Blue Ridge Bankshares, Inc. BRBS R2KFINANCIAL
Company Overview
Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services. It operates through Commercial Banking and Mortgage Banking segments. The company accepts checking, savings, money market, cash management, and individual retirement accounts, as well as certificates of deposit. It also offers commercial and industrial, residential mortgages, commercial mortgages, home equity, and consumer installment loans; and residential mortgage loans and mortgages loans on real estate. In addition, it provides commercial banking services, including deposit accounts, treasury management solutions, wire services, online banking, fraud prevention services, procurement cards, and a range of commercial lending options; and property and casualty insurance products to individuals and businesses, as well as electronic statement, and mobile and telephone banking services. Further, the company offers consumer lending services that include automobile lending, home equity lines of credit, credit cards, and other unsecured personal loans; small business administration loans; management services for personal and corporate trusts, including estate planning and settlement, trust administration, and investment and wealth management services, as well as life insurance products. It operates in Callao, Charlottesville, Chester, Colonial Heights, Culpeper, Fredericksburg, Gordonsville, Harrisonburg, Hartfield, Henrico, Kilmarnock, Louisa, Luray, Martinsville, Midlothian, Mineral, Montross, Orange, Petersburg, Richmond, Shenandoah, Suffolk, Virginia Beach, Warsaw, and White Stone, Virginia; and Greensboro, North Carolina. The company was founded in 1893 and is headquartered in Richmond, Virginia.
Why Investors Should Care
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $91.70M (-0.6% YoY); net profit $10.71M.
- Trailing 12 Months Year-on-year growth — revenue -34.1%.
- 5-Year Trend Long-term compounding — revenue CAGR -15.6%, profit CAGR -14.8%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -15.63% |
| 1 Year: | -34.10% |
Compounded Profit Growth
| 5 Years: | -14.83% |
| 1 Year: | - |
Stock Price Performance
| 1 Year: | +28.93% |
| 6 Months: | +15.88% |
| 3 Months: | +19.28% |
| 1 Month: | +7.32% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- Golden Cross10d ago
- RSI (14)65.38 · Neutral
P/E of 36.00 is above the sector median of 14.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -15.6% CAGR over 5 years.
- Earnings shrank at -14.8% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BRBS Blue Ridge Bankshares, Inc. R2KFINANCIAL | 3.96 | 36.00 | $355.03M | - | - | 3.38% | -15.63% | -14.83% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 550.00K | 540.00K | 519.00K | 864.00K | 705.00K | 785.00K | - | - | - | - | - | - | - | - | - | - | - | - | 21.83M | 22.06M | 23.09M | - | 20.81M | 19.25M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 18.81M | 16.36M | 14.89M | - | 13.36M | 12.48M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -2.70M | -889.00K | 1.78M | - | 5.38M | 1.11M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -698.00K | -455.00K | 480.00K | - | 1.14M | 277.00K | - |
| Net Income | 832.00K | 1.53M | 1.25M | 832.00K | 6.22M | 5.06M | 4.23M | 28.65M | 6.81M | 17.76M | 1.12M | 2.74M | 3.97M | -8.61M | -41.37M | -2.89M | -11.44M | 946.00K | -2.00M | -434.00K | 1.30M | - | 4.24M | 836.00K | - |
| Diluted EPS | 0.38 | 0.35 | 0.29 | 0.15 | 0.73 | 0.88 | 0.28 | 1.54 | 0.36 | 0.95 | 0.06 | 0.15 | 0.21 | -0.45 | -2.18 | -0.15 | -0.47 | 0.01 | - | -0.01 | 0.01 | - | 0.04 | 0.01 | 0.00 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2.16M | 2.20M | 3.18M | - | 152.66M | 121.42M | 92.23M | 91.70M |
| Cost of Revenue | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | 17.09M | 75.95M | 81.66M | 58.91M |
| Pretax Income | - | - | - | - | 22.20M | -58.84M | -16.51M | 13.78M |
| Tax Provision | - | - | - | - | 5.20M | -7.07M | -1.12M | 3.07M |
| Net Income | 4.56M | 4.58M | 17.70M | - | 17.33M | -51.77M | -15.38M | 10.71M |
| Diluted EPS | 1.64 | 1.10 | 2.05 | - | 1.47 | -2.73 | -0.31 | 0.11 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 539.59M | 960.81M | 1.50B | 2.67B | 3.13B | 3.12B | 2.74B | 2.43B |
| Total Equity | 36.44M | 39.41M | 92.11M | 107.97M | 276.91M | 259.37M | 185.99M | 327.79M | 323.69M |
| Long Term Debt | - | 9.77M | 9.80M | - | - | - | - | - | - |
| Total Liabilities | - | 499.97M | 868.47M | 1.39B | 2.39B | 2.88B | 2.93B | 2.41B | 2.11B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -4.57M | -20.58M | -108.34M | 59.21M | 93.93M | 44.06M | -6.31M | 13.62M |
| Investing Cash Flow | -101.95M | -94.68M | -340.88M | 52.48M | -628.18M | -23.21M | 419.03M | 241.86M |
| Financing Cash Flow | 111.23M | 160.26M | 507.14M | -99.09M | 480.98M | 23.03M | -357.88M | -315.52M |
| Capital Expenditure | -1.50M | -1.13M | -3.01M | -1.22M | -455.00K | -961.00K | -588.00K | -1.68M |
| Free Cash Flow | -6.07M | -21.71M | -111.35M | 58.00M | 93.48M | 43.09M | -6.90M | 11.95M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - |
| Net Margin % | 210.7% | 207.9% | 557.2% | - | 11.4% | -42.6% | -16.7% | 11.7% |
| ROE % | 11.6% | 5.0% | 16.4% | - | 6.7% | -27.8% | -4.7% | 3.3% |
| ROCE % | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 98.03% | 4.26M | $16.74M |
| 2 | Algebris (UK) LTD | 58.77% | 2.55M | $10.04M |
| 3 | Vanguard Capital Management LLC | 55.89% | 2.43M | $9.55M |
| 4 | BANC FUNDS CO LLC | 43.47% | 1.89M | $7.42M |
| 5 | Geode Capital Management, LLC | 30.86% | 1.34M | $5.27M |
| 6 | Dimensional Fund Advisors LP | 26.08% | 1.13M | $4.45M |
| 7 | State Street Corporation | 25.09% | 1.09M | $4.28M |
| 8 | Graham Capital Wealth Management, LLC | 23.61% | 1.03M | $4.03M |
| 9 | Two Sigma Investments, LP | 20.98% | 911.78K | $3.58M |
| 10 | Wellington Management Group, LLP | - | 6.30M | $24.74M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BRBS
4,260,106 Shares in Blue Ridge Bankshares, Inc. $BRBS Acquired by BlackRock Inc. - marketbeat.com
<a href="https://news.google.com/rss/articles/CBMi0AFBVV95cUxNaGdZNnZRTW1WWnZ0R2NqTHBsdkpuTjNobXlrOFJjMEhkNTBReHktQ2MtSkctYnVFUGxOS1l5R2FsY3MtYnM0SzBITF9YQVZnQnZUTXlqREZRbzBsN21neGd6M2lxQzJkZS16eWZkYjNXWnFPaVY2ZnA4T0kweW5xQlJYdjRzS0NYcWxBWH…
Blue Ridge Bankshares: Not All Acquisitions Come With A Big Premium - Seeking Alpha
<a href="https://news.google.com/rss/articles/CBMiqwFBVV95cUxQLS03dG9MN1Bkd094TldYZEhpTk5iNy00cHU5dFRkalRKVVVsYXBQVXJPZUxjSG0yLUFLQTZMdFllSjdTS2VJMzFmZVl5TGNIZHNPNzcxNnM2SzFNVG1HREJ3cU5UUjkwX2lIRFV5eFpyRmN1YngtMldqWHJvWlctYzNrVzRYc1p3WjdFMG…
Blue Ridge Bankshares Stock Up Post Q2 Earnings Despite Net Loss - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMingFBVV95cUxQSlZzalJ2UFN1aGhna0owYmZpUURqZklOODYxN3FVYlJzejVTOEFXT3UxQTVHaWcwdmRxNmE4eXNIX1NNQTBZcFZxUS1WVEI4bS03Y3IyMmxBcG5xeTNyQ1dLVXRMaTRDN2gtVDdXOGtFUTNlRTduVjRxREVmV2JDUXZCZ21TY0Etb3Btal…
Loans grew at a 4% annualized rate as Blue Ridge Bank reported a Q2 loss - Stock Titan
<a href="https://news.google.com/rss/articles/CBMirwFBVV95cUxOdjBSODM4UWpJb3I5Y0hXckR2dWZNSWpRMjRoN0U0bUs1dlB5UVlFTFpHa3ZGT09GdkhCZ183YkRucDBwR3k3WGh6azZ5MkpWdGx6STE4U3Q4cTBHWktyRDVvNkxzeWRENV9UV09yX1hvdDNIVTlyMFBJWEx2X2xRcDFReWMwZGZfUURHYX…
Are WEAV, FULC, BRBS Obtaining Fair Deals for their Shareholders? - Morningstar
<a href="https://news.google.com/rss/articles/CBMiwAFBVV95cUxQazVxVENWTzRxMkZBZTljVFg0SzJIMjk0ajdvR2Q5dGhjVHVLM1h0U2REUExRRlRfaE85NGFlM1NkRjVtYlhvU1pxYlZZZU1ZWHd4U3hEa3JKWWhfbkVvVlUwZVR1T25RcmI2blkxelBsYWRNMU55dzBYeFViTU9JNElRVlk0ZnJWcEp0eH…
Blue Ridge Bankshares Reports $0.2 Million Q2 Loss - quiverquant.com
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BRBS — Frequently Asked Questions
What is the current share price of Blue Ridge Bankshares, Inc. (BRBS)?
As of 2026-09-07 16:24 PDT, Blue Ridge Bankshares, Inc. (BRBS) trades at $3.96 on NYSE American. Its 52-week range is $2.95 to $4.00.
What is the market capitalisation of BRBS?
Blue Ridge Bankshares, Inc. (BRBS) has a market capitalisation of $355.03M on NYSE American.
What is the P/E ratio of BRBS?
BRBS trades at a trailing price-to-earnings (P/E) ratio of 36.00. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.18.
What is the return on equity (ROE) of BRBS?
BRBS has a return on equity (ROE) of 3.38%.
Is BRBS a good stock to buy?
This page provides a data-driven analysis of Blue Ridge Bankshares, Inc. (BRBS), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.