GBank Financial Holdings Inc. GBFH R2K

Financial Services · Banks - Regional · United States

https://www.gbankfinancialholdings.com

GBank Financial Holdings Inc. operates as a bank holding company for GBank that provides banking services to commercial and consumer customers in Nevada. The company offers business and personal checking and savings accounts. It also provides small business administration loans; commercial real estate, equipment, business term, and medical/professional loans; business lines of credit; accounts receivable/inventory financing services; and credit cards. In addition, the company offers business and personal digital banking; debit cards; additional services; Zelle cash; business courier; merchant card; positive pay; and remote deposit capture services. It serves small- and medium-sized businesses, high net worth individuals, professionals, and investors. The company was founded in 2007 and is based in Las Vegas, Nevada.

Market & Price

Market Cap

$431.07M

Current Price

$29.79

High / Low (52W)

$43.86 / $24.81

Beta

-0.05

Valuation

Stock P/E

24.42

Industry PE

12.01

Forward P/E

8.42

PEG Ratio

Book Value

$11.58

Price to Book

2.57

P/S

5.91

EV/EBITDA

Dividend Yield

Profitability & Returns

ROCE

ROE

11.31%

ROA

1.38%

Profit Margin

24.39%

Op Margin

33.69%

EPS (Latest Qtr)

$0.09

EPS (TTM)

$1.22

Balance Sheet & Liquidity

Debt/Equity

Quick Ratio

Current Ratio

Debt

$35.90M

Total Assets

$1.36B

Current Assets

Working Capital

Ownership

Promoter Holding

35.84%

Chg in Prom Hold

FII / Inst Holding

25.24%

Chg in FII Hold

Financial Snapshot

Enterprise Value

$358.87M

Total Revenue (TTM)

$72.89M

EBITDA

Free Cash Flow

Operating Cash Flow

$5.25M

Shares Outstanding

14.47M

Gross Margin

0.00%

Payout Ratio

0.00%

Growth (CAGR)

Revenue 5Y

20.94%

Profit 5Y

24.41%

Revenue (YoY)

4.30%

Earnings (YoY)

-71.00%

PROS

Excellent profit margin of 24.4%.
Compounding revenue at 20.9% over 5 years.
Profit CAGR of 24.4% over 5 years.

CONS

Trading 32.1% below its 52-week high.
In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	GBFH GBank Financial Holdings Inc. R2K	29.79	24.42	$431.07M	-	-	11.31%	20.94%	24.41%
2	JPM JPMorgan Chase & Co. SPX	299.31	14.33	$802.00B	2.00%	-	16.47%	12.50%	14.83%
3	V Visa Inc. SPX	326.36	28.48	$620.65B	0.82%	38.38%	60.35%	10.92%	10.28%
4	MA Mastercard Incorporated SPX	493.98	28.57	$436.47B	0.70%	61.47%	-	13.82%	14.66%
5	MS Morgan Stanley SPX	208.00	18.84	$328.08B	1.92%	-	16.39%	9.52%	15.20%
6	GS The Goldman Sachs Group, Inc. SPX	1,025.56	18.73	$302.55B	1.76%	-	14.55%	7.16%	15.11%
7	WFC Wells Fargo & Company SPX	77.54	11.98	$237.29B	2.32%	-	12.03%	4.02%	15.98%
8	BLK BlackRock, Inc. SPX	1,046.88	26.32	$162.51B	2.19%	4.89%	11.90%	10.65%	2.36%
9	SCHW The Charles Schwab Corporation SPX	87.35	17.37	$151.91B	1.47%	-	19.08%	4.83%	7.21%

Quarterly Results

Figures in USD.

Metric	Mar 2024	Jun 2024	Sep 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	-	-	-	16.97M	17.44M	19.60M	19.95M	19.19M
Cost of Revenue	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	7.51M	8.17M	8.62M	9.29M	9.40M
Pretax Income	-	-	-	5.73M	6.28M	5.64M	9.44M	1.48M
Tax Provision	-	-	-	1.22M	1.49M	1.28M	2.03M	139.00K
Net Income	3.70M	4.68M	-	4.47M	4.75M	4.31M	7.40M	1.31M
Diluted EPS	0.29	0.36	0.38	0.31	0.33	-	0.51	0.09

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	-	41.82M	45.77M	60.71M	73.96M
Cost of Revenue	-	-	-	-	-
Gross Profit	-	-	-	-	-
Operating Expenses	-	-	-	-	-
Operating Income	-	-	-	-	-
EBITDA	-	-	-	-	-
Interest Expense	-	3.42M	13.19M	29.03M	33.59M
Pretax Income	-	14.03M	13.53M	23.91M	27.09M
Tax Provision	-	3.17M	2.61M	5.27M	6.02M
Net Income	-	10.87M	10.92M	18.64M	20.93M
Diluted EPS	-	0.84	0.84	1.39	1.44

Compounded Sales Growth

5 Years:	20.94%
1 Year:	4.30%

Compounded Profit Growth

5 Years:	24.41%
1 Year:	-71.00%

Stock Price Performance

1 Year:	-23.24%
6 Months:	-11.94%
3 Months:	-1.39%
1 Month:	+5.83%

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	678.70M	918.38M	1.12B	1.36B
Current Assets	-	-	-	-	-
Cash & Equivalents	-	136.44M	97.93M	124.12M	197.86M
Inventory	-	-	-	-	-
Receivables	3.04M	-	-	-	-
Total Liabilities	-	591.91M	819.95M	981.66M	1.19B
Current Liabilities	-	-	-	-	-
Long Term Debt	-	25.94M	26.01M	26.09M	26.16M
Total Debt	-	28.92M	61.51M	30.93M	32.29M
Total Equity	-	86.80M	98.43M	140.70M	165.75M
Shares Outstanding	-	12.69M	12.75M	14.25M	14.39M

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	-	9.77M	-37.59M	26.48M	9.64M
Investing Cash Flow	-	-155.73M	-221.19M	-179.13M	-144.66M
Financing Cash Flow	-	46.00M	220.27M	178.84M	208.76M
Capital Expenditure	-	-316.00K	-328.00K	-194.00K	-496.00K
Free Cash Flow	-	9.45M	-37.91M	26.29M	9.14M
Net Change in Cash	-	-99.96M	-38.50M	26.19M	73.74M

Ratios (Annual)

Figures in %.

Metric	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-
Operating Margin %	-	-	-	-	-
Net Margin %	-	26.0%	23.9%	30.7%	28.3%
ROE %	-	12.5%	11.1%	13.2%	12.6%
ROCE %	-	-	-	-	-

Shareholding Pattern

Insiders

35.84%

Institutions

25.24%

Public Float

39.35%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Blackrock Inc.	4.40%	617.32K	$18.39M
2	Vanguard Capital Management LLC	2.94%	412.95K	$12.30M
3	Arista Wealth Management, LLC	2.10%	295.30K	$8.80M
4	Chapin Davis, Inc.	1.65%	232.38K	$6.92M
5	Geode Capital Management, LLC	1.57%	220.64K	$6.57M
6	Cannell & Spears LLC	1.44%	202.12K	$6.02M
7	State Street Corporation	1.38%	194.04K	$5.78M
8	RVW Wealth, LLC	1.13%	158.85K	$4.73M
9	Kennedy Capital Management, LLC	1.09%	152.88K	$4.55M
10	Emerald Mutual Fund Advisers Trust	0.84%	118.00K	$3.52M

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