FinWise Bancorp FINW R2KFINANCIAL
Company Overview
FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah. The company operates in three segments: Traditional Banking; BaaS and Treasury; and Administration. The company provides various deposit products, including interest and noninterest-bearing demand accounts, health savings account demand deposits, NOW and money market accounts, and checking and savings accounts, as well as time deposits and certificates of deposits. It offers loans, including consumer, small business administration, commercial, commercial real estate, and residential real estate loans. In addition, the company offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and business accounts and cash management services, such as business checking and savings accounts, and treasury services. The company was formerly known as All West Bancorp. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah.
Why Investors Should Care
Trades at a P/E of 11.2, below the sector median of 13.6.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +55.7%, earnings -48.3%.
- 5-Year Trend Long-term compounding — profit CAGR -15.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 55.70% |
Compounded Profit Growth
| 5 Years: | -15.51% |
| 1 Year: | -48.30% |
Stock Price Performance
| 1 Year: | -43.10% |
| 6 Months: | -33.54% |
| 3 Months: | -21.75% |
| 1 Month: | -4.61% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)33.98 · Neutral
P/E of 11.21 is below the sector median of 13.55 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
No notable strengths flagged.
CONS
- Earnings shrank at -15.5% CAGR over 5 years.
- Trading 52.2% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FINW FinWise Bancorp R2KFINANCIAL | 10.76 | 11.21 | $149.38M | 0.00% | - | 7.17% | - | -15.51% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 331.58 | 14.21 | $881.40B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 542.19 | 13.64 | $763.42B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 407.92 | 34.69 | $695.14B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 623.60 | 34.34 | $542.20B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 813,595.00 | 13.64 | $397.40B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 7 | BAC Bank of America Corporation SPXR3KFINANCIAL | 50.56 | 11.68 | $353.55B | 2.39% | - | 11.20% | 3.14% | 4.27% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 90.68 | 12.95 | $310.38B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 179.49 | 14.51 | $281.90B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 5.29M | 7.74M | 8.44M | 9.43M | 5.48M | 3.65M | 3.86M | 4.64M | 4.80M | 3.31M | 3.18M | 3.45M | 3.19M | 4.10M | 4.89M | 2.73M |
| Diluted EPS | 0.59 | 0.84 | 0.91 | 0.70 | 0.41 | 0.27 | 0.29 | 0.35 | 0.37 | 0.25 | 0.24 | 0.25 | 0.23 | 0.29 | 0.34 | 0.20 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Net Income | 31.58M | 25.11M | 17.46M | 12.74M | 16.09M |
| Diluted EPS | 3.27 | 1.87 | 1.33 | 0.93 | 1.13 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|
| Total Assets | - | 380.21M | 400.78M | 586.22M | 745.98M | 977.13M |
| Total Equity | 45.87M | 115.44M | 140.46M | 155.06M | 173.72M | 193.19M |
| Cash & Equivalents | - | 85.75M | 100.57M | 116.97M | 109.16M | 163.40M |
| Total Liabilities | - | 264.77M | 260.32M | 431.17M | 572.26M | 783.94M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | -9.23M | 61.15M | 12.27M | -14.99M | -28.42M |
| Investing Cash Flow | 24.26M | -35.83M | -152.87M | -132.38M | -126.91M |
| Financing Cash Flow | 23.35M | -10.51M | 157.01M | 139.56M | 209.57M |
| Capital Expenditure | -2.33M | -7.21M | -7.46M | -1.08M | -219.00K |
| Free Cash Flow | -11.57M | 53.94M | 4.81M | -16.07M | -28.64M |
| Share Buybacks | 0 | 1.14M | 4.74M | 461.00K | 0 |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | - | - | - | - |
| ROE % | 27.4% | 17.9% | 11.3% | 7.3% | 8.3% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Alliancebernstein L.P. | 5.87% | 814.51K | $8.95M |
| 2 | Blackrock Inc. | 3.75% | 520.59K | $5.72M |
| 3 | Wasatch Advisors LP | 3.62% | 502.20K | $5.52M |
| 4 | US BANCORP \DE\ | 3.38% | 469.05K | $5.15M |
| 5 | Vanguard Capital Management LLC | 2.82% | 391.58K | $4.30M |
| 6 | Geode Capital Management, LLC | 1.65% | 228.50K | $2.51M |
| 7 | Dimensional Fund Advisors LP | 0.86% | 118.80K | $1.31M |
| 8 | State Street Corporation | 0.63% | 86.86K | $954.63K |
| 9 | Bridgeway Capital Management, LLC | 0.55% | 75.74K | $832.35K |
| 10 | Northern Trust Corporation | 0.54% | 75.48K | $829.52K |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for FINW
FinWise Bancorp Estimates – NASDAQ:FINW - TradingView
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Earnings Preview: FinWise Bancorp (FINW) Q3 Earnings Expected to Decline - Yahoo Finance
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FinWise Bancorp (FINW) Expected to Release Earnings on Wednesday - MarketBeat
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A six-month replay will follow FinWise Bancorp's Oct. 28 results call. - Stock Titan
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The Technical Signals Behind (FINW) That Institutions Follow - Stock Traders Daily
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FINW — Frequently Asked Questions
What is the current share price of FinWise Bancorp (FINW)?
As of 2026-10-23 16:27 PDT, FinWise Bancorp (FINW) trades at $10.76 on NasdaqGM. Its 52-week range is $10.46 to $22.49.
What is the market capitalisation of FINW?
FinWise Bancorp (FINW) has a market capitalisation of $149.38M on NasdaqGM.
What is the P/E ratio of FINW?
FINW trades at a trailing price-to-earnings (P/E) ratio of 11.21. The industry average P/E is 13.55. Its price-to-book (P/B) ratio is 0.76.
What is the return on equity (ROE) of FINW?
FINW has a return on equity (ROE) of 7.17%.
Is FINW a good stock to buy?
This page provides a data-driven analysis of FinWise Bancorp (FINW), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.