Hanmi Financial Corporation HAFC R2KR3KFINANCIAL
Company Overview
Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans comprising commercial term loan, and commercial lines of credit and international; equipment lease financing; and international finance and trade services and products, including letters of credit, and import and export financing. In addition, the company offers small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. Hanmi Financial Corporation was founded in 1982 and is based in Los Angeles, California.
Why Investors Should Care
Net profit has compounded at 12.5% per year over the last five years.
Trades at a P/E of 10.8, below the sector median of 14.5.
Maintains a net profit margin of 32.2%.
Carries low leverage with a debt-to-equity ratio of 0.35.
Offers a dividend yield of 3.48%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $270.17M (+15.3% YoY); net profit $76.09M.
- Trailing 12 Months Year-on-year growth — revenue +23.3%, earnings +58.0%.
- 5-Year Trend Long-term compounding — revenue CAGR -0.2%, profit CAGR 12.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -0.21% |
| 1 Year: | 23.30% |
Compounded Profit Growth
| 5 Years: | 12.51% |
| 1 Year: | 58.00% |
Stock Price Performance
| 1 Year: | +37.42% |
| 6 Months: | +26.74% |
| 3 Months: | +6.29% |
| 1 Month: | -0.37% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)57.79 · Neutral
P/E of 10.79 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 32.2%.
- Profit CAGR of 12.5% over 5 years.
- Attractive dividend yield of 3.48%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -0.2% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HAFC Hanmi Financial Corporation R2KR3KFINANCIAL | 32.06 | 10.79 | $950.56M | 3.48% | - | 11.34% | -0.21% | 12.51% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 58.39M | 56.68M | 58.49M | 62.82M | 65.21M | 70.96M | 71.74M | 72.20M |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 15.16M | 14.45M | 14.89M | 17.67M | 15.12M | 22.06M | 22.56M | 23.50M |
| Net Income | 13.98M | 13.96M | 14.83M | 14.80M | 14.15M | 13.12M | 14.42M | 13.78M | 14.46M | 14.92M | 11.50M | 14.86M | 15.55M | 16.08M | 11.38M | 14.67M | 2.66M | 12.38M | 3.08M | 2.35M | 9.18M | 16.34M | 14.33M | 16.66M | 22.12M | 26.57M | 20.70M | 25.05M | 27.17M | 21.99M | 20.62M | 18.80M | 15.16M | 14.45M | 14.89M | 17.67M | 15.12M | 22.06M | 22.56M | 23.50M |
| Diluted EPS | 0.44 | 0.44 | 0.46 | 0.46 | 0.44 | 0.41 | 0.45 | 0.43 | 0.45 | 0.46 | 0.36 | 0.46 | 0.48 | 0.50 | 0.37 | 0.48 | 0.09 | 0.40 | 0.10 | 0.08 | 0.30 | 0.53 | 0.47 | 0.54 | 0.72 | 0.86 | 0.68 | 0.82 | 0.89 | 0.72 | 0.67 | 0.62 | 0.50 | 0.48 | 0.49 | 0.58 | 0.50 | 0.73 | 0.75 | 0.79 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | 271.85M | 255.45M | 234.36M | 270.17M |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 101.39M | 80.04M | 62.20M | 76.09M |
| Net Income | -122.28M | -88.01M | 28.15M | 90.32M | 39.86M | 49.76M | 53.82M | 56.49M | 54.66M | 57.87M | 32.79M | 42.20M | 98.68M | 101.39M | 80.04M | 62.20M | 76.09M |
| Diluted EPS | -20.56 | -7.46 | 1.38 | 2.87 | 1.26 | 1.56 | 1.68 | 1.75 | 1.69 | 1.79 | 1.06 | 1.38 | 3.22 | 3.32 | 2.62 | 2.05 | 2.51 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Jan 2012 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 2.91B | 2.74B | - | 2.88B | 3.05B | 4.23B | 4.23B | 4.70B | 5.21B | 5.50B | 5.54B | 6.20B | - | 7.38B | 7.57B | 7.68B | 7.87B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 352.42M | 302.32M | 304.80M | 212.84M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 18.54M | 23.37M | 22.94M | 24.47M |
| Total Liabilities | - | - | 2.73B | 2.46B | - | 2.50B | 2.65B | 3.78B | 3.74B | 4.17B | 4.65B | 4.95B | 4.97B | 5.62B | - | 6.74B | 6.87B | 6.95B | 7.07B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 179.41M | 205.01M | 168.14M | 130.46M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 479.41M | 455.01M | 393.14M | 280.46M |
| Total Equity | 263.92M | 149.74M | 173.26M | 285.61M | 285.61M | 377.25M | 400.08M | 453.39M | 493.92M | 531.02M | 562.48M | 552.57M | 563.27M | 577.04M | - | 637.51M | 701.89M | 732.17M | 796.39M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 33.71M | 33.92M | 34.15M | 34.29M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 92.26M | 226.44M | 49.24M | 52.83M | 60.72M | 25.47M | 66.53M | 59.35M | 81.66M | 76.64M | 58.80M | 60.20M | 93.73M | 147.31M | 109.25M | 52.56M | 206.01M |
| Investing Cash Flow | 427.08M | 35.98M | 99.34M | -37.16M | -304.37M | 16.40M | -20.27M | -496.46M | -520.18M | -311.57M | -44.55M | -407.59M | -447.04M | -881.51M | -211.45M | -106.08M | -384.32M |
| Financing Cash Flow | -581.17M | -166.82M | -196.62M | 50.70M | 154.96M | -62.90M | -40.22M | 419.97M | 445.12M | 236.48M | -47.95M | 617.55M | 570.43M | 477.65M | 52.10M | 56.00M | 86.35M |
| Capital Expenditure | -988.00K | -1.23M | -1.17M | -675.00K | -1.02M | -1.15M | -1.15M | -730.00K | -843.00K | -3.70M | - | - | - | - | - | - | - |
| Free Cash Flow | 91.27M | 225.22M | 48.08M | 52.15M | 59.70M | 24.32M | 65.38M | 58.62M | 80.81M | 72.94M | - | - | - | - | - | - | - |
| Share Buybacks | - | - | - | - | - | - | - | 0 | 0 | 36.07M | 7.36M | 2.20M | 6.13M | - | 4.08M | 6.31M | 9.40M |
| Dividends Paid | - | - | - | - | 4.44M | 6.69M | 12.78M | 25.66M | 25.81M | 30.92M | 29.78M | 15.96M | 16.51M | 28.64M | 30.54M | 30.38M | 32.62M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | 37.3% | 31.3% | 26.5% | 28.2% |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | 37.3% | 31.3% | 26.5% | 28.2% |
| ROE % | -81.7% | -50.8% | 9.9% | 23.9% | 10.0% | 11.0% | 10.9% | 10.6% | 9.7% | 10.5% | 5.8% | 7.3% | - | 15.9% | 11.4% | 8.5% | 9.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.80% | 4.39M | $136.66M |
| 2 | Dimensional Fund Advisors LP | 6.02% | 1.79M | $55.63M |
| 3 | State Street Corporation | 5.31% | 1.58M | $49.06M |
| 4 | LSV Asset Management | 4.50% | 1.33M | $41.54M |
| 5 | Vanguard Capital Management LLC | 4.44% | 1.32M | $41.04M |
| 6 | American Century Companies Inc | 3.74% | 1.11M | $34.57M |
| 7 | Charles Schwab Investment Management, Inc. | 3.52% | 1.04M | $32.50M |
| 8 | Geode Capital Management, LLC | 2.95% | 874.14K | $27.22M |
| 9 | AQR Capital Management, LLC | 2.68% | 793.27K | $24.70M |
| 10 | Vanguard Portfolio Management LLC | 2.61% | 773.60K | $24.09M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for HAFC
Are You Looking for a High-Growth Dividend Stock? - Yahoo Finance
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How InvestingPro’s Fair Value spotted Hanmi Financial’s 65% gain By Investing.com - Investing.com
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Is Hanmi Financial (HAFC) Stock Undervalued Right Now? - qz.com
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Improvements At Hanmi Financial Corporation Support An Upgrade - Seeking Alpha
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Why Hanmi Financial (HAFC) is a Great Dividend Stock Right Now - Eastern Progress
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HAFC — Frequently Asked Questions
What is the current share price of Hanmi Financial Corporation (HAFC)?
As of 2026-09-07 16:24 PDT, Hanmi Financial Corporation (HAFC) trades at $32.06 on NasdaqGS. Its 52-week range is $22.10 to $33.02.
What is the market capitalisation of HAFC?
Hanmi Financial Corporation (HAFC) has a market capitalisation of $950.56M on NasdaqGS.
What is the P/E ratio of HAFC?
HAFC trades at a trailing price-to-earnings (P/E) ratio of 10.79. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.16.
Does HAFC pay a dividend?
Hanmi Financial Corporation (HAFC) currently offers a dividend yield of 3.48%.
What is the return on equity (ROE) of HAFC?
HAFC has a return on equity (ROE) of 11.34%.
Is HAFC a good stock to buy?
This page provides a data-driven analysis of Hanmi Financial Corporation (HAFC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.