Business First Bancshares, Inc. BFST R2K
Company Overview
Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking and savings, time, and money market accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products, as well as commercial lines of credit, accounts receivable factoring, agricultural financing, and letters of credit; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment, and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, interest-rate swaps, small business administration products, online and mobile banking, e-statements, and bank-by-mail services. Business First Bancshares, Inc. was incorporated in 2006 and is headquartered in Baton Rouge, Louisiana.
Why Investors Should Care
Net profit has compounded at 27.5% per year over the last five years.
Revenue has grown at a 20.3% CAGR over the past five years.
Trades at a P/E of 10.7, below the sector median of 13.3.
Maintains a net profit margin of 28.1%.
Offers a dividend yield of 2.05%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $10.70M (+1.2% YoY); net profit $87.86M.
- Trailing 12 Months Year-on-year growth — revenue +14.8%, earnings +4.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 20.3%, profit CAGR 27.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 20.27% |
| 1 Year: | 14.80% |
Compounded Profit Growth
| 5 Years: | 27.45% |
| 1 Year: | 4.60% |
Stock Price Performance
| 1 Year: | +17.00% |
| 6 Months: | +15.59% |
| 3 Months: | +6.00% |
| 1 Month: | +3.78% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)55.53 · Neutral
P/E of 10.70 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 28.1%.
- Compounding revenue at 20.3% over 5 years.
- Profit CAGR of 27.5% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BFST Business First Bancshares, Inc. R2K | 30.18 | 10.70 | $986.22M | 2.05% | - | 10.00% | 20.27% | 27.45% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | 512.00K | 525.00K | 542.00K | 610.00K | 636.00K | 695.00K | 938.00K | 1.03M | 1.03M | 931.00K | 1.16M | 1.59M | 1.57M | 1.68M | 1.76M | 1.80M | 2.09M | 2.12M | 2.28M | 2.41M | 2.54M | 2.44M | 2.54M | 2.72M | 2.86M | 2.63M | 2.56M | 3.14M |
| Net Income | 1.03M | 1.03M | 1.13M | 1.02M | 939.00K | 1.40M | 841.00K | 1.38M | 1.98M | 2.05M | 1.68M | 3.11M | 3.64M | 3.90M | 5.66M | 6.84M | 5.51M | 4.50M | 2.05M | 9.61M | 12.33M | 17.43M | 10.31M | 8.73M | 13.76M | 13.80M | 15.03M | 19.74M | 20.45M | 13.57M | 17.21M | 17.84M | 20.54M | 22.10M | 22.86M | 23.56M |
| Diluted EPS | 0.19 | 0.19 | 0.20 | 0.14 | 0.12 | 0.19 | 0.11 | 0.19 | 0.27 | 0.28 | 0.23 | 0.29 | 0.33 | 0.33 | 0.41 | 0.50 | 0.40 | 0.34 | 0.11 | 0.46 | 0.59 | 0.84 | 0.50 | 0.41 | 0.61 | 0.61 | 0.54 | 0.73 | 0.76 | 0.48 | 0.62 | 0.65 | 0.65 | 0.70 | 0.73 | 0.68 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | 2.03M | 2.11M | 2.81M | 4.04M | 5.36M | 6.81M | 8.27M | 9.70M | 10.58M | 10.70M |
| Net Income | 4.79M | 4.03M | 4.10M | 5.11M | 4.85M | 14.09M | 23.77M | 29.99M | 52.14M | 54.26M | 71.04M | 65.11M | 87.86M |
| Diluted EPS | 0.87 | 0.72 | 0.59 | 0.70 | 0.61 | 1.22 | 1.74 | 1.64 | 2.53 | 2.32 | 2.59 | 2.26 | 2.79 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 684.50M | 1.08B | 1.11B | 1.32B | 2.09B | 2.27B | 4.16B | 4.73B | 5.99B | 6.58B | 7.86B | 8.21B |
| Total Equity | 71.01M | 71.92M | 78.84M | 112.45M | 113.56M | 179.94M | 260.06M | 285.10M | 409.96M | 433.37M | 580.48M | 644.26M | 799.47M | 896.88M |
| Cash & Equivalents | 10.76M | 10.07M | 26.02M | 40.91M | 42.17M | 107.59M | 96.07M | 89.37M | 149.13M | 68.38M | 152.74M | 226.11M | 319.10M | 411.18M |
| Long Term Debt | - | - | - | - | 3.00M | 2.70M | - | - | - | - | - | - | - | - |
| Total Liabilities | - | - | 605.66M | 963.64M | 992.28M | 1.14B | 1.83B | 1.99B | 3.75B | 4.29B | 5.41B | 5.94B | 7.06B | 7.32B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 8.22M | 6.89M | 3.40M | 8.15M | 7.97M | 19.28M | 24.42M | 29.34M | 56.44M | 69.58M | 90.97M | 61.41M | 92.08M |
| Investing Cash Flow | -11.87M | 15.97M | -14.12M | -33.34M | -153.44M | -170.32M | -192.29M | -475.30M | -675.35M | -700.52M | -521.14M | -294.92M | -281.53M |
| Financing Cash Flow | 2.97M | -6.92M | 25.62M | 26.45M | 210.89M | 139.52M | 161.17M | 505.72M | 538.15M | 715.31M | 503.54M | 326.50M | 281.52M |
| Capital Expenditure | -328.00K | -218.00K | -962.00K | -1.39M | -505.00K | -919.00K | -3.96M | -2.97M | -3.97M | -7.78M | -11.65M | -1.56M | -66.00K |
| Free Cash Flow | 7.89M | 6.67M | 2.44M | 6.76M | 7.46M | 18.36M | 20.46M | 26.37M | 52.47M | 61.80M | 79.32M | 59.85M | 92.02M |
| Share Buybacks | - | - | 2.81M | 863.00K | 33.00K | 0 | 2.55M | 5.80M | 10.92M | 0 | 0 | 0 | 3.73M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | 251.4% | 229.9% | 501.5% | 589.1% | 559.8% | 765.2% | 655.9% | 732.1% | 615.6% | 820.8% |
| ROE % | 6.7% | 5.1% | 3.6% | 4.5% | 2.7% | 5.4% | 8.3% | 7.3% | 12.0% | 9.3% | 11.0% | 8.1% | 9.8% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 7.49% | 2.45M | $75.07M |
| 2 | Vanguard Capital Management LLC | 4.38% | 1.43M | $43.91M |
| 3 | Dimensional Fund Advisors LP | 3.57% | 1.17M | $35.76M |
| 4 | Janus Henderson Group PLC | 3.03% | 989.69K | $30.36M |
| 5 | American Century Companies Inc | 2.72% | 890.39K | $27.32M |
| 6 | Royce & Associates LP | 2.56% | 836.10K | $25.65M |
| 7 | Geode Capital Management, LLC | 2.48% | 810.00K | $24.85M |
| 8 | State Street Corporation | 2.02% | 661.09K | $20.28M |
| 9 | Bank Of New York Mellon Corporation | 1.35% | 441.85K | $13.56M |
| 10 | Manufacturers Life Insurance Co. | 1.33% | 434.93K | $13.34M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BFST
Louisiana bank buys financial consulting firm
Business First Bancshares, parent company of b1BANK, is a serial acquirer. This marks its seventh deal since 2020.
Will Business First (BFST) Beat Estimates Again in Its Next Earnings Report?
Business First (BFST) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Business First Bancshares, Inc. Acquires American Planning Corporation, Strengthening Community Bank Advisory Services Through Smith Shellnut Wilson
Veteran community bank consulting team brings more than five decades of experience to SSW and b1 Financial Services Group clients nationwideBATON ROUGE, La., July 07, 2026 (GLOBE NEWSWIRE) -- Business First Bancshares, Inc. (Nasdaq: BFST) t…
Business First Bancshares, Inc. Schedules Q2 2026 Earnings Release and Conference Call for July 23
BATON ROUGE, La., July 02, 2026 (GLOBE NEWSWIRE) -- Business First Bancshares, Inc. (Nasdaq: BFST), the parent company of b1BANK, announced that it will release its financial results for the second quarter ended June 30, 2026, after market …
Are Options Traders Betting on a Big Move in Business First Bancshares Stock?
Investors need to pay close attention to BFST stock based on the movements in the options market lately.
Business First Bancshares, Inc. (NASDAQ:BFST) Passed Our Checks, And It's About To Pay A US$0.15 Dividend
Business First Bancshares, Inc. ( NASDAQ:BFST ) stock is about to trade ex-dividend in 3 days. The ex-dividend date...
BFST — Frequently Asked Questions
What is the current share price of Business First Bancshares, Inc. (BFST)?
As of 2026-07-14 21:23 PDT, Business First Bancshares, Inc. (BFST) trades at $30.18 on NasdaqGS. Its 52-week range is $22.35 to $31.42.
What is the market capitalisation of BFST?
Business First Bancshares, Inc. (BFST) has a market capitalisation of $986.22M on NasdaqGS.
What is the P/E ratio of BFST?
BFST trades at a trailing price-to-earnings (P/E) ratio of 10.70. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.04.
Does BFST pay a dividend?
Business First Bancshares, Inc. (BFST) currently offers a dividend yield of 2.05%.
What is the return on equity (ROE) of BFST?
BFST has a return on equity (ROE) of 10.00%.
Is BFST a good stock to buy?
This page provides a data-driven analysis of Business First Bancshares, Inc. (BFST), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.