Better Home & Finance Holding Company BETR R2KR3KFINANCIAL
Company Overview
Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, Federal Housing Administration insured loans, Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It offers real estate agent services, title insurance and settlement services, and homeowners insurance services. It also offers home equity lines of credit and closed-end second-lien loans. The company has a strategic collaboration with Coinbase Global, Inc. for the development of token-backed mortgage products. The company formerly known as Better Mortgage Corporation and changed its name to Better Home & Finance Holding Company in August 2023. Better Home & Finance Holding Company is headquartered in New York, New York.
Recent Developments
- Dec 2025 Revenue of $206.90M (+72.3% YoY); net profit $-165.87M.
- Trailing 12 Months Year-on-year growth — revenue +28.2%.
- 5-Year Trend Long-term compounding — revenue CAGR -19.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -19.40% |
| 1 Year: | 28.20% |
Stock Price Performance
| 1 Year: | -5.43% |
| 6 Months: | -60.70% |
| 3 Months: | -25.06% |
| 1 Month: | +54.24% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMABelow
- RSI (14)69.04 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
No notable strengths flagged.
CONS
- Revenue declined at -19.4% CAGR over 5 years.
- Trading 80.6% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BETR Better Home & Finance Holding Company R2KR3KFINANCIAL | 16.72 | -1.72 | $221.64M | 0.00% | -10.03% | - | -19.40% | - |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 331.58 | 14.21 | $881.40B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 542.19 | 13.64 | $763.42B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 407.92 | 34.69 | $695.14B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 623.60 | 34.34 | $542.20B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 813,595.00 | 13.64 | $397.40B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 7 | BAC Bank of America Corporation SPXR3KFINANCIAL | 50.56 | 11.68 | $353.55B | 2.39% | - | 11.20% | 3.14% | 4.27% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 90.68 | 12.95 | $310.38B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 179.49 | 14.51 | $281.90B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | 749.00K | - | - | 0 | - | - | - | - | - | - | - |
| Operating Income | -20.00K | -98.42K | -1.21M | -2.31M | -1.09M | -2.63M | -177.30M | -84.66M | -1.84M | -105.66M | - | - | - | - | - | - | - |
| Net Income | -20.00K | -1.74M | -4.85M | -867.13K | 1.01M | 1.79M | -226.61M | -87.62M | -44.01M | -353.89M | -51.49M | -41.37M | -54.21M | -50.56M | -36.27M | -39.12M | -70.31M |
| Diluted EPS | - | - | - | - | - | - | -0.77 | -0.29 | -0.15 | -35.63 | -3.41 | -2.74 | -3.58 | -3.33 | -2.39 | -2.56 | -4.29 |
| R&D Expense | - | - | - | - | - | - | 29.41M | 14.45M | 11.16M | 6.35M | 5.46M | 6.58M | 7.25M | 6.65M | 6.95M | 6.73M | 8.36M |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | 395.08M | 102.11M | 120.05M | 206.90M |
| Cost of Revenue | - | 693.57M | 222.81M | 172.44M | 231.57M |
| Gross Profit | - | -298.49M | -120.69M | -52.39M | -24.67M |
| Operating Expenses | - | 296.89M | 160.17M | 135.63M | 124.80M |
| Operating Income | - | -595.38M | -280.87M | -188.02M | -149.47M |
| EBITDA | - | -523.38M | -237.97M | -154.79M | -135.41M |
| Interest Expense | 100.97M | 303.18M | 31.60M | - | - |
| Pretax Income | - | -875.98M | -534.42M | -205.44M | -165.82M |
| Tax Provision | - | 1.10M | 2.00M | 850.00K | 53.00K |
| Net Income | - | -877.08M | -536.42M | -206.29M | -165.87M |
| Diluted EPS | - | -59.46 | -58.09 | -13.65 | -10.80 |
| R&D Expense | - | 124.31M | 39.43M | 26.11M | 27.87M |
Balance Sheet (Annual)
Figures in USD.
| Metric | Oct 2020 | Dec 2020 | Dec 2021 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 562.66K | 279.09M | 1.08B | 1.08B | 925.33M | 936.17M | 905.55M | 913.06M | 1.51B |
| Total Equity | 0 | 5.00K | 242.57M | -604.18M | -686.95M | -726.31M | 166.36M | 122.60M | -58.17M | 37.18M |
| Cash & Equivalents | - | - | 37.65K | 317.96M | - | - | - | 503.59M | 211.10M | 99.83M |
| Total Liabilities | - | 557.66K | 28.94M | 1.25B | 1.33B | 1.22B | 769.82M | 782.95M | 971.23M | 1.47B |
| Current Liabilities | - | 557.66K | 7.09M | 15.02M | - | - | - | - | - | - |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 938.25M | -159.72M | -379.97M | -166.57M |
| Investing Cash Flow | - | -34.58M | -38.59M | -143.81M | -661.51M |
| Financing Cash Flow | - | -1.54B | 381.40M | 239.13M | 714.34M |
| Capital Expenditure | - | -35.28M | -9.78M | -10.08M | -11.23M |
| Free Cash Flow | - | 902.97M | -169.50M | -390.05M | -177.80M |
| Net Change in Cash | - | -633.53M | 183.09M | -284.65M | -113.75M |
| Share Buybacks | - | 7.95M | 0 | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | -75.6% | -118.2% | -43.6% | -11.9% |
| Operating Margin % | - | -150.7% | -275.1% | -156.6% | -72.2% |
| Net Margin % | - | -222.0% | -525.3% | -171.8% | -80.2% |
| ROE % | - | 145.2% | -437.5% | 354.6% | -446.1% |
| ROCE % | - | -55.7% | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 5.18% | 685.83K | $6.76M |
| 2 | Softbank Group Corporation | 4.75% | 628.55K | $6.20M |
| 3 | Frontier Capital Management Company LLC | 4.72% | 625.60K | $6.17M |
| 4 | Healthcare of Ontario Pension Plan Trust Fund | 4.37% | 578.96K | $5.71M |
| 5 | Vanguard Capital Management LLC | 3.74% | 495.75K | $4.89M |
| 6 | Goldman Sachs Group Inc | 2.55% | 337.98K | $3.33M |
| 7 | Citadel Advisors Llc | 2.54% | 335.99K | $3.31M |
| 8 | Whetstone Capital Advisors, LLC | 1.92% | 253.99K | $2.50M |
| 9 | Geode Capital Management, LLC | 1.79% | 237.32K | $2.34M |
| 10 | BNP Paribas Financial Markets | 1.67% | 221.64K | $2.19M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BETR
BETR Nov 2026 12.500 call (BETR261120C00012500) Stock Price, News, Quote & History - Yahoo! Finance Canada
<a href="https://news.google.com/rss/articles/CBMiZkFVX3lxTE84c0hHbzNQcFkzNkJyRG1UcXhRQ012VWtabGluOW1HN1RiRUxqWlgxMDN5S25Sb0N3M1I3aElLLS1NdWxKSTF2RUFUX3ZJNm5INTIzOXRKakZ2OE1GLUlYSG81SUE3Zw?oc=5" target="_blank">BETR Nov 2026 12.500 call (BE…
BETR Shareholder Alert: Better Home & Finance Holding Company Securities Class Action Lawsuit - Investors With Losses May Contact SueWallSt - Morningstar
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Better home & finance director sells $13,899 in BETR stock - Investing.com
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Better Home & Finance: Moving Beyond The Tumult (Rating Upgrade) - Seeking Alpha
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BETR Shareholder Alert: Investors With Losses May Seek to Lead the Class Action in Better Home & Finance Holding Company Securities Lawsuit - Contact Levi & Korsinsky - PR Newswire
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Better Home & Finance Holding Company (BETR) Soars 15.2%: Is Further Upside Left in the Stock? - qz.com
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BETR — Frequently Asked Questions
What is the current share price of Better Home & Finance Holding Company (BETR)?
As of 2026-10-23 16:27 PDT, Better Home & Finance Holding Company (BETR) trades at $16.72 on NasdaqGM. Its 52-week range is $8.12 to $86.07.
What is the market capitalisation of BETR?
Better Home & Finance Holding Company (BETR) has a market capitalisation of $221.64M on NasdaqGM.
What is the P/E ratio of BETR?
BETR trades at a trailing price-to-earnings (P/E) ratio of -1.72. The industry average P/E is 13.55. Its price-to-book (P/B) ratio is 3.23.
Is BETR a good stock to buy?
This page provides a data-driven analysis of Better Home & Finance Holding Company (BETR), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.