year: | 29.30% |
Stock Price Performance
| 1 Year: | +36.99% |
| 6 Months: | +9.24% |
| 3 Months: | +16.44% |
| 1 Month: | +1.85% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Jan 2012 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 2.91B | 2.74B | - | 2.88B | 3.05B | 4.23B | 4.23B | 4.70B | 5.21B | 5.50B | 5.54B | 6.20B | - | 7.38B | 7.57B | 7.68B | 7.87B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 352.42M | 302.32M | 304.80M | 212.84M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 18.54M | 23.37M | 22.94M | 24.47M |
| Total Liabilities | - | - | 2.73B | 2.46B | - | 2.50B | 2.65B | 3.78B | 3.74B | 4.17B | 4.65B | 4.95B | 4.97B | 5.62B | - | 6.74B | 6.87B | 6.95B | 7.07B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 179.41M | 205.01M | 168.14M | 130.46M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 479.41M | 455.01M | 393.14M | 280.46M |
| Total Equity | 263.92M | 149.74M | 173.26M | 285.61M | 285.61M | 377.25M | 400.08M | 453.39M | 493.92M | 531.02M | 562.48M | 552.57M | 563.27M | 577.04M | - | 637.51M | 701.89M | 732.17M | 796.39M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 33.71M | 33.92M | 34.15M | 34.29M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 92.26M | 226.44M | 49.24M | 52.83M | 60.72M | 25.47M | 66.53M | 59.35M | 81.66M | 76.64M | 58.80M | 60.20M | - | 147.31M | 109.25M | 52.56M | 206.01M |
| Investing Cash Flow | 427.08M | 35.98M | 99.34M | -37.16M | -304.37M | 16.40M | -20.27M | -496.46M | -520.18M | -311.57M | -44.55M | -407.59M | - | -881.51M | -211.45M | -106.08M | -384.32M |
| Financing Cash Flow | -581.17M | -166.82M | -196.62M | 50.70M | 154.96M | -62.90M | -40.22M | 419.97M | 445.12M | 236.48M | -47.95M | 617.55M | - | 477.65M | 52.10M | 56.00M | 86.35M |
| Capital Expenditure | -988.00K | -1.23M | -1.17M | -675.00K | -1.02M | -1.15M | -1.15M | -730.00K | -843.00K | -3.70M | - | - | - | -1.93M | -2.42M | -2.62M | -2.31M |
| Free Cash Flow | 91.27M | 225.22M | 48.08M | 52.15M | 59.70M | 24.32M | 65.38M | 58.62M | 80.81M | 72.94M | - | - | - | 145.38M | 106.84M | 49.94M | 203.70M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | -256.54M | -50.10M | 2.48M | -91.96M |
| Share Buybacks | - | - | - | - | - | - | - | 0 | 0 | 36.07M | 7.36M | 2.20M | 6.13M | - | 4.08M | 6.31M | 9.40M |
| Dividends Paid | - | - | - | - | 4.44M | 6.69M | 12.78M | 25.66M | 25.81M | 30.92M | 29.78M | 15.96M | 16.51M | 28.64M | 30.54M | 30.38M | 32.62M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | 37.3% | 32.1% | 26.6% | 28.2% |
| ROE % | -81.7% | -50.8% | 9.9% | 23.9% | 10.0% | 11.0% | 10.9% | 10.6% | 9.7% | 10.5% | 5.8% | 7.3% | - | 15.9% | 11.4% | 8.5% | 9.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Insiders
2.18%
Institutions
96.28%
Public Float
98.43%
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.74% | 4.39M | $132.18M |
| 2 | Dimensional Fund Advisors LP | 5.92% | 1.76M | $53.04M |
| 3 | State Street Corporation | 5.18% | 1.54M | $46.40M |
| 4 | LSV Asset Management | 4.52% | 1.35M | $40.53M |
| 5 | Vanguard Capital Management LLC | 4.39% | 1.31M | $39.38M |
| 6 | American Century Companies Inc | 3.45% | 1.03M | $30.97M |
| 7 | Charles Schwab Investment Management, Inc. | 3.23% | 960.55K | $28.93M |
| 8 | Geode Capital Management, LLC | 3.04% | 904.21K | $27.23M |
| 9 | Rhino Investment Partners, Inc. | 2.96% | 881.96K | $26.56M |
| 10 | Vanguard Portfolio Management LLC | 2.50% | 745.06K | $22.44M |
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