Corpay, Inc. CPAY SPXR3KTECH
Company Overview
Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses. It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments. The company offers vehicle payment solutions for fuel, tolls and parking, vehicle compliance, auto insurance and road assistance, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions, such as cross-border payments, spend management solutions, AP modernization, virtual cards, and purchasing and T&E cards. Additionally, it offers lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; workforce lodging solutions for business travel programs; airline logistics, crew management, insurance, and other payments solutions. Further, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in June 2002. Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.
Why Investors Should Care
Generates a return on equity of 29.2%, reflecting efficient use of shareholder capital.
Return on capital employed stands at 16.5%.
Net profit has compounded at 16.8% per year over the last five years.
Revenue has grown at a 17.3% CAGR over the past five years.
Trades at a P/E of 25.3, below the sector median of 32.4.
Maintains a net profit margin of 22.7%.
Recent Developments
- Dec 2025 Revenue of $4.53B (+13.9% YoY); net profit $1.07B.
- Trailing 12 Months Year-on-year growth — revenue +21.5%, earnings -7.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 17.3%, profit CAGR 16.8%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 17.27% |
| 1 Year: | 21.50% |
Compounded Profit Growth
| 5 Years: | 16.81% |
| 1 Year: | -7.00% |
Stock Price Performance
| 1 Year: | +31.52% |
| 6 Months: | +32.43% |
| 3 Months: | +19.84% |
| 1 Month: | +4.54% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)60.62 · Neutral
P/E of 25.31 is below the sector median of 32.42 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 29.2%.
- Excellent profit margin of 22.7%.
- Compounding revenue at 17.3% over 5 years.
- Profit CAGR of 16.8% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CPAY Corpay, Inc. SPXR3KTECH | 416.37 | 25.31 | $27.21B | 0.00% | 16.46% | 29.22% | 17.27% | 16.81% |
| 2 | NVDA NVIDIA Corporation NDXSPXR3KAITECH | 230.36 | 35.28 | $5.58T | 0.46% | 74.66% | 114.29% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPXR3KTECH | 319.97 | 36.69 | $4.67T | 0.35% | 68.72% | 148.75% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXR3KAITECH | 499.70 | 27.85 | $3.71T | 0.73% | 26.33% | 34.04% | 9.93% | 11.90% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AITECH | 426.34 | 37.46 | $2.21T | 0.91% | 30.20% | 39.97% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXR3KAITECH | 357.90 | 59.55 | $1.70T | 0.62% | 16.70% | 37.28% | 17.04% | 54.08% |
| 7 | MU Micron Technology, Inc. NDXSPXR3KAITECH | 1,016.59 | 22.97 | $1.15T | 0.06% | 13.69% | 66.64% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXR3KAITECH | 477.57 | 122.14 | $779.62B | 0.00% | 5.47% | 10.20% | 11.81% | 66.28% |
| 9 | ASML ASML Holding N.V. NDXAITECH | 1,714.88 | 58.49 | $658.69B | 0.53% | 42.97% | 53.94% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | 520.43M | - | - | - | 585.50M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | 188.46M | 146.15M | 175.96M | 171.17M | 191.06M | 215.97M | 195.07M | 216.04M | 232.64M | 240.01M | 260.09M | 264.78M | 281.09M | 284.74M | 284.18M | 297.32M | 329.14M | 320.80M | 200.98M | 212.81M | 264.53M | 293.94M | 265.96M | 297.61M | 338.69M | 340.29M | 317.72M | 370.48M | 389.17M | 375.19M | 412.65M | 444.98M | 397.34M | 433.34M | 468.13M | 427.12M | 479.39M | 523.12M | 636.16M | 472.27M |
| Net Income | 116.77M | 52.83M | 111.09M | 116.25M | 129.62M | 95.42M | 123.69M | 130.99M | 202.82M | 282.70M | 174.94M | 176.85M | 157.69M | 302.00M | 172.11M | 261.65M | 225.81M | 235.51M | 147.06M | 158.49M | 188.82M | 209.85M | 217.95M | 196.25M | 234.01M | 225.00M | 217.95M | 262.17M | 248.88M | 214.84M | 239.70M | 271.50M | 229.77M | 251.62M | 276.40M | 243.23M | 284.17M | 277.94M | 350.07M | 248.31M |
| Diluted EPS | 1.24 | 0.56 | 1.17 | 1.22 | 1.36 | 1.00 | 1.31 | 1.39 | 2.18 | 3.05 | 1.88 | 1.91 | 1.71 | 3.33 | 1.93 | 2.90 | 2.49 | 2.60 | 1.67 | 1.83 | 2.19 | 2.44 | 2.15 | 2.30 | 2.80 | 2.74 | 2.75 | 3.35 | 3.29 | 2.88 | 3.20 | 3.64 | 3.12 | 3.52 | 3.90 | 3.40 | 3.98 | 3.91 | 5.07 | 3.70 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 354.07M | 433.84M | 519.59M | 707.53M | 895.17M | 1.20B | 1.70B | 1.83B | 2.25B | 2.43B | 2.65B | 2.39B | 2.83B | 3.43B | 3.76B | 3.97B | 4.53B |
| Operating Income | 146.04M | 170.49M | 226.33M | 324.93M | 420.63M | 565.45M | 667.53M | 754.15M | 883.76M | 1.09B | 1.23B | 972.26M | 1.24B | 1.45B | 1.66B | 1.79B | 1.99B |
| Net Income | 89.05M | 107.90M | 147.34M | 216.20M | 284.50M | 368.71M | 362.43M | 452.38M | 740.20M | 811.48M | 895.07M | 704.22M | 839.50M | 954.33M | 981.89M | 1.00B | 1.07B |
| Diluted EPS | 1.13 | 1.34 | 1.76 | 2.52 | 3.36 | 4.24 | 3.85 | 4.75 | 7.91 | 8.81 | 9.94 | 8.12 | 9.99 | 12.42 | 13.20 | 13.97 | 15.03 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.48B | 2.35B | 2.72B | 3.93B | 8.52B | 7.89B | 9.63B | 11.32B | 11.20B | 12.25B | 11.19B | - | 14.09B | 15.14B | 15.44B | 15.67B | 15.48B | 17.96B | 26.41B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 6.11B | - | - | - | 7.08B | 8.68B | 13.96B |
| Cash & Equivalents | 70.36M | 84.70M | 114.80M | 285.16M | 283.65M | 338.11M | 477.07M | 447.15M | 475.02M | 913.60M | 1.03B | 1.27B | 934.90M | - | 1.44B | - | - | - | 1.39B | 1.55B | 2.41B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.06B | - | - | - | 2.16B | 2.09B | 2.15B |
| Total Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 11.55B | - | - | - | 12.19B | 14.81B | 22.18B |
| Current Liabilities | - | - | 461.12M | 1.13B | 1.14B | 1.91B | 2.90B | 2.25B | 3.30B | 4.10B | 4.50B | 4.46B | 3.97B | - | 6.04B | 6.75B | 6.70B | 7.14B | 6.83B | 8.71B | 14.30B |
| Long Term Debt | - | - | 313.80M | 278.43M | 485.22M | 474.94M | - | - | - | - | - | - | - | - | 4.72B | - | - | - | 4.60B | 5.23B | 6.66B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 7.04B | - | - | - | 6.72B | 8.00B | 10.00B |
| Total Equity | 273.26M | 474.05M | 625.95M | 811.44M | 913.82M | 1.22B | 2.62B | 2.83B | 3.08B | 3.68B | 3.34B | 3.71B | 3.36B | - | 2.54B | 2.88B | 3.26B | 3.06B | 3.28B | 3.12B | 3.88B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 127.80M | - | - | - | 128.76M | 131.43M | 132.19M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 178.79M | 139.75M | 279.62M | 135.46M | 375.69M | 608.33M | 754.58M | 708.22M | 680.06M | 903.38M | 1.16B | 1.47B | 1.20B | 754.80M | 2.10B | 1.94B | 1.50B |
| Investing Cash Flow | -240.77M | -21.22M | -347.22M | -209.56M | -749.13M | -2.59B | -99.41M | -1.39B | -497.80M | -26.27M | -523.70M | -106.25M | -715.93M | -368.35M | -380.72M | -807.48M | 1.23B |
| Financing Cash Flow | 72.24M | -86.54M | 236.22M | 61.99M | 435.73M | 2.16B | -648.07M | 753.97M | 251.94M | -577.82M | -310.17M | -1.42B | 343.93M | -311.23M | -898.21M | 404.99M | 1.56B |
| Capital Expenditure | -9.68M | -11.19M | -13.45M | -19.11M | -20.79M | -27.07M | -41.88M | -59.01M | -70.09M | -81.39M | -75.17M | -78.42M | -111.53M | -151.43M | -153.82M | -175.18M | -200.76M |
| Free Cash Flow | 169.11M | 128.56M | 266.17M | 116.35M | 354.90M | 581.26M | 712.71M | 649.21M | 609.97M | 822.00M | 1.09B | 1.39B | 1.09B | 603.37M | 1.95B | 1.77B | 1.30B |
| Share Buybacks | - | - | 443.00K | 200.00M | - | 0 | 0 | 187.68M | 402.39M | 958.70M | 694.91M | 849.91M | 1.36B | 1.41B | 686.86M | 1.29B | 782.82M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | 41.2% | 39.3% | 43.6% | 45.9% | 47.0% | 47.1% | 39.2% | 41.2% | 39.3% | 44.8% | 46.5% | 40.7% | 43.8% | 42.2% | 44.1% | 45.0% | 44.0% |
| Net Margin % | 25.2% | 24.9% | 28.4% | 30.6% | 31.8% | 30.7% | 21.3% | 24.7% | 32.9% | 33.3% | 33.8% | 29.5% | 29.6% | 27.8% | 26.1% | 25.3% | 23.6% |
| ROE % | 18.8% | 17.2% | 18.2% | 23.7% | 23.3% | 14.1% | 12.8% | 14.7% | 20.1% | 24.3% | 24.1% | 21.0% | - | 37.5% | 29.9% | 32.1% | 27.5% |
| ROCE % | - | 16.7% | 18.5% | 20.6% | 20.8% | 10.0% | 11.8% | 11.9% | 12.2% | 16.3% | 15.8% | 13.5% | - | 18.0% | 19.2% | 19.3% | 16.5% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 8.70% | 5.71M | $2.33B |
| 2 | Orbis Allan Gray Ltd | 8.24% | 5.41M | $2.21B |
| 3 | JPMORGAN CHASE & CO | 7.26% | 4.77M | $1.94B |
| 4 | Vanguard Capital Management LLC | 6.34% | 4.16M | $1.70B |
| 5 | FMR, LLC | 5.09% | 3.34M | $1.36B |
| 6 | State Street Corporation | 4.31% | 2.83M | $1.15B |
| 7 | Boston Partners | 4.28% | 2.81M | $1.15B |
| 8 | Vanguard Portfolio Management LLC | 4.23% | 2.78M | $1.13B |
| 9 | Price (T.Rowe) Associates Inc | 3.74% | 2.45M | $1.00B |
| 10 | Tiger Global Management, LLC | 3.27% | 2.15M | $876.89M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CPAY
CPAY Stock Rises 15% in 3 Months: Here's What You Should Know - Yahoo Finance
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Corpay, Inc $CPAY Shares Sold by Azimuth Capital Investment Management LLC - marketbeat.com
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CPAY — Frequently Asked Questions
What is the current share price of Corpay, Inc. (CPAY)?
As of 2026-09-07 16:24 PDT, Corpay, Inc. (CPAY) trades at $416.37 on NYSE. Its 52-week range is $255.00 to $425.24.
What is the market capitalisation of CPAY?
Corpay, Inc. (CPAY) has a market capitalisation of $27.21B on NYSE.
What is the P/E ratio of CPAY?
CPAY trades at a trailing price-to-earnings (P/E) ratio of 25.31. The industry average P/E is 32.42. Its price-to-book (P/B) ratio is 7.40.
What is the return on equity (ROE) of CPAY?
CPAY has a return on equity (ROE) of 29.22%. Its return on capital employed (ROCE) is 16.46%.
Is CPAY a good stock to buy?
This page provides a data-driven analysis of Corpay, Inc. (CPAY), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.