FirstSun Capital Bancorp FSUN R2K
FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. It operates through Banking and Mortgage Operations segments. The company offers noninterest and interest-bearing deposit accounts, checking and savings accounts, money market and term certificate accounts, and treasury management products and services, as well as certificates of deposit. It also provides commercial and industrial loans, commercial real estate loans, residential mortgage loans, and small business administration loans, as well as consumer loans, including car, boat, and other recreational vehicle loans. In addition, the company offers residential real estate loans comprising 1-4 family loans, home equity loans, and multi-family loans, as well as credit card accounts, overdrafts, and other revolving loans. Further, it provides remote deposit and cash management products; wealth management services include private banking, wealth planning, investment management, and trust and retirement plan services; and wealth management and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. Additionally, the company offers online banking and bill payment services, online cash management, safe deposit box rentals, and debit card and ATM card services; and packaging and securitization of loans to governmental agencies. It operates through branches in Texas, Kansas, Colorado, New Mexico, Arizona, California, and Washington. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Excellent profit margin of 23.8%.
- Profit CAGR of 18.3% over 5 years.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FSUN FirstSun Capital Bancorp R2K | 35.45 | 10.43 | $1.66B | - | - | 8.55% | 8.22% | 18.28% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Quarterly Results
Figures in USD.
| Metric | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 96.21M | 105.57M | 107.29M | 99.97M | 109.95M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 35.97M | 38.42M | 40.17M | 35.81M | 33.35M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 29.68M | 32.96M | 28.29M | 31.96M | 26.36M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 6.12M | 6.58M | 5.11M | 7.16M | 4.78M |
| Net Income | 14.40M | 14.75M | 14.34M | 11.28M | 8.73M | 7.67M | 430.00K | 26.51M | 26.28M | 28.01M | 25.23M | 12.30M | 24.56M | 22.42M | 23.57M | 26.39M | 23.17M | 24.81M | 21.58M |
| Diluted EPS | 0.79 | 0.81 | 0.76 | 0.60 | 0.46 | 0.41 | 0.02 | 1.04 | 1.03 | 1.11 | 1.00 | 0.45 | 0.88 | 0.79 | 0.83 | 0.93 | 0.82 | 0.88 | 0.76 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | 322.73M | 364.95M | 377.44M | 409.04M |
| Cost of Revenue | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | 25.18M | 120.25M | 162.63M | 150.38M |
| Pretax Income | - | - | - | 74.02M | 131.48M | 95.11M | 122.90M |
| Tax Provision | - | - | - | 14.84M | 27.95M | 19.48M | 24.96M |
| Net Income | 20.50M | 47.59M | 43.16M | 59.18M | 103.53M | 75.63M | 97.94M |
| Diluted EPS | 1.03 | 2.58 | 2.30 | 2.48 | 4.08 | 2.69 | 3.47 |
Compounded Sales Growth
| 5 Years: | 8.22% |
| 1 Year: | 10.10% |
Compounded Profit Growth
| 5 Years: | 18.28% |
| 1 Year: | -8.50% |
Stock Price Performance
| 1 Year: | -1.06% |
| 6 Months: | +2.84% |
| 3 Months: | -2.80% |
| 1 Month: | -0.08% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 4.19B | 5.00B | - | 7.43B | 7.88B | 8.10B | 8.49B |
| Current Assets | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | 201.98M | - | 343.53M | 479.36M | 615.92M | 652.59M |
| Inventory | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | 28.54M | 37.10M | 32.10M | 32.26M |
| Total Liabilities | - | - | 4.51B | - | 6.66B | 7.00B | 7.06B | 7.33B |
| Current Liabilities | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | 80.23M | 75.31M | 75.84M | 36.68M |
| Total Debt | - | - | - | - | 755.39M | 491.21M | 100.22M | 65.73M |
| Total Equity | 430.20M | 430.20M | 485.79M | - | 774.54M | 877.20M | 1.04B | 1.15B |
| Shares Outstanding | - | - | - | - | 24.92M | 24.96M | 27.71M | 27.89M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 3.90M | -547.00K | - | 96.92M | 125.18M | 101.12M | 111.48M |
| Investing Cash Flow | -217.15M | -662.91M | - | -538.12M | -327.28M | -80.87M | -330.20M |
| Financing Cash Flow | 257.21M | 720.90M | - | 116.27M | 337.94M | 116.31M | 255.39M |
| Capital Expenditure | -6.91M | -6.16M | - | -2.20M | -4.27M | -5.41M | -7.51M |
| Free Cash Flow | -3.01M | -6.70M | - | 94.72M | 120.91M | 95.71M | 103.97M |
| Net Change in Cash | - | - | - | -324.94M | 135.84M | 136.56M | 36.67M |
| Share Buybacks | 36.71M | 1.56M | 0 | 0 | - | - | - |
| Dividends Paid | 32.00M | 0 | 0 | 8.00M | 26.00M | 0 | 7.60M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | 18.3% | 28.4% | 20.0% | 23.9% |
| ROE % | 4.8% | 9.8% | - | 7.6% | 11.8% | 7.3% | 8.5% |
| ROCE % | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Wellington Management Group, LLP | 10.50% | 2.88M | $102.11M |
| 2 | Blackrock Inc. | 3.23% | 887.23K | $31.45M |
| 3 | Stelac Advisory Services LLC | 2.27% | 623.70K | $22.11M |
| 4 | Vanguard Capital Management LLC | 2.24% | 615.06K | $21.80M |
| 5 | State Street Corporation | 1.93% | 529.96K | $18.79M |
| 6 | MIRABELLA FINANCIAL SERVICES LLP | 1.67% | 459.40K | $16.29M |
| 7 | Dimensional Fund Advisors LP | 1.45% | 398.36K | $14.12M |
| 8 | Two Sigma Investments, LP | 1.14% | 313.84K | $11.13M |
| 9 | Geode Capital Management, LLC | 1.13% | 309.97K | $10.99M |
| 10 | Alliancebernstein L.P. | 0.93% | 256.05K | $9.08M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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