The Baldwin Insurance Group, Inc. BWIN R2K
Company Overview
The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. Its Insurance Advisory Solutions segment provides private risk management, commercial risk management, employee benefits, and Medicare insurance solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers MGA platform, that manufactures technology-enabled insurance product suite comprises personal, commercial, and professional lines. Its Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities, as well as offers reinsurance brokerage; and consultation for government assistance programs and solutions, including traditional Medicare and Medicare advantage and affordable care act to seniors and eligible individuals through a network of primarily independent contractor agents. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.
Why Investors Should Care
Revenue has grown at a 27.4% CAGR over the past five years.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $1.49B (+8.5% YoY); net profit $-33.81M.
- Trailing 12 Months Year-on-year growth — revenue +28.7%, earnings -90.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 27.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 27.38% |
| 1 Year: | 28.70% |
Compounded Profit Growth
| 5 Years: | - |
| 1 Year: | -90.00% |
Stock Price Performance
| 1 Year: | -35.76% |
| 6 Months: | +1.80% |
| 3 Months: | +19.85% |
| 1 Month: | +43.53% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)61.05 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 27.4% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 38.3% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BWIN The Baldwin Insurance Group, Inc. R2K | 26.51 | -38.42 | $2.58B | 0.00% | 2.61% | -6.23% | 27.38% | - |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 329.52M | 295.55M | 304.23M | 378.10M | 337.10M | 335.21M | 410.53M | 376.25M | 362.32M | 528.86M |
| Operating Income | 6.32M | 1.11M | 1.34M | 755.00K | 11.33M | 664.00K | 1.47M | -18.54M | 5.30M | -6.81M | -6.67M | -13.76M | 36.95M | -13.54M | -17.18M | -37.86M | 39.74M | 25.44M | -29.86M | 3.62M | -16.53M | 86.00K | 34.26M | 16.46M | 15.41M | 56.02M | 27.94M | 3.22M | -101.27M |
| Net Income | 3.54M | -1.89M | -810.00K | -1.47M | 0 | 0 | 0 | -8.65M | 1.47M | -3.59M | -3.27M | -10.31M | 15.31M | -10.09M | -13.21M | -22.65M | 22.87M | 8.64M | -24.79M | -14.13M | -23.90M | -17.63M | 21.58M | -17.56M | -8.38M | 13.94M | -3.16M | -18.73M | 2.34M |
| Diluted EPS | - | - | - | - | - | - | - | - | 0.07 | -0.18 | -0.10 | -0.29 | 0.33 | -0.23 | -0.28 | -0.41 | 0.39 | 0.14 | -0.43 | -0.24 | -0.40 | -0.29 | 0.33 | -0.28 | -0.13 | 0.20 | -0.05 | -0.27 | 0.02 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | 567.29M | 980.72M | 1.21B | 1.38B | 1.49B |
| Operating Income | 9.53M | -5.07M | -21.94M | -31.63M | -31.10M | -42.55M | 60.65M | 73.94M |
| Net Income | -624.00K | -8.65M | -15.70M | -30.65M | -41.77M | -90.14M | -24.52M | -33.81M |
| Diluted EPS | - | - | -0.58 | -0.64 | -0.74 | -1.50 | -0.39 | -0.50 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Jan 2021 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 139.82M | 398.77M | 1.53B | 1.59B | 2.88B | 3.46B | 3.50B | 3.53B | 3.86B |
| Total Equity | -39.92M | -63.70M | 73.28M | 367.78M | - | 608.38M | 608.10M | 560.41M | 583.22M | 600.22M |
| Cash & Equivalents | - | 8.00M | 67.69M | 108.46M | - | 138.29M | 118.09M | 116.21M | 90.05M | 123.67M |
| Long Term Debt | - | 1.50M | 0 | 399.00M | - | - | - | - | - | - |
| Total Liabilities | - | 117.02M | 161.49M | 759.95M | 814.43M | 1.69B | 2.32B | 2.48B | 2.53B | 2.78B |
| Current Liabilities | - | 33.23M | 72.83M | 217.42M | - | 540.69M | 699.21M | 1.03B | 1.06B | 1.03B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 11.79M | 12.01M | 36.82M | - | -2.46M | 46.00K | 51.45M | -29.42M |
| Investing Cash Flow | -42.53M | -101.02M | -677.81M | - | -414.36M | -21.92M | 13.30M | -140.28M |
| Financing Cash Flow | 35.60M | 152.08M | 711.94M | - | 419.55M | 18.37M | 21.05M | 203.82M |
| Capital Expenditure | -525.00K | -1.72M | -5.47M | - | -21.98M | -21.38M | -41.05M | -39.53M |
| Free Cash Flow | 11.27M | 10.30M | 31.35M | - | -24.44M | -21.33M | 10.40M | -68.94M |
| Net Change in Cash | - | - | - | - | 2.73M | -3.51M | 85.81M | 34.13M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | -5.6% | -3.2% | -3.5% | 4.4% | 4.9% |
| Net Margin % | - | - | - | -5.4% | -4.3% | -7.4% | -1.8% | -2.3% |
| ROE % | 1.0% | -11.8% | -4.3% | -5.0% | -6.9% | -16.1% | -4.2% | -5.6% |
| ROCE % | 8.9% | -1.6% | -1.7% | -1.4% | -1.1% | -1.7% | 2.4% | 2.6% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | FMR, LLC | 14.31% | 13.95M | $380.39M |
| 2 | William Blair Investment Management, LLC | 6.97% | 6.79M | $185.22M |
| 3 | Blackrock Inc. | 6.82% | 6.65M | $181.31M |
| 4 | Bank Of New York Mellon Corporation | 4.02% | 3.92M | $106.81M |
| 5 | Vanguard Portfolio Management LLC | 3.56% | 3.48M | $94.73M |
| 6 | Vanguard Capital Management LLC | 3.55% | 3.46M | $94.45M |
| 7 | BAMCO Inc. | 2.78% | 2.71M | $73.88M |
| 8 | Westwood Holdings Group Inc. | 2.64% | 2.58M | $70.25M |
| 9 | State Street Corporation | 2.54% | 2.47M | $67.42M |
| 10 | Geode Capital Management, LLC | 2.21% | 2.15M | $58.64M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BWIN
Why Baldwin Insurance Group (BWIN) Stock Is Trading Up Today - Yahoo Finance
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Why Baldwin Insurance Group (BWIN) Stock Is Trading Up Today - StockStory
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Baldwin Insurance: Go-Private Rumors Appear Credible (NASDAQ:BWIN) - Seeking Alpha
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JPMorgan Upgrades Baldwin Insurance Stock to Overweight Following PE Buyout Reports and Strategic Advisory Hiring - TIKR.com
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BWIN — Frequently Asked Questions
What is the current share price of The Baldwin Insurance Group, Inc. (BWIN)?
As of 2026-07-14 21:23 PDT, The Baldwin Insurance Group, Inc. (BWIN) trades at $26.51 on NasdaqGS. Its 52-week range is $16.50 to $42.99.
What is the market capitalisation of BWIN?
The Baldwin Insurance Group, Inc. (BWIN) has a market capitalisation of $2.58B on NasdaqGS.
What is the P/E ratio of BWIN?
BWIN trades at a trailing price-to-earnings (P/E) ratio of -38.42. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.82.
What is the return on equity (ROE) of BWIN?
BWIN has a return on equity (ROE) of -6.23%. Its return on capital employed (ROCE) is 2.61%.
Is BWIN a good stock to buy?
This page provides a data-driven analysis of The Baldwin Insurance Group, Inc. (BWIN), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.