Columbia Financial, Inc. CLBK R2KR3KFINANCIAL
Company Overview
Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States. The company offers deposit products, including non-interest and interest-bearing demand accounts, savings and club deposits, money market accounts, and certificates of deposit. It also provides commercial loans, including multifamily and commercial real estate, commercial business, and construction loans; residential loans, such as one-to-four family residential real estate and one-to-four family residential loans; consumer loans, which includes home equity loans and advances, as well as automobile, personal, unsecured, and overdraft lines of credit; and securities activities. In addition, the company offers title insurance products; wealth management services; and cash management services comprising remote deposit, lockbox service, sweep accounts, and escrow services. Columbia Financial, Inc. was founded in 1926 and is based in Fair Lawn, New Jersey.
Why Investors Should Care
Maintains a net profit margin of 21.8%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +13.1%, earnings +16.7%.
- 5-Year Trend Long-term compounding — profit CAGR 5.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 13.10% |
Compounded Profit Growth
| 5 Years: | 5.15% |
| 1 Year: | 16.70% |
Stock Price Performance
| 1 Year: | +58.12% |
| 6 Months: | +32.38% |
| 3 Months: | +0.27% |
| 1 Month: | -2.86% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)46.01 · Neutral
P/E of 18.72 is above the sector median of 13.71 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 21.8%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CLBK Columbia Financial, Inc. R2KR3KFINANCIAL | 10.86 | 18.72 | $2.93B | 1.85% | - | 5.02% | - | 5.15% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 336.54 | 14.43 | $894.59B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 546.97 | 13.76 | $770.15B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 414.34 | 35.23 | $706.08B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 633.21 | 34.87 | $550.55B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 820,500.00 | 13.76 | $400.77B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 7 | BAC Bank of America Corporation SPXR3KFINANCIAL | 51.08 | 11.80 | $357.19B | 2.39% | - | 11.20% | 3.14% | 4.27% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 91.89 | 13.13 | $314.52B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 183.97 | 14.87 | $288.94B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | 2.81M | - | - | - | 3.06M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Income | 7.91M | 8.31M | 8.23M | 8.50M | 9.99M | 10.29M | 9.27M | 1.51M | 3.68M | 11.78M | -14.74M | 10.83M | 14.87M | 14.92M | 12.03M | 14.22M | 13.55M | 6.76M | 15.10M | 15.09M | 20.65M | 21.05M | 26.69M | 20.98M | 20.40M | 22.96M | 20.92M | 18.72M | 1.66M | 9.13M | -1.16M | 4.54M | 6.18M | 8.90M | 12.30M | 14.87M | 13.10M | 14.49M |
| Diluted EPS | - | - | - | - | - | - | - | - | - | - | -0.13 | 0.10 | - | 0.13 | 0.11 | 0.13 | - | 0.06 | 0.14 | 0.14 | - | 0.20 | 0.26 | 0.20 | 0.20 | 0.22 | 0.19 | 0.18 | 0.02 | 0.09 | -0.01 | 0.04 | 0.06 | 0.09 | 0.12 | 0.15 | 0.13 | 0.14 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Sep 2016 | Sep 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 32.95M | 31.07M | 22.74M | 54.72M | 57.60M | 92.05M | 86.17M | 36.09M | -11.65M | 51.77M |
| Diluted EPS | - | - | 0.20 | 0.49 | 0.52 | 0.88 | 0.81 | 0.35 | -0.11 | 0.51 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Sep 2015 | Sep 2016 | Sep 2017 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | - | 5.77B | 6.69B | 8.19B | 8.80B | 9.22B | 10.41B | 10.65B | 10.48B | 11.02B |
| Total Equity | 418.00M | 439.66M | 475.91M | 472.07M | 972.06M | 982.52M | 1.01B | 1.08B | 1.05B | 1.04B | 1.08B | 1.16B |
| Cash & Equivalents | 43.18M | 45.69M | 100.97M | 65.33M | 42.06M | 75.55M | 422.96M | 70.96M | 179.23M | 423.25M | 289.22M | 340.81M |
| Long Term Debt | - | - | - | 929.06M | 1.19B | 1.41B | 799.36M | 377.31M | 1.13B | 1.53B | 1.08B | 1.18B |
| Total Liabilities | - | - | - | 5.29B | 5.72B | 7.21B | 7.79B | 8.15B | 9.35B | 9.61B | 9.40B | 9.86B |
Cash Flows (Annual)
Figures in USD.
| Metric | Sep 2016 | Sep 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 58.99M | 36.04M | 56.59M | 21.82M | 49.04M | - | 142.16M | 40.72M | 33.32M | 68.40M |
| Investing Cash Flow | -290.57M | -330.32M | -943.15M | -521.01M | 257.64M | - | -614.73M | 39.65M | 39.47M | -454.16M |
| Financing Cash Flow | 234.10M | 349.56M | 863.26M | 532.54M | 40.72M | - | 580.83M | 163.66M | -206.81M | 437.35M |
| Capital Expenditure | -3.67M | -6.53M | -13.27M | -19.34M | -4.62M | - | -7.20M | -7.63M | -7.45M | -9.84M |
| Free Cash Flow | 55.33M | 29.51M | 43.32M | 2.48M | 44.42M | - | 134.95M | 33.08M | 25.88M | 58.56M |
| Net Change in Cash | - | - | - | - | - | - | 108.27M | 244.02M | -134.03M | 51.58M |
| Share Buybacks | - | 0 | 0 | 55.31M | 108.17M | 107.77M | 94.00M | 80.50M | 5.89M | 13.35M |
Ratios (Annual)
Figures in %.
| Metric | Sep 2016 | Sep 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - |
| ROE % | 7.5% | 6.5% | 2.3% | 5.6% | 5.7% | 8.5% | 8.2% | 3.5% | -1.1% | 4.5% |
| ROCE % | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 2.00% | 5.38M | $58.11M |
| 2 | Dimensional Fund Advisors LP | 1.72% | 4.62M | $49.94M |
| 3 | Ursa Fund Management, LLC | 1.04% | 2.81M | $30.32M |
| 4 | State Street Corporation | 1.00% | 2.70M | $29.12M |
| 5 | Vanguard Capital Management LLC | 0.96% | 2.59M | $27.93M |
| 6 | Vanguard Portfolio Management LLC | 0.92% | 2.47M | $26.65M |
| 7 | Geode Capital Management, LLC | 0.64% | 1.73M | $18.68M |
| 8 | Renaissance Technologies, LLC | 0.59% | 1.58M | $17.08M |
| 9 | One Fin Capital Management LP | 0.47% | 1.28M | $13.78M |
| 10 | Weiss Asset Management Lp | 0.41% | 1.11M | $11.99M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CLBK
CLBK Jan 2027 10.000 put (CLBK270115P00010000) stock price, news, quote and history - Yahoo Finance Singapore
<a href="https://news.google.com/rss/articles/CBMiZkFVX3lxTFBxYmZIMEljSFU3TGVLWmFma3RMQmVCc3dmZkNwWW01VnBRRlpLb3Y2TnZPUXVzYXZjX1hJRnQ4aldUa09xRElSLUNjUHNLS0lSOURTdjBMVWlFOTZSZGdCVko4SkdWUQ?oc=5" target="_blank">CLBK Jan 2027 10.000 put (CLB…
A plan trustee acquired 174 stock units for Columbia Financial (CLBK) CEO Thomas J. Kemly. - Stock Titan
<a href="https://news.google.com/rss/articles/CBMiuwFBVV95cUxNVmhVU3RrSDRtLVdVaHVSX1RpcUJHV01GY01RZ3pUcG5SVWhDZHZJZ1M4SFhWSG1PdjJNbTFWN1h6azRrajEzRUY0WGxkQ1lYbmE2cGpZcnhvcndJREFocV9PUGVIOVF4dFNTbkY2VU9VRllaU2JYN1dtNXRBMHFIX1JGT0t1X0Nua0xnS3…
Columbia Financial, Inc. (Z2T.F) Latest Stock News & Headlines - Yahoo! Finance Canada
<a href="https://news.google.com/rss/articles/CBMiWkFVX3lxTE1ObUFIV2RRWGpDMlZNZG9KeFhwVWpvT0ZJcmtjRU92b3ZVYWxsMFhGdTlhdHRNTjU0RWcweUNxNmhRLTQ5bUFqZEVPdG9FYXZzNjdYemlLSUE5dw?oc=5" target="_blank">Columbia Financial, Inc. (Z2T.F) Latest Stock…
Risk chief acquires 64.2 units through Columbia Financial (CLBK)'s non-discretionary deferral plan. - Stock Titan
<a href="https://news.google.com/rss/articles/CBMiuwFBVV95cUxNWVVTeUlkMVZ4b3hUSEtna25WTWo4dy1fOUNFZnY1UHJGc1JUMVFJSm16SjUyVi1lOEtyYzlBTHVBcm1YU3hKQnlIel9Mc0M0WWkydjNDNDZvZzRIbURtVmszQzBnZ081T1oxQmF2bTJpdjI1elJfeF8zZUkxOFhkSDlKSWVSdEE3YjdVZ0…
Columbia Financial (CLBK) is a Great Momentum Stock: Should You Buy? - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMipgFBVV95cUxNX2tJenh4ZEJSYjZPeXVZQzBoV1NQdUdUUnBXVFhkdUdlOVFTZ3ZJa2ZhRml2bm9uLWNVNHVPcWxLVUk0dUFMMWRHeFJub3loZ1pEcjRfTDlZY084MkduWWx5VklQcjRQWVY5N0VwT2RKREZrTEhYZjN3Y3Z4cXk2a0hhY2Z2aVlka0FDRn…
Columbia Financial (CLBK) Stock Valuation Looks Stretched After Strong Recent Returns - Yahoo Finance
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CLBK — Frequently Asked Questions
What is the current share price of Columbia Financial, Inc. (CLBK)?
As of 2026-10-22 16:30 PDT, Columbia Financial, Inc. (CLBK) trades at $10.86 on NasdaqGS. Its 52-week range is $6.21 to $11.82.
What is the market capitalisation of CLBK?
Columbia Financial, Inc. (CLBK) has a market capitalisation of $2.93B on NasdaqGS.
What is the P/E ratio of CLBK?
CLBK trades at a trailing price-to-earnings (P/E) ratio of 18.72. The industry average P/E is 13.71. Its price-to-book (P/B) ratio is 2.07.
Does CLBK pay a dividend?
Columbia Financial, Inc. (CLBK) currently offers a dividend yield of 1.85%.
What is the return on equity (ROE) of CLBK?
CLBK has a return on equity (ROE) of 5.02%.
Is CLBK a good stock to buy?
This page provides a data-driven analysis of Columbia Financial, Inc. (CLBK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.