Citigroup Inc. C SPXR3KFINANCIAL
Company Overview
Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, and prime brokerage. The Banking segment includes investment banking services comprising equity and debt capital markets-related strategic financing solutions; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending consists of corporate and commercial banking. The U.S. Personal Banking segment provides proprietary and co-branded card portfolios; and traditional banking services to retail and small business customers. The Wealth segment offers financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; professional industries, including law firms, consulting groups, accounting, and asset management; and affluent and high net worth clients. The company operates in North America, the United Kingdom, Japan, North and South Asia, Australia, Europe, the Middle East, and Africa. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.
Why Investors Should Care
Trades at an undemanding P/E of 14.9.
Maintains a net profit margin of 21.8%.
Offers a dividend yield of 2.00%.
Recent Developments
- Dec 2025 Revenue of $85.22B (+5.6% YoY); net profit $14.31B.
- Trailing 12 Months Year-on-year growth — revenue +14.5%, earnings +61.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 0.5%, profit CAGR 7.9%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 0.54% |
| 1 Year: | 14.50% |
Compounded Profit Growth
| 5 Years: | 7.94% |
| 1 Year: | 61.00% |
Stock Price Performance
| 1 Year: | +48.58% |
| 6 Months: | +30.55% |
| 3 Months: | +4.49% |
| 1 Month: | +2.91% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)58.11 · Neutral
P/E of 14.86 is above the sector median of 14.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 21.8%.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | C Citigroup Inc. SPXR3KFINANCIAL | 137.72 | 14.86 | $231.01B | 2.00% | - | 8.53% | 0.54% | 7.94% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19.74B | 19.47B | 18.69B | 18.46B | 17.55B | 17.55B | 17.76B | 17.01B | 18.37B | 18.16B | 18.42B | 17.50B | 18.87B | 18.47B | 18.39B | 17.12B | 18.58B | 18.76B | 18.57B | 18.38B | 20.96B | 20.04B | 17.68B | 16.83B | 19.67B | 17.75B | 17.45B | 17.02B | 19.19B | 19.64B | 18.51B | 21.45B | 19.44B | 20.14B | 21.02B | 20.03B | 20.21B | 21.60B | 21.67B | 22.09B |
| Net Income | 4.77B | 4.85B | 4.29B | 3.33B | 3.50B | 4.00B | 3.84B | 3.57B | 4.09B | 3.87B | 4.13B | -18.89B | 4.62B | 4.49B | 4.62B | 4.31B | 4.71B | 4.80B | 4.91B | 4.98B | 2.54B | 1.06B | 3.15B | 4.31B | 7.94B | 6.19B | 4.64B | 3.17B | 4.31B | 4.55B | 3.48B | 4.61B | 2.92B | 3.55B | 3.37B | 3.22B | 3.24B | 4.06B | 4.02B | 3.75B |
| Diluted EPS | 1.51 | 1.51 | 1.35 | 1.02 | 1.10 | 1.24 | 1.24 | 1.14 | 1.35 | 1.28 | 1.42 | -7.38 | 1.68 | 1.63 | 1.73 | 1.64 | 1.87 | 1.95 | 2.07 | 2.15 | 1.06 | 0.38 | 1.36 | 1.92 | 3.62 | 2.85 | 2.15 | 1.46 | 2.02 | 2.19 | 1.63 | 2.19 | 1.33 | 1.63 | 1.58 | 1.52 | 1.51 | 1.96 | 1.96 | 1.86 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 77.30B | 51.60B | 80.28B | 86.60B | 77.33B | 69.19B | 76.72B | 77.22B | 76.35B | 70.80B | 72.44B | 72.85B | 75.07B | 75.50B | 71.88B | 75.34B | 78.07B | 80.72B | 85.22B |
| Net Income | 3.62B | -27.68B | -1.61B | 10.60B | 11.07B | 7.54B | 13.66B | 7.31B | 17.24B | 14.91B | -6.80B | 18.05B | 19.40B | 11.05B | 21.95B | 14.85B | 9.23B | 12.68B | 14.31B |
| Diluted EPS | 0.67 | -5.63 | -7.99 | 3.54 | 3.63 | 2.44 | 4.34 | 2.20 | 5.40 | 4.72 | -2.98 | 6.68 | 8.04 | 4.72 | 10.14 | 7.00 | 4.04 | 5.94 | 6.99 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2006 | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.94T | 1.86T | 1.91T | 1.87T | 1.86T | 1.88T | 1.84T | 1.73T | 1.79T | 1.84T | 1.92T | 1.95T | 2.26T | 2.29T | 2.42T | 2.41T | 2.35T | 2.66T |
| Total Equity | 0 | 118.75B | 141.63B | 152.70B | 163.47B | 177.81B | 189.05B | 204.34B | 210.19B | 221.86B | 225.12B | 200.74B | 196.22B | 193.24B | 199.44B | 201.97B | 201.19B | 205.45B | 208.60B | 212.29B |
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | 133.10B | 160.49B | 180.52B | 188.10B | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 359.59B | 364.02B | 381.18B | 323.50B | 239.46B | 221.12B | 223.08B | 201.28B | 206.18B | 236.71B | 232.00B | 248.76B | 271.69B | 254.37B | 271.61B | 286.62B | 287.30B | 315.83B |
| Total Liabilities | - | - | 1.79T | 1.70T | 1.75T | 1.69T | 1.67T | 1.67T | 1.63T | 1.51T | 1.57T | 1.64T | 1.72T | 1.76T | 2.06T | 2.09T | 2.21T | 2.21T | 2.14T | 2.44T |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | - | - | - | - | - | - | - | - | 36.95B | -12.84B | -23.49B | 47.09B | 25.07B | -73.42B | -19.67B | -67.63B |
| Investing Cash Flow | - | - | - | - | - | - | - | - | - | - | - | -73.12B | -23.37B | -92.44B | -110.75B | -79.45B | -8.46B | 86.25B | -108.28B |
| Financing Cash Flow | - | - | - | - | - | - | - | - | - | - | - | 44.53B | 42.93B | 233.59B | 17.27B | 137.76B | 687.00M | -38.30B | 238.03B |
| Capital Expenditure | -4.00B | -3.78B | -2.26B | -2.36B | -3.45B | -3.60B | -3.49B | -3.39B | -3.20B | -2.76B | -3.36B | -3.77B | -5.34B | -3.45B | -4.12B | -5.63B | -6.58B | -6.50B | -6.52B |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - | - | 33.18B | -18.17B | -26.93B | 42.97B | 19.44B | -80.00B | -26.17B | -74.15B |
| Share Buybacks | 663.00M | 7.00M | 3.00M | 6.00M | 1.00M | 5.00M | 837.00M | 1.23B | 5.45B | 9.29B | 14.54B | 14.43B | 17.57B | 2.92B | 7.60B | 3.25B | 1.98B | 2.47B | 13.25B |
| Dividends Paid | 10.78B | 7.53B | 3.24B | 9.00M | 107.00M | 143.00M | 314.00M | 633.00M | 1.25B | 2.29B | 3.80B | 5.02B | 5.45B | 5.35B | 5.20B | 5.00B | 5.21B | 5.20B | 5.37B |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 4.7% | -53.7% | -2.0% | 12.2% | 14.3% | 10.9% | 17.8% | 9.5% | 22.6% | 21.1% | -9.4% | 24.8% | 25.8% | 14.6% | 30.5% | 19.7% | 11.8% | 15.7% | 16.8% |
| ROE % | 3.0% | -19.5% | -1.1% | 6.5% | 6.2% | 4.0% | 6.7% | 3.5% | 7.8% | 6.6% | -3.4% | 9.2% | 10.0% | 5.5% | 10.9% | 7.4% | 4.5% | 6.1% | 6.7% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 8.77% | 149.51M | $19.87B |
| 2 | Vanguard Capital Management LLC | 6.29% | 107.23M | $14.25B |
| 3 | State Street Corporation | 4.57% | 77.91M | $10.35B |
| 4 | Geode Capital Management, LLC | 2.41% | 41.05M | $5.46B |
| 5 | Fisher Asset Management, LLC | 2.14% | 36.46M | $4.85B |
| 6 | Franklin Resources, Inc. | 2.11% | 36.01M | $4.79B |
| 7 | Capital World Investors | 1.97% | 33.63M | $4.47B |
| 8 | Vanguard Portfolio Management LLC | 1.90% | 32.37M | $4.30B |
| 9 | FMR, LLC | 1.86% | 31.65M | $4.21B |
| 10 | Morgan Stanley | 1.65% | 28.11M | $3.74B |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for C
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C — Frequently Asked Questions
What is the current share price of Citigroup Inc. (C)?
As of 2026-09-07 16:24 PDT, Citigroup Inc. (C) trades at $137.72 on NYSE. Its 52-week range is $90.67 to $144.93.
What is the market capitalisation of C?
Citigroup Inc. (C) has a market capitalisation of $231.01B on NYSE.
What is the P/E ratio of C?
C trades at a trailing price-to-earnings (P/E) ratio of 14.86. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.18.
Does C pay a dividend?
Citigroup Inc. (C) currently offers a dividend yield of 2.00%.
What is the return on equity (ROE) of C?
C has a return on equity (ROE) of 8.53%.
Is C a good stock to buy?
This page provides a data-driven analysis of Citigroup Inc. (C), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.