Company Overview
Bank of Montreal provides diversified financial services primarily in North America. It operates through Canadian Personal and Commercial Banking; U.S. Banking; Wealth Management; and Capital Markets segments. The company offers checking accounts, savings, money markets and certificates of deposits, debit cards, overdrafts, digital banking, credit cards, loans, mortgages, investment and retirement options, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products. It also offers investing, banking, and wealth management advisory; digital investing services; financial solutions for individuals, families, and businesses; offers investment management services to institutional, retail, and high net worth investors; and diversified insurance, and wealth and pension de-risking solutions. In addition, the company provides individual life, critical illness and annuity products, as well as segregated funds, and group creditor and travel insurance to customers; debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, restructurings and recapitalizations, trade finance, and risk mitigation services, as well as a range of banking and other operating services. Further, the company offers research and access to financial markets for institutional, corporate and retail clients through an integrated suite of sales and trading solutions related to debt, foreign exchange, interest rates, credit, equities, securitization, and commodities; provides new product development and origination services, as well as risk management and advisory services for hedging strategies, including in interest rates, foreign exchange rates and commodities prices; and funding and liquidity management services. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.
Why Investors Should Care
Revenue has grown at a 11.2% CAGR over the past five years.
Maintains a net profit margin of 25.7%.
Offers a dividend yield of 2.83%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Oct 2025 Revenue of $36.10B (+12.7% YoY); net profit $8.71B.
- Trailing 12 Months Year-on-year growth — revenue +12.0%, earnings -24.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 11.2%, profit CAGR -13.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 11.19% |
| 1 Year: | 12.00% |
Compounded Profit Growth
| 5 Years: | -13.67% |
| 1 Year: | -24.20% |
Stock Price Performance
| 1 Year: | +55.01% |
| 6 Months: | +25.16% |
| 3 Months: | +7.10% |
| 1 Month: | -3.58% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)48.96 · Neutral
P/E of 19.71 is above the sector median of 12.89 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 25.7%.
- Compounding revenue at 11.2% over 5 years.
- Attractive dividend yield of 2.83%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -13.7% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BMO Bank of Montreal FINANCIAL | 175.05 | 19.71 | $121.68B | 2.83% | - | 10.57% | 11.19% | -13.67% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jan 2025 | Apr 2025 | Jul 2025 | Oct 2025 | Jan 2026 | Apr 2026 |
|---|---|---|---|---|---|---|
| Revenue | - | 8.68B | 8.94B | 9.26B | 9.80B | 9.54B |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - |
| Interest Expense | - | 10.56B | 10.25B | 10.02B | 9.52B | 9.75B |
| Pretax Income | - | 2.61B | 3.09B | 3.03B | 3.33B | 3.50B |
| Tax Provision | - | 644.00M | 756.00M | 735.00M | 836.00M | 868.00M |
| Net Income | - | 1.96B | 2.33B | 2.29B | 2.49B | 2.63B |
| Diluted EPS | 2.83 | 2.50 | 3.14 | - | 3.39 | 3.53 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Oct 2021 | Oct 2022 | Oct 2023 | Oct 2024 | Oct 2025 |
|---|---|---|---|---|---|
| Revenue | - | 26.26B | 31.11B | 32.04B | 36.10B |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 11.01B | 36.89B | 46.52B | 42.05B |
| Pretax Income | - | 17.89B | 5.95B | 9.54B | 11.55B |
| Tax Provision | - | 4.35B | 1.51B | 2.21B | 2.83B |
| Net Income | - | 13.54B | 4.42B | 7.32B | 8.71B |
| Diluted EPS | - | 19.99 | 5.76 | 9.51 | 11.44 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Oct 2021 | Oct 2022 | Oct 2023 | Oct 2024 | Oct 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 1.14T | 1.35T | 1.41T | 1.48T |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 93.20B | 82.04B | 68.74B | 70.32B |
| Inventory | - | - | - | - | - |
| Receivables | - | 6.67B | 62.91B | 40.21B | 52.21B |
| Total Liabilities | - | 1.07T | 1.27T | 1.33T | 1.39T |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | 123.73B | 136.69B | 156.12B | 163.57B |
| Total Debt | - | 222.64B | 248.74B | 265.97B | 280.23B |
| Total Equity | - | 71.04B | 76.09B | 84.25B | 88.05B |
| Shares Outstanding | - | 677.27M | 720.98M | 729.59M | 708.91M |
Cash Flows (Annual)
Figures in USD.
| Metric | Oct 2021 | Oct 2022 | Oct 2023 | Oct 2024 | Oct 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 4.96B | 9.59B | 26.70B | 10.24B |
| Investing Cash Flow | - | -29.47B | -21.16B | -24.53B | 605.00M |
| Financing Cash Flow | - | 15.98B | 268.00M | -15.09B | -8.67B |
| Capital Expenditure | - | -1.45B | -1.68B | -1.56B | -1.73B |
| Free Cash Flow | - | 3.51B | 7.91B | 25.14B | 8.51B |
| Net Change in Cash | - | -8.53B | -11.30B | -12.91B | 2.17B |
Ratios (Annual)
Figures in %.
| Metric | Oct 2021 | Oct 2022 | Oct 2023 | Oct 2024 | Oct 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 51.6% | 14.2% | 22.8% | 24.1% |
| ROE % | - | 19.1% | 5.8% | 8.7% | 9.9% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Royal Bank of Canada | 7.51% | 52.17M | $9.10B |
| 2 | Bank of Montreal /CAN/ | 4.05% | 28.13M | $4.91B |
| 3 | Vanguard Capital Management LLC | 2.95% | 20.48M | $3.57B |
| 4 | TD Asset Management, Inc | 2.19% | 15.23M | $2.66B |
| 5 | CIBC World Market, Inc. | 1.79% | 12.41M | $2.17B |
| 6 | FIL LTD | 1.77% | 12.33M | $2.15B |
| 7 | National Bank of Canada/FI/ | 1.50% | 10.41M | $1.82B |
| 8 | FMR, LLC | 1.37% | 9.53M | $1.66B |
| 9 | 1832 Asset Management L.P. | 1.34% | 9.30M | $1.62B |
| 10 | NORGES BANK | 1.27% | 8.80M | $1.53B |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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BMO — Frequently Asked Questions
What is the current share price of Bank of Montreal (BMO)?
As of 2026-09-19 21:16 PDT, Bank of Montreal (BMO) trades at $175.05 on NYSE. Its 52-week range is $110.86 to $185.81.
What is the market capitalisation of BMO?
Bank of Montreal (BMO) has a market capitalisation of $121.68B on NYSE.
What is the P/E ratio of BMO?
BMO trades at a trailing price-to-earnings (P/E) ratio of 19.71. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 1.95.
Does BMO pay a dividend?
Bank of Montreal (BMO) currently offers a dividend yield of 2.83%.
What is the return on equity (ROE) of BMO?
BMO has a return on equity (ROE) of 10.57%.
Is BMO a good stock to buy?
This page provides a data-driven analysis of Bank of Montreal (BMO), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.