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BankUnited, Inc. BKU R2K

Financial Services · Banks - Regional · United States
https://www.bankunited.com
Company Profile ↓
$48.37
+31.96% 1Y
Mkt Cap$3.52B
P/E13.51
P/B1.17
Div. Yield2.75%
52W High$50.23
52W Low$34.63
Book Value$41.11
EPS (TTM)$3.58

Company Overview

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, payments and cash management services. Its loans portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula-based lines of credit, owner-occupied commercial real estate term loans and lines of credit, mortgage warehouse lines, subscription finance facilities, letters of credit, commercial credit cards, small business administration and U.S. department of agriculture product offerings, export-import bank financing products, trade finance, and business acquisition finance credit facilities; commercial real estate loans; residential mortgages; and other consumer loans. The company offers loan servicing and deposit transaction processing systems, cloud-based data storage, electronic funds transfer transaction processing, online banking services, ERP systems and computer and networking infrastructure. It operates through a network of banking centers located in Florida counties and the New York metropolitan area, as well as Dallas, Texas. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida.

Why Investors Should Care

Reasonable Valuation

Trades at a P/E of 13.5, below the sector median of 13.5.

Healthy Margins

Maintains a net profit margin of 26.3%.

Dividend Income

Offers a dividend yield of 2.75%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $21.73M (+7.4% YoY); net profit $268.35M.
  • Trailing 12 Months Year-on-year growth — revenue +3.7%, earnings +6.4%.
  • 5-Year Trend Long-term compounding — revenue CAGR 6.5%, profit CAGR 2.5%.

Growth & Price Performance

Compounded Sales Growth

5 Years:6.45%
1 Year:3.70%

Compounded Profit Growth

5 Years:2.52%
1 Year:6.40%

Stock Price Performance

1 Year:+31.96%
6 Months:+10.33%
3 Months:+2.94%
1 Month:-0.52%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 88% of range
$34.63 $50.23
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)53.42 · Neutral
Price Performance
1M-0.52%
3M+2.94%
6M+10.33%
1Y+31.96%
Valuation vs Sector

P/E of 13.51 is below the sector median of 13.52 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 26.3%.
  • Attractive dividend yield of 2.75%.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
13.51
Industry PE
13.52
Forward P/E
10.59
PEG Ratio
0.27
Book Value
$41.11
Price to Book
1.17
P/S
3.37
EV/EBITDA
-
Dividend Yield
2.75%

Growth (CAGR)

Revenue 5Y
6.45%
Profit 5Y
2.52%
Revenue (YoY)
3.70%
Earnings (YoY)
6.40%

Profitability & Returns

ROCE
-
ROE
9.19%
ROA
0.77%
Profit Margin
26.28%
Op Margin
32.40%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.83
EPS (TTM)
$3.58

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$2.15B
Total Assets
$35.36B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
0.92%
Chg in Prom Hold
-
FII / Inst Holding
103.48%
Chg in FII Hold
-0.67%

Financial Snapshot

Enterprise Value
$3.52B
Total Revenue (TTM)
$1.03B
EBITDA
-
Free Cash Flow
$196.21M
Operating Cash Flow
$360.55M
Shares Outstanding
72.68M
Gross Margin
0.00%
Payout Ratio
34.64%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 BKU BankUnited, Inc. R2K 48.37 13.51 $3.52B 2.75% - 9.19% 6.45% 2.52%
2 JPM JPMorgan Chase & Co. SPX 346.91 16.61 $929.55B 1.87% - 16.47% 5.35% 7.56%
3 BRK-B Berkshire Hathaway Inc. SPX 488.35 14.54 $682.86B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPX 355.14 30.99 $589.43B 0.75% 37.15% 60.35% 14.33% 13.04%
5 MA Mastercard Incorporated SPX 535.21 30.99 $469.40B 0.65% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPX 61.59 15.28 $432.24B 1.88% - 10.64% 6.00% 3.49%
7 MS Morgan Stanley SPX 228.55 20.70 $360.49B 1.76% - 16.39% 3.76% 9.66%
8 GS The Goldman Sachs Group, Inc. SPX 1,152.07 17.79 $339.87B 1.58% - 16.95% - 2.21%
9 WFC Wells Fargo & Company SPX 87.51 13.53 $267.80B 2.11% - 12.03% 4.02% 15.98%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue --------3.51M3.72M-3.83M4.29M4.27M-4.19M3.70M4.04M-4.90M5.42M5.55M-5.96M5.90M6.06M-5.54M5.18M5.19M-5.31M4.91M5.02M-5.24M5.32M5.39M-6.22M
Net Income 56.73M50.85M63.29M62.29M66.41M67.78M417.79M85.23M89.90M97.33M52.40M65.97M81.45M76.22M89.46M-30.95M76.51M66.56M85.74M98.81M103.97M86.94M125.25M67.15M65.76M87.85M64.21M52.88M58.00M46.98M20.81M47.98M53.73M61.45M69.30M58.48M68.77M71.85M69.26M61.88M
Diluted EPS 0.520.470.590.570.600.623.790.770.820.900.500.650.810.770.91-0.330.800.700.891.061.110.941.410.790.821.120.820.700.780.630.270.640.720.810.910.780.910.950.900.83

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -------13.18M14.41M16.54M16.50M21.68M22.51M20.91M20.23M21.73M
Net Income 184.74M63.17M211.26M208.94M204.22M251.66M225.74M614.27M324.87M313.10M197.85M414.98M284.97M178.67M232.47M268.35M
Diluted EPS 1.990.622.052.011.952.352.095.582.993.132.064.523.542.383.083.53

Balance Sheet (Annual)

Figures in USD.

Metric Apr 2009Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Jan 2018Dec 2018Dec 2019Jan 2020Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --10.87B11.32B12.38B15.05B19.21B23.88B27.88B30.35B-32.16B32.87B-35.01B35.82B37.03B35.76B35.24B35.04B
Total Equity 01.09B1.25B1.54B1.81B1.93B2.05B2.24B2.42B3.03B3.03B2.92B2.98B2.96B2.98B3.04B2.44B2.58B2.81B3.05B
Cash & Equivalents 0356.21M564.77M303.74M495.35M252.75M187.52M267.50M448.31M194.58M-382.07M214.67M-397.72M314.86M572.65M588.28M491.12M217.78M
Long Term Debt ------0392.33M393.09M393.73M-394.39M395.09M-689.93M691.20M692.53M682.47M683.92M296.86M
Total Liabilities --9.62B9.79B10.57B13.12B17.16B21.64B25.46B27.32B-29.24B29.89B-32.03B32.78B34.59B33.18B32.43B31.99B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow -448.06M-248.59M-351.61M-67.11M-49.75M219.48M308.51M318.63M824.25M635.71M864.17M1.22B1.29B657.50M433.78M358.61M
Investing Cash Flow 965.79M-235.88M201.00M-2.61B-3.81B-4.61B-3.83B-2.45B-2.04B-1.08B-2.62B-1.64B-2.12B980.57M409.71M-214.43M
Financing Cash Flow -309.18M223.43M342.22M2.43B3.79B4.47B3.70B1.88B1.40B272.39M1.94B334.87M1.08B-1.62B-940.66M-417.52M
Capital Expenditure -27.54M-42.59M-31.96M-22.08M-24.01M-23.27M----------
Free Cash Flow -475.60M-291.18M-383.56M-89.19M-73.76M196.21M----------
Share Buybacks ------00299.97M154.03M100.97M318.50M401.29M55.15M044.80M

Ratios (Annual)

Figures in %.

Metric Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % ----------------
Operating Margin % ----------------
Net Margin % -------4,660.6%2,254.1%1,893.1%1,199.4%1,913.7%1,266.0%854.6%1,149.3%1,234.8%
ROE % 14.7%4.1%11.7%10.8%9.9%11.2%9.3%20.3%11.1%10.5%6.6%13.7%11.7%6.9%8.3%8.8%
ROCE % ----------------

Shareholding Pattern

Insiders
0.92%
Institutions
103.48%
Public Float
104.44%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 14.98% 10.89M $521.99M
2 Vanguard Portfolio Management LLC 6.78% 4.93M $236.30M
3 Dimensional Fund Advisors LP 6.41% 4.66M $223.39M
4 State Street Corporation 6.12% 4.45M $213.45M
5 Holdco Asset Management, LP 4.86% 3.54M $169.52M
6 Vanguard Capital Management LLC 4.53% 3.29M $157.87M
7 American Century Companies Inc 3.46% 2.52M $120.68M
8 Artemis Investment Management Llp 3.05% 2.22M $106.32M
9 Geode Capital Management, LLC 2.87% 2.09M $100.04M
10 Millennium Management Llc 2.10% 1.52M $73.04M

Analyst View

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Latest News

Recent headlines for BKU

Google News Wed, 15 Jul 2026

BankUnited (NYSE:BKU) Given Overweight Rating at Cantor Fitzgerald - MarketBeat

<a href="https://news.google.com/rss/articles/CBMiuAFBVV95cUxOU1NrU0JqcUFCSFBfMTNDNkVGblI2VmRwYTF3Sk9nNkoyWXlNd1JQYmYxNUgwMGhRb19wNXN6ZnZvbnFtLWZXem9MV2sxenZlMlhyTDNKdXViMDM0SDZQQ3pRVGVVbUVHdHhXSU9rb2xQWVZMcFFpaE9QemxNSEJ3d2s1ZE9oU3NXbmdOUW…

Google News Mon, 13 Jul 2026

New BankUnited branches target Tampa’s booming Westshore and St. Pete corridors - Stock Titan

<a href="https://news.google.com/rss/articles/CBMiugFBVV95cUxPdDJldC1lZXV0NWotYmgwbTRSd3FLUEROcm5TNXp3eXJxaHoyUlp0SnJGQXRYTW04NVYwU2tla1dmOGJYZVgwbmloQ0ItWHM2MUtJS0J1LTh6Zlo3MnFWSl9hRy1GdGNoWnh1T25YYUw4S0VzVS1VcWdPTVZMQy1rWk04TVdHam9neE1FVU…

Google News Wed, 15 Jul 2026

BKU Reiterated by Cantor Fitzgerald -- Price Target Maintained a - GuruFocus

<a href="https://news.google.com/rss/articles/CBMipwFBVV95cUxOa0drUVl4T1R2NDBwMkcyaEEwUkRiRkVjWUhPcndDMzVGTVJBZEtBYUtlWXc2VzJIVWFXT1BwU3ZmSDlHTVF5RTBDbjlRaWpkOERRUGNHdVhPRno2QmJDdUItMjhkZVhmLUZYQWFrR2hjeF8tLVhMMzBoM3dVcHFlNFg3aTJjQW94X1NMcF…

Google News hu, 09 Jul 2026

BankUnited, Inc. (BKU) is a Top Dividend Stock Right Now: Should You Buy? - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMinAFBVV95cUxOV0FXVTNnQWJJNnNzR0tkb2RlbXhtMDhJNzl3MldvbjlQU0N1X1hVcnBNWTFTTE43bkFqS21CYk1IV2VkMzY1LTBZV1EtMjZQaGR5RmhBU3pxdkc4Q1hEaXQxTVZpekdlQlFPZmVadHpXVlhGRWhBMU96eGxobGRuNmU2Y1labDNWUGpFV3…

Google News Wed, 15 Jul 2026

BankUnited (BKU) to Announce Quarterly Earnings on Wednesday - MarketBeat

<a href="https://news.google.com/rss/articles/CBMisgFBVV95cUxQQWJ0aDZSSm40czVkYXVtUlFPNHlVbGpJSXVyTlk1bjNRb0VqSFlwNDA1V2NYTE5qNFNYdEFFT3NUSlNUVlRPSWVHOGZYM3ZaWVprRXNLZXFfYmN0T1lLdWJ6Rl9ZMkFSRUtuVUJ2N29CeERuSkxGc21faE5Kb29RX0JfRk9WcVdaTzgxX1…

Google News Wed, 22 Apr 2026

BankUnited (NYSE:BKU) Misses Q1 CY2026 Sales Expectations - StockStory

<a href="https://news.google.com/rss/articles/CBMirwFBVV95cUxOZ0hmX2JORkJuQ0xtcF9wWTBsQXFlMl8yVXhHcElGdFAxM3c3OEJVcmZMS0VNbDVRejNVTEN6T2pYUWhWRmNVUjVYckZ6MVZEZG5kZTU3OFBsbnRFYmdqLXhKSFV5a1kxMmkxM1h3blFaTGdvV3hqdi1jS0xPZ0JOeWhqejhwbmpHUHk4ZD…

BKU — Frequently Asked Questions

What is the current share price of BankUnited, Inc. (BKU)?

As of 2026-07-15 16:51 PDT, BankUnited, Inc. (BKU) trades at $48.37 on NYSE. Its 52-week range is $34.63 to $50.23.

What is the market capitalisation of BKU?

BankUnited, Inc. (BKU) has a market capitalisation of $3.52B on NYSE.

What is the P/E ratio of BKU?

BKU trades at a trailing price-to-earnings (P/E) ratio of 13.51. The industry average P/E is 13.52. Its price-to-book (P/B) ratio is 1.17.

Does BKU pay a dividend?

BankUnited, Inc. (BKU) currently offers a dividend yield of 2.75%.

What is the return on equity (ROE) of BKU?

BKU has a return on equity (ROE) of 9.19%.

Is BKU a good stock to buy?

This page provides a data-driven analysis of BankUnited, Inc. (BKU), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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