Bridgewater Bancshares, Inc. BWB R2KR3KFINANCIAL
Company Overview
Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial and industrial loans; commercial real estate loans, such as owner and nonowner occupied properties; single family residential construction, land development, finished lots and raw land, and commercial and multifamily construction loans, as well as paycheck protection program loans. It offers deposit products, including savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction accounts, as well as certificates of deposit. In addition, the company offers online, mobile, and direct banking services. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.
Why Investors Should Care
Net profit has compounded at 14.9% per year over the last five years.
Trades at a P/E of 11.9, below the sector median of 14.5.
Maintains a net profit margin of 35.7%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +18.4%, earnings +18.4%.
- 5-Year Trend Long-term compounding — profit CAGR 14.9%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 18.40% |
Compounded Profit Growth
| 5 Years: | 14.89% |
| 1 Year: | 18.40% |
Stock Price Performance
| 1 Year: | +34.54% |
| 6 Months: | +23.45% |
| 3 Months: | +13.51% |
| 1 Month: | +2.87% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)57.73 · Neutral
P/E of 11.88 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 35.7%.
- Profit CAGR of 14.9% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BWB Bridgewater Bancshares, Inc. R2KR3KFINANCIAL | 21.85 | 11.88 | $609.26M | 0.00% | - | 11.00% | - | 14.89% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 4.08M | 4.80M | 4.67M | 3.33M | 5.95M | 6.75M | 6.46M | 7.76M | 7.02M | 8.01M | 7.80M | 8.57M | 7.44M | 7.60M | 7.17M | 4.98M | 10.67M | 10.99M | 11.51M | 12.26M | 12.88M | 14.51M | 11.64M | 9.82M | 9.63M | 7.83M | 8.12M | 8.68M | 9.63M | 11.52M | 11.60M | 17.41M | 14.01M |
| Diluted EPS | 0.16 | 0.19 | 0.19 | 0.13 | 0.23 | 0.22 | 0.21 | 0.25 | 0.23 | 0.26 | 0.27 | 0.29 | 0.25 | 0.26 | 0.25 | 0.17 | 0.37 | 0.38 | 0.40 | 0.39 | 0.41 | 0.47 | 0.37 | 0.31 | 0.30 | 0.24 | 0.26 | 0.27 | 0.31 | 0.38 | 0.38 | 0.58 | 0.45 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 13.21M | 16.89M | 26.92M | 31.40M | 27.19M | 45.69M | 53.39M | 39.96M | 32.83M | 46.09M |
| Diluted EPS | 0.58 | 0.68 | 0.91 | 1.05 | 0.93 | 1.54 | 1.72 | 1.27 | 1.03 | 1.49 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.62B | 1.97B | 2.27B | 2.93B | 3.48B | 4.35B | 4.61B | 5.07B | 5.41B |
| Total Equity | 80.18M | 115.37M | 137.16M | 221.00M | 244.79M | 265.40M | 379.27M | 394.06M | 425.51M | 457.94M | 517.10M |
| Cash & Equivalents | - | - | 23.73M | 28.44M | 31.93M | 160.68M | 143.47M | 87.04M | 128.56M | 229.76M | 123.51M |
| Total Liabilities | - | - | 1.48B | 1.75B | 2.02B | 2.66B | 3.10B | 3.95B | 4.19B | 4.61B | 4.89B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 14.93M | 24.90M | 29.41M | 39.53M | 23.02M | 54.24M | 85.00M | 30.02M | 46.38M | 27.81M |
| Investing Cash Flow | -266.10M | -350.18M | -354.24M | -276.21M | -530.33M | -571.42M | -938.24M | -209.18M | -95.24M | -417.47M |
| Financing Cash Flow | 254.09M | 332.51M | 329.55M | 240.18M | 636.05M | 499.99M | 796.81M | 220.69M | 150.06M | 283.40M |
| Capital Expenditure | -2.19M | -1.24M | -3.72M | -15.57M | -24.69M | -777.00K | -1.63M | -2.97M | -4.08M | -5.85M |
| Free Cash Flow | 12.74M | 23.67M | 25.69M | 23.95M | -1.67M | 53.46M | 83.37M | 27.05M | 42.30M | 21.96M |
| Share Buybacks | 192.00K | - | - | 14.96M | 10.33M | 2.30M | 10.78M | 4.54M | 5.19M | 2.19M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - |
| ROE % | 11.5% | 12.3% | 12.2% | 12.8% | 10.2% | 12.0% | 13.5% | 9.4% | 7.2% | 8.9% |
| ROCE % | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Thrivent Financial For Lutherans | 7.91% | 2.21M | $47.01M |
| 2 | Blackrock Inc. | 6.33% | 1.77M | $37.64M |
| 3 | Alliancebernstein L.P. | 4.81% | 1.34M | $28.61M |
| 4 | Dimensional Fund Advisors LP | 3.94% | 1.10M | $23.44M |
| 5 | Vanguard Capital Management LLC | 3.38% | 941.48K | $20.07M |
| 6 | American Century Companies Inc | 2.54% | 708.42K | $15.10M |
| 7 | Geode Capital Management, LLC | 2.00% | 557.37K | $11.88M |
| 8 | State Street Corporation | 1.68% | 468.51K | $9.99M |
| 9 | Punch & Associates Investment Management, Inc. | 1.56% | 434.66K | $9.27M |
| 10 | Renaissance Technologies, LLC | 1.38% | 385.95K | $8.23M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BWB
Bridgewater Bancshares (BWB) director sells at about $21.50 - Stock Titan
<a href="https://news.google.com/rss/articles/CBMiuwFBVV95cUxNMDlrYVEyeGZKNm1GMWQ1ei1tQnBLTzhoLXNZd2JmMW5DX1lod2NHcW1zcXYzUXBGWU9SdVZCenc0N1FQUHRSbEltT080bTJqLUc5ZUJudjFIcDBVbDBUUUVUdDdvMHd0OXRBR0NLVkZ2dDR1aG83bjNBOG5Fa1pEbU8wNzBrcnFfdkcyai…
Bridgewater Bancshares (BWB) Stock Fair Value Rises After Analysts Lift Earnings Outlook - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMipAFBVV95cUxNZmpfd3lXc3dqa3dCZlFpenFfXzNrWk02VnRBczdMeVZEUXVrNGZFWVc5MGEtTW9vNEl3ZFNvU1hKeFplQ1dMMFBENS1QeFlER1VGbnktcktYUHlRSFhDX3Z4bzN6QVp1dXNNT2YyNURBbDI5ZDFkemJhVF9abmJPNkdUZFoyanRZZVZCMG…
Insider Selling: Bridgewater Bancshares (NASDAQ:BWB) Director Sells $13,394.50 in Stock - marketbeat.com
<a href="https://news.google.com/rss/articles/CBMi2wFBVV95cUxOam51RlJjbWlRb1M4MWZHamNLV1kwdHQzUTJUV1N5ZDNaejd0Y1h5SmN0dVQxcDVSbndtZGtWX1otb1locnVHSVpLN3V5UlpNYlh5MnVCVi1Gc0VKeFlpWFU3OW0wcm52bVRuQlRmVHBiaWtqMWc2YVJxNkNCSVFtNFBnd2ZlTHdpbE1QZn…
Bridgewater Bancshares Inc (NASDAQ: BWB) Share Price, BWB Stock News, BWB Share Price & Updates - Kalkine
<a href="https://news.google.com/rss/articles/CBMiVEFVX3lxTE5WY0xzMW9VcENzZms5SnFEWmFhN3QySDJlWm12UFhTWXVVbEY0Zm4wa25Fczkyd2lZSFFKMXluU0hHU3V5M2NTM0JMR013dGZYcnA1OQ?oc=5" target="_blank">Bridgewater Bancshares Inc (NASDAQ: BWB) Share Price,…
Bridgewater Bancshares Extends Stock Repurchase Program Timeline - The Globe and Mail
<a href="https://news.google.com/rss/articles/CBMi4gFBVV95cUxPazVRNVQxMkxZOTdncUN3QzBoVlFWTlE2WTgyYWRGUVBCUEhHemxyVnJtYnNqSy1FU2RxLUtsTDYxWml1TDllOXJNUTRjcFRGeUphcG1jYnc4SU16VThqUzd0NWN5ZXdid3RzcF8zM0NOM0dmY2ktWTV4cUs5bTNFUkQ4SVNZaERudjRRZl…
Bridgewater Bancshares (BWB) Stock Net Interest Margin Strengthens To 3.07% Challenging Bearish Narratives - simplywall.st
<a href="https://news.google.com/rss/articles/CBMi0wFBVV95cUxQS0Y0SGZIc3NYV254dHFqdVVwbmp2S1V4VGphNHpUSWRsV0pxck5XRzFCQklvWFp0TjNRZEJRNWNOQXBucTV0MzJVY2pzMk5KRGNHRkhUS2xaeXpuVXJaTFd3eVlyWjhuVjQ3elQwMzl2MkZNSzhINUNCWElQS1FSMXptdG55VlFaSjJGZ0…
BWB — Frequently Asked Questions
What is the current share price of Bridgewater Bancshares, Inc. (BWB)?
As of 2026-09-07 16:24 PDT, Bridgewater Bancshares, Inc. (BWB) trades at $21.85 on NasdaqCM. Its 52-week range is $15.75 to $22.49.
What is the market capitalisation of BWB?
Bridgewater Bancshares, Inc. (BWB) has a market capitalisation of $609.26M on NasdaqCM.
What is the P/E ratio of BWB?
BWB trades at a trailing price-to-earnings (P/E) ratio of 11.88. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.25.
What is the return on equity (ROE) of BWB?
BWB has a return on equity (ROE) of 11.00%.
Is BWB a good stock to buy?
This page provides a data-driven analysis of Bridgewater Bancshares, Inc. (BWB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.