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Euronet Worldwide, Inc. EEFT R3KTECH

Technology · Software - Infrastructure · United States
https://www.euronet.com
Company Profile ↓
$71.88
-26.44% 1Y
Mkt Cap$2.74B
P/E11.41
P/B2.15
52W High$98.32
52W Low$63.73
Book Value$32.89
EPS (TTM)$6.30

Company Overview

Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers internationally. The company operates through three segments: Electronic Funds Transfer (EFT), epay, and Money Transfer. The EFT segment provides automated teller machine cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS dynamic currency conversion, domestic and international surcharge, foreign currency dispensing, advertising, digital content sales at ATMs, customer relationship management, prepaid mobile top-up, bill payment, money transfer, fraud management, foreign remittance payout, cardless payout, banknote recycling solutions, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services. The Money Transfer segment offers consumer-to-consumer money transfer services through a network of locations and its website riamoneytransfer.com; account-to-account money transfer; and money transfer services through its website xe.com, Xe app, and customer service representatives. It also provides foreign currency exchange information on its currency data websites xe.com and x-rates.com; cash management solutions and foreign currency risk management services to small-and-medium-sized businesses; and payment processing services to third-party partners. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. The company was founded in 1994 and is headquartered in Leawood, Kansas.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 22.4%, reflecting efficient use of shareholder capital.

Healthy Capital Returns

Return on capital employed stands at 20.1%.

Reasonable Valuation

Trades at a P/E of 11.4, below the sector median of 29.2.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $4.24B (+6.4% YoY); net profit $309.50M.
  • Trailing 12 Months Year-on-year growth — revenue +3.2%, earnings -24.7%.
  • 5-Year Trend Long-term compounding — revenue CAGR 8.6%.

Growth & Price Performance

Compounded Sales Growth

5 Years:8.59%
1 Year:3.20%

Compounded Profit Growth

5 Years:-
1 Year:-24.70%

Stock Price Performance

1 Year:-26.44%
6 Months:-0.84%
3 Months:+8.76%
1 Month:-0.28%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bearish
52-Week Range 24% of range
$63.73 $98.32
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMABelow
  • RSI (14)49.73 · Neutral
Price Performance
1M-0.28%
3M+8.76%
6M-0.84%
1Y-26.44%
Valuation vs Sector

P/E of 11.41 is below the sector median of 29.22 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Strong return on equity of 22.4%.
  • Healthy ROCE of 20.1%.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • Trading 26.9% below its 52-week high.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
11.41
Industry PE
29.22
Forward P/E
6.02
PEG Ratio
0.48
Book Value
$32.89
Price to Book
2.15
P/S
0.61
EV/EBITDA
5.06
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
8.59%
Profit 5Y
-
Revenue (YoY)
3.20%
Earnings (YoY)
-24.70%

Profitability & Returns

ROCE
20.11%
ROE
22.37%
ROA
4.84%
Profit Margin
6.59%
Op Margin
12.37%
Gross Margin
24.00%
EPS (Latest Qtr)
$1.71
EPS (TTM)
$6.30

Balance Sheet & Liquidity

Debt/Equity
2.25
Quick Ratio
0.81
Current Ratio
1.37
Debt
$2.81B
Total Assets
$6.49B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
7.21%
Chg in Prom Hold
0.00%
FII / Inst Holding
105.87%
Chg in FII Hold
-0.06%

Financial Snapshot

Enterprise Value
$2.74B
Total Revenue (TTM)
$4.37B
EBITDA
$657.50M
Free Cash Flow
$311.64M
Operating Cash Flow
$401.20M
Shares Outstanding
38.08M
Gross Margin
24.00%
Payout Ratio
0.00%

Peer comparison

Peer companies in the same sector (Technology).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 EEFT Euronet Worldwide, Inc. R3KTECH 71.88 11.41 $2.74B 0.00% 20.11% 22.37% 8.59% -
2 NVDA NVIDIA Corporation NDXSPXR3KAITECH 225.73 28.50 $5.45T 0.46% 74.66% 117.21% 24.64% 32.12%
3 AAPL Apple Inc. NDXSPXR3KTECH 316.22 36.22 $4.61T 0.34% 68.72% 148.75% 1.81% 3.92%
4 MSFT Microsoft Corporation NDXSPXR3KAITECH 493.95 27.49 $3.67T 0.79% 26.33% 34.04% 9.93% 11.90%
5 TSM Taiwan Semiconductor Manufacturing Company Limited AITECH 439.00 32.71 $2.28T 0.95% 30.20% 39.97% 18.94% 19.57%
6 AVGO Broadcom Inc. NDXSPXR3KAITECH 368.56 46.95 $1.75T 0.71% 16.70% 44.25% 17.04% 54.08%
7 MU Micron Technology, Inc. NDXSPXR3KAITECH 1,000.26 22.59 $1.13T 0.05% 13.69% 66.64% 13.68% 26.02%
8 AMD Advanced Micro Devices, Inc. NDXSPXR3KAITECH 505.74 128.36 $825.61B 0.00% 5.47% 10.20% 11.81% 66.28%
9 ASML ASML Holding N.V. NDXAITECH 1,764.85 59.89 $677.88B 0.51% 42.97% 53.94% 15.55% 19.55%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Jun 2015Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026Jun 2026
Revenue -----------550.51M622.22M714.50M649.38M577.51M691.87M786.99M693.75M583.91M527.80M664.35M706.64M652.67M714.69M816.56M718.50M843.30M931.30M787.20M939.10M1.00B857.00M986.20M1.10B915.50M1.07B1.15B1.01B1.11B
Operating Income 47.18M70.27M55.22M41.89M59.31M90.47M58.11M41.29M66.69M116.90M41.12M45.47M90.37M150.91M71.16M56.09M117.90M193.99M107.21M31.60M-101.27M66.07M50.22M10.45M30.12M114.49M36.70M101.10M168.50M45.60M122.60M167.00M64.00M134.30M182.20M75.20M158.60M195.00M72.00M137.10M
Net Income 26.81M31.33M33.49M29.09M55.68M60.73M28.91M28.12M51.37M100.29M-22.93M26.41M43.72M102.72M59.99M34.54M68.15M137.61M106.45M1.92M-115.80M40.25M70.23M-8.66M8.63M73.88M8.20M57.30M97.80M20.10M86.10M104.20M26.20M83.10M151.50M38.40M97.60M122.00M37.50M77.40M
Diluted EPS 0.500.570.610.531.041.110.540.510.931.80-0.440.490.821.891.100.621.252.461.910.04-2.220.761.31-0.16160.001.370.161.081.870.391.652.050.551.733.210.852.272.750.831.71

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue 1.05B1.03B1.04B1.16B1.27B1.41B1.66B1.77B1.96B2.25B2.54B2.75B2.48B3.00B3.36B3.69B3.99B4.24B
Operating Income -149.02M72.27M5.27M79.14M58.01M118.41M158.73M204.84M249.77M266.00M357.91M475.19M46.62M184.00M385.40M432.60M503.20M529.80M
Net Income -193.47M30.32M-38.37M36.96M20.54M87.99M101.65M98.81M174.41M156.84M232.85M346.75M-3.40M70.70M231.00M279.70M306.00M309.50M
Diluted EPS -3.930.59-0.750.710.401.691.891.833.232.854.266.31-0.061.324.415.506.456.84

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018May 2019Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --1.41B1.41B1.51B1.55B1.60B2.04B2.19B2.71B3.14B3.32B-4.66B4.93B4.74B5.40B5.89B5.83B6.49B
Total Equity 760.57M495.91M558.97M512.61M520.43M522.38M636.12M730.75M824.56M899.55M1.20B1.23B-1.58B1.45B1.26B1.24B1.25B1.23B1.31B
Cash & Equivalents 267.59M181.89M183.53M195.27M177.33M201.44M209.83M468.01M457.52M734.41M280.13M385.03M-786.08M1.42B1.26B1.13B1.25B1.28B1.04B
Long Term Debt --320.28M286.11M161.69M286.70M188.51M397.26M405.47M561.66M404.01M589.78M669.90M1.09B1.44B1.42B1.61B1.72B1.13B1.04B
Total Liabilities --846.18M890.50M979.58M1.02B959.74M1.31B1.37B1.81B1.94B2.09B-3.08B3.48B3.49B4.16B4.64B4.61B5.17B
Current Liabilities --491.58M571.36M774.49M696.71M732.09M848.88M903.93M1.18B1.41B1.38B-1.63B1.86B1.85B2.35B2.70B3.23B3.85B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 91.25M96.05M108.09M97.88M184.69M169.33M235.03M215.05M391.52M286.28M397.23M504.49M253.50M406.30M748.30M643.10M732.80M559.80M
Investing Cash Flow -21.35M-39.80M-55.37M-124.06M-69.16M-69.47M-153.03M-193.98M-136.31M-101.86M-132.28M-229.03M-105.53M-98.10M-453.80M-157.60M-223.30M-138.50M
Financing Cash Flow -145.73M-57.45M-44.77M13.92M-92.58M-91.22M218.08M-1.19M79.51M-161.15M2.02M416.30M35.40M-212.00M-1.20M-143.20M-135.70M-788.60M
Capital Expenditure -39.71M-33.07M-29.20M-46.00M-46.21M-40.90M-63.10M-74.62M-87.41M-97.23M-112.48M-131.29M-97.63M-92.20M-104.30M-94.40M-117.20M-125.50M
Free Cash Flow 51.54M62.98M78.89M51.88M138.48M128.43M171.93M140.43M304.11M189.04M284.75M373.20M155.88M314.10M644.00M548.70M615.60M434.30M
Share Buybacks -0016.00M42.85M1.88M66.39M6.08M77.36M3.06M177.85M74.46M241.52M229.88M175.97M---

Ratios (Annual)

Figures in %.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % ------------------
Operating Margin % -14.3%7.0%0.5%6.8%4.6%8.4%9.5%11.6%12.8%11.8%14.1%17.3%1.9%6.1%11.5%11.7%12.6%12.5%
Net Margin % -18.5%2.9%-3.7%3.2%1.6%6.2%6.1%5.6%8.9%7.0%9.2%12.6%-0.1%2.4%6.9%7.6%7.7%7.3%
ROE % -39.0%5.4%-7.5%7.1%3.9%13.8%13.9%12.0%19.4%13.1%18.9%22.0%-0.2%5.6%18.6%22.4%24.9%23.7%
ROCE % -7.8%0.6%10.8%6.8%13.7%13.3%15.9%16.3%15.4%18.4%15.7%1.5%6.4%12.6%13.5%19.3%20.1%

Shareholding Pattern

Insiders
7.21%
Institutions
105.87%
Public Float
114.09%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 8.78% 3.34M $220.78M
2 Bank of Montreal /CAN/ 5.82% 2.22M $146.31M
3 Turtle Creek Asset Management Inc. 4.46% 1.70M $112.22M
4 Reinhart Partners, LLC 4.27% 1.63M $107.44M
5 Vanguard Capital Management LLC 4.17% 1.59M $104.77M
6 American Century Companies Inc 4.15% 1.58M $104.27M
7 Vanguard Portfolio Management LLC 3.88% 1.48M $97.58M
8 Dimensional Fund Advisors LP 3.66% 1.39M $92.11M
9 Jupiter Topco LLC 3.52% 1.34M $88.60M
10 State Street Corporation 3.35% 1.28M $84.32M

Analyst View

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Latest News

Recent headlines for EEFT

Google News Sat, 05 Sep 2026

Legal & General Group Plc Takes Position in Euronet Worldwide, Inc. $EEFT - marketbeat.com

<a href="https://news.google.com/rss/articles/CBMiyAFBVV95cUxQRW5rSE9GNHBpdHluTXZZZERZd01NWW0yaWZjTUdNblZSRFNsRXNOaUczLUR0Y1preng1b3pmNmZmcHVLU3JZWnFkMGotaWJnV1Z5RTByaUkxTTJVY04tUEJQa3pSbzZYNm5aczMwTWZmY1hZazRPdlJGaGFxOG5ZTkZuc1g4eVFJeUNJN3…

Google News hu, 30 Jul 2026

Euronet Worldwide (EEFT) Q2 Earnings and Revenues Miss Estimates - finance.yahoo.com

<a href="https://news.google.com/rss/articles/CBMioAFBVV95cUxNWHpMYVpQVTBqVFhvcUVZSHlXNFRlOWxHOXdRMGNUVTlWSF9jb3FuV2xqQTFwcGxpQVRWMERWOWhHalRJb1MxcmtsUjJqZU8yM3pXc3A5LWZPYzdQYkJnaFB5dGhIa0dIS3FqTmV3elZDTm9mTXBmUHpNM2w2aFZmRzNrUVktLXkxVmNGQS…

Google News Sat, 06 Jun 2026

Euronet Worldwide Inc (NASDAQ:EEFT) Stands Out as a Decent Value Stock with Strong Fundamentals - ChartMill

<a href="https://news.google.com/rss/articles/CBMi3AFBVV95cUxPd3VuU1JNdTdJbG9vempSWFJwUS16SDNYb3JnNTZzZEdhT2pUYi1sQlJlN053RERnM25KQnhSN3dWLXc2UmJua3ZGVXFzS0RxWk1LNjdMbHFRb29wa2VmdkRHQW1KbWRyR0pPWW9yYzVfbjlUNElqcmFYbzduczlrZl9Ra29TS2F1aG03Zz…

Google News ue, 26 May 2026

EEFT - Euronet Worldwide Inc Stock Price and Quote - Finviz

<a href="https://news.google.com/rss/articles/CBMiRkFVX3lxTE5wNGhPYkpXT0U2VUtHajRfTU1tLVYwbC1jSkMzb3ExVVVsMV95ZGhqR3ZYaHhQWkJlaUdVZWF0eGw0bkY4RlE?oc=5" target="_blank">EEFT - Euronet Worldwide Inc Stock Price and Quote</a>&nbsp;&nbsp;<font …

Google News Wed, 02 Sep 2026

Euronet Worldwide Inc (EEFT) Shares Surge 7.1% -- What GF Score of 83 Tells Investors - gurufocus.com

<a href="https://news.google.com/rss/articles/CBMiuAFBVV95cUxNUkE1RUd2cl83eS0wNnlCcmM0U1ZOOWJySmYzdTE1SzhEYkI4QV9sNDh1a1hjSUl6SUJ1OUdkNHFESzc3QkMzZF9RUEtQZDE4NFBtTWh3VEV0OUNqcnF2Y2NUV2h5amdzREZhY1Q5d3Q5ZmFKMTluREJCNE9NVWsya2hXaXFSN05nZk1aV1…

Google News Wed, 15 Apr 2026

Why Euronet Worldwide (EEFT) Stock Is Up Today - StockStory

<a href="https://news.google.com/rss/articles/CBMiqgFBVV95cUxNNHEzVEQydG81cUhzUWU3d3B5bUhDNnRWY3NTTklHVm1qSnlBdm9CdnM5V29raV82Y0N3c1dCd2s2NGxKdlN0YVVnNFU1b2RpQ3hjM3RoUEZsUWx3SGxFUkhTOFFsd2RkLWIxMnBOamw5T2haMlY2S0tjd3lhQ1AzSmRiZGlGR0dYcUh1OG…

EEFT — Frequently Asked Questions

What is the current share price of Euronet Worldwide, Inc. (EEFT)?

As of 2026-09-19 21:16 PDT, Euronet Worldwide, Inc. (EEFT) trades at $71.88 on NasdaqGS. Its 52-week range is $63.73 to $98.32.

What is the market capitalisation of EEFT?

Euronet Worldwide, Inc. (EEFT) has a market capitalisation of $2.74B on NasdaqGS.

What is the P/E ratio of EEFT?

EEFT trades at a trailing price-to-earnings (P/E) ratio of 11.41. The industry average P/E is 29.22. Its price-to-book (P/B) ratio is 2.15.

What is the return on equity (ROE) of EEFT?

EEFT has a return on equity (ROE) of 22.37%. Its return on capital employed (ROCE) is 20.11%.

Is EEFT a good stock to buy?

This page provides a data-driven analysis of Euronet Worldwide, Inc. (EEFT), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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