FVCBankcorp, Inc. FVCB R2KFINANCIAL
Company Overview
FVCBankcorp, Inc. operates as the bank holding company for FVCbank provides various banking products and services for small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. The company provides various deposit products which includes interest and noninterest-bearing transaction accounts, certificates of deposit, savings, and money market accounts. It offers lending products comprising commercial real estate loans; commercial construction loans; commercial loans for a range of business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration lending; asset based lending and accounts receivable financing; home equity loans or home equity lines of credit; and consumer loans for constructive purposes. In addition, the company provides business and consumer credit cards; merchant services; business insurance products; and digital banking, remote deposit, and mobile banking services. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.
Why Investors Should Care
Net profit has compounded at 16.2% per year over the last five years.
Trades at an undemanding P/E of 14.6.
Maintains a net profit margin of 35.5%.
Carries low leverage with a debt-to-equity ratio of 0.10.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $66.16M (+14.6% YoY); net profit $22.06M.
- Trailing 12 Months Year-on-year growth — revenue +26.4%, earnings +45.2%.
- 5-Year Trend Long-term compounding — revenue CAGR -1.0%, profit CAGR 16.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -0.96% |
| 1 Year: | 26.40% |
Compounded Profit Growth
| 5 Years: | 16.25% |
| 1 Year: | 45.20% |
Stock Price Performance
| 1 Year: | +44.70% |
| 6 Months: | +26.10% |
| 3 Months: | +15.79% |
| 1 Month: | -0.05% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)58.37 · Neutral
P/E of 14.62 is above the sector median of 14.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 35.5%.
- Profit CAGR of 16.2% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -1.0% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FVCB FVCBankcorp, Inc. R2KFINANCIAL | 18.72 | 14.62 | $336.90M | 1.49% | - | 10.16% | -0.96% | 16.25% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | 228.00K | - | - | - | - | - | - | - | - | 380.00K | 390.00K | 345.00K | 350.00K | 356.00K | 339.00K | 395.00K | 359.00K | 415.00K | 412.00K | 382.00K | - | 416.00K | 458.00K | 549.00K |
| Net Income | 2.23M | 3.00M | 3.08M | 3.38M | 3.93M | 4.08M | 4.09M | 3.73M | 2.88M | 3.87M | 5.57M | 5.17M | 4.68M | 6.61M | 6.42M | 7.04M | 621.00K | 4.23M | 4.04M | 1.34M | 4.16M | 4.67M | 5.17M | 5.67M | 5.58M | 6.39M | 8.22M |
| Diluted EPS | 0.19 | 0.25 | 0.26 | 0.27 | 0.27 | 0.28 | 0.28 | 0.26 | 0.21 | 0.28 | 0.38 | 0.36 | 0.32 | 0.36 | 0.35 | 0.38 | 0.03 | 0.23 | 0.22 | 0.07 | 0.23 | 0.25 | 0.28 | 0.31 | 0.31 | 0.35 | 0.45 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | 68.11M | 42.14M | 57.75M | 66.16M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | 15.44M | 52.22M | 57.72M | 54.63M |
| Pretax Income | - | - | - | - | - | 30.99M | 4.23M | 22.30M | 28.25M |
| Tax Provision | - | - | - | - | - | 6.00M | 410.00K | 7.23M | 6.19M |
| Net Income | 7.69M | 10.87M | 15.83M | 15.50M | - | 24.98M | 3.82M | 15.06M | 22.06M |
| Diluted EPS | 0.67 | 0.85 | 1.07 | 1.10 | - | 1.35 | 0.21 | 0.82 | 1.21 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 1.05B | 1.35B | 1.54B | 1.82B | - | 2.34B | 2.19B | 2.20B | 2.29B |
| Current Assets | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | - | - | - | 81.55M | 60.52M | 90.95M | 127.63M |
| Inventory | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | 9.44M | 10.32M | 10.31M | 10.28M |
| Total Liabilities | - | 954.94M | 1.19B | 1.36B | 1.63B | - | 2.14B | 1.97B | 1.96B | 2.04B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | 19.57M | 19.62M | 18.70M | 18.75M |
| Total Debt | - | - | - | - | - | - | 264.96M | 113.86M | 76.33M | 25.24M |
| Total Equity | 79.81M | 98.28M | 158.34M | 179.08M | 189.50M | - | 202.38M | 217.12M | 235.35M | 253.60M |
| Shares Outstanding | - | - | - | - | - | - | 17.48M | 17.81M | 18.20M | 17.92M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 10.49M | 13.34M | 19.43M | 14.87M | 19.45M | 22.39M | 16.27M | 18.23M | 23.86M |
| Investing Cash Flow | -143.67M | -114.26M | -163.63M | -268.30M | -344.34M | -225.83M | 149.23M | -8.92M | -94.66M |
| Financing Cash Flow | 135.43M | 102.93M | 149.68M | 259.36M | 328.67M | 186.08M | -164.71M | -9.19M | 68.32M |
| Capital Expenditure | -500.00K | -743.00K | -311.00K | -353.00K | -485.00K | -166.00K | -212.00K | -141.00K | -47.00K |
| Free Cash Flow | 9.99M | 12.60M | 19.12M | 14.51M | 18.96M | 22.23M | 16.06M | 18.09M | 23.81M |
| Share Buybacks | - | - | - | 7.28M | 0 | 730.00K | 1.46M | 0 | 6.68M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | 36.7% | 9.1% | 26.1% | 33.3% |
| ROE % | 7.8% | 6.9% | 8.8% | 8.2% | - | 12.3% | 1.8% | 6.4% | 8.7% |
| ROCE % | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.83% | 1.09M | $19.90M |
| 2 | Alliancebernstein L.P. | 6.26% | 693.94K | $12.68M |
| 3 | Vanguard Capital Management LLC | 6.02% | 666.91K | $12.18M |
| 4 | Acadian Asset Management. LLC | 4.44% | 492.43K | $9.00M |
| 5 | Ategra Capital Management, LLC | 3.94% | 436.75K | $7.98M |
| 6 | Dimensional Fund Advisors LP | 3.79% | 419.73K | $7.67M |
| 7 | Geode Capital Management, LLC | 3.43% | 380.38K | $6.95M |
| 8 | State Street Corporation | 3.38% | 374.57K | $6.84M |
| 9 | Renaissance Technologies, LLC | 2.95% | 326.52K | $5.97M |
| 10 | Endeavour Capital Advisors Inc | 2.50% | 277.66K | $5.07M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for FVCB
Planned $303K stock sale in FVCBankcorp (FVCB) tied to trust - Stock Titan
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FVCB — Frequently Asked Questions
What is the current share price of FVCBankcorp, Inc. (FVCB)?
As of 2026-09-07 16:24 PDT, FVCBankcorp, Inc. (FVCB) trades at $18.72 on NasdaqCM. Its 52-week range is $11.83 to $19.03.
What is the market capitalisation of FVCB?
FVCBankcorp, Inc. (FVCB) has a market capitalisation of $336.90M on NasdaqCM.
What is the P/E ratio of FVCB?
FVCB trades at a trailing price-to-earnings (P/E) ratio of 14.62. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.26.
Does FVCB pay a dividend?
FVCBankcorp, Inc. (FVCB) currently offers a dividend yield of 1.49%.
What is the return on equity (ROE) of FVCB?
FVCB has a return on equity (ROE) of 10.16%.
Is FVCB a good stock to buy?
This page provides a data-driven analysis of FVCBankcorp, Inc. (FVCB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.