Bar Harbor Bankshares BHB R2K
Company Overview
Bar Harbor Bankshares operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses. The company offers deposit products, including interest-bearing and non-interest-bearing demand accounts, savings accounts, time deposits, and money market deposit accounts, as well as certificates of deposit. It also provides commercial construction loans, such as raw land, land development, and construction of commercial and multifamily residential properties; commercial real estate owner occupied and non-owner occupied loans; tax exempt loans to various state and municipal government entities; commercial and industrial loans, including loans for the purpose of financing working capital and capital investment; residential real estate loans consists of one-to-four family homes; home equity loans; and consumer loans, including personal lines of credit and amortizing loans to qualified individuals for various purposes, such as auto loans, recreational equipment, overdraft protection, and other consumer loans, as well as allowance for credit losses. In addition, the company provides life insurance, annuity, and retirement products; financial planning services; and third-party investment and insurance services. Further, it offers trust and estate administration, wealth advisory, and investment management services to individuals, businesses, not-for-profit organizations, and municipalities; and 401(K) plan, financial, estate and charitable planning, investment management, family office, municipal, and tax services. Bar Harbor Bankshares was founded in 1887 and is headquartered in Bar Harbor, Maine.
Why Investors Should Care
Trades at an undemanding P/E of 15.2.
Maintains a net profit margin of 23.3%.
Offers a dividend yield of 3.52%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +25.7%, earnings +22.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 8.1%, profit CAGR 8.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 8.08% |
| 1 Year: | 25.70% |
Compounded Profit Growth
| 5 Years: | 8.27% |
| 1 Year: | 22.60% |
Stock Price Performance
| 1 Year: | +22.20% |
| 6 Months: | +19.84% |
| 3 Months: | +7.84% |
| 1 Month: | +1.99% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)53.81 · Neutral
P/E of 15.18 is above the sector median of 13.30 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 23.3%.
- Attractive dividend yield of 3.52%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BHB Bar Harbor Bankshares R2K | 37.34 | 15.18 | $625.15M | 3.52% | - | 8.01% | 8.08% | 8.27% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | 5.19M | 5.47M | 5.44M | - | 4.92M | 5.68M | 5.57M | - | 6.48M | 5.60M | 6.42M | - | 6.64M | 7.06M | 7.38M | 7.37M | 7.49M | 7.38M | - | - | - | - | - | - | - | - | - | - |
| Net Income | 3.88M | 3.87M | 3.93M | 3.47M | 4.41M | 4.31M | 3.63M | 2.58M | 4.21M | 6.56M | 8.62M | 6.61M | 7.81M | 8.54M | 8.97M | 7.62M | 7.28M | 6.12M | 5.01M | 4.21M | 7.72M | 8.48M | 8.40M | 8.64M | 9.48M | 9.03M | 11.03M | 9.11M | 10.50M | 11.43M | 13.01M | 10.79M | 11.10M | 10.10M | 10.26M | 12.19M | 10.21M | 6.09M | 8.86M | 13.54M |
| Diluted EPS | 0.64 | 0.64 | 0.65 | 0.57 | 0.48 | 0.47 | 0.40 | 0.28 | 0.29 | 0.42 | 0.56 | 0.43 | 0.50 | 0.55 | 0.58 | 0.49 | 0.47 | 0.39 | 0.32 | 0.27 | 0.50 | 0.55 | 0.56 | 0.58 | 0.63 | 0.60 | 0.73 | 0.60 | 0.70 | 0.76 | 0.86 | 0.71 | 0.73 | 0.66 | 0.67 | 0.80 | 0.66 | 0.40 | 0.54 | 0.81 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | 21.52M | 22.19M | 24.70M | 28.39M | 29.36M | - | - | - |
| Net Income | 10.35M | 10.66M | 11.04M | 12.47M | 13.18M | 14.61M | 15.15M | 14.93M | 25.99M | 32.94M | 22.62M | 33.24M | 39.30M | 43.56M | 44.85M | 43.54M | 36.92M |
| Diluted EPS | 3.12 | 2.61 | 2.85 | 2.12 | 2.22 | 2.45 | 1.67 | 1.63 | 1.70 | 2.12 | 1.45 | 2.18 | 2.61 | 2.88 | 2.95 | 2.84 | 2.31 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.12B | 1.17B | 1.30B | 1.37B | 1.46B | 1.58B | 1.76B | 3.57B | 3.61B | 3.67B | 3.72B | 3.71B | 3.91B | 3.97B | 4.08B | 4.68B |
| Total Equity | 65.44M | 113.51M | 103.61M | 118.25M | 128.05M | 121.38M | 146.29M | 154.15M | 156.74M | 354.64M | 370.58M | 396.29M | 407.06M | 424.15M | 393.45M | 432.06M | 458.43M | 532.54M |
| Cash & Equivalents | 9.04M | 9.83M | 12.81M | 8.72M | 14.99M | 9.20M | 9.80M | 9.72M | 8.44M | 90.69M | 98.75M | 56.91M | 226.01M | 250.39M | 92.30M | 94.84M | 72.16M | 80.84M |
| Long Term Debt | - | - | - | - | - | - | - | - | 142.12M | 180.22M | 75.90M | 183.20M | 242.57M | 83.72M | 62.88M | 60.74M | 40.89M | 134.84M |
| Total Liabilities | - | - | 1.01B | 1.05B | 1.17B | 1.25B | 1.31B | 1.43B | 1.60B | 3.21B | 3.24B | 3.27B | 3.32B | 3.29B | 3.52B | 3.54B | 3.62B | 4.15B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 6.78M | 13.74M | 16.14M | 21.09M | 21.56M | 15.53M | 20.33M | 16.79M | 40.35M | 37.72M | 30.07M | 20.68M | 59.17M | 55.91M | 47.40M | 52.37M | 48.28M |
| Investing Cash Flow | -92.25M | -45.80M | -51.83M | -92.37M | -100.64M | -70.15M | -127.98M | -181.89M | -159.01M | -43.96M | -78.65M | 160.24M | -4.75M | -408.89M | -62.29M | -141.88M | 88.71M |
| Financing Cash Flow | 86.26M | 35.04M | 31.59M | 77.55M | 73.29M | 55.22M | 107.57M | 163.81M | 200.90M | 14.31M | 6.73M | -11.82M | -30.03M | 194.88M | 17.43M | 66.83M | -128.31M |
| Capital Expenditure | -1.99M | -2.66M | -3.77M | -3.89M | -2.39M | -2.00M | -1.87M | -4.30M | -3.16M | -4.79M | -9.19M | -6.78M | -1.72M | -2.52M | -6.53M | -7.40M | -4.81M |
| Free Cash Flow | 4.80M | 11.08M | 12.37M | 17.20M | 19.17M | 13.53M | 18.46M | 12.49M | 37.20M | 32.93M | 20.89M | 13.91M | 57.45M | 53.39M | 40.87M | 44.98M | 43.47M |
| Share Buybacks | - | 275.00K | 623.00K | 181.00K | 24.00K | 8.00K | 24.00K | 497.00K | 282.00K | 324.00K | 239.00K | 14.19M | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | 153.0% | 101.9% | 134.6% | 138.4% | 148.3% | - | - | - |
| ROE % | 9.1% | 10.3% | 9.3% | 9.7% | 10.9% | 10.0% | 9.8% | 9.5% | 7.3% | 8.9% | 5.7% | 8.2% | 9.3% | 11.1% | 10.4% | 9.5% | 6.9% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 8.32% | 1.39M | $52.09M |
| 2 | Dimensional Fund Advisors LP | 5.33% | 892.12K | $33.36M |
| 3 | Vanguard Capital Management LLC | 4.40% | 735.91K | $27.52M |
| 4 | Boston Partners | 2.52% | 421.78K | $15.77M |
| 5 | Geode Capital Management, LLC | 2.47% | 414.27K | $15.49M |
| 6 | Bar Harbor Wealth Management | 2.39% | 400.93K | $14.99M |
| 7 | Manufacturers Life Insurance Co. | 2.24% | 374.64K | $14.01M |
| 8 | State Street Corporation | 2.21% | 369.88K | $13.83M |
| 9 | Two Sigma Investments, LP | 1.51% | 252.51K | $9.44M |
| 10 | American Century Companies Inc | 1.48% | 248.28K | $9.28M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BHB
Bar Harbor Bankshares (BHB) is a Top Dividend Stock Right Now: Should You Buy?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Bar Harbor (BHB) have what it takes? Let's find out.
Bar Harbor Bankshares (BHB) Could Be a Great Choice
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Bar Harbor (BHB) have what it takes? Let's find out.
3 Top Dividend Stocks to Maximize Your Retirement Income
The traditional ways to plan for your retirement may mean income can no longer cover expenses post-employment. But what if there was another option that could provide a steady, reliable source of income in your nest egg years?…
Spotlight On Undervalued Small Caps With Insider Activity In June 2026
Over the last 7 days, the United States market has experienced a 3.3% decline, yet it remains up by 22% over the past year with anticipated earnings growth of 17% per annum in the coming years. In this dynamic environment, identifying small…
June 2026's Best Dividend Stocks For Reliable Income
Over the last 7 days, the United States market has remained flat, yet it has seen a robust 26% increase over the past year with earnings projected to grow by 16% annually. In such an environment, identifying dividend stocks that offer relia…
Is Bar Harbor Bankshares (BHB) Stock Outpacing Its Finance Peers This Year?
Here is how Bar Harbor Bankshares (BHB) and Bank7 (BSVN) have performed compared to their sector so far this year.
BHB — Frequently Asked Questions
What is the current share price of Bar Harbor Bankshares (BHB)?
As of 2026-07-14 21:23 PDT, Bar Harbor Bankshares (BHB) trades at $37.34 on NYSE American. Its 52-week range is $27.45 to $39.07.
What is the market capitalisation of BHB?
Bar Harbor Bankshares (BHB) has a market capitalisation of $625.15M on NYSE American.
What is the P/E ratio of BHB?
BHB trades at a trailing price-to-earnings (P/E) ratio of 15.18. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.15.
Does BHB pay a dividend?
Bar Harbor Bankshares (BHB) currently offers a dividend yield of 3.52%.
What is the return on equity (ROE) of BHB?
BHB has a return on equity (ROE) of 8.01%.
Is BHB a good stock to buy?
This page provides a data-driven analysis of Bar Harbor Bankshares (BHB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.