🇺🇸 US Stock Screener ← Switch market ⚡ HerAI

Pathward Financial, Inc. CASH FINANCIAL

Financial Services · Banks - Regional · United States
https://www.pathwardfinancial.com
Company Profile ↓
$81.06
+5.58% 1Y
Mkt Cap$1.68B
P/E10.15
P/B1.95
Div. Yield0.25%
52W High$99.87
52W Low$66.35
Book Value$40.47
EPS (TTM)$7.99

Company Overview

Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, and money market savings accounts. It also provides commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; installment and revolving consumer lending products; tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services. In addition, the company offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments, financial processing services for freestanding ATMs; digital payments; and merchant services, as well as issues debit and prepaid cards. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 21.2%, reflecting efficient use of shareholder capital.

Consistent Profit Growth

Net profit has compounded at 12.2% per year over the last five years.

Reasonable Valuation

Trades at a P/E of 10.2, below the sector median of 12.9.

Healthy Margins

Maintains a net profit margin of 23.4%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Sep 2025 Revenue of $839.89M (+5.3% YoY); net profit $185.87M.
  • Trailing 12 Months Year-on-year growth — revenue -13.5%, earnings -24.7%.
  • 5-Year Trend Long-term compounding — revenue CAGR 9.5%, profit CAGR 12.2%.

Growth & Price Performance

Compounded Sales Growth

5 Years:9.52%
1 Year:-13.50%

Compounded Profit Growth

5 Years:12.16%
1 Year:-24.70%

Stock Price Performance

1 Year:+5.58%
6 Months:-9.90%
3 Months:+0.90%
1 Month:-6.67%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bearish
52-Week Range 44% of range
$66.35 $99.87
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMABelow
  • RSI (14)37.92 · Neutral
Price Performance
1M-6.67%
3M+0.90%
6M-9.90%
1Y+5.58%
Valuation vs Sector

P/E of 10.15 is below the sector median of 12.89 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

⚙Ad space

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Strong return on equity of 21.2%.
  • Excellent profit margin of 23.4%.
  • Profit CAGR of 12.2% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
10.15
Industry PE
12.89
Forward P/E
8.45
PEG Ratio
0.20
Book Value
$40.47
Price to Book
1.95
P/S
2.18
EV/EBITDA
-
Dividend Yield
0.25%

Growth (CAGR)

Revenue 5Y
9.52%
Profit 5Y
12.16%
Revenue (YoY)
-13.50%
Earnings (YoY)
-24.70%

Profitability & Returns

ROCE
-
ROE
21.18%
ROA
2.43%
Profit Margin
23.38%
Op Margin
20.52%
Gross Margin
0.00%
EPS (Latest Qtr)
$1.37
EPS (TTM)
$7.99

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$223.77M
Total Assets
$7.31B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
1.48%
Chg in Prom Hold
0.01%
FII / Inst Holding
103.54%
Chg in FII Hold
-0.07%

Financial Snapshot

Enterprise Value
$1.68B
Total Revenue (TTM)
$752.03M
EBITDA
-
Free Cash Flow
$438.94M
Operating Cash Flow
$696.87M
Shares Outstanding
20.77M
Gross Margin
0.00%
Payout Ratio
2.50%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 CASH Pathward Financial, Inc. FINANCIAL 81.06 10.15 $1.68B 0.25% - 21.18% 9.52% 12.16%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 353.51 15.15 $939.70B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 505.83 12.72 $712.23B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 368.64 31.35 $628.20B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 570.89 31.44 $496.37B 0.62% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.39 14.41 $436.28B 2.04% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 757,791.00 12.71 $370.14B 0.00% - 12.12% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 106.26 15.18 $363.70B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 216.24 17.48 $339.62B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue -----55.46M124.82M61.64M-98.02M176.38M110.76M-102.13M188.25M103.19M-111.45M187.30M130.93M-158.20M193.57M126.14M-149.83M228.44M165.20M-162.80M257.58M188.62M-182.63M274.80M195.75M-173.10M276.30M189.64M
Net Income 6.01M1.24M32.14M9.79M1.74M4.67M31.44M6.79M8.72M15.40M32.12M29.29M20.20M21.07M52.30M18.19M13.16M28.04M59.07M38.70M15.90M61.32M49.25M22.39M23.42M27.79M54.12M36.08M25.28M34.90M69.92M44.87M33.53M29.97M74.96M42.15M38.80M35.17M72.91M28.97M
Diluted EPS 0.230.051.140.350.070.151.060.220.240.390.810.750.530.561.450.530.380.841.841.210.502.001.660.760.810.981.961.340.961.342.741.781.341.233.141.811.691.573.351.37

Profit & Loss (Annual)

Figures in USD.

Metric Sep 2009Sep 2010Sep 2011Sep 2012Sep 2013Sep 2014Sep 2015Sep 2016Sep 2017Sep 2018Sep 2019Sep 2020Sep 2021Sep 2022Sep 2023Sep 2024Sep 2025
Revenue ----------486.75M498.83M549.89M601.13M704.46M797.41M839.89M
Net Income -1.46M12.39M4.64M17.11M13.42M15.71M18.05M33.22M44.92M51.62M97.00M104.72M141.71M156.39M143.27M183.22M185.87M
Diluted EPS -0.564.111.494.922.382.532.661.301.611.672.492.944.385.265.247.207.87

Balance Sheet (Annual)

Figures in USD.

Metric Sep 2008Sep 2009Sep 2010Sep 2011Sep 2012Sep 2013Sep 2014Sep 2015Sep 2016Sep 2017Sep 2018Sep 2019Sep 2020Sep 2021Sep 2022Sep 2023Sep 2024Sep 2025
Total Assets --1.03B1.28B1.65B1.69B2.05B2.53B4.01B5.23B5.84B6.18B6.09B6.69B6.75B7.50B7.53B7.17B
Total Equity 45.73M47.34M72.04M80.58M145.86M142.98M174.80M271.33M334.98M434.50M744.15M839.91M843.71M870.73M645.17M651.63M822.47M858.04M
Cash & Equivalents 2.96M6.17M87.50M276.89M145.05M40.06M29.83M27.66M773.83M1.27B99.98M126.55M427.37M314.02M388.04M375.58M158.34M120.57M
Long Term Debt ----------88.96M215.84M98.22M92.83M36.03M33.87M33.35M33.46M
Total Liabilities --957.72M1.19B1.50B1.55B1.88B2.26B3.67B4.79B5.09B5.34B5.24B5.82B6.10B6.88B6.71B6.31B

Cash Flows (Annual)

Figures in USD.

Metric Sep 2009Sep 2010Sep 2011Sep 2012Sep 2013Sep 2014Sep 2015Sep 2016Sep 2017Sep 2018Sep 2019Sep 2020Sep 2021Sep 2022Sep 2023Sep 2024Sep 2025
Operating Cash Flow 22.80M34.57M21.86M79.99M-23.07M25.81M49.21M78.50M119.99M137.75M191.01M467.22M581.64M268.81M327.91M488.81M450.62M
Investing Cash Flow -142.10M-130.23M-63.94M-514.34M-198.66M-367.80M-453.92M-738.48M-700.43M-389.79M-339.20M-206.32M-1.12B-310.87M-945.56M-262.93M25.84M
Financing Cash Flow 122.51M176.99M231.47M302.51M116.74M331.75M402.53M1.41B1.07B-915.58M174.88M40.02M422.93M117.82M604.86M-443.20M-513.03M
Capital Expenditure -3.68M-2.35M-1.83M-4.13M-5.26M-2.33M-5.03M-6.98M-6.80M-8.54M-13.97M-12.27M-12.96M-8.18M-8.62M-10.14M-11.68M
Free Cash Flow 19.12M32.22M20.03M75.86M-28.33M23.48M44.18M71.52M113.19M129.21M177.04M454.95M568.68M260.63M319.29M478.66M438.94M

Ratios (Annual)

Figures in %.

Metric Sep 2009Sep 2010Sep 2011Sep 2012Sep 2013Sep 2014Sep 2015Sep 2016Sep 2017Sep 2018Sep 2019Sep 2020Sep 2021Sep 2022Sep 2023Sep 2024Sep 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % ----------19.9%21.0%25.8%26.0%20.3%23.0%22.1%
ROE % -3.1%17.2%5.8%11.7%9.4%9.0%6.7%9.9%10.3%6.9%11.5%12.4%16.3%24.2%22.0%22.3%21.7%
ROCE % -----------------

Shareholding Pattern

Insiders
1.48%
Institutions
103.54%
Public Float
105.09%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 14.94% 3.10M $236.47M
2 FMR, LLC 8.68% 1.80M $137.39M
3 State Street Corporation 6.93% 1.44M $109.60M
4 American Century Companies Inc 6.11% 1.27M $96.73M
5 Dimensional Fund Advisors LP 5.13% 1.06M $81.11M
6 Geode Capital Management, LLC 3.53% 733.10K $55.84M
7 Vanguard Capital Management LLC 3.51% 729.20K $55.54M
8 Earnest Partners LLC 2.74% 568.92K $43.33M
9 Vanguard Portfolio Management LLC 2.13% 443.00K $33.74M
10 Neumeier Poma Investment Counsel, LLC 1.69% 351.87K $26.80M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for CASH

Google News ue, 08 Sep 2026

The Unusual Cash Offer Sitting In TTD Stock - Trefis

<a href="https://news.google.com/rss/articles/CBMipgFBVV95cUxQeEdFN2V1ejkzZ3RNeklOTTNkME5JclVFcUd0OEl6RGlKTlpaMGxLWlBfNk9wQVdNMHdJbndzMnJQQVd1MmxzQW5wNVZ4aFgzQ3lQbmM1cGF5S2xYRnpzSG5rWklqZHJwSnJiLWpNWng2NWFNNVBBOGEtRFRzN2h4V0k5aUpNYmZsaDJ4bT…

Google News ue, 08 Sep 2026

QCOM Showered Owners With Cash, But The Stock Still Lagged The Market - finance.yahoo.com

<a href="https://news.google.com/rss/articles/CBMinAFBVV95cUxOYkRWQURIX2ZRQzhKOGp0TENmVkYya2I4bmkwNFJFa3JwXy14WG5pZW1lZzBCUUNfempOZldBa2ZFUmpoUWRrSllqbHZhb2hBNllZaEZmcWw5MVdzQzFfUDltdTZjWTZPOGVwTjFFOGswOC13VzYyQldpQk1KQ29yQkxQV2hKVmhtOF9GQm…

Google News ue, 08 Sep 2026

Spotify (SPOT) Stock Trades At A Cash Flow Discount But An Earnings Premium - simplywall.st

<a href="https://news.google.com/rss/articles/CBMizAFBVV95cUxNWnNpYTVLZmZId3ZuWE9hS0dDbFdIRHdaQnc3MnlOQjNJZlVQcGkzeEZhRS12blAtbnpLbjU3ZE0xeEFrTE5kRXRTYnZXd0xmcEFmU0pMdG5TRnJ1YmI5UTBLUzhhaEdld2dJV3hlRzZsWktXUjduYlZuckh2akJteU5BbTk5R0p4cWlTY2…

Google News ue, 08 Sep 2026

TPG RE Finance Trust, Inc. Declares Cash Dividend on Series C Cumulative Redeemable Preferred Stock - Business Wire

<a href="https://news.google.com/rss/articles/CBMi6wFBVV95cUxNNERzSHo2UkN5WDNiMDNZUjRZaTltN3g0ekVDelZCS2p4bzJVQ0tTeHgzUGdTSFJReGgzakNKc3M2bDdlZkgzR3ZiLVVGT1MxT3hvUk1uT2ppa05uM0pvZlRjenlmaG45bFdkaHhtNlVNUDZDaWRfX2c1YThxYkFjWmxIUGxlTm1MRXI3OU…

Google News ue, 08 Sep 2026

KEEL Stock Grinds Higher As Traders Track Cash-Rich Turnaround - StocksToTrade

<a href="https://news.google.com/rss/articles/CBMihgFBVV95cUxOSTQxZGJDaWdyYTZoN095TEdQZW1tbVFQWEtDaC1OYTF1Sk93UUlETGVud251YUFTLUhnSHNZb0ZrTldxXzVlNUlaeEEtTHBpb1VtYWJMVGc2cXNJU2dNcHJJMWFXOHVoNmdxYlFuNndWbTF3bFhIUld2aml5ZXFxbEZNcFU2UQ?oc=5" t…

Google News ue, 08 Sep 2026

KEEL Stock Grinds Higher As Traders Focus On Cash And Range - timothysykes.com

<a href="https://news.google.com/rss/articles/CBMihAFBVV95cUxOaXNBRmptX2xaUGc0Qm1OUjFOOVY3MHNpbGhCMTdHTFdjLW5OcXFPbGF2ckxpLWQ3VTVmR1lmMnNxc3FweUdQajA4bzlVb2NnOGdSYk9sdFVWLVgtYUFsd0YyX3NjVTZBbkJoc1ltLTJ2Nmh1cXZkd1JiSjc5OG13TkZ3bHg?oc=5" targ…

CASH — Frequently Asked Questions

What is the current share price of Pathward Financial, Inc. (CASH)?

As of 2026-09-19 21:16 PDT, Pathward Financial, Inc. (CASH) trades at $81.06 on NasdaqGS. Its 52-week range is $66.35 to $99.87.

What is the market capitalisation of CASH?

Pathward Financial, Inc. (CASH) has a market capitalisation of $1.68B on NasdaqGS.

What is the P/E ratio of CASH?

CASH trades at a trailing price-to-earnings (P/E) ratio of 10.15. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 1.95.

Does CASH pay a dividend?

Pathward Financial, Inc. (CASH) currently offers a dividend yield of 0.25%.

What is the return on equity (ROE) of CASH?

CASH has a return on equity (ROE) of 21.18%.

Is CASH a good stock to buy?

This page provides a data-driven analysis of Pathward Financial, Inc. (CASH), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks
⚙Ad space