Primis Financial Corp. FRST R2KR3KFINANCIAL
Company Overview
Primis Financial Corp. operates as the bank holding company for Primis Bank that provides various financial services to individuals, and small and medium sized businesses in the United States. The company offers deposit products, including checking, NOW, savings, and money market accounts, as well as certificates of deposits; and commercial deposit products comprising investment/sweep accounts, wire transfer services, employer services/payroll processing services, zero balance accounts, night depository services, depository transfers, merchant services, ACH originations, business debit cards, controlled disbursement accounts, and remote deposit capture services. It also provides commercial lending products, such as loans consist of lines of credit, revolving credit facilities, demand loans, term loans, equipment loans, SBA loans, stand-by letters of credit, and unsecured loans; loans for permanent financing; construction loans for commercial, multi-family, assisted living and other non-residential properties, and builder/developer lines; second asset based lending; SBA lending; financing for medical, dental, and veterinary businesses; and warehouse lending lines of credit to residential mortgage originators. In addition, the company provides consumer lending products comprising residential mortgage, home equity lines of credit, secured and unsecured personal loans, life insurance premium financing, and Panacea consumer loans. Further, it offers debit cards, ATM services, notary services, and mobile and online banking. The company was formerly known as Southern National Bancorp of Virginia, Inc. and changed its name to Primis Financial Corp. Primis Financial Corp. was founded in 2004 and is headquartered in McLean, Virginia.
Why Investors Should Care
Net profit has compounded at 21.4% per year over the last five years.
Trades at a P/E of 7.6, below the sector median of 14.5.
Maintains a net profit margin of 24.9%.
Offers a dividend yield of 2.46%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +44.2%, earnings +285.2%.
- 5-Year Trend Long-term compounding — profit CAGR 21.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 44.20% |
Compounded Profit Growth
| 5 Years: | 21.41% |
| 1 Year: | 285.20% |
Stock Price Performance
| 1 Year: | +46.20% |
| 6 Months: | +27.75% |
| 3 Months: | +9.87% |
| 1 Month: | +1.17% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)56.68 · Neutral
P/E of 7.58 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 24.9%.
- Profit CAGR of 21.4% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FRST Primis Financial Corp. R2KR3KFINANCIAL | 16.38 | 7.58 | $407.51M | 2.46% | - | 13.11% | - | 21.41% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 58.70M | 35.76M | 40.71M | 30.27M | 45.63M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 21.36M | 22.45M | 22.73M | 22.47M | 21.45M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 24.59M | 2.96M | 8.74M | 36.27M | 10.33M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.55M | 528.00K | 1.91M | 6.72M | 3.01M | - |
| Net Income | 2.34M | 2.05M | 2.79M | 2.77M | 2.19M | 2.05M | -2.84M | 4.37M | -1.16M | 8.26M | 8.87M | 8.86M | 7.70M | 6.02M | 9.32M | 8.86M | 8.96M | 27.00K | 4.71M | 9.59M | 8.96M | 9.38M | 10.28M | 3.94M | 4.59M | 4.95M | 5.03M | 8.36M | -1.99M | -6.03M | 2.47M | 3.44M | 1.23M | - | 22.64M | 2.44M | 6.83M | 29.54M | 7.31M | - |
| Diluted EPS | 0.19 | 0.16 | 0.23 | 0.22 | 0.18 | 0.16 | -0.21 | 0.18 | -0.05 | 0.34 | 0.37 | 0.36 | 0.32 | 0.25 | 0.38 | 0.36 | 0.37 | 0.00 | 0.19 | 0.39 | 0.37 | 0.38 | 0.42 | - | - | 0.20 | 0.20 | 0.34 | -0.08 | -0.24 | 0.10 | 0.14 | 0.05 | - | - | 0.34 | 0.28 | 1.20 | 0.33 | 0.38 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | -4.68M | 4.05M | 4.40M | 6.57M | 6.26M | 7.48M | 9.29M | 10.31M | 2.42M | 33.69M | 33.17M | 23.29M | 31.11M | 14.15M | -7.83M | -16.20M | 61.44M |
| Diluted EPS | - | 0.35 | 0.38 | 0.57 | 0.54 | 0.63 | 0.75 | 0.83 | 0.13 | 1.39 | 1.36 | 0.96 | - | 0.57 | -0.32 | -0.66 | 2.49 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 586.65M | 611.37M | 723.81M | 716.18M | 916.64M | 1.04B | 1.14B | 2.61B | 2.70B | 2.72B | 3.09B | 3.41B | 3.57B | 3.86B | 3.69B | 4.05B |
| Total Equity | 68.78M | 90.09M | 94.33M | 99.05M | 103.18M | 106.61M | 113.98M | 119.64M | 126.34M | 322.77M | 348.29M | 377.24M | 390.55M | 411.88M | 388.97M | 376.16M | 351.76M | 422.90M |
| Cash & Equivalents | 14.76M | 8.07M | 9.74M | 5.04M | 39.20M | 20.86M | 38.32M | 30.34M | 47.39M | 25.46M | 28.61M | 31.93M | 196.19M | 530.17M | 77.86M | 77.55M | 64.50M | 143.61M |
| Total Liabilities | - | - | 492.32M | 512.32M | 620.64M | 609.57M | 802.67M | 916.47M | 1.02B | 2.29B | 2.35B | 2.34B | 2.70B | 3.00B | 3.18B | 3.46B | 3.33B | 3.62B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | - | - | - | 12.22M | 18.02M | 24.59M | 41.44M | 36.76M | 29.66M | - | 12.43M | 28.82M | 19.53M | 10.77M |
| Investing Cash Flow | - | - | - | - | - | - | -127.04M | -95.59M | -62.01M | -93.70M | -5.02M | -204.27M | - | -616.86M | -312.76M | 108.30M | -158.22M |
| Financing Cash Flow | - | - | - | - | - | - | 106.83M | 94.62M | 15.49M | 55.40M | -28.43M | 338.87M | 296.21M | 152.11M | 283.63M | -140.88M | 226.55M |
| Capital Expenditure | -100.00K | -1.97M | -522.00K | -793.00K | -437.00K | -897.00K | -307.00K | -143.00K | -1.43M | -1.97M | -1.10M | -1.08M | -2.46M | -1.01M | -1.92M | -1.19M | -1.73M |
| Free Cash Flow | - | - | - | - | - | - | 11.91M | 17.88M | 23.16M | 39.47M | 35.66M | 28.58M | - | 11.42M | 26.89M | 18.34M | 9.03M |
| Share Buybacks | - | - | - | - | - | - | 721.00K | - | - | - | - | - | - | - | - | - | 807.00K |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| ROE % | -5.2% | 4.3% | 4.4% | 6.4% | 5.9% | 6.6% | 7.8% | 8.2% | 0.8% | 9.7% | 8.8% | 6.0% | 7.6% | 3.6% | -2.1% | -4.6% | 14.5% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.92% | 2.46M | $39.43M |
| 2 | North Reef Capital Management LP | 4.94% | 1.23M | $19.65M |
| 3 | Patriot Financial Partners Gp II, L.P. | 4.91% | 1.22M | $19.50M |
| 4 | Alliancebernstein L.P. | 4.82% | 1.20M | $19.16M |
| 5 | Dimensional Fund Advisors LP | 4.29% | 1.06M | $17.05M |
| 6 | Vanguard Capital Management LLC | 3.97% | 985.37K | $15.79M |
| 7 | Mendon Capital Advisors Corp | 3.75% | 929.74K | $14.89M |
| 8 | Two Sigma Investments, LP | 3.72% | 923.71K | $14.80M |
| 9 | Maltese Capital Management, LLC | 3.62% | 897.10K | $14.37M |
| 10 | BANC FUNDS CO LLC | 3.52% | 872.96K | $13.98M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for FRST
Primis Financial (FRST) Stock Faces Mixed Analyst Target Changes On Profitability Debate - Yahoo Finance
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BlackRock Inc. Invests $40.29 Million in Primis Financial Corp. $FRST - marketbeat.com
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Primis Financial director Margaret Weichert buys $1,575 in stock - Investing.com
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Primis Financial Corp (NASDAQ: FRST) Share Price, FRST Stock News, FRST Share Price & Updates - Kalkine
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FRST — Frequently Asked Questions
What is the current share price of Primis Financial Corp. (FRST)?
As of 2026-09-07 16:24 PDT, Primis Financial Corp. (FRST) trades at $16.38 on NasdaqGM. Its 52-week range is $9.31 to $16.67.
What is the market capitalisation of FRST?
Primis Financial Corp. (FRST) has a market capitalisation of $407.51M on NasdaqGM.
What is the P/E ratio of FRST?
FRST trades at a trailing price-to-earnings (P/E) ratio of 7.58. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 0.93.
Does FRST pay a dividend?
Primis Financial Corp. (FRST) currently offers a dividend yield of 2.46%.
What is the return on equity (ROE) of FRST?
FRST has a return on equity (ROE) of 13.11%.
Is FRST a good stock to buy?
This page provides a data-driven analysis of Primis Financial Corp. (FRST), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.