Finance of America Companies Inc. FOA R2K
Company Overview
Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services. The company was founded in 2013 and is headquartered in Plano, Texas.
Why Investors Should Care
Generates a return on equity of 15.6%, reflecting efficient use of shareholder capital.
Trades at a P/E of 11.7, below the sector median of 13.3.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $497.43M (+26.1% YoY); net profit $45.23M.
- Trailing 12 Months Year-on-year growth — revenue -27.5%, earnings -64.7%.
- 5-Year Trend Long-term compounding — revenue CAGR -11.0%, profit CAGR -3.6%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -11.01% |
| 1 Year: | -27.50% |
Compounded Profit Growth
| 5 Years: | -3.63% |
| 1 Year: | -64.70% |
Stock Price Performance
| 1 Year: | +13.39% |
| 6 Months: | +7.82% |
| 3 Months: | +31.44% |
| 1 Month: | +30.33% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)66.73 · Neutral
P/E of 11.65 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
CONS
- Revenue declined at -11.0% CAGR over 5 years.
- Earnings shrank at -3.6% CAGR over 5 years.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FOA Finance of America Companies Inc. R2K | 26.34 | 11.65 | $234.21M | 0.00% | - | 15.60% | -11.01% | -3.63% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 465.46M | 607.26M | 507.66M | 389.12M | 456.50M | 46.06M | -21.17M | -37.55M | 140.85M | -111.90M | -70.44M | 74.68M | 79.04M | 290.07M | 165.69M | 177.38M | 80.85M | 120.14M |
| Operating Income | -167.13K | - | - | -9.14M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 6.73M | 148.34M | 246.29M | 119.86M | 2.27M | 21.38M | -8.49M | -40.68M | -84.49M | 3.05M | -79.14M | -65.36M | -7.54M | -2.09M | 84.20M | 30.21M | 34.92M | -9.52M | 17.51M |
| Diluted EPS | - | - | - | 0.00 | -0.05 | 0.22 | -0.30 | -0.70 | -1.34 | 0.07 | -9.05 | -7.45 | -0.78 | -0.30 | 7.50 | 2.43 | 2.13 | -1.27 | 0.88 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Revenue | 891.52M | 1.80B | 52.76M | 234.25M | 394.36M | 497.43M |
| Net Income | 54.41M | 518.39M | -190.68M | -80.09M | 15.49M | 45.23M |
| Diluted EPS | - | - | -3.12 | -9.77 | 1.18 | 3.74 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Mar 2021 | Apr 2021 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 16.58B | 19.57B | 20.10B | - | 21.79B | 20.87B | 27.11B | 29.16B | 30.73B |
| Total Equity | - | 628.04M | 2.34B | 2.34B | 1.08B | 404.84M | 272.41M | 315.66M | 395.63M |
| Cash & Equivalents | - | 233.10M | - | - | 141.24M | 61.15M | 46.48M | 47.38M | 89.50M |
| Long Term Debt | - | - | - | - | 353.38M | 399.40M | 410.91M | 374.51M | 357.55M |
| Total Liabilities | - | 18.77B | - | - | 20.71B | 20.47B | 26.84B | 28.84B | 30.34B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | 101.12M | -686.09M | 1.41B | -71.57M | -423.81M | -429.75M |
| Investing Cash Flow | -2.03B | -875.11M | -1.82B | 158.14M | 340.91M | 854.89M |
| Financing Cash Flow | 2.07B | 1.72B | 225.21M | -139.23M | 160.10M | -402.45M |
| Capital Expenditure | -4.29M | -9.03M | -11.24M | - | - | - |
| Free Cash Flow | 96.84M | -695.12M | 1.40B | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - |
| Net Margin % | 6.1% | 28.8% | -361.4% | -34.2% | 3.9% | 9.1% |
| ROE % | - | 82.5% | -47.1% | -29.4% | 4.9% | 11.4% |
| ROCE % | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Cooperman, Leon G. | 14.46% | 1.29M | $34.33M |
| 2 | Beach Point Capital Management LP | 10.43% | 927.84K | $24.76M |
| 3 | Vanguard Capital Management LLC | 3.65% | 324.82K | $8.67M |
| 4 | Blackrock Inc. | 3.24% | 288.28K | $7.69M |
| 5 | American Century Companies Inc | 1.81% | 160.60K | $4.29M |
| 6 | Brigade Capital Management, LP | 1.77% | 157.00K | $4.19M |
| 7 | Two Sigma Investments, LP | 1.30% | 115.44K | $3.08M |
| 8 | Geode Capital Management, LLC | 1.25% | 111.23K | $2.97M |
| 9 | Purpose Unlimited Inc. | 1.24% | 110.02K | $2.94M |
| 10 | Dimensional Fund Advisors LP | 1.15% | 102.06K | $2.72M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for FOA
TIME puts Finance of America on its Best Companies 2026 list - Stock Titan
<a href="https://news.google.com/rss/articles/CBMiugFBVV95cUxOTXR4bkhseHppa3M3LWdpb2kyaDF0TlN6VXUwaDJtWEV1M2ZiT1lNbmNUWmt0d1hnaHB1ZzQ0U1VIZllfMUVPNTVfZFpzQmZ4MmNBZHdRallkcUZIaGRCbmFodzZZd3l2RmI5YnNPMnVxX3d4bGZPdnh0UjBNSjlWYWUwazNOZDlFSmwxRX…
Avoiding Lag: Real-Time Signals in (FOA) Movement - Stock Traders Daily
<a href="https://news.google.com/rss/articles/CBMixgFBVV95cUxPTWFxd2I5Q1FQVDVwNElZRGVvZGlYd0ZzeHV1ckF2TWJwaTVrOGExdnNpNWFfeWZ4V2VVV25NaDlSaUsyelhoVkE2eEVzVTYwQnVpbk1rTWtTRDhDd1ZRSU5RdGR1MWJ5Ul9LTlRwWDF6dXNXVndJZURjcXBmakF3Tnc0MGFaX2tyQnJtYU…
Finance of America Companies (FOA) Upgraded to Buy: What Does It Mean for the Stock? - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMipgFBVV95cUxONG5LYWs2SUdfaS1KaDljM3lKR2VZMHFhVGNwSy1vdEliMXhSR3dZeVVsQmhkVUozT1FacWQwTGtvZlItV015OFdtRjNxRHhKeG9QRDJxZHFHLURrRmw0aDVQUnBpODBSWXBnOENwZmlaN2c3aTVHM0RqT1ZBcWNnNWs4REtnWHRqMDJMUV…
Insider Purchase: 10% owner at $FOA Buys 50,000 Shares - Quiver Quantitative
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Finance of America Expands Leadership Team to Accelerate Growth and Innovation - Business Wire
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Finance of America (NYSE: FOA) overhauls charter, aligns Class B shares with LLC units - Stock Titan
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FOA — Frequently Asked Questions
What is the current share price of Finance of America Companies Inc. (FOA)?
As of 2026-07-14 21:23 PDT, Finance of America Companies Inc. (FOA) trades at $26.34 on NYSE. Its 52-week range is $16.05 to $29.22.
What is the market capitalisation of FOA?
Finance of America Companies Inc. (FOA) has a market capitalisation of $234.21M on NYSE.
What is the P/E ratio of FOA?
FOA trades at a trailing price-to-earnings (P/E) ratio of 11.65. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 0.50.
What is the return on equity (ROE) of FOA?
FOA has a return on equity (ROE) of 15.60%.
Is FOA a good stock to buy?
This page provides a data-driven analysis of Finance of America Companies Inc. (FOA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.