Equity Bancshares, Inc. EQBK R2K
Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. It accepts demand, savings, money market, and time deposits. The company's loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment and aircraft financing, acquisition, expansion and development, borrowing base, real estate construction, government guaranteed, letter of credit, and other loan products. It also provides loans for 1 4 family residential mortgages, agricultural, consumer, residential real estate mortgage, and agricultural real estate and production loans. In addition, the company offers debit and credit cards; insurance brokerage; trust and wealth management; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; night depository; direct deposit; cashier's and travelers checks; letters of credit; and ITMs and ATMs. Further, it provides cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts; and banking services through telephone, mail, and personal appointments. Additionally, the company offers treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house origination, and stop payments. It operates in Arkansas, Kansas, Missouri, and Oklahoma. Equity Bancshares, Inc. was founded in 1985 and is headquartered in Wichita, Kansas.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -26.7% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | EQBK Equity Bancshares, Inc. R2K | 46.10 | 39.07 | $951.54M | 1.56% | - | 3.44% | 2.03% | -26.69% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Quarterly Results
Figures in USD.
| Metric | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 59.98M | 57.56M | 17.09M | 72.32M | 82.09M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 24.39M | 24.39M | 28.61M | 27.36M | 34.36M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 18.85M | 18.37M | -37.30M | 26.46M | 22.23M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.81M | 3.11M | -7.64M | 4.38M | 5.26M |
| Net Income | 2.43M | 2.44M | 2.57M | 2.74M | 3.44M | 2.85M | 2.67M | 4.86M | 6.35M | 5.16M | 8.71M | 6.87M | 10.32M | -4.07M | 9.23M | 10.41M | 1.26M | 1.69M | -90.41M | 15.07M | 15.17M | 11.77M | 15.65M | 15.26M | 15.17M | 12.32M | 11.46M | 12.34M | 14.07M | 11.72M | 19.85M | 15.04M | 15.26M | -29.66M | 22.08M | 16.97M |
| Diluted EPS | 0.38 | 0.38 | 0.40 | 0.43 | 0.41 | 0.34 | 0.32 | 0.40 | 0.51 | 0.41 | 0.58 | 0.44 | 0.64 | -0.26 | 0.58 | 0.66 | 0.08 | 0.11 | -6.01 | 1.02 | 1.03 | 0.80 | 0.93 | 0.94 | 0.93 | 0.77 | 0.74 | 0.80 | 0.90 | 0.76 | 1.28 | 0.85 | 0.86 | -1.55 | 1.15 | 0.80 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | 194.87M | 136.98M | 215.83M | 206.95M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | 25.42M | 87.69M | 110.68M | 104.75M |
| Pretax Income | - | - | - | - | - | - | - | - | - | 70.28M | 2.42M | 78.28M | 26.38M |
| Tax Provision | - | - | - | - | - | - | - | - | - | 12.59M | -5.41M | 15.66M | 3.65M |
| Net Income | 7.87M | 8.99M | 10.30M | 9.37M | 20.65M | 35.83M | 25.58M | -74.97M | - | 57.69M | 7.82M | 62.62M | 22.73M |
| Diluted EPS | 0.92 | 1.30 | 1.54 | 1.07 | 1.62 | 2.28 | 1.61 | -4.97 | - | 3.51 | 0.50 | 4.00 | 1.23 |
Compounded Sales Growth
| 5 Years: | 2.03% |
| 1 Year: | 33.70% |
Compounded Profit Growth
| 5 Years: | -26.69% |
| 1 Year: | -5.90% |
Stock Price Performance
| 1 Year: | +20.31% |
| 6 Months: | +5.92% |
| 3 Months: | +3.14% |
| 1 Month: | +1.77% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.17B | 1.59B | 2.19B | 3.17B | 4.06B | 3.95B | 4.01B | - | 4.98B | 5.03B | 5.33B | 6.37B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 100.37M | 20.62M | 31.71M | 56.83M | 35.09M | 52.20M | - | - | - | - | 104.01M | 363.29M | 383.50M | 608.14M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | 20.63M | 25.50M | 28.91M | 33.32M |
| Total Liabilities | - | - | 1.06B | 1.42B | 1.93B | 2.80B | 3.61B | 3.47B | 3.61B | - | 4.57B | 4.58B | 4.74B | 5.64B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | 141.76M | - | 235.26M | 336.92M | 275.55M | 398.14M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | 235.26M | 336.92M | 275.55M | 398.14M |
| Total Equity | 138.17M | 139.87M | 117.73M | 167.23M | 257.96M | 374.14M | 455.94M | 478.06M | 407.65M | - | 410.06M | 452.86M | 592.92M | 732.05M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | 20.28M | 20.46M | 22.81M | 24.69M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | 15.55M | 27.63M | 36.67M | 48.52M | 43.62M | - | 74.07M | 76.53M | 73.84M | 51.37M |
| Investing Cash Flow | - | - | - | -140.69M | -222.92M | -171.49M | 96.10M | 96.00M | - | -214.18M | 232.17M | 123.73M | 136.92M |
| Financing Cash Flow | - | - | - | 103.41M | 212.40M | 275.44M | -248.15M | 51.78M | - | -15.41M | -34.03M | -192.93M | 35.79M |
| Capital Expenditure | -1.84M | -4.68M | -5.74M | -2.80M | -6.87M | -8.83M | -6.95M | -9.55M | - | -3.49M | -16.14M | -8.49M | -13.25M |
| Free Cash Flow | - | - | - | 12.75M | 20.75M | 27.84M | 41.57M | 34.07M | - | 70.58M | 60.39M | 65.35M | 38.11M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | -155.53M | 274.67M | 4.65M | 224.07M |
| Share Buybacks | 571.00K | 17.22M | - | - | - | - | 10.87M | 19.35M | 18.66M | 33.19M | 17.90M | 11.86M | 13.99M |
| Dividends Paid | 970.00K | 804.00K | 164.00K | 42.00K | - | - | - | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | 29.6% | 5.7% | 29.0% | 11.0% |
| ROE % | 5.6% | 7.6% | 6.2% | 3.6% | 5.5% | 7.9% | 5.4% | -18.4% | - | 14.1% | 1.7% | 10.6% | 3.1% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | T. Rowe Price Investment Management, Inc. | 10.12% | 2.09M | $96.33M |
| 2 | Blackrock Inc. | 6.68% | 1.38M | $63.54M |
| 3 | Patriot Financial Partners Gp II, L.P. | 5.79% | 1.19M | $55.06M |
| 4 | FJ Capital Management LLC | 4.46% | 921.07K | $42.46M |
| 5 | Dimensional Fund Advisors LP | 3.61% | 745.83K | $34.38M |
| 6 | Vanguard Capital Management LLC | 3.40% | 700.91K | $32.31M |
| 7 | Wellington Management Group, LLP | 3.01% | 620.62K | $28.61M |
| 8 | State Street Corporation | 2.41% | 498.08K | $22.96M |
| 9 | Geode Capital Management, LLC | 1.91% | 393.92K | $18.16M |
| 10 | Mendon Capital Advisors Corp | 1.85% | 382.05K | $17.61M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for EQBK