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Reliance Global Group, Inc. EZRA FINANCIAL

Financial Services · Insurance Brokers · United States
https://relianceglobalgroup.com
Company Profile ↓
$2.71
-93.35% 1Y
Mkt Cap$2.22M
P/E0.88
P/B0.34
52W High$41.90
52W Low$1.79
Book Value$8.10
EPS (TTM)$3.07

Company Overview

Reliance Global Group, Inc. acquires, owns, and manages insurance distribution and technology-oriented businesses in the United States. The company operates RELI Exchange, a business-to-business InsurTech platform and partner network designed to support insurance agents and agencies through technology-enabled tools and operational infrastructure; and 5MinuteInsure.com, a direct-to-consumer InsurTech platform designed to enable consumers to compare, quote, and bind certain insurance products through a streamlined digital interface. It also provides training and mentorship resources to support agent onboarding and business development through its platform; agency services for insurance products in the healthcare, life, bond, auto, and property and casualty sectors; and insurance marketing services. The company was formerly known as Ethos Media Network, Inc. and changed its name to Reliance Global Group, Inc. in October 2018. The company was incorporated in 2013 and is headquartered in Lakewood, New Jersey.

Why Investors Should Care

Steady Revenue Expansion

Revenue has grown at a 18.7% CAGR over the past five years.

Reasonable Valuation

Trades at a P/E of 0.9, below the sector median of 12.9.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $12.43M (-11.6% YoY); net profit $-6.99M.
  • Trailing 12 Months Year-on-year growth — revenue -31.6%.
  • 5-Year Trend Long-term compounding — revenue CAGR 18.7%.

Growth & Price Performance

Compounded Sales Growth

5 Years:18.67%
1 Year:-31.60%

Stock Price Performance

1 Year:-93.35%
6 Months:-69.75%
3 Months:-26.56%
1 Month:+6.27%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Mixed
52-Week Range 2% of range
$1.79 $41.90
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMABelow
  • RSI (14)51.09 · Neutral
Price Performance
1M+6.27%
3M-26.56%
6M-69.75%
1Y-93.35%
Valuation vs Sector

P/E of 0.88 is below the sector median of 12.89 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Compounding revenue at 18.7% over 5 years.
  • Generates positive free cash flow.

CONS

  • Trading 93.5% below its 52-week high.
  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
0.88
Industry PE
12.89
Forward P/E est.
1.29
PEG Ratio
-
Book Value
$8.10
Price to Book
0.34
P/S
0.21
EV/EBITDA
-0.99
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
18.67%
Profit 5Y
-
Revenue (YoY)
-31.60%
Earnings (YoY)
-

Profitability & Returns

ROCE
-80.82%
ROE
-123.46%
ROA
-33.83%
Profit Margin
-54.34%
Op Margin
-86.42%
Gross Margin
-20.05%
EPS (Latest Qtr)
$-3.26
EPS (TTM)
$3.07

Balance Sheet & Liquidity

Debt/Equity
0.79
Quick Ratio
0.84
Current Ratio
1.64
Debt
$5.27M
Total Assets
$12.87M
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
18.94%
Chg in Prom Hold
6.83%
FII / Inst Holding
3.00%
Chg in FII Hold
0.72%

Financial Snapshot

Enterprise Value
$2.22M
Total Revenue (TTM)
$11.05M
EBITDA
$-7.18M
Free Cash Flow
$1.34M
Operating Cash Flow
$-4.67M
Shares Outstanding
820.95K
Gross Margin
-20.05%
Payout Ratio
0.00%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 EZRA Reliance Global Group, Inc. FINANCIAL 2.71 0.88 $2.22M 0.00% -80.82% -123.46% 18.67% -
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 353.51 15.15 $939.70B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 505.83 12.72 $712.23B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 368.64 31.35 $628.20B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 570.89 31.44 $496.37B 0.62% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.39 14.41 $436.28B 2.04% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 757,791.00 12.71 $370.14B 0.00% - 12.12% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 106.26 15.18 $363.70B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 216.24 17.48 $339.62B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Mar 2020Jun 2020Sep 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026Jun 2026
Revenue 2.00M1.64M1.68M2.32M2.19M2.58M4.24M2.85M2.82M3.94M3.20M3.28M4.08M3.23M3.44M4.24M3.09M---
Operating Income -807.52K-1.03M-1.09M-484.86K-1.10M-475.21K-2.25M-1.77M-1.33M-1.00M-1.84M-1.44M-5.03M-1.15M-511.98K-1.41M-2.37M-3.91M-1.24M-1.82M
Net Income -979.80K-1.14M-1.23M-613.93K-1.28M-595.23K9.34M10.50M6.12M-1.79M-1.06M-139.00K-5.35M-1.49M-837.31K-1.74M-2.71M-1.16M-1.47M-1.99M
Diluted EPS ----0.08-0.12-0.05-0.428.614.69-2.77-6.60-0.78-13.84-2.76-0.67-0.66-33.90-0.20-0.09-3.26

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue 4.45M7.30M9.71M11.76M13.73M14.05M12.43M
Operating Income -3.10M-3.63M-2.91M-6.58M-13.88M-7.70M-9.01M
Net Income -3.50M-3.68M-21.10M6.47M-12.01M-9.07M-6.99M
Diluted EPS ----0.42-87.70-9.01-1.28

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets -16.99M18.04M27.68M38.43M23.02M17.32M13.55M
Total Equity -300.05K747.31K-63.01K-26.07M8.91M7.15M3.00M6.43M
Cash & Equivalents --530.00K-----
Long Term Debt -8.27M7.89M7.09M12.35M11.03M9.47M4.06M
Total Liabilities -16.35M18.11M53.74M29.52M15.87M14.32M7.12M
Current Liabilities -4.67M6.88M44.98M7.84M3.19M3.57M2.40M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow -373.93K-468.46K-2.25M-3.19M-847.97K-2.52M-3.09M
Investing Cash Flow -11.88M-1.95M-2.30M-24.64M710.19K-83.23K5.33M
Financing Cash Flow 12.64M2.45M8.64M25.12M966.92K1.66M-1.30M
Capital Expenditure -562.33K--71.11K-61.45K-22.86K-24.26K-15.90K
Free Cash Flow -936.26K--2.32M-3.25M-870.83K-2.54M-3.11M
Dividends Paid ------388.38K

Ratios (Annual)

Figures in %.

Metric Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -------
Operating Margin % -69.7%-49.7%-30.0%-55.9%-101.1%-54.8%-72.5%
Net Margin % -78.5%-50.4%-217.3%55.0%-87.5%-64.5%-56.2%
ROE % -467.7%5,842.4%80.9%72.6%-168.0%-302.7%-108.7%
ROCE % -25.2%-32.5%16.8%-21.5%-70.0%-56.0%-80.8%

Shareholding Pattern

Insiders
18.94%
Institutions
3.00%
Public Float
3.70%

Top Institutional Holders

#Holder% HeldSharesValue
1 UBS Group AG 1.13% 19.03K $49.85K
2 Stanley-Laman Group, Ltd. 0.52% 8.76K $22.94K
3 Citigroup Inc. 0.31% 5.27K $13.80K
4 Morgan Stanley 0.31% 5.13K $13.45K
5 Blackrock Inc. 0.19% 3.27K $8.56K
6 Vanguard Fiduciary Trust Co 0.12% 2.04K $5.34K
7 Vinva Investment Management Ltd. 0.09% 1.58K $4.15K
8 Tower Research Capital LLC (TRC) 0.02% 418 $1.09K
9 Wells Fargo & Company - 6 $15
10 SBI Securities Co., Ltd. - 4 $10

Analyst View

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Latest News

Recent headlines for EZRA

Google News hu, 03 Sep 2026

Reliance Global Group Board Adopts One-Year Stockholder Rights Plan to Protect Shareholder Value - Quiver Quantitative

<a href="https://news.google.com/rss/articles/CBMiyAFBVV95cUxPRHJmVTQ0dGF1TkhVczZrZlM1RWpENmhFR3BaUzJDTnRtZnFSelY5UUdxcTY5N29SaTJTZjhmb2JqSEFyZ3Ntd1NyV0pLMGJyZWcyREFJS19JUERhUHNLOGVCNS1QYlZseFJuUmpUWWpVb1RieFFBV0xQcWFzSEcwX0JWRnhuMWk1YUMzek…

Google News hu, 03 Sep 2026

EZRA Looks 8.7% Undervalued on GF Value™ Amid Challenging Fundam - gurufocus.com

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Google News ue, 01 Sep 2026

Reliance Global Group, Inc. SEC Filing (Sep 1, 2026) - Stock Titan

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Google News Fri, 04 Sep 2026

Reliance Global Group (NASDAQ: EZRA) Announces $14 Preferred Stock Purchase Rights - Kalkine Media

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Google News ue, 25 Aug 2026

EOG Resources (NYSE:EOG) CEO Ezra Yacob Sells 35,942 Shares of Stock - marketbeat.com

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Google News Mon, 17 Aug 2026

Delek US Holdings director Ezra Yemin sells $13.5m in company stock - Investing.com

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EZRA — Frequently Asked Questions

What is the current share price of Reliance Global Group, Inc. (EZRA)?

As of 2026-09-19 21:16 PDT, Reliance Global Group, Inc. (EZRA) trades at $2.71 on NasdaqCM. Its 52-week range is $1.79 to $41.90.

What is the market capitalisation of EZRA?

Reliance Global Group, Inc. (EZRA) has a market capitalisation of $2.22M on NasdaqCM.

What is the P/E ratio of EZRA?

EZRA trades at a trailing price-to-earnings (P/E) ratio of 0.88. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 0.34.

What is the return on equity (ROE) of EZRA?

EZRA has a return on equity (ROE) of -123.46%. Its return on capital employed (ROCE) is -80.82%.

Is EZRA a good stock to buy?

This page provides a data-driven analysis of Reliance Global Group, Inc. (EZRA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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