EVERTEC, Inc. EVTC R2KR3KTECH
Company Overview
EVERTEC, Inc. provides transaction processing and financial technology services in Latin America, Puerto Rico, and the Caribbean. It operates through four segments: Payment Services - Puerto Rico & Caribbean; Latin America Payments and Solutions; Merchant Acquiring; and Business Solutions. The company offers merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. It also provides payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers. In addition, the company offers business process management solutions comprising core bank processing, network hosting, managed services and managed security services, IT professional services, business process outsourcing, item processing, cash processing, and fulfillment. Further, it owns and operates the ATH network, a personal identification number debit network. The company processes approximately ten billion transactions annually through a system of electronic payment networks. It sells and distributes its services primarily through direct sales force. The company serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.
Why Investors Should Care
Net profit has compounded at 13.4% per year over the last five years.
Trades at a P/E of 19.7, below the sector median of 32.4.
Operating margin of 19.4% supports profitability.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $931.82M (+10.2% YoY); net profit $141.59M.
- Trailing 12 Months Year-on-year growth — revenue +19.7%, earnings -85.7%.
- 5-Year Trend Long-term compounding — revenue CAGR 7.9%, profit CAGR 13.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 7.91% |
| 1 Year: | 19.70% |
Compounded Profit Growth
| 5 Years: | 13.44% |
| 1 Year: | -85.70% |
Stock Price Performance
| 1 Year: | -18.97% |
| 6 Months: | +6.74% |
| 3 Months: | +36.08% |
| 1 Month: | -1.91% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)52.88 · Neutral
P/E of 19.71 is below the sector median of 32.42 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Profit CAGR of 13.4% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | EVTC EVERTEC, Inc. R2KR3KTECH | 30.35 | 19.71 | $1.87B | 0.65% | 9.52% | 14.85% | 7.91% | 13.44% |
| 2 | NVDA NVIDIA Corporation NDXSPXR3KAITECH | 230.36 | 35.28 | $5.58T | 0.46% | 74.66% | 114.29% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPXR3KTECH | 319.97 | 36.69 | $4.67T | 0.35% | 68.72% | 148.75% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXR3KAITECH | 499.70 | 27.85 | $3.71T | 0.73% | 26.33% | 34.04% | 9.93% | 11.90% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AITECH | 426.34 | 37.46 | $2.21T | 0.91% | 30.20% | 39.97% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXR3KAITECH | 357.90 | 59.55 | $1.70T | 0.62% | 16.70% | 37.28% | 17.04% | 54.08% |
| 7 | MU Micron Technology, Inc. NDXSPXR3KAITECH | 1,016.59 | 22.97 | $1.15T | 0.06% | 13.69% | 66.64% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXR3KAITECH | 477.57 | 122.14 | $779.62B | 0.00% | 5.47% | 10.20% | 11.81% | 66.28% |
| 9 | ASML ASML Holding N.V. NDXAITECH | 1,714.88 | 58.49 | $658.69B | 0.53% | 42.97% | 53.94% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2013 | Sep 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | 102.72M | 110.27M | 113.35M | 112.02M | 118.84M | 122.55M | 118.80M | 121.94M | 117.94M | 136.51M | 139.53M | 149.15M | 145.88M | 150.25M | 160.57M | 145.80M | 159.81M | 167.08M | 173.20M | 205.32M | 211.98M | 211.79M | 228.79M | 229.61M | 228.59M | 247.92M | 274.82M |
| Operating Income | 16.94M | 21.86M | 24.89M | 25.43M | 26.46M | 27.02M | 27.45M | 21.47M | 26.57M | 28.19M | 27.01M | 30.59M | 29.99M | 8.81M | 33.55M | 30.64M | 32.36M | 37.41M | 37.69M | 34.80M | 32.76M | 25.59M | 43.84M | 45.00M | 54.29M | 47.02M | 46.05M | 46.65M | 23.82M | 40.09M | 34.77M | 39.56M | 32.80M | 43.36M | 41.54M | 49.50M | 56.13M | 37.73M | 44.57M | 53.28M |
| Net Income | -64.94M | 14.80M | 18.21M | 17.77M | 19.09M | 18.54M | 19.57M | 25.34M | 19.15M | 20.23M | 19.68M | 23.03M | 20.09M | 6.10M | 23.02M | 20.05M | 23.00M | 26.64M | 27.06M | 24.75M | 22.21M | 15.48M | 34.46M | 35.50M | 49.20M | 35.31M | 38.90M | 33.59M | 137.81M | 30.05M | 28.16M | 10.04M | 15.98M | 31.90M | 24.68M | 32.70M | 40.47M | 32.86M | 23.75M | 5.41M |
| Diluted EPS | -0.82 | 0.18 | 0.23 | 0.22 | 0.24 | 0.24 | 0.25 | 0.33 | 0.26 | 0.27 | 0.26 | 0.31 | 0.27 | 0.08 | 0.31 | 0.27 | 0.31 | 0.36 | 0.37 | 0.34 | 0.30 | 0.21 | 0.47 | 0.49 | 0.68 | 0.48 | 0.53 | 0.47 | 2.06 | 0.46 | 0.43 | 0.15 | 0.24 | 0.49 | 0.38 | 0.50 | 0.62 | 0.51 | 0.38 | 0.09 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 321.12M | 342.49M | 358.40M | 361.79M | 373.53M | 389.51M | 407.14M | 453.87M | 487.37M | 510.59M | 589.80M | 618.41M | 694.71M | 845.49M | 931.82M |
| Operating Income | 62.52M | 79.65M | 86.25M | 96.99M | 103.36M | 107.14M | 86.08M | 125.13M | 144.50M | 141.39M | 196.51M | 157.40M | 136.16M | 165.67M | 186.44M |
| Net Income | 24.21M | 77.37M | -27.12M | 66.16M | 85.38M | 75.04M | 55.05M | 86.27M | 103.47M | 104.44M | 161.13M | 239.01M | 79.72M | 112.62M | 141.59M |
| Diluted EPS | 0.33 | 1.01 | -0.34 | 0.84 | 1.11 | 1.01 | 0.76 | 1.16 | 1.41 | 1.43 | 2.21 | 3.45 | 1.21 | 1.73 | 2.20 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 977.75M | 921.31M | 885.32M | 863.65M | 885.66M | 902.79M | 927.29M | 1.01B | 1.07B | 1.14B | 1.13B | 2.06B | 1.86B | 2.24B |
| Total Equity | 339.61M | 366.18M | 101.59M | 87.97M | 94.84M | 98.21M | 104.68M | 144.11M | 211.46M | 267.19M | 337.74M | 466.21M | 471.51M | 594.29M | 472.52M | 621.61M |
| Cash & Equivalents | 55.20M | 56.20M | 25.63M | 22.27M | 32.11M | 28.75M | 51.92M | 50.42M | 69.97M | 111.03M | 202.65M | 257.86M | 185.27M | 295.60M | 273.64M | 305.99M |
| Long Term Debt | - | - | 730.71M | 665.68M | 647.58M | 619.30M | 599.67M | 557.25M | 524.06M | 510.95M | 481.04M | 444.79M | 389.50M | 946.82M | 925.06M | 1.05B |
| Total Liabilities | - | - | 855.29M | 809.98M | 790.48M | 765.44M | 777.49M | 754.81M | 711.69M | 740.05M | 730.15M | 674.49M | 657.00M | 1.42B | 1.34B | 1.53B |
| Current Liabilities | - | - | 96.89M | 123.76M | 91.06M | 102.50M | 129.16M | 147.22M | 136.71M | 144.31M | 152.99M | 152.88M | 208.41M | 298.31M | 279.66M | 285.04M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | - | 162.42M | 168.05M | 145.79M | 172.73M | 179.95M | 199.09M | 228.42M | 219.90M | 211.19M | 260.06M | 227.01M |
| Investing Cash Flow | - | - | - | - | -53.07M | -57.79M | -76.27M | -41.30M | -65.35M | -48.63M | -83.82M | -133.32M | -507.93M | -118.28M | -238.24M |
| Financing Cash Flow | - | - | - | - | -112.72M | -90.80M | -69.18M | -105.06M | -70.23M | -62.62M | -81.28M | -153.31M | 416.37M | -152.56M | 28.45M |
| Capital Expenditure | -8.96M | -16.61M | -11.69M | -10.90M | -21.02M | -18.45M | -11.29M | -13.93M | -23.00M | -17.08M | -25.10M | -27.07M | -21.43M | -25.38M | -23.34M |
| Free Cash Flow | - | - | - | - | 141.40M | 149.60M | 134.50M | 158.80M | 156.95M | 182.01M | 203.32M | 192.83M | 189.77M | 234.68M | 203.67M |
| Share Buybacks | - | - | 75.00M | 26.20M | 54.95M | 39.95M | 7.67M | 10.00M | 31.82M | 7.30M | 24.39M | 96.60M | 36.10M | 82.29M | 69.29M |
| Dividends Paid | - | 319.96M | 16.39M | 31.36M | 30.92M | 29.70M | 21.76M | 7.27M | 14.42M | 14.38M | 14.41M | 13.77M | 13.03M | 12.87M | 12.78M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 19.5% | 23.3% | 24.1% | 26.8% | 27.7% | 27.5% | 21.1% | 27.6% | 29.6% | 27.7% | 33.3% | 25.5% | 19.6% | 19.6% | 20.0% |
| Net Margin % | 7.5% | 22.6% | -7.6% | 18.3% | 22.9% | 19.3% | 13.5% | 19.0% | 21.2% | 20.5% | 27.3% | 38.6% | 11.5% | 13.3% | 15.2% |
| ROE % | 6.6% | 76.2% | -30.8% | 69.8% | 86.9% | 71.7% | 38.2% | 40.8% | 38.7% | 30.9% | 34.6% | 50.7% | 13.4% | 23.8% | 22.8% |
| ROCE % | - | 9.0% | 10.8% | 12.2% | 13.6% | 14.2% | 11.4% | 15.8% | 16.7% | 15.4% | 19.8% | 17.0% | 7.7% | 10.5% | 9.5% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 15.33% | 9.16M | $274.67M |
| 2 | FMR, LLC | 14.73% | 8.80M | $263.79M |
| 3 | American Century Companies Inc | 8.68% | 5.19M | $155.57M |
| 4 | Vanguard Portfolio Management LLC | 6.63% | 3.96M | $118.76M |
| 5 | Vanguard Capital Management LLC | 4.63% | 2.77M | $82.91M |
| 6 | Kayne Anderson Rudnick Investment Management LLC | 4.54% | 2.71M | $81.36M |
| 7 | State Street Corporation | 4.36% | 2.60M | $78.09M |
| 8 | Fuller & Thaler Asset Management Inc. | 3.45% | 2.06M | $61.75M |
| 9 | Geode Capital Management, LLC | 2.63% | 1.57M | $47.05M |
| 10 | Dimensional Fund Advisors LP | 2.39% | 1.43M | $42.77M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for EVTC
Is EVERTEC (EVTC) Stock A Bargain or Fairly Priced Today? - Yahoo Finance
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EVTC — Frequently Asked Questions
What is the current share price of EVERTEC, Inc. (EVTC)?
As of 2026-09-07 16:24 PDT, EVERTEC, Inc. (EVTC) trades at $30.35 on NYSE. Its 52-week range is $22.30 to $37.45.
What is the market capitalisation of EVTC?
EVERTEC, Inc. (EVTC) has a market capitalisation of $1.87B on NYSE.
What is the P/E ratio of EVTC?
EVTC trades at a trailing price-to-earnings (P/E) ratio of 19.71. The industry average P/E is 32.42. Its price-to-book (P/B) ratio is 2.75.
Does EVTC pay a dividend?
EVERTEC, Inc. (EVTC) currently offers a dividend yield of 0.65%.
What is the return on equity (ROE) of EVTC?
EVTC has a return on equity (ROE) of 14.85%. Its return on capital employed (ROCE) is 9.52%.
Is EVTC a good stock to buy?
This page provides a data-driven analysis of EVERTEC, Inc. (EVTC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.