Finance of America Companies Inc. FOA R2KFINANCIAL
Company Overview
Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services. The company was founded in 2013 and is headquartered in Plano, Texas.
Why Investors Should Care
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $497.43M (+26.1% YoY); net profit $45.23M.
- Trailing 12 Months Year-on-year growth — revenue -64.8%, earnings +192.1%.
- 5-Year Trend Long-term compounding — revenue CAGR -11.0%, profit CAGR -3.6%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -11.01% |
| 1 Year: | -64.80% |
Compounded Profit Growth
| 5 Years: | -3.63% |
| 1 Year: | 192.06% |
Stock Price Performance
| 1 Year: | -40.50% |
| 6 Months: | -2.94% |
| 3 Months: | -12.89% |
| 1 Month: | -22.18% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)24.56 · Oversold
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -11.0% CAGR over 5 years.
- Earnings shrank at -3.6% CAGR over 5 years.
- Trading 40.5% below its 52-week high.
- RSI at 25 suggests oversold conditions.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FOA Finance of America Companies Inc. R2KFINANCIAL | 17.16 | -50.47 | $153.35M | 0.00% | - | -9.93% | -11.01% | -3.63% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 465.46M | 607.26M | 507.66M | 389.12M | 456.50M | 46.06M | -21.17M | -37.55M | 140.85M | -111.90M | -70.44M | 74.68M | 79.04M | 290.07M | 165.69M | 177.38M | 80.85M | 120.14M | 62.48M |
| Operating Income | -167.13K | - | - | -9.14M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 6.73M | 148.34M | 246.29M | 119.86M | 2.27M | 21.38M | -8.49M | -40.68M | -84.49M | 3.05M | -79.14M | -65.36M | -7.54M | -2.09M | 84.20M | 30.21M | 34.92M | -9.52M | 17.51M | 2.05M |
| Diluted EPS | - | - | - | 0.00 | -0.05 | 0.22 | -0.30 | -0.70 | -1.34 | 0.07 | -9.05 | -7.45 | -0.78 | -0.30 | 7.50 | 2.43 | 2.13 | -1.27 | 0.88 | -1.28 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Revenue | 891.52M | 1.80B | 52.76M | 234.25M | 394.36M | 497.43M |
| Net Income | 54.41M | 518.39M | -190.68M | -80.09M | 15.49M | 45.23M |
| Diluted EPS | - | - | -3.12 | -9.77 | 1.18 | 3.74 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Mar 2021 | Apr 2021 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 16.58B | 19.57B | 20.10B | - | 21.79B | 20.87B | 27.11B | 29.16B | 30.73B |
| Total Equity | - | 628.04M | 2.34B | 2.34B | 1.08B | 404.84M | 272.41M | 315.66M | 395.63M |
| Cash & Equivalents | - | 233.10M | - | - | 141.24M | 61.15M | 46.48M | 47.38M | 89.50M |
| Long Term Debt | - | - | - | - | 353.38M | 399.40M | 410.91M | 374.51M | 357.55M |
| Total Liabilities | - | 18.77B | - | - | 20.71B | 20.47B | 26.84B | 28.84B | 30.34B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | 101.12M | -686.09M | 1.41B | -71.57M | -423.81M | -429.75M |
| Investing Cash Flow | -2.03B | -875.11M | -1.82B | 158.14M | 340.91M | 854.89M |
| Financing Cash Flow | 2.07B | 1.72B | 225.21M | -139.23M | 160.10M | -402.45M |
| Capital Expenditure | -4.29M | -9.03M | -11.24M | - | - | - |
| Free Cash Flow | 96.84M | -695.12M | 1.40B | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - |
| Net Margin % | 6.1% | 28.8% | -361.4% | -34.2% | 3.9% | 9.1% |
| ROE % | - | 82.5% | -47.1% | -29.4% | 4.9% | 11.4% |
| ROCE % | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Cooperman, Leon G. | 13.95% | 1.29M | $23.19M |
| 2 | Beach Point Capital Management LP | 10.07% | 927.84K | $16.73M |
| 3 | Blackrock Inc. | 3.30% | 304.15K | $5.48M |
| 4 | Vanguard Capital Management LLC | 3.05% | 281.04K | $5.07M |
| 5 | Brigade Capital Management, LP | 3.04% | 280.48K | $5.06M |
| 6 | American Century Companies Inc | 1.90% | 174.79K | $3.15M |
| 7 | Dimensional Fund Advisors LP | 1.47% | 135.62K | $2.45M |
| 8 | Geode Capital Management, LLC | 1.25% | 115.21K | $2.08M |
| 9 | Purpose Unlimited Inc. | 1.19% | 110.02K | $1.98M |
| 10 | RBF Capital, LLC | 1.11% | 102.32K | $1.84M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for FOA
Finance of America (NYSE: FOA) president trades under preset plan, keeps 124,762 shares - Stock Titan
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3 US Bank Stocks Most Exposed To Fed Rate Uncertainty - simplywall.st
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FOA STOCK ALERT: Kaskela Law Announces Shareholder Investigation of Finance of America Companies Inc. (NYSE: FOA) and Encourages FOA Stockholders to Contact the Firm - Business Wire
<a href="https://news.google.com/rss/articles/CBMivwJBVV95cUxOV2N5b3B1NjVqVmw4RmNtNlhTeGFSR21mSFgxYlRJZ2tzUGlnOHNsMmp2eEdDQWxQNmh4RnBZQkc4aTJ2SE82WHRFTDI2T2x2V05wYm5Ud1gyVUQwOV9YY215LUlZbWRlOXlPRnNtR1doZ2xHd3pTMHVVczlQMGlaUUdoYm02N3V6bjRvNF…
Finance of America Companies Inc. (FOA) Q2 Earnings and Revenues Miss Estimates - Yahoo Finance
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FOA - Finviz
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FINANCE OF AMERICA COMPANIES ($FOA) Releases Q4 2025 Earnings - quiverquant.com
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FOA — Frequently Asked Questions
What is the current share price of Finance of America Companies Inc. (FOA)?
As of 2026-09-07 16:24 PDT, Finance of America Companies Inc. (FOA) trades at $17.16 on NYSE. Its 52-week range is $16.05 to $28.84.
What is the market capitalisation of FOA?
Finance of America Companies Inc. (FOA) has a market capitalisation of $153.35M on NYSE.
What is the P/E ratio of FOA?
FOA trades at a trailing price-to-earnings (P/E) ratio of -50.47. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 0.57.
What is the return on equity (ROE) of FOA?
FOA has a return on equity (ROE) of -9.93%.
Is FOA a good stock to buy?
This page provides a data-driven analysis of Finance of America Companies Inc. (FOA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.