Better Home & Finance Holding Company BETR R2K
Company Overview
Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, Federal Housing Administration insured loans, Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It offers real estate agent services, title insurance and settlement services, and homeowners insurance services. It also offers home equity lines of credit and closed-end second-lien loans. The company has a strategic collaboration with Coinbase Global, Inc. for the development of token-backed mortgage products. The company formerly known as Better Mortgage Corporation and changed its name to Better Home & Finance Holding Company in August 2023. Better Home & Finance Holding Company is headquartered in New York, New York.
Why Investors Should Care
Revenue has grown at a 137.5% CAGR over the past five years.
Recent Developments
- Dec 2025 Revenue of $164.87M (+52.0% YoY); net profit $-165.87M.
- Trailing 12 Months Year-on-year growth — revenue +51.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 137.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 137.46% |
| 1 Year: | 51.60% |
Stock Price Performance
| 1 Year: | +81.25% |
| 6 Months: | -38.40% |
| 3 Months: | -29.99% |
| 1 Month: | +1.91% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)43.29 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 137.5% over 5 years.
CONS
- Trading 71.5% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BETR Better Home & Finance Holding Company R2K | 24.56 | -2.28 | $321.40M | 0.00% | -19.54% | - | 137.46% | - |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | 749.00K | - | - | 0 | - | - | - | - | - | - | - |
| Operating Income | -20.00K | -98.42K | -1.21M | -2.31M | -1.09M | -2.63M | -177.30M | -84.66M | -1.84M | -105.66M | - | - | - | - | - | - | - |
| Net Income | -20.00K | -1.74M | -4.85M | -867.13K | 1.01M | 1.79M | -226.61M | -87.62M | -44.01M | -353.89M | -51.49M | -41.37M | -54.21M | -50.56M | -36.27M | -39.12M | -70.31M |
| Diluted EPS | - | - | - | - | - | - | -0.77 | -0.29 | -0.15 | -35.63 | -3.41 | -2.74 | -3.58 | -3.33 | -2.39 | -2.56 | -4.29 |
| R&D Expense | - | - | - | - | - | - | 29.41M | 14.45M | 11.16M | 6.35M | 5.46M | 6.58M | 7.25M | 6.65M | 6.95M | 6.73M | 8.36M |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | 12.31M | 0 | 108.49M | 164.87M |
| Operating Income | -8.12M | -858.92M | -291.28M | - | - |
| Net Income | -6.53M | -877.08M | -536.42M | -206.29M | -165.87M |
| Diluted EPS | - | -3.01 | -58.09 | -13.65 | -10.80 |
| R&D Expense | - | 124.31M | 39.43M | 26.11M | 27.87M |
Balance Sheet (Annual)
Figures in USD.
| Metric | Oct 2020 | Dec 2020 | Dec 2021 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 562.66K | 279.09M | 1.08B | 1.08B | 925.33M | 936.17M | 905.55M | 913.06M | 1.51B |
| Total Equity | 0 | 5.00K | 242.57M | -604.18M | -686.95M | -726.31M | 166.36M | 122.60M | -58.17M | 37.18M |
| Cash & Equivalents | - | - | 37.65K | 317.96M | - | - | - | 503.59M | 211.10M | 99.83M |
| Total Liabilities | - | 557.66K | 28.94M | 1.25B | 1.33B | 1.22B | 769.82M | 782.95M | 971.23M | 1.47B |
| Current Liabilities | - | 557.66K | 7.09M | 15.02M | - | - | - | - | - | - |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 938.25M | -159.72M | -379.97M | -166.57M |
| Investing Cash Flow | - | -34.58M | -38.59M | -143.81M | -661.51M |
| Financing Cash Flow | - | -1.54B | 381.40M | 239.13M | 714.34M |
| Capital Expenditure | - | -35.28M | -9.78M | -10.08M | -11.23M |
| Free Cash Flow | - | 902.97M | -169.50M | -390.05M | -177.80M |
| Net Change in Cash | - | -633.53M | 183.09M | -284.65M | -113.75M |
| Share Buybacks | - | 7.95M | 0 | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | -6,975.7% | - | - | - |
| Net Margin % | - | -7,123.2% | - | -190.2% | -100.6% |
| ROE % | -2.7% | 145.2% | -437.5% | 354.6% | -446.1% |
| ROCE % | -3.0% | -80.4% | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Frontier Capital Management Company LLC | 6.07% | 793.93K | $23.27M |
| 2 | Softbank Group Corporation | 4.80% | 628.55K | $18.42M |
| 3 | Healthcare of Ontario Pension Plan Trust Fund | 4.42% | 578.96K | $16.97M |
| 4 | Blackrock Inc. | 3.71% | 486.10K | $14.25M |
| 5 | Vanguard Capital Management LLC | 2.96% | 387.33K | $11.35M |
| 6 | UBS Group AG | 2.31% | 301.96K | $8.85M |
| 7 | Goldman Sachs Group Inc | 2.21% | 289.69K | $8.49M |
| 8 | Citadel Advisors Llc | 1.76% | 229.97K | $6.74M |
| 9 | Morgan Stanley | 1.50% | 195.99K | $5.74M |
| 10 | Hudson Bay Capital Management Lp | 1.38% | 180.52K | $5.29M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BETR
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BETR — Frequently Asked Questions
What is the current share price of Better Home & Finance Holding Company (BETR)?
As of 2026-07-14 21:23 PDT, Better Home & Finance Holding Company (BETR) trades at $24.56 on NasdaqGM. Its 52-week range is $12.94 to $86.07.
What is the market capitalisation of BETR?
Better Home & Finance Holding Company (BETR) has a market capitalisation of $321.40M on NasdaqGM.
What is the P/E ratio of BETR?
BETR trades at a trailing price-to-earnings (P/E) ratio of -2.28. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 51.78.
Is BETR a good stock to buy?
This page provides a data-driven analysis of Better Home & Finance Holding Company (BETR), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.