Company Overview
FVCBankcorp, Inc. operates as the bank holding company for FVCbank provides various banking products and services for small and medium-sized businesses, professionals, non-profit organizations and associations, and investors. The company provides various deposit products which includes interest and noninterest-bearing transaction accounts, certificates of deposit, savings, and money market accounts. It offers lending products comprising commercial real estate loans; commercial construction loans; commercial loans for a range of business purposes, such as for working capital, equipment purchases, lines of credit, and government contract financing; small business administration lending; asset based lending and accounts receivable financing; home equity loans or home equity lines of credit; and consumer loans for constructive purposes. In addition, the company provides business and consumer credit cards; merchant services; business insurance products; and digital banking, remote deposit, and mobile banking services. FVCBankcorp, Inc. was founded in 2007 and is headquartered in Fairfax, Virginia.
Why Investors Should Care
Trades at an undemanding P/E of 13.7.
Maintains a net profit margin of 34.0%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $66.16M (+14.6% YoY); net profit $22.06M.
- Trailing 12 Months Year-on-year growth — revenue +16.7%, earnings +25.0%.
- 5-Year Trend Long-term compounding — revenue CAGR -1.0%, profit CAGR -4.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -0.96% |
| 1 Year: | 16.70% |
Compounded Profit Growth
| 5 Years: | -4.07% |
| 1 Year: | 25.00% |
Stock Price Performance
| 1 Year: | +31.87% |
| 6 Months: | +25.37% |
| 3 Months: | +13.49% |
| 1 Month: | +4.79% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)60.36 · Neutral
P/E of 13.66 is above the sector median of 13.30 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 34.0%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -1.0% CAGR over 5 years.
- Earnings shrank at -4.1% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FVCB FVCBankcorp, Inc. R2K | 17.49 | 13.66 | $314.76M | 1.67% | - | 9.26% | -0.96% | -4.07% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | 228.00K | - | - | - | - | - | - | - | - | 380.00K | 390.00K | 345.00K | 350.00K | 356.00K | 339.00K | 395.00K | 359.00K | 415.00K | 412.00K | 382.00K | - | 416.00K | 458.00K |
| Net Income | 2.23M | 3.00M | 3.08M | 3.38M | 3.93M | 4.08M | 4.09M | 3.73M | 2.88M | 3.87M | 5.57M | 5.17M | 4.68M | 6.61M | 6.42M | 7.04M | 621.00K | 4.23M | 4.04M | 1.34M | 4.16M | 4.67M | 5.17M | 5.67M | 5.58M | 6.39M |
| Diluted EPS | 0.19 | 0.25 | 0.26 | 0.27 | 0.27 | 0.28 | 0.28 | 0.26 | 0.21 | 0.28 | 0.38 | 0.36 | 0.32 | 0.36 | 0.35 | 0.38 | 0.03 | 0.23 | 0.22 | 0.07 | 0.23 | 0.25 | 0.28 | 0.31 | 0.31 | 0.35 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | 68.11M | 42.14M | 57.75M | 66.16M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | 15.44M | 52.22M | 57.72M | 54.63M |
| Pretax Income | - | - | - | - | - | 30.99M | 4.23M | 22.30M | 28.25M |
| Tax Provision | - | - | - | - | - | 6.00M | 410.00K | 7.23M | 6.19M |
| Net Income | 7.69M | 10.87M | 15.83M | 15.50M | - | 24.98M | 3.82M | 15.06M | 22.06M |
| Diluted EPS | 0.67 | 0.85 | 1.07 | 1.10 | - | 1.35 | 0.21 | 0.82 | 1.21 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 1.05B | 1.35B | 1.54B | 1.82B | 2.20B | 2.34B | 2.19B | 2.20B | 2.29B |
| Total Equity | 79.81M | 98.28M | 158.34M | 179.08M | 189.50M | 209.80M | 202.38M | 217.12M | 235.35M | 253.60M |
| Total Liabilities | - | 954.94M | 1.19B | 1.36B | 1.63B | 1.99B | 2.14B | 1.97B | 1.96B | 2.04B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 10.49M | 13.34M | 19.43M | 14.87M | 19.45M | 22.39M | 16.27M | 18.23M | 23.86M |
| Investing Cash Flow | -143.67M | -114.26M | -163.63M | -268.30M | -344.34M | -225.83M | 149.23M | -8.92M | -94.66M |
| Financing Cash Flow | 135.43M | 102.93M | 149.68M | 259.36M | 328.67M | 186.08M | -164.71M | -9.19M | 68.32M |
| Capital Expenditure | -500.00K | -743.00K | -311.00K | -353.00K | -485.00K | -166.00K | -212.00K | -141.00K | -47.00K |
| Free Cash Flow | 9.99M | 12.60M | 19.12M | 14.51M | 18.96M | 22.23M | 16.06M | 18.09M | 23.81M |
| Share Buybacks | - | - | - | 7.28M | 0 | 730.00K | 1.46M | 0 | 6.68M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | 36.7% | 9.1% | 26.1% | 33.3% |
| ROE % | 7.8% | 6.9% | 8.8% | 8.2% | - | 12.3% | 1.8% | 6.4% | 8.7% |
| ROCE % | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Fourthstone LLC | 11.51% | 1.28M | $22.21M |
| 2 | Endeavour Capital Advisors Inc | 11.18% | 1.24M | $21.58M |
| 3 | Blackrock Inc. | 8.28% | 918.24K | $15.99M |
| 4 | Alliancebernstein L.P. | 7.98% | 884.62K | $15.41M |
| 5 | Vanguard Capital Management LLC | 6.26% | 694.52K | $12.10M |
| 6 | Ategra Capital Management, LLC | 3.94% | 436.75K | $7.61M |
| 7 | Geode Capital Management, LLC | 3.14% | 348.46K | $6.07M |
| 8 | State Street Corporation | 2.78% | 308.67K | $5.38M |
| 9 | Dimensional Fund Advisors LP | 2.73% | 302.17K | $5.26M |
| 10 | BANC FUNDS CO LLC | 1.93% | 214.09K | $3.73M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for FVCB
FVCBankcorp (FVCB) executive logs 219-share tax withholding, holds 62,315 - Stock Titan
<a href="https://news.google.com/rss/articles/CBMirwFBVV95cUxPajhTUTlWdDE2VkV3c0plMUJEYl9rclhqQjE4eHFNeDV4bFBzbzdqMFlZNFhaYTVNbmlERktMa0FObEVpT3M0MU9nRzNYa2ZPckctMzJpSWFsWlE1ekVFMklOMk4zOTFDaXNILXhVbEc5dE1EdU5jRDNnY244VmlDSEpIUkU5RnZkR2tTcm…
Is Now The Time To Put FVCBankcorp (NASDAQ:FVCB) On Your Watchlist? - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMinAFBVV95cUxOcHkySjdxVWVSVEkwUXFlS3o1cEpxbHN6dHpwNTU4dHlqaWRjZDdjWUZnVXZqTGVKdVVRcC00dUtvWVFZQXgwQ0o2Z2R0a2NiVTlxbEg1elM0a2xTRDZrNk9tb0dOOU52dnVtaDltOHBHZERNVGVYdUh4eVBjeDdUNUdGRmFHdV9uSWp4M0…
(FVCB) Volatility Zones as Tactical Triggers - Stock Traders Daily
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FVCBankcorp (FVCB) EVP Curry withholds 253 shares to cover tax liability - Stock Titan
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FVCBankcorp (FVCB) Q1 Earnings and Revenues Top Estimates - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMipAFBVV95cUxOdlExbkZZQ1ZhU0pOb2s3QUtqTjFMR1BqaHZsVWMtMTlmWXlzMmNsZ0VIdXpsbHpjR2gyRnJYTEZZREl0TlZmdjIwck9Xc0VieTNENmx2ZTFxdVJaLUpSc2dLWGp6U3g2M0hPQmNSQUF2UUZrRlJDM0luejc4WmowQ0F4MGN0TkxPS0tfSj…
FVCBankcorp Inc (FVCB) Institutional Confidence - TradingKey
<a href="https://news.google.com/rss/articles/CBMicEFVX3lxTFBoT3NCT0d6TTM2eDBSdFUzLUJOTDNXUW1tYUNhWFNsVU9OR0s1X0xPSEtsQ1lhTG9laElOZWtlV0hfaEVpZ25PejN3M1BRbFMxYTBWbUlYM2tDLWFYeFEzMTZIN2NUdEdFTDVldFl1TlI?oc=5" target="_blank">FVCBankcorp Inc …
FVCB — Frequently Asked Questions
What is the current share price of FVCBankcorp, Inc. (FVCB)?
As of 2026-07-14 21:23 PDT, FVCBankcorp, Inc. (FVCB) trades at $17.49 on NasdaqCM. Its 52-week range is $11.88 to $17.89.
What is the market capitalisation of FVCB?
FVCBankcorp, Inc. (FVCB) has a market capitalisation of $314.76M on NasdaqCM.
What is the P/E ratio of FVCB?
FVCB trades at a trailing price-to-earnings (P/E) ratio of 13.66. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.16.
Does FVCB pay a dividend?
FVCBankcorp, Inc. (FVCB) currently offers a dividend yield of 1.67%.
What is the return on equity (ROE) of FVCB?
FVCB has a return on equity (ROE) of 9.26%.
Is FVCB a good stock to buy?
This page provides a data-driven analysis of FVCBankcorp, Inc. (FVCB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.