CNO Financial Group, Inc. CNO R2K
Company Overview
CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance and other insurance products, and financial services for middle-income pre-retiree and retired Americans in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individual consumers through phone, virtually, online, and face-to-face with agents. The company also focuses on sale of voluntary benefit life and health insurance products for businesses, associations, and other membership groups by interacting with customers at their place of employment. In addition, it provides fixed indexed annuities; fixed interest annuities, including fixed rate single-premium deferred annuities; flexible premium deferred annuities; single premium immediate annuities; supplemental health products, such as specified disease, accident, and hospital indemnity products; and long-term care plans primarily to retirees, lesser degree, and older self-employed individuals in the middle-income market. Further, the company offers universal life and other interest-sensitive life products; and traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products, as well as graded benefit life insurance products. It markets its products under the Bankers Life, Washington National, and Colonial Penn brand names. The company was founded in 1979 and is headquartered in Carmel, Indiana.
Why Investors Should Care
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $4.49B (+0.9% YoY); net profit $229.30M.
- Trailing 12 Months Year-on-year growth — revenue +2.5%, earnings +85.7%.
- 5-Year Trend Long-term compounding — revenue CAGR 0.4%, profit CAGR -5.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 0.40% |
| 1 Year: | 2.50% |
Compounded Profit Growth
| 5 Years: | -5.35% |
| 1 Year: | 85.70% |
Stock Price Performance
| 1 Year: | +43.08% |
| 6 Months: | +21.20% |
| 3 Months: | +22.79% |
| 1 Month: | +4.44% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)59.54 · Neutral
P/E of 21.04 is above the sector median of 13.30 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -5.3% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CNO CNO Financial Group, Inc. R2K | 52.19 | 21.04 | $4.87B | 1.43% | - | 9.76% | 0.40% | -5.35% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.00B | 1.02B | 1.00B | 1.07B | 1.06B | 1.08B | 1.09B | 1.01B | 1.05B | 1.48B | 778.20M | 1.02B | 979.80M | 944.00M | 1.07B | 717.20M | 1.01B | 1.01B | 1.08B | 1.01B | 1.07B | 968.30M | 1.07B | 842.90M | 855.00M | 905.30M | 973.60M | 1.01B | 1.02B | 947.50M | 1.17B | 1.16B | 1.07B | 1.13B | 1.10B | 1.00B | 1.15B | 1.19B | 1.14B | 1.03B |
| Operating Income | - | - | - | - | - | - | - | 94.90M | 104.10M | 109.00M | - | 83.40M | 96.70M | 87.90M | - | 105.50M | 102.20M | 145.30M | - | 96.90M | 115.60M | 119.30M | - | 84.50M | 174.20M | 101.00M | - | 76.40M | 81.20M | 129.80M | - | 74.80M | 148.60M | 153.50M | - | 104.60M | 112.30M | 162.80M | - | 129.90M |
| Net Income | 59.90M | 18.60M | 234.20M | 62.30M | 83.40M | 100.80M | -70.90M | 84.30M | 102.20M | -529.80M | 28.30M | 51.80M | 37.60M | 42.00M | 278.00M | -21.20M | 82.00M | 129.20M | 111.80M | 147.40M | 78.00M | 99.80M | 115.80M | 183.40M | 233.30M | 175.90M | 38.00M | -800.00K | 73.70M | 167.30M | 36.30M | 112.30M | 116.30M | 9.30M | 182.90M | 21.50M | 91.80M | 23.10M | 92.90M | 37.70M |
| Diluted EPS | 0.33 | 0.11 | 1.34 | 0.36 | 0.48 | 0.59 | -0.42 | 0.50 | 0.61 | -3.22 | 0.17 | 0.32 | 0.24 | 0.27 | 1.84 | -0.15 | 0.57 | 0.91 | 0.80 | 1.08 | 0.58 | 0.77 | 0.93 | 1.52 | 1.99 | 1.52 | 0.33 | -0.01 | 0.64 | 1.46 | 0.32 | 1.01 | 1.06 | 0.09 | 1.74 | 0.21 | 0.91 | 0.24 | 0.95 | 0.39 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.19B | 4.34B | 4.08B | 4.12B | 4.34B | 4.48B | 4.14B | 3.81B | 3.99B | 4.30B | 4.31B | 4.02B | 3.82B | 4.12B | 3.58B | 4.15B | 4.45B | 4.49B |
| Operating Income | - | - | - | - | - | - | - | - | - | 454.70M | 381.20M | 368.30M | 463.80M | 514.70M | 466.70M | 459.50M | 550.80M | 553.20M |
| Net Income | -1.13B | 85.70M | 240.60M | 335.70M | 221.00M | 478.00M | 51.40M | 270.70M | 358.20M | 175.60M | -315.00M | 409.40M | 301.80M | 570.30M | 630.60M | 276.50M | 420.80M | 229.30M |
| Diluted EPS | -6.13 | 0.45 | 0.84 | 1.15 | 0.83 | 2.06 | 0.24 | 1.39 | 2.01 | 1.02 | -1.90 | 2.61 | 2.11 | 4.35 | 5.36 | 2.40 | 3.89 | 2.30 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Jan 2017 | Dec 2017 | Jan 2018 | Dec 2018 | Jan 2019 | Dec 2019 | Jan 2020 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 30.34B | 31.90B | 32.92B | 34.13B | 34.78B | 31.16B | 31.13B | 31.98B | 31.98B | 33.11B | - | 31.44B | 31.44B | 33.63B | 33.61B | 35.34B | - | 33.13B | 35.03B | 37.85B | 38.79B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 361.90M | 894.50M | 523.40M | 571.90M | 436.00M | 582.50M | 699.00M | 611.60M | 796.70M | 668.20M | - | 757.30M | - | 656.60M | - | - | - | - | - | 69.20M | 774.50M | 1.66B | 956.10M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.22B | 4.04B | 3.85B | 3.68B |
| Total Liabilities | - | - | 26.81B | 27.57B | 28.31B | 29.08B | 29.83B | 26.47B | 26.99B | 27.49B | - | 28.26B | - | 28.07B | - | 28.95B | - | 29.86B | - | 31.36B | 32.81B | 35.33B | 36.15B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | 873.20M | 1.01B | 860.00M | 797.10M | 925.00M | 912.90M | - | 914.60M | - | 916.80M | - | - | - | - | - | 3.88B | 4.15B | 4.52B | 4.05B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.88B | 4.15B | 4.52B | 4.05B |
| Total Equity | 4.25B | 1.63B | 3.04B | 3.81B | 4.61B | 5.05B | 4.96B | 4.69B | 4.14B | 4.49B | 4.49B | 4.85B | 4.85B | 3.37B | 3.37B | 4.68B | 4.66B | 5.48B | - | 1.77B | 2.22B | 2.52B | 2.64B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 114.34M | 109.36M | 101.62M | 94.48M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 640.30M | 611.70M | 734.00M | 774.80M | 634.90M | 720.40M | 121.80M | 747.80M | 775.70M | 633.30M | 317.80M | 696.70M | 735.50M | 598.30M | 495.40M | 582.90M | 627.70M | 675.70M |
| Investing Cash Flow | -283.30M | -890.40M | -1.30B | -1.34B | -197.10M | -602.50M | 56.30M | -1.07B | -930.40M | -270.20M | -525.70M | -555.60M | -608.40M | -1.53B | -1.78B | -872.30M | -1.49B | -1.67B |
| Financing Cash Flow | 175.60M | -92.40M | 613.10M | 427.30M | -291.30M | -1.40M | -265.50M | 142.50M | 26.20M | -274.00M | 107.20M | -143.00M | 210.10M | 667.60M | 1.20B | 533.50M | 1.97B | -22.60M |
| Share Buybacks | - | 0 | 0 | 69.80M | 180.20M | 118.40M | 319.10M | 365.40M | 210.00M | 168.30M | 108.00M | 254.50M | 268.30M | 407.80M | 190.10M | 166.10M | 300.20M | 331.40M |
| Dividends Paid | - | - | 0 | 0 | 13.90M | 24.40M | 51.00M | 52.00M | 54.80M | 59.60M | 64.80M | 67.10M | 67.00M | 65.70M | 64.80M | 68.10M | 67.70M | 66.20M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | 10.6% | 8.8% | 9.2% | 12.1% | 12.5% | 13.0% | 11.1% | 12.4% | 12.3% |
| Net Margin % | -27.0% | 2.0% | 5.9% | 8.1% | 5.1% | 10.7% | 1.2% | 7.1% | 9.0% | 4.1% | -7.3% | 10.2% | 7.9% | 13.8% | 17.6% | 6.7% | 9.5% | 5.1% |
| ROE % | -69.5% | 2.8% | 6.3% | 7.3% | 4.4% | 9.6% | 1.1% | 6.5% | 8.0% | 3.6% | -9.3% | 8.8% | 5.5% | - | 35.7% | 12.5% | 16.7% | 8.7% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 13.98% | 13.05M | $688.76M |
| 2 | Vanguard Portfolio Management LLC | 7.21% | 6.73M | $355.33M |
| 3 | Vanguard Capital Management LLC | 4.40% | 4.10M | $216.55M |
| 4 | State Street Corporation | 4.30% | 4.01M | $211.79M |
| 5 | Franklin Resources, Inc. | 4.21% | 3.93M | $207.32M |
| 6 | Fuller & Thaler Asset Management Inc. | 4.02% | 3.75M | $198.01M |
| 7 | American Century Companies Inc | 3.84% | 3.58M | $189.05M |
| 8 | Dimensional Fund Advisors LP | 3.64% | 3.40M | $179.16M |
| 9 | LSV Asset Management | 3.38% | 3.16M | $166.46M |
| 10 | Geode Capital Management, LLC | 2.69% | 2.51M | $132.31M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CNO
CNO Attends Closing Bell Ceremony at the New York Stock Exchange [Image 6 of 6] - DVIDS
<a href="https://news.google.com/rss/articles/CBMinAFBVV95cUxPcWR0QkdhT3M5MktmUE9NQmpnX0p3T2g0TlVSMGwyaTRfcGRnYkh5QjUwYVMtUWJfZWlEZTdJOHVHVUZPU09xMG8tdk95RlNwT0pjRC1Jd3dhSzZhdzYyWTVfYW9aMGdsMjVsTG14SDY5Y1U2U0VqUU52T3laZV92aDYwUTZNQmNOb2FteW…
Jefferies cuts CNO Financial stock rating on valuation concerns - Investing.com
<a href="https://news.google.com/rss/articles/CBMiwAFBVV95cUxNQ2dfemh5Y2lsUzhnYVNMVEUxbW1KWTFyMjlzZ2VBM2U4RkE5SnFUTC1FWGdXRFBlX3dsU21lcG9hQTBkRDFWWFM5d3p4Y1dGb2RyQTd3Vm1vbE5lcm5iM2VfcGgwQkFlM3BWc0NhZnB1SEpnY3NRcExyN2FIdnJaWTIxb09hUjQ5TjVsSH…
Keefe, Bruyette & Woods Increases CNO Financial Group (NYSE:CNO) Price Target to $53.00 - MarketBeat
<a href="https://news.google.com/rss/articles/CBMizgFBVV95cUxQTVZwWno3Skd1RUpHajBOTm9ELUptcVRmelVIbEdJRUtVamc1dk5naXRBbEF3d3IzT21lNmZjTHlpN1QtUVo3WEhsaEcxcDF1MEJPblpUNlBWS3JnMFh6bFdIakZ0U2pWQTBocHdmc1FqZmhPRVZKQk1nMmxmQW9nSHlfWFprWXZQTDFKOV…
CNO Financial Shares Fall After Jefferies Downgrade - Moomoo
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CNO Financial Group (CNO): Buy, Sell, or Hold Post Q1 Earnings? - StockStory
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CNO Maintained by Evercore ISI Group -- Price Target Raised to $52 - GuruFocus
<a href="https://news.google.com/rss/articles/CBMiowFBVV95cUxNZmdvTmFHbEswV1pGampEMUZCZmQ4MHFtdl9tY2ZZVnU5MU9fcDhpY3lFT0tMNmoxT1ZsV09mZzh0NUlGOXU1bGc0dDBLbDhWZ0VCT3QwTnBmYkxtLWE5bVNNbmFfX2l6alozMndoY2loRmQySzlabWd2dWZnT1FCT3NhdElkMl9INzVsUV…
CNO — Frequently Asked Questions
What is the current share price of CNO Financial Group, Inc. (CNO)?
As of 2026-07-14 21:23 PDT, CNO Financial Group, Inc. (CNO) trades at $52.19 on NYSE. Its 52-week range is $34.91 to $52.93.
What is the market capitalisation of CNO?
CNO Financial Group, Inc. (CNO) has a market capitalisation of $4.87B on NYSE.
What is the P/E ratio of CNO?
CNO trades at a trailing price-to-earnings (P/E) ratio of 21.04. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.89.
Does CNO pay a dividend?
CNO Financial Group, Inc. (CNO) currently offers a dividend yield of 1.43%.
What is the return on equity (ROE) of CNO?
CNO has a return on equity (ROE) of 9.76%.
Is CNO a good stock to buy?
This page provides a data-driven analysis of CNO Financial Group, Inc. (CNO), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.