Company Overview
BCB Bancorp, Inc. operates as the bank holding company for BCB Community Bank that provides various banking products and services to businesses and individuals in the United States. The company offers insured deposit products, including savings and club accounts, interest and non-interest-bearing demand, money market, certificates of deposit, and individual retirement accounts. It also provides various loan products, such as commercial and multifamily real estate, one-to-four family mortgage, commercial business, construction, home equity, and consumer loans. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository, debit cards, online and mobile banking, fraud detection, and automated teller services. BCB Bancorp, Inc. was founded in 2000 and is based in Bayonne, New Jersey.
Why Investors Should Care
Operating margin of 33.9% supports profitability.
Offers a dividend yield of 4.28%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $101.60M (+7.0% YoY); net profit $-12.53M.
- Trailing 12 Months Year-on-year growth — revenue +650.6%, earnings -167.3%.
- 5-Year Trend Long-term compounding — revenue CAGR -4.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -4.20% |
| 1 Year: | 650.60% |
Compounded Profit Growth
| 5 Years: | - |
| 1 Year: | -167.27% |
Stock Price Performance
| 1 Year: | +22.03% |
| 6 Months: | +31.78% |
| 3 Months: | +9.23% |
| 1 Month: | -5.39% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)47.94 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Attractive dividend yield of 4.28%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -4.2% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BCBP BCB Bancorp, Inc. R2K | 10.36 | -148.00 | $179.88M | 4.28% | - | 0.22% | -4.20% | - |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 23.80M | 25.18M | 26.46M | 26.17M | 24.94M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 22.19M | 20.08M | 19.33M | 18.32M | 17.57M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -11.71M | 5.02M | 5.81M | -17.41M | 6.60M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -3.38M | 1.46M | 1.54M | -5.38M | 1.70M |
| Net Income | 1.88M | 2.28M | 1.02M | 2.04M | 1.58M | 1.91M | 2.47M | 2.91M | 2.51M | 3.22M | 1.34M | 4.63M | 2.31M | 4.59M | 5.22M | 5.45M | 5.23M | 5.23M | 5.12M | 2.52M | 2.73M | 8.31M | 7.30M | 7.12M | 8.05M | 8.32M | 9.95M | 10.16M | 13.39M | 8.11M | 8.60M | 6.71M | 5.87M | 2.82M | 6.67M | -8.32M | 3.56M | 4.26M | -12.03M | 4.90M |
| Diluted EPS | 0.20 | 0.24 | 0.05 | 0.16 | 0.12 | 0.15 | 0.20 | 0.25 | 0.21 | 0.25 | 0.04 | 0.29 | 0.13 | 0.27 | 0.31 | 0.32 | 0.30 | 0.30 | 0.29 | 0.12 | 0.14 | 0.47 | 0.41 | 0.40 | 0.45 | 0.47 | 0.56 | 0.58 | 0.76 | 0.46 | 0.50 | 0.39 | 0.32 | 0.14 | 0.36 | -0.51 | 0.18 | 0.22 | -0.73 | 0.26 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | 115.54M | 108.15M | 94.96M | 101.60M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 17.50M | 84.30M | 101.99M | 79.92M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 63.11M | 41.45M | 26.27M | -18.30M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 17.53M | 11.97M | 7.65M | -5.77M |
| Net Income | 3.75M | 14.33M | 6.05M | -2.06M | 9.42M | 7.59M | 7.03M | 8.00M | 9.98M | 16.76M | 21.03M | 20.86M | - | 45.58M | 29.48M | 18.62M | -12.53M |
| Diluted EPS | 0.80 | 2.05 | 0.64 | -0.23 | 1.06 | 0.81 | 0.69 | 0.63 | 0.75 | 1.01 | 1.20 | 1.14 | - | 2.58 | 1.70 | 0.99 | -0.84 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.11B | 1.22B | 1.17B | 1.21B | 1.30B | 1.62B | 1.71B | 1.94B | 2.67B | 2.91B | 2.82B | - | 3.55B | 3.83B | 3.60B | 3.28B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 6.76M | 67.35M | 121.13M | 116.10M | 34.15M | 29.84M | 32.12M | 132.63M | 65.04M | 124.23M | 195.26M | - | - | - | 230.09M | 280.26M | 318.02M | 277.32M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 13.46M | 16.07M | 14.34M | 12.99M |
| Total Liabilities | - | - | 1.01B | 1.12B | 1.08B | 1.11B | 1.20B | 1.48B | 1.58B | 1.77B | 2.47B | 2.67B | 2.57B | - | 3.25B | 3.52B | 3.28B | 2.98B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 114.12M | 129.53M | 110.00M | 110.00M | 133.00M | 200.00M | 155.00M | 185.00M | - | - | - | - | 419.77M | 492.44M | 277.96M | 278.21M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 433.63M | 523.75M | 511.46M | 289.35M |
| Total Equity | 49.72M | 51.39M | 98.97M | 100.05M | 91.58M | 100.06M | 102.25M | 133.54M | 131.08M | 176.45M | 200.22M | 239.47M | 249.21M | - | 291.25M | 314.06M | 323.93M | 304.28M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 19.90M | 20.14M | 20.30M | 20.51M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 10.00K | -2.39M | 14.23M | 12.44M | 16.04M | 4.50M | - | - | - | 40.03M | 24.27M | 139.34M | - | 40.89M | 35.16M | 67.73M | 35.92M |
| Investing Cash Flow | 11.55M | 118.39M | 10.63M | -52.67M | -47.03M | -89.12M | - | - | - | -466.20M | 135.10M | -315.49M | - | -761.50M | -233.32M | 222.77M | 232.38M |
| Financing Cash Flow | 49.02M | -62.22M | -29.89M | -41.73M | 26.69M | 86.90M | - | - | - | 497.20M | 195.72M | -112.98M | - | 538.34M | 248.33M | -252.74M | -309.00M |
| Capital Expenditure | -95.00K | -704.00K | -2.25M | -1.14M | -1.65M | -1.75M | -3.58M | -6.08M | -1.91M | -1.57M | -2.51M | -1.39M | - | -518.00K | -4.53M | -1.23M | -1.05M |
| Free Cash Flow | -85.00K | -3.10M | 11.99M | 11.30M | 14.39M | 2.75M | - | - | - | 38.46M | 21.75M | 137.96M | - | 40.37M | 30.63M | 66.50M | 34.87M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | -182.27M | 50.16M | 37.76M | -40.70M |
| Share Buybacks | - | - | 5.57M | 10.85M | 1.92M | 12.00K | - | - | - | - | - | 4.87M | 4.21M | 3.41M | 3.82M | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | 39.4% | 27.3% | 19.6% | -12.3% |
| ROE % | 7.3% | 14.5% | 6.0% | -2.3% | 9.4% | 7.4% | 5.3% | 6.1% | 5.7% | 8.4% | 8.8% | 8.4% | - | 15.6% | 9.4% | 5.7% | -4.1% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 7.09% | 1.23M | $12.66M |
| 2 | Dimensional Fund Advisors LP | 5.11% | 887.12K | $9.13M |
| 3 | Vanguard Capital Management LLC | 3.86% | 670.20K | $6.90M |
| 4 | Geode Capital Management, LLC | 2.54% | 440.55K | $4.53M |
| 5 | Alliancebernstein L.P. | 2.16% | 375.50K | $3.86M |
| 6 | Renaissance Technologies, LLC | 1.99% | 345.19K | $3.55M |
| 7 | State Street Corporation | 1.60% | 277.04K | $2.85M |
| 8 | American Century Companies Inc | 1.04% | 180.33K | $1.86M |
| 9 | Voya Investment Management LLC | 0.96% | 167.15K | $1.72M |
| 10 | Goldman Sachs Group Inc | 0.90% | 156.23K | $1.61M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BCBP
BCB Announces Suspension of Cash Dividend
BAYONNE, N.J., June 18, 2026 (GLOBE NEWSWIRE) -- BCB Bancorp, Inc. (the “Company”), (NASDAQ: BCBP), the holding company for BCB Community Bank (the “Bank”), announced today that the Company’s Board of Directors voted to suspend payment of t…
BCB Bancorp, Inc. Announces Inc. Inducement Grant Under Nasdaq Listing Rule 5635(c)(4)
BAYONNE, N.J., June 05, 2026 (GLOBE NEWSWIRE) -- BCB Bancorp, Inc. (the “Company”), (NASDAQ: BCBP), the holding company for BCB Community Bank (the “Bank”), today announced that, as previously reported on its Form 8-K filed on June 1, 2026,…
New Jersey’s BCB appoints new CEO
New chief executive Thomas O'Brien said he intends to “undertake an aggressive program” to address areas of improvement at the bank.
Sector Update: Financial Stocks Softer Late Afternoon
Financial stocks fell in late Monday afternoon trading with the NYSE Financial Index shedding 0.4% a
Sector Update: Financial Stocks Softer Monday Afternoon
Financial stocks were lower in Monday afternoon trading, with the NYSE Financial Index shedding 0.6%
BCB Appoints New CEO
BAYONNE, N.J., June 01, 2026 (GLOBE NEWSWIRE) -- BCB Bancorp, Inc. (the “Company”), (NASDAQ: BCBP), the holding company for BCB Community Bank (the “Bank”), announced this morning that they have named Thomas M. O’Brien to the position of Pr…
BCBP — Frequently Asked Questions
What is the current share price of BCB Bancorp, Inc. (BCBP)?
As of 2026-07-14 21:23 PDT, BCB Bancorp, Inc. (BCBP) trades at $10.36 on NasdaqGM. Its 52-week range is $7.32 to $11.47.
What is the market capitalisation of BCBP?
BCB Bancorp, Inc. (BCBP) has a market capitalisation of $179.88M on NasdaqGM.
What is the P/E ratio of BCBP?
BCBP trades at a trailing price-to-earnings (P/E) ratio of -148.00. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 0.69.
Does BCBP pay a dividend?
BCB Bancorp, Inc. (BCBP) currently offers a dividend yield of 4.28%.
What is the return on equity (ROE) of BCBP?
BCBP has a return on equity (ROE) of 0.22%.
Is BCBP a good stock to buy?
This page provides a data-driven analysis of BCB Bancorp, Inc. (BCBP), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.