Capital Bancorp, Inc. CBNK R2K
Company Overview
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and secured, partially secured, and unsecured credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans; servicing, processing, and packaging of Small Business Administration and U.S. Department of Agriculture loans; as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, small residential builders and individuals, and financial institution clients, including Capital Bank. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.
Why Investors Should Care
Net profit has compounded at 29.8% per year over the last five years.
Trades at a P/E of 10.8, below the sector median of 13.5.
Maintains a net profit margin of 23.7%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +5.7%, earnings -11.0%.
- 5-Year Trend Long-term compounding — profit CAGR 29.8%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 5.70% |
Compounded Profit Growth
| 5 Years: | 29.77% |
| 1 Year: | -11.00% |
Stock Price Performance
| 1 Year: | +1.06% |
| 6 Months: | +23.67% |
| 3 Months: | +11.68% |
| 1 Month: | +4.20% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)62.59 · Neutral
P/E of 10.79 is below the sector median of 13.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 23.7%.
- Profit CAGR of 29.8% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CBNK Capital Bancorp, Inc. R2K | 35.50 | 10.79 | $578.23M | 1.36% | - | 14.20% | - | 29.77% |
| 2 | JPM JPMorgan Chase & Co. SPX | 346.91 | 16.61 | $929.55B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 488.35 | 14.54 | $682.86B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 355.14 | 30.99 | $589.43B | 0.75% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 535.21 | 30.99 | $469.40B | 0.65% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 61.59 | 15.28 | $432.24B | 1.88% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 228.55 | 20.70 | $360.49B | 1.76% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,152.07 | 17.79 | $339.87B | 1.58% | - | 16.95% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 87.51 | 13.53 | $267.80B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -964.00K | -1.21M | -953.00K | -931.00K | -782.00K | -1.01M | -903.00K | -933.00K | -923.00K | - |
| Net Income | 1.86M | 2.86M | 3.04M | -646.00K | 2.99M | 3.14M | 3.15M | 3.49M | 3.32M | 4.02M | 4.48M | 5.07M | 2.93M | 4.76M | 8.44M | 9.69M | 8.98M | 9.65M | 11.18M | 10.21M | 11.51M | 11.10M | 9.73M | 7.32M | 9.79M | 6.56M | 8.21M | 8.67M | 13.93M | 13.14M | 15.06M | 12.02M |
| Diluted EPS | 0.17 | 0.25 | 0.27 | -0.06 | 0.25 | 0.26 | 0.26 | 0.25 | 0.24 | 0.29 | 0.32 | 0.36 | 0.21 | 0.34 | 0.61 | 0.71 | 0.65 | 0.68 | 0.79 | 0.71 | 0.80 | 0.77 | 0.68 | 0.52 | 0.70 | 0.47 | 0.59 | 0.62 | 0.82 | 0.78 | 0.89 | 0.73 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating Income | - | - | - | - | - | -4.47M | -4.61M | -3.71M | - |
| Net Income | 7.11M | 12.77M | 16.89M | 25.82M | 39.98M | 41.80M | 35.87M | 30.97M | 57.17M |
| Diluted EPS | 0.62 | 1.02 | 1.21 | 1.87 | 2.84 | 2.91 | 2.55 | 2.12 | 3.41 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 1.03B | 1.11B | 1.43B | 1.88B | 2.06B | 2.12B | 2.23B | 3.21B | 3.61B |
| Total Equity | 70.75M | 80.12M | 114.56M | 133.33M | 159.31M | 197.90M | 224.01M | 254.86M | 355.14M | 401.76M |
| Cash & Equivalents | 38.13M | 52.31M | 34.72M | - | - | - | - | - | - | - |
| Total Liabilities | - | 945.89M | 990.49M | 1.29B | 1.72B | 1.86B | 1.90B | 1.97B | 2.85B | 3.20B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 34.81M | 28.30M | -27.21M | 5.46M | 132.08M | 51.39M | 47.42M | 34.93M | 69.72M |
| Investing Cash Flow | -133.37M | -109.26M | -187.98M | -385.51M | -238.23M | -198.46M | -130.84M | -269.95M | -350.88M |
| Financing Cash Flow | 112.73M | 63.37M | 295.29M | 412.14M | 142.64M | 44.09M | 56.97M | 386.39M | 331.39M |
| Capital Expenditure | -1.42M | -1.74M | - | - | - | - | - | - | - |
| Free Cash Flow | 33.39M | 26.57M | - | - | - | - | - | - | - |
| Share Buybacks | 512.00K | 45.00K | 371.00K | 3.72M | 0 | 0 | 8.83M | 1.40M | 11.73M |
| Dividends Paid | - | - | - | 0 | 1.38M | 3.08M | 3.92M | 5.28M | 7.30M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - |
| ROE % | 8.9% | 11.1% | 12.7% | 16.2% | 20.2% | 18.7% | 14.1% | 8.7% | 14.2% |
| ROCE % | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 4.43% | 722.01K | $25.35M |
| 2 | Alliancebernstein L.P. | 3.11% | 506.99K | $17.80M |
| 3 | Vanguard Capital Management LLC | 3.05% | 496.75K | $17.44M |
| 4 | Dimensional Fund Advisors LP | 2.18% | 355.47K | $12.48M |
| 5 | Wealthspire Advisors, LLC | 1.81% | 295.42K | $10.37M |
| 6 | Geode Capital Management, LLC | 1.74% | 282.75K | $9.93M |
| 7 | Kennedy Capital Management, LLC | 1.65% | 269.32K | $9.46M |
| 8 | State Street Corporation | 1.43% | 232.59K | $8.17M |
| 9 | Pacific Ridge Capital Partners, LLC | 1.42% | 231.29K | $8.12M |
| 10 | Ategra Capital Management, LLC | 1.42% | 231.26K | $8.12M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CBNK
CBNK ETF Profile: Dividends, Returns (TSX:CBNK) - TradingView
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Should Value Investors Buy Capital Bancorp (CBNK) Stock? - Yahoo Finance
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Should Value Investors Buy Capital Bancorp (CBNK) Stock? - Yahoo Finance
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CBNK - Capital Bancorp Inc Options - Finviz
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CBNK — Frequently Asked Questions
What is the current share price of Capital Bancorp, Inc. (CBNK)?
As of 2026-07-15 16:51 PDT, Capital Bancorp, Inc. (CBNK) trades at $35.50 on NasdaqGS. Its 52-week range is $26.41 to $36.15.
What is the market capitalisation of CBNK?
Capital Bancorp, Inc. (CBNK) has a market capitalisation of $578.23M on NasdaqGS.
What is the P/E ratio of CBNK?
CBNK trades at a trailing price-to-earnings (P/E) ratio of 10.79. The industry average P/E is 13.52. Its price-to-book (P/B) ratio is 1.40.
Does CBNK pay a dividend?
Capital Bancorp, Inc. (CBNK) currently offers a dividend yield of 1.36%.
What is the return on equity (ROE) of CBNK?
CBNK has a return on equity (ROE) of 14.20%.
Is CBNK a good stock to buy?
This page provides a data-driven analysis of Capital Bancorp, Inc. (CBNK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.