Bogota Financial Corp. BSBK FINANCIAL
Company Overview
Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans; consumer loans comprising lines of credit; commercial and industrial loans; and construction loans. In addition, it buys, sells, and holds investment securities. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. operates as a subsidiary of Bogota Financial, MHC.
Why Investors Should Care
Operating margin of 20.7% supports profitability.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +11.8%, earnings +237.0%.
- 5-Year Trend Long-term compounding — profit CAGR -9.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 11.80% |
Compounded Profit Growth
| 5 Years: | -9.29% |
| 1 Year: | 237.00% |
Stock Price Performance
| 1 Year: | +7.14% |
| 6 Months: | +9.93% |
| 3 Months: | +3.68% |
| 1 Month: | +3.91% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)57.81 · Neutral
P/E of 44.29 is above the sector median of 12.89 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -9.3% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BSBK Bogota Financial Corp. FINANCIAL | 9.30 | 44.29 | $118.68M | 0.00% | - | 1.85% | - | -9.29% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 1.24M | 1.10M | 938.92K | 361.82K | 608.27K | 671.01K | -1.34M | 1.40M | 956.42K | 3.01M | 1.44M | 1.04M | 1.40M | 1.64M | 1.93M | 992.71K | 856.64K | -29.05K | -440.98K | -432.48K | -366.96K | 730.95K | 224.40K | 454.62K | 705.95K |
| Diluted EPS | - | - | - | - | - | - | - | - | 0.08 | 0.23 | 0.10 | 0.07 | 0.10 | 0.12 | 0.14 | 0.08 | 0.07 | 0.00 | -0.03 | -0.03 | -0.03 | 0.06 | 0.02 | 0.04 | 0.06 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Net Income | 4.14M | 2.43M | 2.07M | 7.52M | 6.88M | 642.53K | -2.17M | 2.09M |
| Diluted EPS | - | - | 0.17 | 0.54 | 0.51 | 0.05 | -0.17 | 0.17 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 665.01M | 766.61M | 740.90M | 837.36M | 951.10M | 939.32M | 971.49M | 904.95M |
| Total Equity | 68.31M | 72.48M | 74.98M | 128.47M | 147.58M | 139.66M | 137.17M | 137.29M | 140.91M |
| Cash & Equivalents | 22.56M | 24.52M | 127.86M | 80.39M | 105.07M | 16.84M | 24.93M | 52.23M | 35.60M |
| Total Liabilities | - | 592.53M | 691.63M | 612.44M | 689.79M | 811.44M | 802.15M | 834.20M | 764.04M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 4.18M | 2.57M | 5.80M | 5.96M | 10.86M | 1.44M | -2.56M | 3.20M |
| Investing Cash Flow | -21.70M | 1.65M | -22.25M | 35.15M | -210.72M | 21.52M | 10.13M | 50.11M |
| Financing Cash Flow | 19.48M | 99.12M | -31.03M | -16.43M | 111.64M | -14.87M | 19.74M | -69.94M |
| Capital Expenditure | -523.91K | -159.29K | -1.75M | -1.46M | -241.47K | -318.04K | -594.79K | -70.37K |
| Free Cash Flow | 3.66M | 2.41M | 4.06M | 4.50M | 10.61M | 1.12M | -3.15M | 3.13M |
| Share Buybacks | - | - | - | 481.47K | 10.07M | 3.81M | 1.70M | 1.13M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - |
| ROE % | 5.7% | 3.2% | 1.6% | 5.1% | 4.9% | 0.5% | -1.6% | 1.5% |
| ROCE % | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | M3F, Inc. | 3.32% | 423.56K | $3.91M |
| 2 | Vanguard Capital Management LLC | 1.42% | 181.06K | $1.67M |
| 3 | Renaissance Technologies, LLC | 0.48% | 60.85K | $562.26K |
| 4 | Geode Capital Management, LLC | 0.38% | 48.88K | $451.62K |
| 5 | Bank of America Corporation | 0.23% | 29.04K | $268.31K |
| 6 | Vanguard Fiduciary Trust Co | 0.18% | 22.94K | $211.93K |
| 7 | Citadel Advisors Llc | 0.17% | 21.73K | $200.80K |
| 8 | Blackrock Inc. | 0.12% | 15.75K | $145.50K |
| 9 | Cetera Investment Advisers | 0.12% | 15.00K | $138.60K |
| 10 | Northwestern Mutual Wealth Management Company | 0.02% | 2.96K | $27.40K |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BSBK
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BSBK — Frequently Asked Questions
What is the current share price of Bogota Financial Corp. (BSBK)?
As of 2026-09-19 21:16 PDT, Bogota Financial Corp. (BSBK) trades at $9.30 on NasdaqCM. Its 52-week range is $8.15 to $9.49.
What is the market capitalisation of BSBK?
Bogota Financial Corp. (BSBK) has a market capitalisation of $118.68M on NasdaqCM.
What is the P/E ratio of BSBK?
BSBK trades at a trailing price-to-earnings (P/E) ratio of 44.29. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 0.80.
What is the return on equity (ROE) of BSBK?
BSBK has a return on equity (ROE) of 1.85%.
Is BSBK a good stock to buy?
This page provides a data-driven analysis of Bogota Financial Corp. (BSBK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.