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Customers Bancorp, Inc. CUBI R2K

Financial Services · Banks - Regional · United States
https://www.customersbank.com
Company Profile ↓
$76.29
+19.11% 1Y
Mkt Cap$2.58B
P/E9.61
P/B1.23
52W High$81.21
52W Low$60.52
Book Value$63.64
EPS (TTM)$7.94

Company Overview

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company's lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 11.1% per year over the last five years.

Reasonable Valuation

Trades at a P/E of 9.6, below the sector median of 13.3.

Healthy Margins

Maintains a net profit margin of 34.8%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +76.4%, earnings +579.3%.
  • 5-Year Trend Long-term compounding — revenue CAGR -10.4%, profit CAGR 11.1%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-10.44%
1 Year:76.40%

Compounded Profit Growth

5 Years:11.07%
1 Year:579.30%

Stock Price Performance

1 Year:+19.11%
6 Months:-2.64%
3 Months:+1.90%
1 Month:-1.20%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 76% of range
$60.52 $81.21
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)47.80 · Neutral
Price Performance
1M-1.20%
3M+1.90%
6M-2.64%
1Y+19.11%
Valuation vs Sector

P/E of 9.61 is below the sector median of 13.30 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 34.8%.
  • Profit CAGR of 11.1% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • Revenue declined at -10.4% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
9.61
Industry PE
13.30
Forward P/E
7.96
PEG Ratio
1.18
Book Value
$63.64
Price to Book
1.23
P/S
3.27
EV/EBITDA
-
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
-10.44%
Profit 5Y
11.07%
Revenue (YoY)
76.40%
Earnings (YoY)
579.30%

Profitability & Returns

ROCE
-
ROE
14.01%
ROA
1.16%
Profit Margin
34.76%
Op Margin
48.70%
Gross Margin
0.00%
EPS (Latest Qtr)
$1.97
EPS (TTM)
$7.94

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$1.96B
Total Assets
$25.88B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
9.48%
Chg in Prom Hold
0.00%
FII / Inst Holding
101.78%
Chg in FII Hold
-0.30%

Financial Snapshot

Enterprise Value
$2.58B
Total Revenue (TTM)
$807.99M
EBITDA
-
Free Cash Flow
$481.02M
Operating Cash Flow
$435.71M
Shares Outstanding
33.83M
Gross Margin
0.00%
Payout Ratio
0.00%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 CUBI Customers Bancorp, Inc. R2K 76.29 9.61 $2.58B 0.00% - 14.01% -10.44% 11.07%
2 JPM JPMorgan Chase & Co. SPX 342.89 16.42 $918.78B 1.87% - 16.47% 5.35% 7.56%
3 BRK-B Berkshire Hathaway Inc. SPX 491.09 14.61 $686.70B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPX 356.02 31.01 $590.89B 0.83% 37.15% 60.35% 14.33% 13.04%
5 MA Mastercard Incorporated SPX 538.02 31.10 $471.86B 0.71% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPX 60.62 15.04 $430.20B 2.00% - 10.64% 6.00% 3.49%
7 MS Morgan Stanley SPX 227.67 20.62 $359.10B 1.87% - 16.39% 3.76% 9.66%
8 GS The Goldman Sachs Group, Inc. SPX 1,140.00 20.83 $336.31B 1.69% - 14.55% - 2.21%
9 WFC Wells Fargo & Company SPX 85.29 13.18 $261.00B 2.11% - 12.03% 4.02% 15.98%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026
Revenue ----------12.95M---12.35M-------------------------
Net Income 15.29M17.79M18.18M19.48M21.21M19.83M25.75M23.72M7.75M21.61M24.14M23.66M6.03M17.86M15.44M9.30M27.07M27.53M3.10M22.72M50.52M56.24M36.59M61.34M116.04M100.67M76.76M58.65M63.91M28.71M53.72M47.57M86.76M49.73M58.09M46.74M12.91M60.94M75.75M69.65M
Diluted EPS 0.500.580.580.590.630.510.670.620.130.550.640.620.070.440.380.180.740.75-0.020.611.481.651.011.723.252.872.181.681.850.771.551.392.581.401.661.310.291.732.201.97

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue --------55.96M43.24M46.72M40.19M-----
Net Income -13.23M23.73M4.03M23.82M32.69M43.21M58.58M78.70M78.84M71.69M79.33M132.58M314.65M228.03M250.14M181.47M224.09M
Diluted EPS -10.983.690.391.571.301.551.962.311.971.782.053.748.916.517.325.096.26

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --1.37B2.08B3.20B4.15B6.83B8.40B9.38B9.84B9.83B11.52B18.44B19.58B20.90B21.32B22.31B24.90B
Total Equity 16.85M21.50M105.14M147.75M269.48M386.62M443.14M553.90M855.87M920.96M956.82M1.05B1.12B1.37B1.40B1.64B1.84B2.12B
Cash & Equivalents 6.29M68.81M238.72M73.57M186.02M233.07M371.02M264.59M264.71M146.32M62.13M212.50M693.35M518.03M455.81M3.85B3.79B4.41B
Long Term Debt ---11.00M60.00M95.00M320.00M260.00M180.00M-0350.00M4.42B0----
Total Liabilities --1.27B1.93B2.93B3.77B6.38B7.84B8.53B8.92B8.88B10.47B17.32B18.21B19.49B19.68B20.47B22.78B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow -2.43M-221.55M29.90M-1.24B722.03M-542.50M-356.65M91.40M62.19M97.47M78.28M133.03M--20.82M124.73M145.06M494.76M
Investing Cash Flow -23.81M-348.79M-760.48M262.13M-1.59B-1.92B-1.26B-961.53M-565.12M-104.10M-1.44B-6.42B-1.20B-1.30B3.16B-1.01B-2.06B
Financing Cash Flow 88.75M740.25M565.42M1.09B913.03M2.60B1.51B870.25M384.55M-77.56M1.52B6.77B754.77M1.26B108.09M800.62M2.19B
Capital Expenditure -430.00K-3.29M-2.72M-2.71M-3.89M-1.27M-2.94M-5.43M-2.13M-1.78M-1.52M-4.67M-613.00K-4.05M-590.00K-1.49M-13.74M
Free Cash Flow -2.86M-224.83M27.18M-1.24B718.14M-543.77M-359.59M85.98M60.06M95.70M76.76M128.36M--24.87M124.14M143.57M481.02M
Share Buybacks 00500.00K07.75M000012.98M571.00K027.66M33.16M39.81M19.24M5.64M

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % --------140.9%165.8%169.8%329.8%-----
ROE % -61.5%22.6%2.7%8.8%8.5%9.8%10.6%9.2%8.6%7.5%7.5%11.9%23.0%16.3%15.3%9.9%10.6%
ROCE % -----------------

Shareholding Pattern

Insiders
9.48%
Institutions
101.78%
Public Float
112.43%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 14.76% 4.99M $387.97M
2 Wellington Management Group, LLP 11.50% 3.89M $302.30M
3 State Street Corporation 5.88% 1.99M $154.71M
4 Dimensional Fund Advisors LP 5.74% 1.94M $151.01M
5 Hood River Capital Management LLC 5.12% 1.73M $134.56M
6 Vanguard Capital Management LLC 4.03% 1.36M $105.98M
7 American Century Companies Inc 3.27% 1.11M $85.92M
8 UBS Group AG 3.04% 1.03M $79.97M
9 Geode Capital Management, LLC 2.61% 882.32K $68.57M
10 Assenagon Asset Management S.A. 2.30% 778.79K $60.53M

Analyst View

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Latest News

Recent headlines for CUBI

Google News ue, 14 Jul 2026

JPMorgan Recommends Customers Bancorp Inc (CUBI) Amid AI Deployment - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMiqgFBVV95cUxPcmxoTnJEakIwWDVaRS1PTVI0UHNWNEQ2UnVDb1JXV1VRUUtBa3lFNE9Xdk5WVFlSRV9LNWxMUXVXQU5uNFNaMjFUTmYxcDlqWmk1eWZkaHNWOVFtRlF2TnQ5RWt1N2xYY2dTeHQzNHdIVGRUbTFjWnpvNlRYN28zY1dFZ0RGYkVHSGQ5SD…

Google News Mon, 13 Jul 2026

Earnings update coming: Customers Bancorp to unveil Q2 2026 results July 24 - Stock Titan

<a href="https://news.google.com/rss/articles/CBMiuwFBVV95cUxQRGhBVzl2RTVZVzZFM29MMXhCS3Z6NHNBRVRVc2xnTWxGM3JyX3c3QzZYUl8wWDFBZ0VIQWlrWVhLenVhblNnNWRsQ0hsLWZyYU05cXNUbEVKUlhZc0VSUXBwS2NucmY1Y3BKLXJURHdWTFo5ck8zamZDUW1TZkI1aXE0SVk0bzJHeXcyM3…

Google News Fri, 03 Jul 2026

CUBI News | CUSTOMERS BANCORP INC (NYSE:CUBI) - ChartMill

<a href="https://news.google.com/rss/articles/CBMiW0FVX3lxTFBaclRmeS1tRHJkbGZvQWgtbnUxMmctVXg1aUc4TFRxSE9vRG9zcEJsdkVmZklTd2ZwczNiaWx0QVJUYTFnZC1pYlhwTXY0dzNHVHRfQlE1S2Iydkk?oc=5" target="_blank">CUBI News | CUSTOMERS BANCORP INC (NYSE:CUBI…

Google News Fri, 10 Jul 2026

Customers Bancorp (CUBI) Joins Russell Defensive Indexes, Is It Still Undervalued? - simplywall.st

<a href="https://news.google.com/rss/articles/CBMiywFBVV95cUxPZUZqekNQRG5rX2JRZUdtZXB3NkZRMHJoVjNwWE5RQmctbG52Z1Nkdzl6VTYtRXAyWEFwVXZ6bXJRQTVBdmVWOVV0ZWVRMGI4QnJyRmZHUnEyS1JQSlpUNFVzcERYSGtqMkUxWkp2T2VwWnd1Q2JtR0RyRGEyQm4yMExwUFpTbzh6QjA0b1…

Google News Fri, 24 Apr 2026

Why Customers Bancorp (CUBI) Stock Is Nosediving - TradingView

<a href="https://news.google.com/rss/articles/CBMiqwFBVV95cUxNb2tFT3MzaTR5a040QVRBaXhfZEM2QWc0LW1pZ043bUNETkpIVW1HRUJGNHpHZ2FBcmlITk1mVlpFTUsxd1ZNR1pvbno4Z3ZPaENKN21xTHJmTUZCQnJDeFN6ajBTVW1Tc2VWczNOMUNyMDRoekNySV85WW5iaWZ1S1UxX25KaDZKWldlZE…

Google News hu, 23 Apr 2026

CUSTOMERS BAN ($CUBI) Releases Q1 2026 Earnings, Stock Rises - Quiver Quantitative

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CUBI — Frequently Asked Questions

What is the current share price of Customers Bancorp, Inc. (CUBI)?

As of 2026-07-14 21:23 PDT, Customers Bancorp, Inc. (CUBI) trades at $76.29 on NYSE. Its 52-week range is $60.52 to $81.21.

What is the market capitalisation of CUBI?

Customers Bancorp, Inc. (CUBI) has a market capitalisation of $2.58B on NYSE.

What is the P/E ratio of CUBI?

CUBI trades at a trailing price-to-earnings (P/E) ratio of 9.61. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.23.

What is the return on equity (ROE) of CUBI?

CUBI has a return on equity (ROE) of 14.01%.

Is CUBI a good stock to buy?

This page provides a data-driven analysis of Customers Bancorp, Inc. (CUBI), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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