Company Overview
Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasing; online payments; cell phone top-ups; foreign currency; and income accreditation. It also provides insurance products, including journey, health, protection, home, life, and automotive; and investments, such as mutual, investment, and APV funds, stocks, fixed income, and derivative products. In addition, the company offers cash management comprising mass and easy payments, collection, and fund transfers; foreign trade, which includes imports, exports, international network products, Banchile international transport insurance, and customs guarantee insurance; and other services, such as bank connection, financial portability, digital VAT and signature, financial advice, and SME program. It serves individuals, private entities, companies, and small and medium-sized enterprises. The company was founded in 1893 and is headquartered in Santiago, Chile.
Why Investors Should Care
Generates a return on equity of 21.6%, reflecting efficient use of shareholder capital.
Trades at an undemanding P/E of 16.6.
Maintains a net profit margin of 45.4%.
Offers a dividend yield of 5.16%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $2.99T (-1.6% YoY); net profit $1.19T.
- Trailing 12 Months Year-on-year growth — revenue +13.6%, earnings +28.6%.
- 5-Year Trend Long-term compounding — revenue CAGR -1.3%, profit CAGR -6.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -1.29% |
| 1 Year: | 13.60% |
Compounded Profit Growth
| 5 Years: | -6.40% |
| 1 Year: | 28.60% |
Stock Price Performance
| 1 Year: | +51.65% |
| 6 Months: | +13.82% |
| 3 Months: | +16.59% |
| 1 Month: | +2.29% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)55.78 · Neutral
P/E of 16.55 is above the sector median of 12.89 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 21.6%.
- Excellent profit margin of 45.4%.
- Attractive dividend yield of 5.16%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -1.3% CAGR over 5 years.
- Earnings shrank at -6.4% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BCH Banco de Chile FINANCIAL | 42.37 | 16.55 | $21.40B | 5.16% | - | 21.58% | -1.29% | -6.40% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | - | 776.26B | 756.18B | 717.03B | 760.66B | 745.99B |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - |
| Interest Expense | - | 235.41B | 250.24B | 248.90B | 604.95B | 227.42B |
| Pretax Income | - | 407.97B | 385.31B | 379.78B | 330.74B | 346.78B |
| Tax Provision | - | 79.03B | 80.45B | 86.86B | 72.05B | 78.15B |
| Net Income | - | 328.94B | 304.87B | 292.91B | 258.69B | 268.63B |
| Diluted EPS | - | 652.00 | 602.00 | 580.00 | - | 532.00 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | 3.11T | 2.97T | 3.04T | 2.99T |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 2.20T | 2.12T | 1.61T | 1.34T |
| Pretax Income | - | 1.74T | 1.70T | 1.58T | 1.50T |
| Tax Provision | - | 289.21B | 322.11B | 333.60B | 318.39B |
| Net Income | - | 1.45T | 1.37T | 1.25T | 1.19T |
| Diluted EPS | - | 2,790.00 | 2,462.00 | 2,390.00 | 2,360.00 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 55.11T | 55.72T | 52.06T | 54.10T |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 3.54T | 4.98T | 3.07T | 3.01T |
| Inventory | - | - | - | - | - |
| Receivables | - | 131.61B | 99.42B | 195.36B | 170.19B |
| Total Liabilities | - | 49.68T | 49.64T | 45.55T | 47.42T |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | 10.32T | 11.41T | 11.86T | 13.18T |
| Total Debt | - | 10.41T | 11.51T | 11.95T | 13.26T |
| Total Equity | - | 5.43T | 6.08T | 6.50T | 6.69T |
| Shares Outstanding | - | 101.02B | 101.02B | 101.02B | 101.02B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 128.61B | 1.73T | 3.69T | 826.08B |
| Investing Cash Flow | - | -847.82B | -346.50B | 2.03T | -1.19T |
| Financing Cash Flow | - | -161.80B | -1.56T | -5.61T | 110.76B |
| Capital Expenditure | - | -78.13B | -86.70B | -74.84B | -77.30B |
| Free Cash Flow | - | 50.49B | 1.64T | 3.62T | 748.78B |
| Net Change in Cash | - | -881.01B | -176.73B | 108.76B | -252.25B |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 46.5% | 46.3% | 41.1% | 39.6% |
| ROE % | - | 26.6% | 22.6% | 19.2% | 17.7% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Itau Unibanco Holding, S.A. | 0.27% | 1.35M | $55.01M |
| 2 | Renaissance Technologies, LLC | 0.18% | 893.83K | $36.47M |
| 3 | Dimensional Fund Advisors LP | 0.17% | 868.86K | $35.45M |
| 4 | Blackrock Inc. | 0.15% | 735.04K | $29.99M |
| 5 | American Century Companies Inc | 0.12% | 589.20K | $24.04M |
| 6 | TT International Asset Management LTD | 0.10% | 499.45K | $20.38M |
| 7 | FMR, LLC | 0.09% | 459.71K | $18.76M |
| 8 | UBS Group AG | 0.09% | 455.15K | $18.57M |
| 9 | Morgan Stanley | 0.09% | 445.77K | $18.19M |
| 10 | Bessemer Group, Inc. | 0.08% | 403.58K | $16.47M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BCH
Fresh senior bonds from Bank of Chile (NYSE: BCH) reach Chile’s market - Stock Titan
<a href="https://news.google.com/rss/articles/CBMirAFBVV95cUxQNGNjME5xdkRPV3ZsZ1ptYUI0bFZTSlkzOFVOb3RCcHo3R1JEQUJxUTV5RXlGaElpOUlYelp3OHpXZjR0eGdsUXVsMms0a1RwQWozLWhHamx2TjdVSlFTQUdqNVQxY2dwVW45TUd2Vm9jTUJScnJZaUxGcE9tZlRwVWZsLWFtMVZ3OEdQQy…
Banco De Chile (BCH) Surges 6.1%: Is This an Indication of Further Gains? - finance.yahoo.com
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How Banco De Chile Ads (BCH) Affects Rotational Strategy Timing - Stock Traders Daily
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Banco de Chile (NYSE: BCH) sells new senior bonds in local market - Stock Titan
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Banco de Chile Raises Long-Term Funding with Local FT Bond Placement - The Globe and Mail
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BCH Forecast — Price Target — Prediction for 2027 - tradingview.com
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BCH — Frequently Asked Questions
What is the current share price of Banco de Chile (BCH)?
As of 2026-09-19 21:16 PDT, Banco de Chile (BCH) trades at $42.37 on NYSE. Its 52-week range is $26.77 to $43.70.
What is the market capitalisation of BCH?
Banco de Chile (BCH) has a market capitalisation of $21.40B on NYSE.
What is the P/E ratio of BCH?
BCH trades at a trailing price-to-earnings (P/E) ratio of 16.55. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 0.75.
Does BCH pay a dividend?
Banco de Chile (BCH) currently offers a dividend yield of 5.16%.
What is the return on equity (ROE) of BCH?
BCH has a return on equity (ROE) of 21.58%.
Is BCH a good stock to buy?
This page provides a data-driven analysis of Banco de Chile (BCH), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.