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Customers Bancorp, Inc. CUBI R2KR3KFINANCIAL

Financial Services · Banks - Regional · United States
https://www.customersbank.com
Company Profile ↓
$84.54
+28.29% 1Y
Mkt Cap$2.86B
P/E10.26
P/B1.13
52W High$84.54
52W Low$60.52
Book Value$65.31
EPS (TTM)$8.24

Company Overview

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services for commercial and consumer clients. It accepts various deposit banking products, including commercial and consumer checking accounts, non-interest-bearing and interest-bearing demand accounts, MMDA, savings accounts, and time deposit accounts. The company also offers commercial lending services comprising small and middle market business banking, specialized lending, mortgage finance, multifamily and commercial real estate lending, and commercial equipment financing; and consumer lending services, such as local-market mortgage and home equity lending, and the origination and purchase of installment loans. In addition, it provides private and digital banking services; and other financial services consisting of mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box services, remote deposit capture services, courier services, merchant processing services, cash vault, controlled disbursements, positive pay, and cash management services, as well as B2B instant payments platform. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 11.1% per year over the last five years.

Reasonable Valuation

Trades at a P/E of 10.3, below the sector median of 13.6.

Healthy Margins

Maintains a net profit margin of 35.2%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +10.1%, earnings +18.5%.
  • 5-Year Trend Long-term compounding — revenue CAGR -10.4%, profit CAGR 11.1%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-10.44%
1 Year:10.10%

Compounded Profit Growth

5 Years:11.07%
1 Year:18.50%

Stock Price Performance

1 Year:+28.29%
6 Months:+13.66%
3 Months:+7.48%
1 Month:+10.04%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 100% of range
$60.52 $84.54
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)76.14 · Overbought
Price Performance
1M+10.04%
3M+7.48%
6M+13.66%
1Y+28.29%
Valuation vs Sector

P/E of 10.26 is below the sector median of 13.55 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 35.2%.
  • Profit CAGR of 11.1% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • Revenue declined at -10.4% CAGR over 5 years.
  • RSI at 76 suggests overbought conditions.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
10.26
Industry PE
13.55
Forward P/E
8.84
PEG Ratio
1.18
Book Value
$65.31
Price to Book
1.13
P/S
3.03
EV/EBITDA
-
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
-10.44%
Profit 5Y
11.07%
Revenue (YoY)
10.10%
Earnings (YoY)
18.50%

Profitability & Returns

ROCE
-
ROE
14.32%
ROA
1.19%
Profit Margin
35.25%
Op Margin
46.02%
Gross Margin
0.00%
EPS (Latest Qtr)
$2.05
EPS (TTM)
$8.24

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$2.38B
Total Assets
$26.52B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
9.16%
Chg in Prom Hold
-0.04%
FII / Inst Holding
101.49%
Chg in FII Hold
-0.05%

Financial Snapshot

Enterprise Value
$2.86B
Total Revenue (TTM)
$826.80M
EBITDA
-
Free Cash Flow
$481.02M
Operating Cash Flow
$380.86M
Shares Outstanding
33.78M
Gross Margin
0.00%
Payout Ratio
0.00%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 CUBI Customers Bancorp, Inc. R2KR3KFINANCIAL 84.54 10.26 $2.86B 0.00% - 14.32% -10.44% 11.07%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 331.58 14.21 $881.40B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 542.19 13.64 $763.42B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 407.92 34.69 $695.14B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 623.60 34.34 $542.20B 0.62% 60.19% - 12.29% 19.21%
6 BRK-A Berkshire Hathaway Inc. FINANCIAL 813,595.00 13.64 $397.40B 0.00% - 12.12% 7.60% 10.02%
7 BAC Bank of America Corporation SPXR3KFINANCIAL 50.56 11.68 $353.55B 2.39% - 11.20% 3.14% 4.27%
8 HSBC HSBC Holdings plc FINANCIAL 90.68 12.95 $310.38B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 179.49 14.51 $281.90B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026Jun 2026
Revenue ---------12.95M---12.35M--------------------------
Net Income 17.79M18.18M19.48M21.21M19.83M25.75M23.72M7.75M21.61M24.14M23.66M6.03M17.86M15.44M9.30M27.07M27.53M3.10M22.72M50.52M56.24M36.59M61.34M116.04M100.67M76.76M58.65M63.91M28.71M53.72M47.57M86.76M49.73M58.09M46.74M12.91M60.94M75.75M69.65M71.56M
Diluted EPS 0.580.580.590.630.510.670.620.130.550.640.620.070.440.380.180.740.75-0.020.611.481.651.011.723.252.872.181.681.850.771.551.392.581.401.661.310.291.732.201.972.05

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue --------55.96M43.24M46.72M40.19M-----
Net Income -13.23M23.73M4.03M23.82M32.69M43.21M58.58M78.70M78.84M71.69M79.33M132.58M314.65M228.03M250.14M181.47M224.09M
Diluted EPS -10.983.690.391.571.301.551.962.311.971.782.053.748.916.517.325.096.26

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --1.37B2.08B3.20B4.15B6.83B8.40B9.38B9.84B9.83B11.52B18.44B19.58B20.90B21.32B22.31B24.90B
Total Equity 16.85M21.50M105.14M147.75M269.48M386.62M443.14M553.90M855.87M920.96M956.82M1.05B1.12B1.37B1.40B1.64B1.84B2.12B
Cash & Equivalents 6.29M68.81M238.72M73.57M186.02M233.07M371.02M264.59M264.71M146.32M62.13M212.50M693.35M518.03M455.81M3.85B3.79B4.41B
Long Term Debt ---11.00M60.00M95.00M320.00M260.00M180.00M-0350.00M4.42B0----
Total Liabilities --1.27B1.93B2.93B3.77B6.38B7.84B8.53B8.92B8.88B10.47B17.32B18.21B19.49B19.68B20.47B22.78B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow -2.43M-221.55M29.90M-1.24B722.03M-542.50M-356.65M91.40M62.19M97.47M78.28M133.03M--20.82M124.73M145.06M494.76M
Investing Cash Flow -23.81M-348.79M-760.48M262.13M-1.59B-1.92B-1.26B-961.53M-565.12M-104.10M-1.44B-6.42B-1.20B-1.30B3.16B-1.01B-2.06B
Financing Cash Flow 88.75M740.25M565.42M1.09B913.03M2.60B1.51B870.25M384.55M-77.56M1.52B6.77B754.77M1.26B108.09M800.62M2.19B
Capital Expenditure -430.00K-3.29M-2.72M-2.71M-3.89M-1.27M-2.94M-5.43M-2.13M-1.78M-1.52M-4.67M-613.00K-4.05M-590.00K-1.49M-13.74M
Free Cash Flow -2.86M-224.83M27.18M-1.24B718.14M-543.77M-359.59M85.98M60.06M95.70M76.76M128.36M--24.87M124.14M143.57M481.02M
Share Buybacks 00500.00K07.75M000012.98M571.00K027.66M33.16M39.81M19.24M5.64M

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % --------140.9%165.8%169.8%329.8%-----
ROE % -61.5%22.6%2.7%8.8%8.5%9.8%10.6%9.2%8.6%7.5%7.5%11.9%23.0%16.3%15.3%9.9%10.6%
ROCE % -----------------

Shareholding Pattern

Insiders
9.16%
Institutions
101.49%
Public Float
111.73%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 14.41% 4.87M $360.53M
2 Wellington Management Group, LLP 11.95% 4.04M $298.79M
3 State Street Corporation 6.16% 2.08M $153.98M
4 Dimensional Fund Advisors LP 5.96% 2.01M $148.97M
5 Hood River Capital Management LLC 5.75% 1.94M $143.79M
6 Vanguard Capital Management LLC 4.02% 1.36M $100.67M
7 American Century Companies Inc 3.47% 1.17M $86.85M
8 Geode Capital Management, LLC 2.69% 910.28K $67.40M
9 UBS Group AG 2.07% 698.09K $51.69M
10 Vanguard Portfolio Management LLC 1.97% 665.41K $49.27M

Analyst View

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Latest News

Recent headlines for CUBI

Google News Fri, 23 Oct 2026

Is Customers Bancorp (CUBI) Undervalued As Earnings Beat And 2026 Guidance Rise? - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMirAFBVV95cUxOMm1BM0N0TUgwbjRmREdUeU9jaFlGMUY0T2JEYTdyQm5MUy1kVVZSWDMzQmRGLU9Uem00RnpsQlh2Rk1kblBTY3RsNDRsQzVZLW8wOEtDdk44VlpBbW9RUENZdDlBVzg5WlFacERWbjlfRjZuXzN1SkMwcTF2UG90dVh6M1Uyc0VpNm44b1…

Google News Fri, 23 Oct 2026

Customers Bancorp gained 7% after Q3 earnings beat (CUBI:NYSE) - Seeking Alpha

<a href="https://news.google.com/rss/articles/CBMikAFBVV95cUxQS3dzWmNCdXZQTWNwUFVHR3Npak81SlZYSk9mVVpKUUpLVjBnNHg4aDE0djZXOC0xYTdfaEh1S21oMS1qQ3VWck8xNWxwZlV3TFJUVlVqU2dTQi1takpfR1F5Q1E5VFRxcVJ3N1l4a0Z0cFdIRElpaFlDeDhULVBudml2V2RCMXlsSF9jLU…

Google News Fri, 23 Oct 2026

Customers Bancorp Stock Is Up 7.6% What’s Changed - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMilwFBVV95cUxObDd4RzJnZWFyeTdScmxsOHhqZDJXYmsydjlFbjk1WnpSOV9aY3pRNi1HbWR2dDRabm9YSW43RGhHT1pDNVlYWW9UQ1RXX1B0blRUYU5uQmpZYUhyS3F4VjBKZE95ZXpDdWw5NXUta0Qtb0RLaW4weEkwWjJXUVZpaWUyYm80SjE0R3R5a2…

Google News hu, 22 Oct 2026

Customers Bancorp (NYSE:CUBI) Posts Q3 Revenue and EPS Beat, Stock Flat After Strong Run - ChartMill

<a href="https://news.google.com/rss/articles/CBMi0gFBVV95cUxPMDhGb3ZHcXFmMllfMUFvWHZBUERVUmhwUU5uUE1JVm13WmJLS2NuQjJoMVM0X0dxbldNeWtMUW1JZEtJcUg3c3FCUzFEelJ4T1lSV0lzX1UxUW9xVXhsbEdFTG9KQWc2ZDBnOUtvSFRmcFF0SFg1NDBzdXBtR1JmVDlfT2JfZDNWTUNaU3…

Google News hu, 22 Oct 2026

Customers Bancorp (CUBI) Reports Q3 2026 Results Highlighting AI-Driven Operational Gains - GuruFocus

<a href="https://news.google.com/rss/articles/CBMiwwFBVV95cUxQeU5aMi1sYmQxRFJpWi0xbW1INkNESmZRa045QU13YXE3eDY5ZV9HUTZHZEtNM1FDZUZHTmpLWHhfMzY1d0kxcjhvSWwtUXk3MGJHOVdyd2Z3R21CNmNHR1QzdTNfVVlUZEVKRkRWYXU2R1JFRXlmeWpUSl9fMUNoNWl1MVhpaXVNbTJsbW…

Google News Wed, 21 Oct 2026

Customers Bancorp (CUBI) Q3 Earnings: What To Expect - TradingView

<a href="https://news.google.com/rss/articles/CBMirwFBVV95cUxNdUZMU3IyakpMM29uX2RPVGt1NmtnZExVamhVZ1FiZ1hOSDVSUHJ3Vkd5SE5CUHhJb3JBYXJzYVVORVZ1TXlkbjh6LWt3aTF1dlAzSlByTERrRjhuZndQS0FMbnlvNTdpTVlWRnVELWs0YkREQkdJWG1mWWxzeVdaNFI4akFhUTE3ZEh6MU…

CUBI — Frequently Asked Questions

What is the current share price of Customers Bancorp, Inc. (CUBI)?

As of 2026-10-23 16:27 PDT, Customers Bancorp, Inc. (CUBI) trades at $84.54 on NYSE. Its 52-week range is $60.52 to $84.54.

What is the market capitalisation of CUBI?

Customers Bancorp, Inc. (CUBI) has a market capitalisation of $2.86B on NYSE.

What is the P/E ratio of CUBI?

CUBI trades at a trailing price-to-earnings (P/E) ratio of 10.26. The industry average P/E is 13.55. Its price-to-book (P/B) ratio is 1.13.

What is the return on equity (ROE) of CUBI?

CUBI has a return on equity (ROE) of 14.32%.

Is CUBI a good stock to buy?

This page provides a data-driven analysis of Customers Bancorp, Inc. (CUBI), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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