Eastern Bankshares, Inc. EBC R2K
Company Overview
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
Why Investors Should Care
Trades at a P/E of 12.4, below the sector median of 13.3.
Maintains a net profit margin of 35.9%.
Carries low leverage with a debt-to-equity ratio of 0.16.
Offers a dividend yield of 2.60%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $134.09M (+19.1% YoY); net profit $88.22M.
- Trailing 12 Months Year-on-year growth — revenue +19.1%, earnings -26.2%.
- 5-Year Trend Long-term compounding — revenue CAGR -2.8%, profit CAGR -4.6%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -2.84% |
| 1 Year: | 19.07% |
Compounded Profit Growth
| 5 Years: | -4.61% |
| 1 Year: | -26.21% |
Stock Price Performance
| 1 Year: | +42.66% |
| 6 Months: | +17.08% |
| 3 Months: | +8.96% |
| 1 Month: | +8.25% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)62.72 · Neutral
P/E of 12.40 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 35.9%.
- Attractive dividend yield of 2.60%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -2.8% CAGR over 5 years.
- Earnings shrank at -4.6% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | EBC Eastern Bankshares, Inc. R2K | 22.44 | 12.40 | $4.82B | 2.60% | - | 9.43% | -2.84% | -4.61% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 40.57M | 38.53M | - | 43.19M | 36.08M | 36.66M | - | 43.72M | 40.74M | 39.55M | 48.70M | 45.22M | 18.52M | 17.68M | 19.79M | 19.57M | 20.43M | 28.88M | 30.12M | 31.13M | 32.53M | 32.97M | 37.15M |
| Net Income | 32.97M | 35.05M | 35.84M | 31.24M | 8.45M | 29.85M | 28.50M | -44.06M | 47.66M | 34.81M | 37.11M | 51.52M | 51.17M | 54.78M | -194.10M | 48.66M | 59.11M | 38.65M | 26.33M | -6.19M | -217.67M | 100.23M | 106.14M | 65.26M |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.26 | 0.28 | 0.20 | 0.22 | 0.30 | 0.31 | 0.33 | -1.20 | 0.30 | 0.36 | 0.24 | 0.16 | -0.03 | -1.08 | 0.50 | 0.53 | 0.29 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 164.05M | 156.22M | 154.75M | 69.42M | 77.30M | 76.87M | 112.62M | 134.09M |
| Net Income | 122.73M | 135.10M | 22.74M | 154.66M | 199.76M | 232.18M | 119.56M | 88.22M |
| Diluted EPS | 0.00 | 0.00 | 0.13 | 0.90 | 1.21 | 1.43 | 0.66 | 0.43 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 11.38B | 11.63B | 15.96B | 23.51B | 22.65B | 21.13B | 25.56B | 30.59B |
| Total Equity | 1.33B | 1.43B | 1.60B | 3.43B | 3.41B | 2.47B | 2.97B | 3.61B | 4.34B |
| Cash & Equivalents | - | - | 362.60M | 2.05B | 1.23B | 169.50M | 693.08M | 1.01B | 316.87M |
| Total Liabilities | - | 9.95B | 10.03B | 12.54B | 20.11B | 20.18B | 18.16B | 21.95B | 26.25B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 205.01M | 196.22M | 69.85M | - | 229.94M | 261.69M | 283.84M | 432.42M |
| Investing Cash Flow | -647.10M | -145.27M | -2.39B | - | -1.08B | 2.40B | 1.06B | -364.02M |
| Financing Cash Flow | 390.65M | 51.95M | 4.01B | - | -215.57M | -2.14B | -1.03B | -758.41M |
| Capital Expenditure | - | - | - | - | -8.63M | -8.14M | -13.54M | -19.43M |
| Free Cash Flow | - | - | - | - | 221.31M | 253.55M | 270.30M | 412.99M |
| Net Change in Cash | - | - | - | - | -1.06B | 523.57M | 313.80M | -690.01M |
| Share Buybacks | - | 0 | 0 | 23.22M | 201.62M | 0 | 27.68M | 106.59M |
| Dividends Paid | - | 0 | 0 | 51.56M | 65.89M | 66.67M | 82.54M | 105.72M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - |
| Net Margin % | 74.8% | 86.5% | 14.7% | 222.8% | 258.4% | 302.1% | 106.2% | 65.8% |
| ROE % | 8.6% | 8.4% | 0.7% | 4.5% | 8.1% | 7.8% | 3.3% | 2.0% |
| ROCE % | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 7.23% | 16.72M | $379.42M |
| 2 | FMR, LLC | 6.41% | 14.82M | $336.28M |
| 3 | T. Rowe Price Investment Management, Inc. | 5.82% | 13.46M | $305.38M |
| 4 | Vanguard Portfolio Management LLC | 4.67% | 10.79M | $244.84M |
| 5 | Vanguard Capital Management LLC | 4.12% | 9.52M | $215.96M |
| 6 | Dimensional Fund Advisors LP | 3.73% | 8.62M | $195.59M |
| 7 | State Street Corporation | 3.69% | 8.52M | $193.40M |
| 8 | Holdco Asset Management, LP | 3.19% | 7.38M | $167.55M |
| 9 | Jennison Associates LLC | 2.96% | 6.85M | $155.37M |
| 10 | Wellington Management Group, LLP | 2.59% | 5.99M | $135.85M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for EBC
Goldman Sachs Stock Jumps to Record Highs After Stunning Q2 Beat - EBC Financial Group
<a href="https://news.google.com/rss/articles/CBMidkFVX3lxTE5nWXN0OFdkcEI1VXpjNUFYclNfTE9KY2FGMmIxR2RIRWU2ZjVhM1lmQkMwTXZmaS1KQUFjaGZxM0NNNkdYYldLSzA3WVZXVy1JWG1wUlB4OE1lTmlOajFWT19rUF9mSzIzRWpUS2VoeVYzeGhQU0E?oc=5" target="_blank">Goldman …
Why Eastern Bank (EBC) Shares Are Sliding Today - Yahoo Finance
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Eastern Bankshares lines up Q2 2026 earnings release and call - Stock Titan
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Regional Banks Stocks Q1 Recap: Benchmarking Eastern Bank (NASDAQ:EBC) - StockStory
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EASTERN BANKSHARES ($EBC) Releases Q1 2026 Earnings | EBC Stock News - Quiver Quantitative
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Eastern Bankshares, Inc. Reports First Quarter 2026 Financial Results - Business Wire
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EBC — Frequently Asked Questions
What is the current share price of Eastern Bankshares, Inc. (EBC)?
As of 2026-07-14 21:23 PDT, Eastern Bankshares, Inc. (EBC) trades at $22.44 on NasdaqGS. Its 52-week range is $14.60 to $22.71.
What is the market capitalisation of EBC?
Eastern Bankshares, Inc. (EBC) has a market capitalisation of $4.82B on NasdaqGS.
What is the P/E ratio of EBC?
EBC trades at a trailing price-to-earnings (P/E) ratio of 12.40. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.08.
Does EBC pay a dividend?
Eastern Bankshares, Inc. (EBC) currently offers a dividend yield of 2.60%.
What is the return on equity (ROE) of EBC?
EBC has a return on equity (ROE) of 9.43%.
Is EBC a good stock to buy?
This page provides a data-driven analysis of Eastern Bankshares, Inc. (EBC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.